2019-2025年银行招聘之银行招聘综合知识全真模拟考试试卷A卷含答案.docx

2019-2025年银行招聘之银行招聘综合知识全真模拟考试试卷A卷含答案

单选题（共600题）
1、In the past men generally preferred that their wives（ ）in the house。
A.worked
B.would work
C.work
D.were working

【答案】 C
2、狭义的国际金融市场是指（　　）。
A.外汇市场
B.国际资金市场
C.国际保险市场
D.国际黄金市场

【答案】 B
3、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.熟肉制品
B.米制半成品
C.冷冻蔬菜
D.酱油

【答案】 B
4、公文办理主要分为（　　）。
A.收文和发文
B.拟办和承办
C.登记和分发
D.整理与保管

【答案】 A
5、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.Demonstrate the problem specifically
B.Do it politely but firmly
C.Do it in person
D.Make general statements first

【答案】 D
6、.对于注销的应收账款，会计部门应在（ ）中予以登记，同时进行追踪控制，以防随后收 回时被内部人员贪污。
A.备査账簿
B.销售发票
C.明细账
D.销售合同

【答案】 A
7、The information means little if we cannot______it effectively.
A.confirm
B.explore
C.consider
D.express

【答案】 A
8、The students expected there ______ more reviewing classes before the final exam.
A.being
B.have been
C.is
D.to be

【答案】 D
9、Now that we have an escaped political prisoner on the ______,everybody is fighting shy of having anything to do with people like you.
A.loose
B.release
C.slack
D.relax

【答案】 A
10、债券是流通的有价证券，其票面信息中通常不包含（　　）。
A.债券的面额
B.债券的市场价格
C.利率
D.偿还日期

【答案】 B
11、消费者对价格敏感，生产与销售成本低，竞争者易进入，商品差异性小的新产品定价，应采用（　　）。
A.高价策略
B.低价策略
C.满意策略
D.折扣策略

【答案】 B
12、社会生产方式包括的两个方面是（　　）。
A.经济基础和上层建筑
B.生产力和生产关系
C.人的因素和物的因素
D.劳动者和生产资料

【答案】 B
13、The World Bank says a large proportion of the poor have no ________ to banks.
A.entry
B.path
C.road
D.access

【答案】 D
14、如果将一国货币币值的提高定义为升值，那么，对该国来说，将导致（　　）。
A.直接标价法汇率数值将减小，间接标价法汇率数值将减小
B.直接标价法汇率数值将减小.间接标价法汇率数值将增大
C.直接标价法汇率数值将增大，间接标价法汇率数值将减小
D.直接标价法汇率数值将增大，间接标价法汇率数值将增大

【答案】 B
15、变化基本上与总体经济活动的转变同步的宏观经济指标是（ ）。
A.先行性指标
B.同步性指标
C.滞后性指标
D.趋同性指标

【答案】 B
16、资料：Memo
A.Your Best Fitness Plan
B.Green Eats
C.The Olymplan’s Cookbook
D.The Pharaoh’s Lives

【答案】 B
17、会议室里的凳子有3条腿的，也有4条腿的，都能坐。并且会议室坐满了人，一张凳子只能坐一个人。如果会议室里的凳子的条数和人的腿加起来共有39条，则3条腿的凳子有（　　）张。
A.1
B.3
C.5
D.7

【答案】 B
18、A ____________of the subject's structure and its relationship to other subjects should be acquired before the literature is approached.
A.grip
B.grasp
C.grab
D.snatch

【答案】 B
19、I never imagined that she could walk（　　）far,7 miles per day!.
A.as
B.such
C.that
D.very

【答案】 C
20、根据《巴塞尔协议》的规定，以下属于商业银行核心资本的是（ )。
A.中期优先股
B.损失准备
C.附属机构的少数股东权益
D.可转换债券

【答案】 C
21、4辆车运送货物，每辆车可运16次；7辆车运送，每辆车只能运10次。设增加的车辆数与运送减少的次数成正比，且每车次运送货物相等，运送货物总量最多是多少车次？（　　）
A.72
B.74
C.64
D.68

【答案】 A
22、Passage 1
A.optimistic
B.pessimistic
C.gloomy
D.Objective

【答案】 A
23、资料：Memo
A.It is the most expensive book on the list
B.It is written on the same topic as is Ms.Karl’s book
C.It first appeared on the list three weeks ago
D.It has fallen in popularity since last week

【答案】 D
24、某人是“80”后，今年他的年验不超过40，且年龄比出生年份各数字和还要大16，则他的出生年份不可能是（　　）。
A.1985
B.1980
C.1987
D.1982

【答案】 C
25、-Must I wait till you come back
A.mustn't
B.needn't
C.can't
D.won't

【答案】 B
26、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
A.To have a credit-builder loan
B.To acquire secured credit cards（which require a security deposit） or college student credit cards
C.To acquire a credit card
D.All of above

【答案】 D
27、应在公文首页标注签发人的是（　　）。
A.上行文
B.平行文
C.下行文
D.所有公文

【答案】 A
28、Exce1中，将两个字符串连接起来的运算符是（　　）。
A.$
B.+
C.＆
D.一

【答案】 C
29、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.Vietnam’s ban is a reflection of reform responding to the gender bias in job markets
B.making laws about restrictions on women’s work has led to liberalisation
C.more countries have taken measures to abrogate work restrictions on women
D.the ILO has led a movement to eliminate work restrictions on women

【答案】 C
30、与消费物价变动密切相关，最活跃的货币是（ ）。
A.M1
B.M2
C.M0
D.M

【答案】 C
31、乘火车从甲城到乙城，原来需要10.14小时，1998年第一次提速30%，1999年第二次提速30%，2000年提速20%，三次提速后，从甲城到乙城需要（　　）
A.4.5
B.5
C.6
D.8.2

【答案】 B
32、下列句子中语序排列最连贯的一项是（　　）。
A.（4）（1）（3）（5）（2）
B.（1）（4）（3）（5）（2）
C.（1）（5）（2）（4）（3）
D.（4）（3）（5）（2）（1）

【答案】 B
33、以利率或价格为标的，旨在发现银行间市场的实际利率水平、商业银行对利率的预期。 这是指（ ）。
A.数量招标
B.价格招标
C.拍卖
D.竞价交易

【答案】 B
34、在中央银行资产负债表中，属于负债项目的是（　　）。
A.财政部门的借款
B.中央银行发行债券
C.外汇储备
D.待收款项和固定资产

【答案】 B
35、 “营业费用”属于( )类科目。
A.资产
B.所有者权益
C.损益
D.共同

【答案】 C
36、货币的（　　）功能是使货币区别于股票，债券和住宅的主要功能。
A.交易媒介
B.记账单位
C.支付手段
D.价值储藏

【答案】 A
37、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.full night of sleep deprivation puts people on the risk of false memory
B.Short-term lack of sleep is more likely to result in memory distortion
C.Deprivation of sleep fails to have impact on the ability to memorize list
D.Your own name will not escape you no matter how long you sleep

【答案】 A
38、 下列业务中，应该填制现金收款凭证的是（　　）。
A.将多余现金存入银行
B.从银行提取现金
C.出租设备,收到一张现金支票
D.报废一台电脑，出售残料收到现金

【答案】 D
39、Paper-markingis__of ancient China.
A.one of greatest inventor
B.one of the greatest inventors
C.one of greatest invention
D.one of the greatest inventions

【答案】 D
40、以利率或价格为标的，旨在发现银行间市场的实际利率水平、商业银行对利率的预期。 这是指（ ）。
A.数量招标
B.价格招标
C.拍卖
D.竞价交易

【答案】 B
41、研究者通过对300名小学生长达20年的观察，发现被夸聪明的孩子更容易半途而废、自信心不足和胆小怕事。后来，研究者在重复实验中加入了社会不同阶层的被试者，都发现了相同的结果。因此，研究者认为经常被表扬会带来许多负面效应。
A.表扬不一定都能起到积极效果，效果会因表扬的具体内容不同而不同
B.另一项关于表扬的调查研究显示，被表扬的女性变得更胆小怕事
C.另一项关于表扬的调查研究显示，积极表扬的被试组和无表扬的被试组在学习成绩的差异并不显著
D.另一项关于表扬的调查研究显示，表扬对智商较高的男性影响最大，他们中的大部分在“失败反应”的测试中都崩溃了

【答案】 B
42、以下不是网络操作系统的是（ ）。
A.UNIX
B.Linux
C.Windows 2000
D.DOS

【答案】 D
43、The music aroused an（ ）feeling of homesickness in him.
A.intrinsic
B.intentional
C.intermittent
D.intense

【答案】 D
44、目前国际公认的高技术前沿是指（ ）。
A.航天航空技术
B.计算机与信息技术
C.生物技术
D.新材料技术

【答案】 B
45、.下面各组宏观经济发展目标所对应的衡量指标错误的是（ ）。
A.经济增长—国民生产总值
B.充分就业—失业率
C.物价稳定—通货膨胀
D.国际收支平衡—国际收支

【答案】 A
46、2018年3月11日，十三届全国人大一次会议表决通过了《中华人民共和国宪法修正案》。关于本次《宪法修正案》下列说法错误的是（　　）
A.我国现行《宪法》是“八二宪法”，目前经历了5次修改
B.社会主义民族关系的表述中增加了“和谐”
C.《宪法修正案》规定监察委员会委员长由全国人大选举产生
D.《宪法修正案》规定县级市有权制定地方性法规

【答案】 D
47、一次化妆舞会中，男士戴着蓝色的帽子，女士戴着红色的帽子。每个男士看见的蓝色帽子比红色帽子的2倍还多6个，每位女士看见的蓝色帽子是所见红色帽子的3倍。那么房间里一共有（　　）人。
A.37
B.27
C.39
D.29

【答案】 A
48、Luo Jingyu,19,has four years of experience of running business.He is also a freshman in the arts department of Hubei University.
A.Luo learnt to make lanterns from his father
B.Luo’s friends advised him to sell painting tools
C.The loss at the dress shop taught Luo a lesson
D.Luo borrowed money from the bank to open shops

【答案】 C
49、It’s standard practice for a company like this one（　　）a security officer.
A.employed
B.being employed
C.to employ
D.employs

【答案】 C
50、如果本国货币升值，则（　　）。
A.直接标价法汇率数值减小
B.直接标价法汇率数值增大
C.汇率变化方向不确定
D.间接标价法汇率数值减小

【答案】 A
51、在双本位制的货币体系下，（　　）两种货币按法定比价流通，在一定程度上克服了平行本位制下混乱局面。
A.金锡
B.银铜
C.金铜
D.金银

【答案】 D
52、政府支出增加时，可能会使私人支出减少，这一效应称为（　　）。
A.替代效应
B.挤出效应
C.投资乘数效应
D.凯恩斯陷阱

【答案】 B
53、资料：Think for a moment of your definition of persuasion. If you are like most business people I have encountered, you see persuasion as a relatively staightforward process. First, you strongly state your position. Second,you outline the supporting arguments, followed by a highly assertive, databased exposition. Finally, you enter the deal-making stage and work toward a “close.” In other words, you use logic, persistence, and personal enthusiasm to get others to buy a good idea. The reality is that following this process is one surefire way to fail at persuasion.
A.How to successfully persuade others
B.How businesspeople define persuasion
C.Persuasion as an art
D.Logic, persistence and enthusiasm

【答案】 A
54、Passage 7
A.awaken the conscience of officials
B.guarantee fair play in official access
C.allow for certain kinds of lobbying
D.inspire hopes in average people

【答案】 B
55、 被告人张某，公交车司机。因受单位领导批评，为发泄不满，驾车驶入闹市区冲向密集人群，当场撞死8人，撞伤13人。李某的行为构成（　　）。
A.交通肇事罪
B.以危险方法危害公共安全罪
C.故意杀人罪
D.重大责任事故罪

【答案】 B
56、以下哪一项属于资本证券？（　　）
A.基金
B.支票
C.汇票
D.提单

【答案】 A
57、（　　）by his performance,I would say he has a good chance of winning.
A.Judged
B.Judging
C.To be judged
D.Having been judged

【答案】 B
58、新农合”是指（ ）。
A.新型农村合作社
B.新型农村合作保险
C.新型农村合作医疗
D.新型农村合作教育

【答案】 C
59、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.The environment in which the technology enhances shaming
B.The humiliation that is more intensely felt than it should be
C.The price we have to pay as the victims of mistakes
D.The impact of people’s suicide on families and the society

【答案】 A
60、当出租车租金价格上涨后，对公共汽车服务的（）。
A.需求增加
B.需求减少
C.需求不变
D.需求可能增加，也可能减少

【答案】 A
61、北宋新诗运动的领袖是（ ）。
A.欧阳修
B.王安石
C.梅尧臣
D.范仲淹

【答案】 A
62、国务院办公厅日前印发（　　）。进一步落实全国中医药大会部署，遵循中医药发展规律，认真总结中医药防治新冠肺炎经验做法，破解存在的问题，更好发挥中医药特色和比较优势，推动中医药和西医药相互补充、协调发展。
A.《关于加快中医药产业发展的若干政策措施》
B.《关于加快中医药事业发展的若干政策措施》
C.《关于加快中医药特色发展的若干政策措施》
D.《关于加快中医药传承发展的若干政策措施》

【答案】 C
63、下列机关中属于国家行政机关的是（ ）。
A.国家审判机关
B.司法行政机关
C.人民政协
D.企业人事部门

【答案】 B
64、He holds an important position in the company.（ ）,I don’t quite trust him.
A.Thus
B.Furthermore
C.Otherwise
D.Nevertheless

【答案】 D
65、资料：The Oakview Cafe
A.Purchase tickets for an event
B.View a full dinner menu
C.Listen to samples of music
D.Read reviews of a performance

【答案】 B
66、下列（ ）只能当作输入设备。
A.扫描仪
B.打印机
C.读卡机
D.磁带机

【答案】 A
67、下列事件的先后顺序是（　　）。
A.④①③②
B.①③②④
C.③②①④
D.④③②①

【答案】 A
68、行为作为民事法律关系产生、变更、消灭的法律事实（）。
A.不能是违法行为
B.只能是民事法律行为
C.只能是表意行为
D.既可以是合法行为，也可以是违法行为

【答案】 D
69、 Like no previous technology, mobile technology has spread______an unprecedented pace in the last few years.
A.at
B.in
C.on
D.with

【答案】 A
70、The program becomes unable to serve its purpose for its present audience,let（　　）the future audience.
A.off
B.down
C.out
D.alone

【答案】 D
71、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.The catastrophic consequences of climate change
B.US efforts in controlling greenhouse gas emissions
C.Investment threats in a changing climate
D.The world is in danger

【答案】 C
72、2020年4月6日电，世界卫生组织5日发布第七十六期新冠肺炎疫情报告。报告认为，目前中国已从疫情遏制阶段进入（　　），中国经验正在帮助其他国家的抗疫行动。
A.拉锯阶段
B.缓解阶段
C.攻坚阶段
D.决胜阶段

【答案】 B
73、By the end of next month we（　　）the task.
A.will finish
B.will be finishing
C.will have finished
D.have finished

【答案】 C
74、Passage 8
A.explosive growth
B.the reform of reverse mortgage market
C.little consideration to suitability
D.aggressive and improper marketing

【答案】 B
75、2月6日，我国自主研发建造的全球首座十万吨级深水半潜式生产储油平台（　　）能源站，抵达海南陵水海域。
A.“天海一号”
B.“深海一号”
C.“深鲸一号”
D.“白鲨一号”

【答案】 B
76、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.and
B.and
C.and
D.and

【答案】 C
77、下列有关剩余价值的几个说法不正确的一项是（ ）。
A.剩余价值不是从流通过程中产生的，而是在劳动力的消费过程即资本主义生产过程中形成的
B.超额剩余价值是由于商品的个别价值高于社会价值而产生的那部分剩余价值
C.绝对剩余价值生产是在必要劳动时间不变的条件下，由于延长工作日的绝对量所产生的剩余价值
D.相对剩余价值生产是在工作日不变的条件下，由于必要劳动时间缩短所产生的剩余价值

【答案】 B
78、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.preferential policies for the poorer children
B.more comprehensive research into its causes
C.headteachers good at inspiring talented children
D.solutions to the conflict in the education sector

【答案】 C
79、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.Increase the amount of hop flower added
B.Find different varieties of hop flower and produce new flavors
C.Join Hopsteiner and other big hops companies
D.Change their labels frequently

【答案】 B
80、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language?
A.attracting readers to a new approach t