2019-2025年银行招聘之银行招聘综合知识考前冲刺模拟试卷B卷含答案.docx

2019-2025年银行招聘之银行招聘综合知识考前冲刺模拟试卷B卷含答案

单选题（共600题）
1、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.fuel price
B.low-cost carries
C.emerging markets in the Middle East
D.emerging markets in Asia

【答案】 A
2、与“如怨如慕，如泣如诉;余音袅袅，不绝如缕”相接的是（ ）。
A.渺渺兮予怀，望美人兮天一方
B.哀吾生之须臾，羡长江之无穷
C.纵一苇之所如，凌万顷之茫然
D.舞幽壑之潜蛟，泣孤舟之嫠妇

【答案】 D
3、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all.
A.Because the risk of fake fish is too high
B.Because not every restaurant can afford snapper
C.Because consumers don't like snapper sushi
D.Because snapper is rare

【答案】 A
4、资料：Job Description
A.Hardworking but taciturn
B.Little knowledge of co-branded sponsored entertainment
C.Experience with on-air promotion production
D.With little post production experience

【答案】 C
5、（　　）out of the window,I saw a bus.
A.Have looked
B.Look
C.Being looked
D.Looking

【答案】 D
6、在1，2，3，……，2011中选数，若要保证选出的数字中任意两个数字的和都不能被3整除，最多可以选出（　　）个数。
A.3
B.671
C.672
D.673

【答案】 C
7、 下列有关人民币清算的说法中，正确的是（　）。
A.系统内与账户行结合的清算
B.借助于账户行的联行清算
C.系统内的应收应付的联行清算
D.借助于账户行的实收实付的清算

【答案】 C
8、资料：From:Gloria Richter
A.An efficient way for the staff to deal with the large number of emails
B.More investment in the well-being of the staff
C.Reopening of the staff lounge
D.clarification of whom the staff should report their works to

【答案】 B
9、“只要有信心，黄土变成金”所蕴含的的哲理是（　　）。
A.意识对物质具有能动的反作用
B.意识活动本身可以改变客体
C.人们的精神活动依赖于物质活动
D.社会意识决定社会存在

【答案】 A
10、行为作为民事法律关系产生、变更、消灭的法律事实（）。
A.不能是违法行为
B.只能是民事法律行为
C.只能是表意行为
D.既可以是合法行为，也可以是违法行为

【答案】 D
11、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.Financiers have long ago viewed the Europe as a single market
B.Europe has the highest degree of cross-border financial integration
C.the MiFID will make financial markets around the world more competitive
D.the MiFID will increase transparency within American financial mark

【答案】 B
12、在我国，对于项目型管理的企业来说，会优先采取哪一种运作模式？（　　）
A.事业部制
B.矩阵制
C.直线职能制
D.职能制

【答案】 B
13、Passage 2
A.Customers are forced to share their bank data
B.Banks are required to open up their entire operational system
C.Regulators should be both tough and flexible
D.Banks and third parties should be regulated with a light touch

【答案】 C
14、An in-depth understanding of this emerging phenomenon requires not just the consideration of quantitative studies, but the______of selected quantitative, qualitative and mixed-method study designs.
A.collect
B.pooling
C.pool
D.poll

【答案】 C
15、The earth moves around the sun,（　　）we all know it.
A.as
B.which
C.and
D.that

【答案】 C
16、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.审讯
B.检验
C.麻烦
D.试用

【答案】 D
17、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.Ten years
B.Nineteen years
C.Eight years
D.Thirty-six years

【答案】 C
18、资料：Job Description
A.Sales
B.Legal Affairs
C.Logistics
D.Marketing

【答案】 C
19、 In the 20th century, women began living longer, ______ because pregnancy and child birth had become less dangerous.
A.immediately
B.directly
C.primarily
D.accordingly

【答案】 C
20、2012年5月10日，期货市场首个上市新品种：白银期货正式挂牌交易，这意味着国 内市场上市了第（ ）个贵金属期货交易品种。
A.一
B.二
C.三
D.四

【答案】 B
21、MUN, which ___ Model United Nations, is a conference that provides students all over the world with the opportunity to experience what it’s like to be in the United Nations.
A.stand by
B.stands for
C.stand up
D.stand out

【答案】 B
22、下列叙述正确的是（ ）。
A.字长为16位表示这台计算机最大能计算一个16位的十进制数
B.字长为16位表示这台计算机的CPU一次能处理16位二进制数
C.运算器只能进行算术运算
D.SRAM的集成度高于DRAM

【答案】 B
23、目前国际公认的高技术前沿是指（ ）。
A.航天航空技术
B.计算机与信息技术
C.生物技术
D.新材料技术

【答案】 B
24、资料：Up to 80 per cent of the world’s middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.
A.the economic development of China is important
B.the role of some developing countries is significant for poverty reduction
C.14 countries are developing faster than China
D.it is crucial to make a clear goal first

【答案】 B
25、Passage 6
A.Doubtful
B.Approving
C.Welcoming
D.Optimistic

【答案】 A
26、资料：Keeping the Zeal of a Startup as You Scale
A.An insurgent company invests more in the future while an incumbent company invests more in the status quo
B.An insurgent company prefers chaos to stability
C.An insurgent company loves challenging the incumbent companies
D.An insurgent company sees changes as opportunities while an incumbent company loves stability more

【答案】 D
27、 签发支票时。2 100.07元的大写金额正确的是（　　）。
A.贰仟壹佰元零柒分正
B.贰仟壹佰零柒分
C.贰仟壹佰元零角柒分
D.贰仟壹佰元零柒分

【答案】 D
28、积极开展网络融资服务。农业银行创新推出（　　）线上贷款产品，实现农户贷款线上申请、线上审批、线上发放、线上还款，全面提升农户贷款的覆盖面和办理效率。
A.助农e贷
B.轻松e贷
C.惠农e贷
D.全民e贷

【答案】 C
29、Passage 3
A.In Favor of the Gap Year
B.The ABCs of the Gap Year
C.The Gap Year Comes Back
D.The Gap Year:A Dilemma

【答案】 A
30、计算机中1K字节表示的二进制位数是（　　）。
A.1000
B.8×1000
C.1024
D.8×1024

【答案】 D
31、民法调整（ ）的人身关系和财产关系。
A.平等主体的公民之间、法人之间、公民和法人之间
B.法人之间
C.公民和法人之间
D.公民之间、法人之间、公民和法人之间

【答案】 A
32、春秋战国时代，诸子百家讲政治时，大多站在民众一边，替天下百姓打算；唯一一家与其他各家不同，为君主作参谋，专替君主打算，这一家是（　　）。
A.儒家
B.法家
C.道家
D.墨家

【答案】 B
33、四对情侣排成一队买演唱会门票，已知每对情侣必须排在一起，问共有多少种不同的排队顺序？（　　）
A.24种
B.96种
C.384种
D.40320种

【答案】 C
34、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.Devastating
B.Deleterious
C.Harmful
D.Destructive

【答案】 B
35、资料：Human resource professionals act as mediators between an organization's management and its workers. This requires wearing many hats It's an HR administrator's job to make sure that employees are working in a safe environment that disputes are settled， and that benefits are understood and administered properly. At the same time， HR is charged with recruiting new employees who will not only fit in personally and professionally but also help the company achieve its business goals. They also represent management when negotiating for benefits with companies administering these benefits and when implementing companywide policies that will ultimately lower costs or boost profits. The needs of HR cover a wide range of tasks and，therefore， require individuals who are good with people in addition to being organized， analytical， business-minded， and heroic multitaskers.
A.to act smoothly and tactfully
B.to take on much responsibility
C.to be faced with many choices
D.to pay attention to clothing

【答案】 B
36、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below.
A.more than
B.less than
C.the same as
D.not comparable with

【答案】 C
37、根据劳动合同法的规定，下列表述正确的是（　　）。
A.用人单位不得单方面解除劳动合同
B.试用期不包含在劳动合同期限内
C.劳动合同部分无效，不影响其他部分效力的，其他部分仍然有效
D.发生劳动争议的，双方协商为争议解决的必经程序

【答案】 C
38、在对某公司存货实施抽查程序时，注册会计师下列做法正确的是（ ）。
A.尽量将难以盘点或隐蔽性较大的存货纳入抽査范围
B.事先就拟抽取测试的存货项目与该公司沟通，以提高存货监盘的效率
C.从存货盘点记录中选取项目追查至存货实物，以测试盘点记录的完整性
D.如果盘点记录与存货实物存在差异，要求该公司更正盘点记录

【答案】 A
39、 对利随本清的存款计算存期时，下列说法正确的是( )。
A.存人日计息，支取日不计息
B.存入日、支取El均计息
C.存人的第二日起息，算至支取日
D.存入的第二日起息，算至支取的前一日

【答案】 B
40、人力资源管理部门与非人力资源管理部门在履行人力资源管理职能方面存在分工。其中由非人力资源管理部门承担的任务是（　　）。
A.制定薪酬体系
B.拟订人员供需平衡的实施计划
C.提出本部门人员需求条件
D.形成这个公司的培训计划

【答案】 C
41、商品内在的使用价值和价值的矛盾，其完备的外在表现形式是（ ）。
A.商品与商品的对立
B.具体劳动与抽象劳动的对立
C.私人劳动与社会劳动的对立
D.商品与货币的对立

【答案】 D
42、以协调员工个人成长和企业发展需求两者之间关系为目的的人力资源规划是（　　）。
A.职业规划
B.继任计划
C.培训开发规划
D.配备规划

【答案】 A
43、下列各项中．不属于《新巴塞尔资本协议》中“三大支柱”的是（　　）。
A.最低资本要求
B.市场约束
C.综合监管
D.监管当局的监督检查

【答案】 C
44、根据《公司法》的规定，有限责任公司首次股东大会会议由（　　）召集和主持。
A.出资最多的股东
B.全体股东一致认可的股东
C.公司董事会
D.公司监事会

【答案】 A
45、资料：HS ensures there is a clear career path for any employee, from any background. Three key levels in Harrods are the sales employee, department managers and senior managers. At each level, employees can benefit from the development programs in order to build a career.
A.because he wanted to make a change of his life
B.because ge got hurt and could't dance any more
C.because he wanted to take the courses
D.none above

【答案】 B
46、商业银行最主要的资金来源是（　　）。
A.资本金
B.中央银行借款
C.发行金融债券
D.存款负债

【答案】 D
47、下列产品中，能够计入当年GDP的是（　　）。
A.中央政府对地方政府的转移支付
B.某人花100万美元在美国买的一栋新房
C.企业从国外购买的一台服务器
D.某企业当年生产没有卖掉的20万元产品

【答案】 D
48、我国古代“以农立国”，而农业生产和自然天象的关系密切，所以古人非常注重“观时授时”，积累了丰富的天文历法知识。以下关于我国古代天文历法知识，说法错误的是（　　）。
A.金星古称“明星”“太白”“启明”“长庚”；木星古称“岁星”“岁”
B.杜甫诗中的“人生不相见，动如参与商”中的“参”是指西方的“参宿”.“商”指东方的心宿，“参”“商”同属二十八星宿
C.古代用于纪年的方法很多，其中最常用的是干支纪年法和年号纪年法。其中干支纪年法是指以天干和地支两两相配以纪年，历经六十年一轮回
D.天干只能与地支相配，而且是天干的单数与地支的双数相配，天干的双数与地支的单数相配

【答案】 D
49、Highly emotional,lacking in self-confidence,he knocked about in____jobs as a young man before settling on the study of art.
A.various
B.overall
C.modified
D.peculiar

【答案】 A
50、下列语句中，没有语病的一项是（　　）。
A.就如何应对交通不畅导致供需矛盾的问题，公司领导讨论和听取了各车间主任提出的AB和C三套方案，并最终决定执行A方案
B.疫情期间，有关部门对部分不遵守隔离措施，蛮横无礼甚至殴打医生、护士的各类事件，进行了严肃的批评教育，对涉及刑事的，也处理得相当快速公正
C.峡谷中的土域肥沃，加上昼夜温差较大，较为适宣种植经济作物、柑橘，还适合种植烟草。
D.中国哲学讲究阴阳五行，凡事相克相生，饮茶也不例外，什么季节，什么气候、什么体质适合喝什么茶都有一番说道。

【答案】 D
51、He felt so cold that he kept trembling （ ） unable to endure it any more.
A.as for
B.as well
C.as if
D.as long as

【答案】 C
52、下列哪项不属于计算机内部采用二进制的优点？（)
A.便于硬件的物理实现
B.运算规则简单
C.可用较少的位数表示大数
D.可简化计算机结构

【答案】 C
53、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.It’s a shame if you check your email all the time
B.The employees are willing to leave work at the end day of the workday
C.The employees are expected to answer emails although it’s not working time
D.Work email is the essential part in worker’s daily life

【答案】 C
54、我国现行劳动争议处理制度为（　　）。
A.一调一裁两审制
B.两审终审制
C.一调一裁制
D.调解制度

【答案】 A
55、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.doubtful
B.indifferent
C.positive
D.pessimistic

【答案】 C
56、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Baidu has been cutting off their costs
B.Baidu's profit has fallen
C.Baidu's revenues have been falling
D.Baidu has been losing money

【答案】 B
57、下列属于道家思想的是（　　）。
A.尽其心者，知其性也，知其性，则知天矣
B.为无为，事无事，味无味
C.以子之矛，攻子之盾
D.食必常饱，然后求美；衣必常暖，然后求丽；居必常安，然后求乐

【答案】 B
58、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises.
A.By sending an e-mail
B.By going to the Website
C.By calling Ms. Ruiz
D.By visiting the corporate office

【答案】 B
59、A new power station was set ______ in my hometown.
A.up
B.out
C.about
D.forth

【答案】 A
60、Passage 4
A.The more money we have,the more stress we have
B.Money can be of great help
C.We should try our best to earn money
D.Money is helpful in some way,but we should make full use of it

【答案】 D
61、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.working in a bank
B.printing a book
C.attending a night school
D.growing beans for sale

【答案】 C
62、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.The environment in which the technology enhances shaming
B.The humiliation that is more intensely felt than it should be
C.The price we have to pay as the victims of mistakes
D.The impact of people’s suicide on families and the society

【答案】 A
63、在管理的各项职能中，( )职能能够保证目标及为其而制订的计划得以实现。
A.领导
B.协调
C.控制
D.计划

【答案】 C
64、Passage 5
A.Definite
B.Dubious
C.Serious
D.Negative

【答案】 B
65、国家通过调节利率高低可以影响经济活动。一般认为，利息增加带来的经济影响是（　　）。
A.刺激需求，生产扩大，经济活动水平上升
B.货币供给增加，将引起适度的通货膨胀
C.货币供给减少，对生产的影响不能确定
D.抑制需求，缓解通货膨胀

【答案】 D
66、______,this simple gesture means five different things in five different Mediterranean countries.
A.Because it seems astonishing that
B.Astonishing though it may seem
C.You will be astonished by
D.Astonished is what it was

【答案】 B
67、Construction on a new wing at the Markunas Museum ____as soon as additional funding has been arranged.
A.has been resumed
B.to be resuming
C.was resumed
D.will resume

【答案】 D
68、In modern clinical practice, doctors personal