2025年银行招聘之银行招聘综合知识真题练习试卷B卷附答案.docx

2025年银行招聘之银行招聘综合知识真题练习试卷B卷附答案

单选题（共600题）
1、资料：Why is Salt Bad for You?
A.his family doctor
B.a heart specialist
C.research scientists
D.a nutrition expert

【答案】 D
2、 如果报表上有关项目的名称或金额受到限制或需要简要补充说明时，可直接采用（　）。
A.底注
B.旁注
C.底表
D.侧表

【答案】 B
3、目前我国票据贴现业务的主要票据是（ ）。
A.支票
B.银行本票
C.商业承兑汇票
D.银行承兑汇票

【答案】 D
4、资料：The increasing amount of personal information that can be collected by computer programs that track how people use Facebook has been revealed by an extensive academic study.
A.To show the importance of it in people’s life
B.To support that people can collect information from Facebook
C.To give an example of the information predicted in the study
D.To illustrate the percentage of people with religious belief

【答案】 C
5、资料：“I wouldn’t be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated ￡75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.
A.How education can change a person’s life
B.Oxford University welcomes the generosity of strangers
C.An immigration family’s story of success
D.large amount of private donation from an Oxford graduate

【答案】 B
6、资料：Happy wood sprites knows the way to Fenghuang city.
A.Dances
B.Poetry
C.Paintings
D.Music

【答案】 D
7、边际报酬递减规律指以下哪一种现象?（　　）
A.资源是稀缺的，但某些资源比其它资源更稀缺
B.一国居民拥有的某种东西越多，他们获得更多这种东西的愿望就越低
C.当两种资源中的一种投入不断增加，而另一种资源数量固定时，边际产量先越来越大后越来越小
D.当两种资源中的一种投入不断增加，而另一种资源数量固定时，总产出最终减少

【答案】 C
8、在偿还赊销款项时货币执行的职能是（　　）。
A.价值尺度
B.流通手段
C.贮藏手段
D.支付手段

【答案】 D
9、 下列属于反映企业财务状况的会计要素是（　　）。
A.收人
B.所有者权益
C.费用
D.利润

【答案】 B
10、资料：Human resource professionals act as mediators between an organization's management and its workers. This requires wearing many hats It's an HR administrator's job to make sure that employees are working in a safe environment that disputes are settled， and that benefits are understood and administered properly. At the same time， HR is charged with recruiting new employees who will not only fit in personally and professionally but also help the company achieve its business goals. They also represent management when negotiating for benefits with companies administering these benefits and when implementing companywide policies that will ultimately lower costs or boost profits. The needs of HR cover a wide range of tasks and，therefore， require individuals who are good with people in addition to being organized， analytical， business-minded， and heroic multitaskers.
A.Ensure a sound working environment for employees
B.Represent management in negotiation and policy implementation
C.Help achieve business goals and profit boost
D.Hire promising new employees for the sake of the company

【答案】 C
11、国际收支平衡的基本目标一般不包括（　　）。
A.进出口平衡
B.外汇储备增加
C.防止汇率变动
D.汇率稳定

【答案】 A
12、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.can help towards overcoming this problem about the ratio of debt to income
B.may lead Germany's importance as Europe’s largest export market to decline
C.may bring some relief to other members of the European Exchange Rate Mechanism
D.None of above

【答案】 D
13、中央银行在经济衰退时，（　　）法定存款准备金率。
A.调高
B.降低
C.不改变
D.取消

【答案】 B
14、2019年7月22日，美国《财富》杂志公布2019年“世界500强”榜单。中国银行以1277.14亿美元营业收入排名第（　　）位，较上一年度上升两位。
A.34
B.44
C.45
D.30

【答案】 B
15、影响金融市场长期走势的唯一因素是（ ）。
A.宏观经济因素
B.行业发展状况
C.企业经济效益
D.国际经济形势

【答案】 A
16、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.having public confidence
B.having sufficient investment
C.lowering government spending
D.upgrading government technology

【答案】 B
17、按出票人不同，汇票可分为（ ）。
A.银行汇票
B.商业汇票
C.银行汇票和商业汇票
D.企业汇票和商业汇票

【答案】 C
18、Some experts note that children’s performances are____ more influenced by parents than by teacher.
A.quite
B.many
C.almost
D.far

【答案】 D
19、资料：Think for a moment of your definition of persuasion. If you are like most business people I have encountered, you see persuasion as a relatively staightforward process. First, you strongly state your position. Second,you outline the supporting arguments, followed by a highly assertive, databased exposition. Finally, you enter the deal-making stage and work toward a “close.” In other words, you use logic, persistence, and personal enthusiasm to get others to buy a good idea. The reality is that following this process is one surefire way to fail at persuasion.
A.Most businesspeople see persuasion as a straightforward process
B.Unlike most businesspeople effective persuaders are willing to adjust their opinions and hear from others
C.Effective persuaders are open-minded
D.Most businesspeople are more assertive in their persuasion while effective persuaders are more friendly

【答案】 B
20、某商场在暑期推出“羽绒服反季大甩卖”活动，此种促销方式为（　　）。
A.竞赛促销
B.无偿促销
C.折价促销
D.惠赠促销

【答案】 C
21、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.strengthen
B.build
C.connect
D.decorate

【答案】 A
22、下列不属于禁止债权转让的情形的是（　　）。
A.根据合同性质不得转让
B.依照法律规定不得转让
C.按照当事人约定不得转让
D.依照债权人要求不得转让

【答案】 D
23、下列句子中语序排列最连贯的一项是（　　）。
A.（4）（1）（3）（5）（2）
B.（1）（4）（3）（5）（2）
C.（1）（5）（2）（4）（3）
D.（4）（3）（5）（2）（1）

【答案】 B
24、下列公文处理程序中属于发文办理的是（　　）。
A.拟办
B.复核
C.传阅
D.签收

【答案】 B
25、实收资本10000万元，资本公积500万元，盈余公积150万元，未分配利润400万元，则留存收益为（　　）万元。
A.1050
B.650
C.550
D.11550

【答案】 C
26、The WHO says there is currently no evidence of human-to-human ______ of the virus.
A.translation
B.transition
C.transmission
D.transaction

【答案】 C
27、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）
A.They compete with each other in a smooth way
B.They form partnership with each other
C.They have a superior-subordinate relationship
D.They are opponents and fight against each other

【答案】 B
28、德鲁克认为，建立管理结构时必须满足三个条件。下列不属于他所说的条件的是（　　）。
A.管理结构在组织上必须以绩效为目标
B.组织结构必须尽可能包含最少的管理层级
C.组织结构必须能培育和检验未来的高层管理者，设计最便捷的指挥链
D.组织结构必须考虑环境因素的影响

【答案】 D
29、To keep up with the infrastructure ______ the profession also needs to learn how to run large projects more effectively and efficiently in order to make the entire design-engineer-operate lifecycle digital.
A.boost
B.boom
C.construction
D.prosperity

【答案】 B
30、以下对通货膨胀的描述正确的是（ ）。
A.货币发行量过多而引起的一般物价水平普遍持续地上涨是通货膨胀
B.房屋价格的不断上涨，就是通货膨胀
C.通货膨胀是价格水平的偶然上涨
D.货币发行量过多导致的股票价格上涨就是通货膨胀

【答案】 A
31、下列地区中，太阳能资源最丰富的是（　　）。
A.海南岛
B.山东半岛
C.青藏高原
D.云贵高原

【答案】 C
32、Henry's collection of wealth has gradually ______ over the last few years.
A.built up
B.set up
C.covered up
D.doubled up

【答案】 A
33、公文处理应遵循的原则不包括（　　）。
A.实事求是的原则
B.精简的原则
C.高效的原则
D.新颖的原则

【答案】 D
34、以下有关计算机病毒的描述，不正确的是（　　）。
A.特殊的计算机部件
B.传播速度快
C.人为编制的特殊程序
D.危害大

【答案】 A
35、The fast-growing Chinese market has been a source of______opportunities for businesses。
A.considerable
B.considering
C.considered
D.considerate

【答案】 A
36、For instance, a death certificate allows the person’s ______ to be distributed to heirs.
A.property
B.poverty
C.prestige
D.dignity

【答案】 A
37、下列语句排序最为通畅的一项是（　　）。
A.（5）（1）（3）（2）（4）
B.（3）（2）（5）（1）（4）
C.（3）（5）（1）（4）（2）
D.（5）（2）（3）（4）（1）

【答案】 B
38、In the heart of Patagonia area, glaciers rise in the midst of mountain capes and alpine meadows, close enough to hike right up to and （ ）.
A.touched
B.touch
C.touching
D.being touched

【答案】 B
39、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.Implement security measures for smart devices and protect the security
B.Boost user education on the pitfalls of mobile security and assess whether the initiatives are working
C.Boost user education on the apps and test the security of them
D.None of above

【答案】 B
40、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.
A.there is less and less farmland in the USA
B.agriculture has greatly developed
C.farmers’work is less heavy than in the past
D.tractors are great helpers for the farmers

【答案】 B
41、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.build motivation and a support system
B.encourage breaks to do exercise
C.build a kitchen so that the employers could make healthy meals
D.All above

【答案】 D
42、 在结账以前，如果发现账簿记录有错误，而记账凭证没有错误，仅属于记账时文字或数字上的笔误，应采用( )。
A.蓝字更正法
B.红字更正法
C.补充登记法
D.划线更正法

【答案】 D
43、Passage 2
A.Global temperatures affect the rate of economic development
B.Rates of death from illnesses have risen due to global warming
C.Malnutrition has caused serious health problems in poor countries
D.onomic trends have to do with population and natural disasters

【答案】 B
44、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。
A.Hiring a local agent or 3PQ is most convenient
B.Agents charge high prices
C.One should inspect the factories personally
D.Visiting a factory requires applications

【答案】 A
45、资料：Happy wood sprites knows the way to Fenghuang city.
A.It is creamed
B.It is steamed
C.It is grilled
D.It is roasted

【答案】 C
46、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all.
A.Sushi restaurants verified by Oceana provide no fake fish
B.it would be better not to eat sushi in America
C.the new technology can help deal with the fake sushi to some extent
D.fake or mislabeled fish will no longer exist in the sushi market

【答案】 C
47、对于价值较低或极易损坏的低值易耗品，应采用( ）进行摊销。
A.使用次数摊销法
B.分次摊销法
C.一次转销法
D.计划成本法

【答案】 C
48、中央银行对市场进行政策调节时，效果最为强烈的金融工具是（ ）。
A.存款准备金率
B.再贴现率
C.银行再贷款率

【答案】 A
49、多数鱼类背部发黑、腹部发白，其原因是（ ）。
A.长期进化形成的保护色
B.背部比腹部接受光线多，导致色素沉淀
C.背部比腹部黏膜厚，吸收光线多
D.背部鱼鳞多，吸收光线多

【答案】 A
50、在金融工程中，投资者借入资金买入标的资产，买这种操作称为（　　）。
A.买空
B.卖空
C.空仓
D.平仓

【答案】 A
51、下面对作品、作家的表述，错误的是（ ）。
A.汤显祖，明代杂剧家，代表作为《牡丹亭》
B.曹禺、夏衍是我国现代著名的剧作家
C.塞万提斯，西班牙作家，著有《鲁滨逊漂流记》
D.《老人与海》的作者是美国作家海明威

【答案】 C
52、阅读理解
A.the distortion of reality by science
B.the confusion caused by emotions
C.Platonic and contemporary views of truth
D.the place of scientific truth in our lives

【答案】 D
53、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.?0.03
B.?0.02
C.?0.05
D.?0.025

【答案】 A
54、某砖厂计划20天生产30000块砖，现在已生产的块数可以装2辆卡车，已知每盒装6块砖，每箱装40盒，每辆卡车装50箱，照这样计算，还要生产几天才能全部完成？（　　）
A.4天
B.6天
C.8天
D.10天

【答案】 A
55、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.38.5%
B.42.6%
C.53.7%
D.78.8%

【答案】 D
56、在期权交易中，如果你预测某种股票的价格会上涨，则应（ ）。
A.买人看涨期权
B.卖出看涨期权
C.买人看跌期权
D.买入双重期权

【答案】 A
57、Passage 5
A.water deficiency
B.distress
C.desertification
D.more grasses and lakes

【答案】 D
58、 证明实物资产是否存在的非常有说服力的证据是( )。
A.书面证据
B.环境证据
C.实物证据
D.口头证据

【答案】 C
59、Passage 10
A.protect kids from exposure to wild fantasies
B.teach their kids at least 30,000 words a year
C.ensure constant interaction with their children
D.remain concerned about kid's use of screens

【答案】 C
60、掠夺交易是指以强制手段为基础、一方强迫另一方的利益转移(包括其承载物的转移>。下列不属于掠夺交易的是( ）。
A.甲有一幅非常珍贵的古名画，乙知道后千方百计想得到，就请甲的领导出面，用一幅现代名画将乙的那幅画换到手
B.张某摆了一个杂货摊点，一天，有一人来买塑料面盆，她拿出一元钱塞给张说：“我知道你卖三元一只，我们是邻居，就一元卖给我吧。”说完就拿走了面盆
C.小李家正搞装潢，谁知预算失误，少买了几平米某名牌木地板，急需补上，经销商谎称木地板涨价，必须加价，最终小李以三倍的价格买回所需地板
D.小王和小章是两位集邮爱好者，他们常常交换邮品，虽然有时用以交换的邮品价格悬殊，但双方都非常乐意，毫无怨言

【答案】 D
61、资料：Job Responsibilities:
A.monthly calendars
B.staff lists
C.class lists
D.health forms

【答案】 D
62、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet.
A.the telecoms system employed by Singapore Airlines on board each plane is the best of the breed
B.Singapore Airlines has a self-contained telecoms system which enables it to set high international roaming rates
C.the calls will be charged at international roaming rates which are normally high
D.it will be a privilege to a small

【答案】 B
63、I have been told to seek legal ________ with regard to selling this property.
A.instruction
B.decision
C.suggestion
D.advice

【答案】 D
64、The No.3 air cycle pack temperature indication is______hot.
A.being read
B.to read
C.reading
D.read

【答案】 C
65、The______of their years of education was 10.9