2019-2025年银行招聘之银行招聘综合知识题库及答案.docx

2019-2025年银行招聘之银行招聘综合知识题库及精品答案

单选题（共600题）
1、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.After summer vocation kids will lose one to three months worth of learning
B.After summer vocation kids will lose learning capability in reading
C.Summer vocation makes kids lose learning skills in math
D.Summer vocation brings kids psychological problems

【答案】 A
2、与“如怨如慕，如泣如诉;余音袅袅，不绝如缕”相接的是（ ）。
A.渺渺兮予怀，望美人兮天一方
B.哀吾生之须臾，羡长江之无穷
C.纵一苇之所如，凌万顷之茫然
D.舞幽壑之潜蛟，泣孤舟之嫠妇

【答案】 D
3、2008年全球金融危机爆发以来，世界主要国家央行开始采取特殊货币政策，美国在利率水平已经接近纪录最低时，推出了一系列非常规货币政策，包括为了支持银行贷款的长期流动性供给，为压低长期利率的资产购买计划等，除美国以外，美国、日本和欧洲银行也采取了非常规货币政策。IMF于2013年5月16日发布了《非常规货币政策：最近经验与前景》报告，报告称发达国家的非常规货币政策在很大程度上帮助实现了该国政策目标，诸如持续两年左右的购买国债计划帮助美国和英国的GDP增速提升了约2个百分点，然而，发达国家的这些政策对世界其他国家也造成了很大的影响，大量资本流入拉丁美洲和亚洲，导致新兴市场的汇率过度升值和波动。
A.汇率
B.投机性货币需求
C.货币供给
D.物价

【答案】 B
4、人民代表大会制度的核心内容是（　　）。
A.民主集中制
B.国家的一切权力属于人民
C.坚持中国共产党的领导
D.广泛的人民参与

【答案】 B
5、研究发现，与非复阳患者相比，复阳患者在住院期间表现出更少的症状，更持久的CT成像缓解和更早的RNA转阴，但血浆抗体水平表现与非复阳患者相似。重新入院后，这些复阳患者没有表现出明显的临床症状或疾病进展，CT影像正常以及炎症性细胞因子水平也正常。
A.与非复阳患者相比，复阳患者拥有不同的症状表征
B.住院期间和重新入院治疗期间，复阳患者的表现前后有所不同
C.复阳患者比非复阳患者更难治疗
D.在某些症状上，复阳患者比非复阳患者的表现要轻得多

【答案】 D
6、刘强是某大型商场的总经理，近日通过调查发现：商场基层员工近期工作效率下滑、缺勤率上升、工作积极性下降，基层员工与客户的不和谐事件也呈上升趋势。员工普遍反映：工作枯燥乏味，没有挑战性与职业生涯规划，无法有效施展自己的才能；沟通机会少，没有有效的沟通平台；大龄未婚员工人数日渐上升，员工的这些情况反映出在高层次需要没有得到满足时，对低层次的需要就会显得更加渴望，这符合（　　）的观点。
A.奥尔德佛（ERG）理论
B.赫茨伯格双因素理论
C.马斯洛需求层次理论
D.麦克里兰三重需求理论

【答案】 A
7、甲乙丙三人去买水果，甲购买1斤西瓜3斤苹果7斤梨共需要31.6元，乙购买1斤西瓜4斤苹果10斤梨共需36.2元。那么，丙购买1斤西瓜1斤苹果1斤梨共需要（　　）元。
A.22.4
B.24.2
C.12.4
D.14.2

【答案】 A
8、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.Serious unemployment
B.Wars
C.Foreign talents drain
D.Social instability

【答案】 C
9、从2020年4月8日零时起，武汉市解除（　　）管控措施，撤除武汉市交通管控卡口，有序恢复铁路、民航、水运、公路城市公交运行。这标志着疫情防控取得阶段性重要成效，也标志着湖北保卫战、武汉保卫战进入了一个新的阶段。
A.离汉通道
B.封闭管理
C.交通封管
D.高风险

【答案】 A
10、资料：Placing the right type of workers in close proximity to each other can generate up to a 15 percent increase in organizational performance，according to the study from Cornerstone On Demand，a provider of cloud-based learning and talent-management software，and researchers at Harvard Business School in Massachusetts. For businesses with 2，000 employees, this translates into an additional $1 million in profit each year，the study said.
A.Cornerstone On Demand is a provider of cloud-based learning and talent-management software
B.Placing the right type of workers together will generate 15% increase in performance
C.Smarter seating can affect company’s performance
D.A study about how a firm get additional profit

【答案】 B
11、在总线拓扑的网络中，每次可传输信号的设备数目为（　　）。
A.2个
B.3个
C.1个
D.任意个

【答案】 C
12、______is well known，data under-determines theories.
A.As
B.That
C.What
D.Which

【答案】 A
13、It is very important that the text is neither too detailed ___ too complex for the intended readers.
A.nor
B.or
C.no
D.not

【答案】 A
14、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.They are inconsistent about the attitude toward after hours emails
B.They both push the employees to be available all the time
C.They are consistent about the attitude towards after hours emails
D.They both don’t mean to stress the employees out

【答案】 A
15、 Nowhere are the realities of______climate change more apparent than at Earth's thawing poles.
A.human-driving
B.human-drive
C.human-driven
D.human-drived

【答案】 C
16、资料：Workforce planning helps an organization to estimate its future workforce requirements and calculate the numbers, nature and sources of potential employees who might meet that demand.
A.it offers them regular training
B.it provides them with insurance
C.both A and B
D.not mentioned

【答案】 D
17、我国现行货币统计制度将货币供应划分为三个层次，其中M2代表（　　）。
A.广义货币供应量
B.狭义货币供应量
C.流通中的现金
D.储蓄状态的货币

【答案】 A
18、—Guess,how much does it cost?
A.from
B.between
C.among
D.with

【答案】 B
19、It is not hard to read Arya,because she（　　）blushes with embarrassment when she has a terrible conversation with others.
A.habitually
B.habit
C.habits
D.habitual

【答案】 A
20、打开Word文档一般是指（ ）。
A.把文档的内容从内存中读出并显示出来
B.把文档的内容从磁盘调入内存并显示出来
C.为打开的文档开设一个新的空的文档窗口
D.显示并打印文档的内容

【答案】 B
21、“富贵在天，生死由命”这是属于（　　）。
A.机械唯物主义观点
B.客观唯心主义观点
C.主观唯心主义观点
D.朴素唯物主义观点

【答案】 B
22、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.The Buddhist painting in insignificant
B.The Picasso painting is extremely precious
C.She dislikes the Picasso Painting
D.She will explore more art galleries by herself

【答案】 B
23、The doctor hit me just below the knee to test my ___.
A.influxes
B.inflows
C.flexes
D.reflexes

【答案】 D
24、有一位企业的领导者，破例地奖励了几位为企业做出很大贡献的职工，奖金超过了以往规定的最高限额。对此，下属有许多不同的反应，这件事表明（　　）。
A.不管奖金数是否合理，超越制度的规定是不应该的
B.只要不是领导者个人装腰包，奖励完全可以遵循大数原则
C.这种奖励是一种晕轮效应，为了引起轰动，违反制度也是值得的
D.如果奖励是公平的，这种处理方法符合运用权利的例外处理原则

【答案】 D
25、当本币升值，（　　）。
A.国内价格与出口价格一升一降
B.国内价格和出口价格均不变
C.国内价格和出口价格均上升
D.国内价格和出口价格均下降

【答案】 A
26、中办、国办近日印发（　　），要求合理有序引导群众就地过年。
A.《关于做好人民群众就地过年服务保障工作的通知》
B.《关于做好人民群众回家过年服务保障工作的通知》
C.《关于做好人民群众幸福过年服务保障工作的通知》
D.《关于做好人民群众安全过年服务保障工作的通知》

【答案】 A
27、Excuse me,when does FlightCZ3391takeoff?
A.look up
B.take away
C.give back
D.turn down

【答案】 A
28、A公司计划通过四周的市场活动为其官方微博拉动人气。第一周A公司微博的关注人数增加了300人，往后三周每周的关注人数增量都是上一周增量的两倍。活动结束时A公司微博的关注人数是活动之前的4倍，则A公司活动前微博的关注人数是多少？（　　）
A.1200
B.1500
C.1800
D.2100

【答案】 B
29、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.Two
B.There
C.Four
D.None of above

【答案】 C
30、俗话说“酒香不怕巷子深”，从营销的角度看，这种观念（　　）。
A.认为努力满足客户的需求就能赢得市场
B.认为盈利的根基在于把握正确的推销方式
C.认为应依赖口碑来推销产品
D.认为提升产品的质量是最重要的

【答案】 D
31、已知某城市商品住宅平均销售价格2006年、2007年、2008年连续三年环比增长速度分别为1%、6%、9%，这三年该城市商品住宅平均销售价格的定基增长速度为（　　）。
A.(101%×106%×109%)-1
B.1%×6%×9%
C.(1%×6%×9%)+1
D.101%×106%×109%

【答案】 A
32、______Newton started to do experiments， he forgot about the time.
A.If
B.As
C.Once
D.When

【答案】 C
33、资料：之后，经济学家Mr.U与你讨论了一些潜在的问题，请根据下列资料回答问题。
A.An act or result of turning over
B.The aggregate of worker replacements
C.The total amount of business done in a given time
D.change from one position to another

【答案】 C
34、实现共同富裕属于我国宏观调控政策中的（　　）。
A.财政政策
B.货币政策
C.收入分配政策
D.产业政策

【答案】 C
35、In her newly-published book Judy indicates that women have been politically dis-empowered （ ）human history.
A.across
B.throughout
C.over
D.within

【答案】 B
36、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language?
A.Strengthen your cognitive skills
B.Improve your basic conversations
C.Begin to learn a foreign language
D.Talk with others as often as possible

【答案】 C
37、This chapter gives an overview of three-dimensional （3D） textiles in sports and leisure clothing______manufacturing processes and product requirements.
A.in connection with
B.in common with
C.regardless of
D.with respect to

【答案】 D
38、计算机病毒按照感染方式的分类中不包括（　　）。
A.引导型病毒
B.文件型病毒
C.混合型病毒
D.附件型病毒

【答案】 D
39、（　　）by his performance,I would say he has a good chance of winning.
A.Judged
B.Judging
C.To be judged
D.Having been judged

【答案】 B
40、Try to make your report as____as possible: only give us the facts, and not your opinions.
A.subjective
B.objectionable
C.subjected
D.objective

【答案】 D
41、Early Americans simply did not sport hunt in those days.It is hard to make a sport ___ something you did every day.
A.into
B.out of
C.by
D.with

【答案】 B
42、金融市场最主要的基本功能是（　　）。
A.融通货币资金
B.优化资源配置
C.风险分散
D.定价功能

【答案】 A
43、资料：Desktop Support for Private Equity Firm in Midtown
A.Face-to-face technical assistance
B.Remote help
C.Handbook instructions
D.Phone calls

【答案】 B
44、总分类账户与明细分类账户平行登记四要点中的“依据相同”是指（ ）。
A.总分类账要根据明细分类账进行登记
B.明细分类账要根据总分类账进行登记
C.根据同一会计凭证登记
D.由同一人员进行登记

【答案】 C
45、Passage 6
A.New restrictions on carry-on bags
B.The declining efficiency of the TSA
C.An increase in the number of travelers
D.Frequent unexpected secret checks

【答案】 C
46、You must have the experience that your voice（　　）on the telephone.
A.distorted
B.irregular
C.twisted
D.deformed

【答案】 A
47、Food seems to have been （ ） in the local markets, even if the quality left much to be desired.
A.available
B.avoidable
C.adorable
D.advisable

【答案】 A
48、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.
A.there is less and less farmland in the USA
B.agriculture has greatly developed
C.farmers’work is less heavy than in the past
D.tractors are great helpers for the farmers

【答案】 B
49、商业银行财务管理的核心内容是（ ）。
A.资本金管理
B.利润管理
C.财产管理
D.成本管理

【答案】 D
50、某医院医生甲为患者乙做手术时将一块纱布遗留在乙腹腔，乙因此所受的损害应有（　　）。
A.医院承担全部赔偿责任
B.甲承担全部赔偿责任
C.医院和甲承担连带赔偿责任
D.甲承担赔偿责任，医院承担补充责任

【答案】 A
51、英国工业革命开始于（　　）。
A.1871年
B.1789年
C.1775年
D.1765年

【答案】 D
52、计算机网络中广域网和局域网的分类是以（　　）来划分的。
A.信息交换方式
B.网络使用
C.网络连接距离
D.传输控制方法

【答案】 C
53、A scientist often reaches a dead end that leads to no alternatives in research and has to go back and determine if all the____made are true to how the world operates.
A.equations
B.principles
C.assumptions
D.theories

【答案】 C
54、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.The Russia’s 2017 economic growth forecast has been revised higher
B.The leading economies have achieved sustainable long-term growth
C.The OECD is not optimistic about China's economic growth
D.India's economic growth forecast have been upgraded

【答案】 A
55、在Word主窗口的右上角，可以同时显示的按钮是（）。
A.最小化、还原和最大化
B.最大化、还原和关闭
C.最小化、还原和关闭
D.最大化和还原

【答案】 C
56、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
A.The Fed banks, the State banking and group banking
B.The Fed banking, the state banking and group banking
C.Unit banking, group banking and branch banking
D.Specialized banks, group banking and unit banking

【答案】 C
57、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four choices , You should decide on the best choice.
A.To start an explanation of FaceID' s using condition
B.To mention that Apple Inc. shows their new product under a well designed environment
C.To imply that FaceID has its limits
D.To add a context explanation of the interesting demo

【答案】 C
58、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.Because there are a lot more options online
B.Because consumers are gaining more power thanks to online shopping
C.Because regulations about online shopping will be improved soon
D.Because there are still many qualified goods and trustworthy online stores

【答案】 B
59、资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
A.Not including Primary Chequing,you can own 17 accounts
B.You can make unlimited everyday banking transactions in branch,online,at an ATM of Bank of Monsell,or phone banking services
C.It offers preferred exchange rate when buying U.S.cash（up to $5,000 U.S.per transaction）
D.It is able to help save you up to $288.60 a year on fees

【答案】 C
60、资料：Samsung’s Notebook 7 Spin is a stylish，versatile work machine with power to spare.The 2-in-1 notebook’s performance is impressive，and its versatile folding design is legitimately useful.Unfortunately，the system’s shallow keyboard and lackluster battery life curtail its productivity potential a bit.
A.Versatile folding design，a slim look，keyboard
B.Versatile folding design，a slim look，battery life
C.Versatile folding design，a slim look，keyboard and battery life
D.Versatile folding design，a slim look，system’s roomy display and hardware

【答案】 D
61、下列不属于审计的职能的是（ ）。
A.经济监督功能
B.经济评价功能
C.经济鉴证功能
D.经济核算功能

【答案】 D
62、当地时间2013年3月26日晚上7时30分，中共中央总书记、国家主席习近平同志d 席金砖峰会开幕式。开幕式前中国人民银行宣布当天已与巴西达成了中巴（ ）协议，旨在力 强双边金融合作。
A.人民币清算
B.本币互换
C.经济合作
D.金融服务

【答案】 C
63、Paper-markingis__of ancient China.
A.one of greatest inventor
B.one of the greatest inventors
C.one of greatest invention
D.one of the greatest inventions

【答案】 D
64、Passage 6
A.It was created by Mrs.Field
B.It collects information on you usually without your knowing it
C.It is a hardware needed to access to your computer
D.It is the latest in technology

【答案】 B
65、Injuries from rear-end ______ were down，which could mean more than $45 million saved on accident da