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2025年银行招聘之银行招聘综合知识每日一练试卷A卷含答案
单选题(共600题)
1、阅读下列短文,从短文后各题所给的四个选项中,选出可以填人空白处的最佳选项。
A.translation
B.interpretation
C.exhibition
D.demonstration
【答案】 B
2、2017年4月份,某省规模以上食品工业增加值同比增长15.0%,比全省规模工业平均水平高9.4个百分点。其中,农副食品加工业增长14.0%,食品制造业增长18.6%,酒、饮料和精制茶制造业增长13.9%。1—4月,规模以上食品工业产值累计增长11.6%,增幅比全省规模工业平均水平高4.5个百分点。
A.38.5%
B.42.6%
C.53.7%
D.78.8%
【答案】 D
3、资料:Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.0.75%
B.0.5%
C.0.25%
D.1%
【答案】 C
4、Passage 2
A.Carry a map
B.Remember the phone number of the host family
C.Get touch with Home stay Network
D.Wait for being called
【答案】 D
5、能量守恒与转化定律又称为热力学第()定律。
A.—
B.二
C.三
D.四
【答案】 A
6、下列各项中,关于无形资产摊销表述不正确的是( )。
A.使用寿命不确定的无形资产不应摊销
B.出租无形资产的摊销额应计入管理费用
C.使用寿命有限的无形资产处置当月不再摊销
D.无形资产的摊销方法主要有直线法和生产总量法
【答案】 B
7、Passage3
A.are cooked with the powder of some plants
B.have fufu in them
C.are too hard to eat
D.are very hard
【答案】 D
8、 农村信用合作社注册资本金一般不少于人民币( )。
A.500万元
B.300万元
C.200万元
D.100万元
【答案】 D
9、Compared( )circuits built from separate components IC’s are very much smaller,lighter,cheaper and more reliable.
A.of
B.with
C.to
D.for
【答案】 B
10、—般而言,物价水平年平均上涨率不超过2%~3%的是( )。
A.爬行通货膨胀
B.温和通货膨胀
C.恶性通货膨胀
D.奔腾式通货膨胀
【答案】 A
11、Word文档的默认扩展名是( )。
A.doc
B.x1s
C.txt
D.wps
【答案】 A
12、根据购买力平价理论,通货膨胀高的国家货币汇率( )。
A.升值
B.贬值
C.升水
D.贴水
【答案】 B
13、久期分析也称为持续期分析或期限弹性分析,是衡量利率变动对银行( )影响的一种方法。
A.当期收益
B.风险水平
C.资本充足率
D.整体经济价值
【答案】 D
14、同时同地,一根长1米的标杆的影长0.6米,一名修理工要爬至48米高的电视塔上修理设备,他竖直方向爬行的速度为0.4米/秒,则此人的影子移动的速度为( )米每秒。
A.0.56
B.0.24
C.0.48
D.0.36
【答案】 B
15、资料:No credit,bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same,though.
A.Next steps to take for people in different categories
B.How no credit and bad credit are different
C.How no credit and bad credit are similar
D.All the above have been discussed in the passage
【答案】 D
16、资料:Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Because the community have the libraries
B.Because at home the parents will make kids reading more
C.Because in summer vacation kids have more time in reading
D.Because community and home give kids more opportunities to read
【答案】 D
17、资料:As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.You have to be readily available in the office
B.People cannot work in a vacuum
C.People in the office love helping others
D.Sometimes we have to decline colleagues’ requests
【答案】 D
18、资料:Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.
A.the relationship between cost and demand
B.peak seasons and prime attractions
C.the relationship between supply and demand
D.travel seasons and destinations
【答案】 C
19、资料:Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.
A.heavy industry
B.governmental headquarters
C.gold mining
D.trade and tourism
【答案】 D
20、(1)电报、电话、广播、电视机问世之初都曾被认为会引发灾难,现在又轮到智能手机等移动设备了。家长们担心,移动设备会使青少年远离社会,不与其他人交往。既然之前的新技术已经被证明是无害的,人们为什么要担忧呢?
A.作者认为移动设备对青少年的影响与以往的新技术相同
B.智能手机等移动设备目前还没有“引发灾难”
C.作者认为家长对移动技术的担心是没有必要的
D.作者认为新技术后果的评估和它的问世之间存在时间上的滞后
【答案】 A
21、In modern clinical practice, doctors personally assess patients in order to ______, treat, and prevent disease using clinical judgment.
A.remedy
B.diagnose
C.infect
D.judge
【答案】 B
22、在我国加入WTO后的今天,外资银行已经逐步突破地域、业务等限制进入我国市场。外资银行在我国拓展业务,由于对国情、民情和金融法规不甚了解,难以准确把握市场信息。外资银行把握市场信息的捷径就是实现管理人员的“本土化”。外资银行用优厚的薪酬待遇、优越的工作环境、良好的福利保障、众多的出国培训机会、灵活的用人机制来吸引和留住人才。 这一举措导致了我国金融人才的大量流失,这对我国商业银行人力资源开发和管理提出了严峻挑战。
A.科学的工资和资金制度
B.各种福利计划
C.长期的激励机制
D.建立员工自我实现平台
【答案】 D
23、关于国民生产总值的说法,正确的是( )。
A.它是一国在每年年底时全部最终产品与劳务的市场价值的总和
B.它是一定时期各部门生产的产品或劳务的市场价值的总和
C.它按支出法核算由消费支出、私人投资、政府购买与出口四部分构成
D.它按收入法核算由生产要素收入与非生产要素收入两部分构成
【答案】 D
24、To check the______of these results, we perform two different empirical exercises.
A.integrity
B.perfection
C.temperament
D.reliability
【答案】 D
25、资料:THOMAS WILSON
A.update
B.fix
C.innovate
D.furnish
【答案】 B
26、Thank you for your recent order. Although most of your items have ____ shipped, the Full-Spectrum Desk Lamp (model B07) is temporarily out of stock.
A.ever
B.often
C.lastly
D.already
【答案】 D
27、如果跨国公司将一般市场交易导致的外部经济性变成内部化,那么它就可以获得( )。
A.所有权优势
B.内部化优势
C.区位优势
D.垄断优势
【答案】 B
28、货币流通规律是( )。
A.关于流通中所需货币量的规律
B.关于货币本质的规律
C.关于通货膨胀的规律
D.关于通货紧缩的规律
【答案】 A
29、Clarkson Library will be closed for renovations from May 3 to July 15, ____ which time the collection will not be open to the public.
A.with
B.between
C.during
D.while
【答案】 C
30、Of interest is also the question whether, and if so, how a technology marked by many as "revolutionary" can impact on established leaning and teaching in a context which appears to be______to change.
A.hesitant
B.reluctant
C.resistant
D.persistent
【答案】 C
31、 Advertising has long been viewed as a method of mass ______ in that a single message can reach a large number of people.
A.promotion
B.permission
C.fantasy
D.popularity
【答案】 A
32、The students failed to meet the necessary ( ) for admission to the course.
A.fulfillment
B.requirements
C.qualities
D.competency
【答案】 B
33、 已知某投资项目按14%贴现率计算的净琨值大于零.接16%贴现率计算的净现值小于零,则该项目的内含报酬率肯定( )。
A.大于14%,小于16%
B.小于14%
C.等于15%
D.大于16%
【答案】 A
34、我国银行间外汇市场的调控者是( )。
A.国家外汇管理局
B.中国人民银行
C.中国外汇交易中心
D.证监会
【答案】 B
35、按照目前近代物理研究的最新成果,物质的最小的构成单位是( )。
A.质子
B.中子
C.纳米
D.夸克
【答案】 D
36、基金管理公司的监管机构是( )。
A.证监会
B.银监会
C.中国人民银行
D.中国银行协会
【答案】 A
37、She is less ________ on being a grandmother, now her daughter Caron is married.
A.desirous
B.eager
C.keen
D.anxious
【答案】 C
38、资料:In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the growing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes.
A.Faith
B.Complaint
C.Account
D.Reputation
【答案】 D
39、如果100美元兑换人民币625元,则相对于中国用直接标价法表示为( )。
A.$100=¥625
B.¥l00=$516
C.¥625
D.$625
【答案】 A
40、政府无论调高或者调低价格,其结果( )。
A.都会使消费者得到好处
B.都会使生产者得到好处
C.都会使供求失衡现象消失
D.都可能使供求失衡现象持续存在
【答案】 D
41、 “电子汇兑往来”科目下设“往账户”和“来账户”,属于( )科目,核算参加联行的机构之间的资金往来。
A.负债类
B.损益类
C.资产负债共同类
D.资产类
【答案】 C
42、资料:Why is Salt Bad for You?
A.hypertension and high blood pressure
B.heart disease and stroke
C.liver damage and kidney problems
D.osteoporosis and stomach cancer
【答案】 B
43、关于我国的军衔制度,下列说法正确的是()。
A.士兵军衔肩章版面底色有棕绿色、天蓝色、黑色三种
B.军官军衔一般分帅、将、校、尉、士五个等级
C.刘伯承、陈毅、粟裕等人曾被授予元帅军衔
D.中国人民解放军第一次实行军衔制度是在1949年
【答案】 A
44、冯·诺依曼在总结研制ENIAC计算机时,提出两个重要的改进是( )。
A.引入CPU和内存储器的概念
B.采用二进制和存储程序控制的概念
C.采用机器语言和十六进制
D.采用ASCII编码系统
【答案】 B
45、商业性金融机构是按照现代企业制度改造和组建起来的,以营利为目的的银行和非银行金融机构,它们承担了全部商业性金融业务。中华人民共和国的商业性金融机构不包括( )。
A.期货市场
B.证券机构
C.银行业金融机构
D.保险机构
【答案】 A
46、按照我国商业银行资产负债比例管理规定,人民币存贷款比例应小于等于( )。
A.70%
B.75%
C.80%
D.85%
【答案】 B
47、资料:Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Chinese business philosophy
B.China's business culture
C.Doing business in China
D.Guanxi in China
【答案】 B
48、下列句子排序最为连贯的一项是( )。
A.(5)(4)(2)(3)(1)
B.(4)(3)(5)(2)(1)
C.(4)(1)(3)(5)(2)
D.(4)(2)(5)(1)(3)
【答案】 C
49、 负债是指企业由于过去的交易或事项形成的( )。
A.现时义务
B.过去义务
C.将来义务
D.永久义务
【答案】 A
50、“十三五”期间,我国森林覆盖率提高到23.04%,森林蓄积量超过175亿立方米,连续( )保持“双增长”,成为森林资源增长最多的国家。
A.20年
B.30年
C.15年
D.25年
【答案】 B
51、已知某种商品的市场需求函数为D=30-P,市场供给函数为S=3P-10,如果对该厂商实行减税,则减税后的市场均衡价格( )。
A.等于10
B.小于10
C.大于10
D.小于或等于10
【答案】 B
52、资料:Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.Russian
B.UK
C.Brazil
D.US
【答案】 B
53、下列期货产品中,不属于金融期货的是( )。
A.货币期货
B.股指期货
C.利率期货
D.黄金期货
【答案】 D
54、中国古代哲学家荀子说:“心不在焉,则A黑在前而目不见,雷鼓在侧而耳不闻。”这句话表明人的意识具有( )。
A.客观性
B.能动性
C.对象性
D.任意性
【答案】 A
55、Passengers should possess boarding pass,valid passport,visa, exit registration card, and immigration certificate ______ by related department.
A.issued
B.made
C.identified
D.designed
【答案】 A
56、Recently,Xiangning started to communicate with Mike,the contact person of Monsell.
A.thanks to
B.as
C.according to
D.due to
【答案】 D
57、下列关于计算机病毒认识不正确的是( )。
A.计算机病毒是一种人为的破坏性程序
B.计算机被病毒感染后,只要用杀毒软件就能清除全部的病毒
C.计算机病毒能破坏引导系统和硬盘数据
D.计算机病毒也能通过下载文件或电子邮件传播
【答案】 B
58、个人理财当中,投资者教育的最主要的实施主体是( )。
A.行业协会
B.监管机构
C.商业银行
D.中国人民银行
【答案】 C
59、近年来,我国取得了举世瞩目的成就。下列被称作中国的:“新四大发明”的是:( )。
A.蛟龙天眼墨子人工智能
B.天官支付宝网购共享单车
C.高铁网购移动支付共享单车
D.大飞机高铁悟空移动支付
【答案】 C
60、资料:Up to 80 per cent of the world’s middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.
A.To explain the recent achievement of poverty reduction
B.To conclude that the world has changed so dramatically
C.To criticize developed countries
D.To predict that things can be better
【答案】 A
61、资料:International Federation for Scientific Research
A.To invite a researcher to speak at a convention
B.To recommend an academic article
C.To encourage a member to attend a conference
D.To ask a scientist to post research data to a Web site
【答案】 C
62、Italy calls an emergency meeting to save the ancient city of Pompeii( )falling down.
A.on
B.off
C.from
D.against
【答案】 C
63、2012年5月13日,《中华人民共和国政府、日本国政府及大韩民国政府关于促进、便利 和保护投资的协定》于( )正式签署。
A.北京
B.首尔
C.东京
D.上海
【答案】 A
64、资料:Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in winter, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.
A.it is an Olympic event
B.teams compete against each other
C.mountaineers depend on each other while climbing
D.there are 5 climbers on each team
【答案】 C
65、______ATA-100, each page is identified by a three element number and a page number.
A.According with
B.In accordance with
C.To
D.In according to
【答案】 B
66、A ____________of the subject's structure and its relationship to other subjects should be acquired before the literature is approached.
A.grip
B.grasp
C.grab
D.snatch
【答案】 B
67、在Exce1中,将3、4两行选定,然后进行插入行操作,下列表述正确的是( )。
A.在行号2和3之间插入两个空行
B.在行号3和4之间插入两个空行
C.在行号4和5之间插入两个空行
D.在行号3和4之间插入一个空行
【答案】 A
68、下列叙述中,正确的是( )。
A.高级语言编写的程序的可移植性差
B.机器语言就是汇编语言,无非是名称不同而巳
C.指令是由一串二进制数(0和1)组成的
D.由机器语言编写的程序可读性好
【答案】 C
69、We need to involve at least 20 people on this project,____it can’t go ahead.
A.however
B.even if
C.due to
D.otherwise
【答案】 D
70、吊销违法者的经营许可证是( )。
A.行政命令
B.行政处罚
C.行政处分
D.行政强制执行
【答案】 B
71、She would rather that her husband ___ travel during the bad weather, but he insists that he return home today.
A.do not
B.not
C.must not
D.did not
【答案】 D
72、消费者的最优消费组合选择必须满足( )。
A.边际替代率等于价格之比
B.边际替代率高于价格之比
C.边际替代率小于价格之比
D.与边际替代率和价格之比无关
【答案】 A
73、In 2008 inflation was running _________about 4 percent; in 2009 it was 4.5 percent.
A.to
B.of
C.on
D.at
【答案】 D
74、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则,2005年7月21日,人民币 汇率形成机制改革启动,开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理 的浮动汇率制度。自汇率形成机制改革以来,人民币汇率弹性逐步扩大,并形成双向波动的格 局,呈现稳中有升的态势。
A.银行间外汇市场
B.同业拆借市场
C.票据市场
D.债券市场
【答案】 A
75、四对情侣排成一队买演唱会门票,已知每对情侣必须排在一起,问共有多少种不同的排队顺序?( )
A.24种
B.96种
C.384种
D.40320种
【答案】 C
76、生物体构造的主要物质是( ),生命遗传的物质基础又是( )。
A.细胞;蛋白质
B.蛋白质;核酸
C.蛋白质;细胞
D.细胞;核酸
【答案】 B
77、商业银行在加强内控中应建立对集团性大客户实行( )制度。
A.集团总部授信管理
B.统一授信管理
C.分级授信管理
D.分区域授信管理
【答案】 B
78、____ analysts’ predictions, McKnight Electronic engineers were able to create a battery capable of lasting twice as long as previous models.
A.Nevertheless
B.Contrary to
C.Except
D.Provided that
【答案】 B
79、Recruiting the right people _____looking for individuals with diverse skills from a range of backgrounds .
A.is
B.is involved
C.involves
D.are
【答案】 C
80、Passage 3
A.Using too much packaging
B.Recycling too many wastes
C.Having more material than is needed
D.Making more products than necessary
【答案】 C
81、资料:As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.and
B.and
C.and
D.and
【答案】 C
82、Your suggestion could only make things worse____.
A.if anything
B.if everything
C.if nothing
D.if something
【答案】 A
83、If it __,they’ll have a sports meeting in their school.
A.isn’t rain
B.doesn’t rain
C.didn’t rain
D.won’t rain
【答案】 B
84、Passage 5
A.The climate models are more changeable
B.Hot air would be more capable to hold humidity
C.Many trees have been planted recently
D.The grasses are temporarily appeared with the rains
【答案】 B
85、多数鱼类背部发黑、腹部发白,其原因是( )。
A.长期进化形成的保护色
B.背部比腹部接受光线多,导致色素沉淀
C.背部比腹部黏膜厚,吸收光线多
D.背部鱼鳞多,吸收光线多
【答案】 A
86、中央银行降低再贴现率的结果是银行
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