2019-2025年银行招聘之银行招聘综合知识考前冲刺模拟试卷A卷含答案.docx

2019-2025年银行招聘之银行招聘综合知识考前冲刺模拟试卷A卷含答案

单选题（共600题）
1、资料：Up to 80 per cent of the world’s middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.
A.To explain the recent achievement of poverty reduction
B.To conclude that the world has changed so dramatically
C.To criticize developed countries
D.To predict that things can be better

【答案】 A
2、 ( )是指企业在一定会计期间的经营成果。
A.负债
B.费用
C.收入
D.利润

【答案】 D
3、It is said that he（　　）for several years.
A.had died
B.has been dead
C.died
D.has dead

【答案】 B
4、下列各项中，不应确认为应付职工薪酬科目来核算的有（　　）。
A.利润分享计划
B.社会保险费和辞退福利
C.职工工资和福利费
D.差旅费

【答案】 D
5、 In the 20th century, women began living longer, ______ because pregnancy and child birth had become less dangerous.
A.immediately
B.directly
C.primarily
D.accordingly

【答案】 C
6、资料：最后，大家谈论了中国在绿色经济方面做出的杰出贡献，请根据下列资料回答问题。
A.One with much wealth
B.One with high professional level
C.One with high social status
D.One with high reputation in academia

【答案】 B
7、 证券公司为客户融券交易属于（　　）。
A.内幕交易
B.操纵市场
C.欺诈客户
D.信用交易

【答案】 D
8、I have ________tasks to all the departments and I hope I will get good news soon.
A.assigned
B.assure
C.associate
D.assume

【答案】 A
9、某企业投资了一个加工厂，建成后，每年可生产某种零件2.5万件，每件毛利润为1元。第一年的维护成本是0.1万元，以后按照每年0.1万元递增，则该厂可在第（　　）年实现累计利润（毛利润-维护成本）20万的目标。
A.12
B.11
C.10
D.13

【答案】 B
10、I knew almost everyone I needed to know no matter whether they ______goodness or badness.
A.proved
B.boasted
C.hid
D.exhibited

【答案】 D
11、金融资产管理公司属于（ ）。
A.银行机构
B.非银行金融机构
C.信托机构
D.证券机构

【答案】 B
12、The manager said he believed we would win the contract, but I knew that we didn’t really stand a/an____.
A.chance
B.opportunity
C.probability
D.possibility

【答案】 A
13、Mr.Smith had an unusual（ ）：he was first an office clerk，the a sailor， and ended up as a school teacher.
A.profession
B.occupation
C.position
D.career

【答案】 D
14、张先生回国后要将手中多余2万美元换回人民币，现有两家银行USD/CNY报价分别为：A银行6.1500-6.2200，B银行6.1600-6.2150，他最多可以换到多少人民币（　　）。
A.12.30万元
B.12.32万元
C.12.43万元
D.12.44万元

【答案】 B
15、我国对存贷款利率的结息规则中规定，城乡居民活期存款的结息日为（）。
A.3月20日
B.6月20日
C.6月30日
D.9月20日

【答案】 C
16、与零售业相比较，批发业具有自身的特点，以下表述不正确的是（　　）。
A.批发业基本属于资本密集型行业
B.服务项目相对较少
C.平均每笔交易量少，交易次数频繁
D.批发业的商圈比较大

【答案】 C
17、固定资产应当按（　　）取折旧，并根据用途分别计入相关资产的成本或当期费用。
A.年
B.月
C.日
D.季

【答案】 B
18、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为 2.5%。
A.YXr
B.Y/r
C.r/Y
D.YX(1 + r)

【答案】 B
19、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Challenges facing European regulators
B.A new regulation in Europe that opens banks to competition
C.The solutions to the flawed banking system in Europe
D.A looming threat to customers' private bank data

【答案】 B
20、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.
A.Its statistics look embarrassing
B.It is invalid in terms of methodology
C.It deserves our closest attention
D.Its conclusion is purposely exaggerated

【答案】 B
21、按照保险对象的不同可将保险分为（　　）。
A.人身保险与财产保险
B.自愿保险与强制保险
C.保险与再保险
D.信用保险与人身保险

【答案】 A
22、我国历史上第一个统一的中央集权制的封建国家是（）。
A.夏
B.商
C.秦
D.汉

【答案】 C
23、2020年3月31日，教育部发布《关于2020年全国高考时间安排的公告》。经党中央、国务院同意，2020年全国普通高等学校招生统一考试延期到（　　）。
A.06月27日至28日
B.7月7日至8日
C.8月7日至8日
D.7月27日至28日

【答案】 B
24、 对其他货币资金主要审查其真实性和合法性，在方法上一般采用主要实证法，具体运用时主要采用( )。
A.询问法
B.核对法
C.核对法和盘点法
D.抽查法和盘点法

【答案】 C
25、下列命题中，不包含辩证法思想的是（　　）。
A.“穷则变，变则通，通则久”
B.“塞翁失马，焉知非福”
C.“天不变.道亦不变”
D.“城门失火，殃及池鱼”

【答案】 C
26、The optimal length of a nap was an hour and a half______people could go through a complete cycle.
A.so thatA
B.even if
C.as to
D.as soon as

【答案】 A
27、While they mainly have ______Japanese tourists previously，luxury stores in Paris now employ Mandarin-speaking assistants for custormers from China.
A.amounted to
B.referrde to
C.adhered to
D.catered to

【答案】 D
28、我国专门为退市后的上市公司股份提供的继续流通场所为（ ）。
A.二级市场
B.银行柜台市场
C.三板市场
D.中小企业板市场

【答案】 C
29、We received the ___ indicating the amount of money I had paid.
A.quittance
B.refund
C.retention
D.progeny

【答案】 A
30、I was extremely exhausted when I got home from work,but a half hour nap（　　）me.
A.revived
B.released
C.relieved
D.Recovered

【答案】 A
31、 鉴于总账及其所属明细账相互关系，在进行账簿登记时应采用（　　）。
A.复式记账法
B.借贷记账法
C.平行登记法
D.加权平均法

【答案】 C
32、The manager made it clear that he intended to____down some new rules to enforce workplace discipline.
A.laying
B.lay
C.lie
D.lying

【答案】 B
33、All participants were told they were free to______answering any of the questions at any time。
A.reject
B.decline
C.disapprove
D.refuse

【答案】 B
34、市场营销观念有四个支柱：顾客导向、协调的市场营销、盈利性和（　　）。
A.产品中心
B.顾客中心
C.工厂中心
D.市场中心

【答案】 D
35、中国银行的核心价值观是（　　）。
A.担当、诚信、专业、创新、平稳、高效
B.文明、和谐、自由、平等
C.担当、诚信、专业、创新、稳健、绩效
D.爱国、敬业、诚信、友善

【答案】 C
36、低迷指经济萧条、衰退，不景气。以下属于“低迷”的是（ ）。
A.某商场开业时间不长，员工跳槽比例高
B.北京某餐馆每天只出售一桌菜肴，就餐者须提前一个月预订
C.妙桥服装市场原先人山人海，近一年来门可罗雀
D.采用顾客会员制后，美容店顾客开始增加

【答案】 C
37、The______of their years of education was 10.96 with a minimum of 7 and a maximum of 17.
A.mean
B.median
C.mode
D.average

【答案】 B
38、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.Bosses push employees to work by sending emails anytime
B.Employees are exhausted by the constant need to check emails
C.Companies mean to stress the workers out by sending emails
D.None of above

【答案】 B
39、列宁说过“没有革命的理论，就不会有革命的运动”。这句话的哲学含义是（　　）。
A.哲学对经济、政治有着决定性的作用
B.哲学是社会变革的先导
C.哲学指引人们追求美好的未来
D.哲学反映了时代的任务和要求

【答案】 B
40、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.The means of communication
B.The level of performance in all divisions of the company
C.The effectiveness of company policies
D.The financial reports

【答案】 C
41、The manager said he believed we would win the contract, but I knew that we didn’t really stand a/an____.
A.chance
B.opportunity
C.probability
D.possibility

【答案】 A
42、属于南宋的作者是（ ）。
A.苏轼
B.周邦彦
C.范成大
D.雎景臣

【答案】 C
43、商标权的有效期为10年，自（ ）起计算。
A.商标使用之日
B.商标注册申请之日
C.商标核准注册之日
D.公告之日

【答案】 C
44、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Chinese market needs more regulations
B.Western retailers cannot succeed in Chinese market
C.In China owing a car does not necessarily mean efficient travel
D.To start a successful business, a better understanding of consumer preference is important

【答案】 B
45、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.Two
B.There
C.Four
D.None of above

【答案】 C
46、Passage 1
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
47、The Oliveira Dining Guide, an online directory of restaurants, is ____ by cuisine type, price range and location.
A.search
B.searchable
C.searches
D.searcher

【答案】 B
48、Passage 1
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
49、2013年2月18日，《国务院办公厅关于印发国民旅游休闲纲要（2013—2020年）的通知》发布，《纲要》明确提出到（ ）年职工带薪休假制度基本得到落实的目标。
A.2014
B.2015
C.2016
D.2020

【答案】 D
50、剩余价值（).
A.在生产领域中产生，可以离开流通领域
B.在流通领域中产生，但不能离开生产领域
C.在生产领域中产生，通过流通领域来实现
D.既在流通领域中产生，也在生产领域中产生

【答案】 C
51、甲乙合作完成一项工作，由于配合得好，甲的工作效率比单独做时提高1/10，乙的工作效率比单独做时提高1/5，甲乙合作6小时完成了这项工作。如果甲单独做需要11小时，那么乙单独做需要几小时？
A.13
B.16
C.18
D.20

【答案】 C
52、完善社会主义法治建设，要求公民应当具有的法治理念不包括（　　）。
A.民主法治
B.自由平等
C.和谐统一
D.公平正义

【答案】 C
53、资料：Think for a moment of your definition of persuasion. If you are like most business people I have encountered, you see persuasion as a relatively staightforward process. First, you strongly state your position. Second,you outline the supporting arguments, followed by a highly assertive, databased exposition. Finally, you enter the deal-making stage and work toward a “close.” In other words, you use logic, persistence, and personal enthusiasm to get others to buy a good idea. The reality is that following this process is one surefire way to fail at persuasion.
A.When the speaker is very confident and assertive
B.When the speaker is very logic and data-supported
C.When the speaker is open-minded and flexible
D.When the speaker is knowledgeable and authoritative

【答案】 C
54、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.
A.Its conclusions are based on carefully collected data
B.It is vulnerable to criticism if the statistics are closely examined
C.It will give rise to heated discussions at the Copenhagen conference
D.Its rough estimates are meant to draw the attention of world leaders

【答案】 D
55、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.The project will only improve road in Tajikistan by three miles but it will do great help
B.Local people welcome the projects
C.The Asian Infrastructure Investment Bank can start the projects quickly with the finance of other institutions
D.The project in Bangladesh is also financed with other institutions

【答案】 D
56、如果一个公司经营状况严重恶化，要谨慎采用哪种用组织变革方式？（　　）
A.改良式
B.渐进式
C.计划式
D.爆破式

【答案】 D
57、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.Discuss the advantage of technology
B.Advertising business software
C.Teach business owners how to stay competitive
D.Teach business owners how to manage emails and calendars

【答案】 C
58、Provision of medical care is classified into primary, secondary, and ______ care categories.
A.third
B.three
C.tertiary
D.the third

【答案】 C
59、The earliest telephones required a different pair of wires for each phone ___ you wished to connect.
A.that
B.which
C.where
D.to which

【答案】 D
60、属于我国二级重点保护动物的是（　　）。
A.金丝猴
B.长臂猿
C.小熊猫
D.大熊猫

【答案】 C
61、How are we to develop new technology if we can’t study current technology to figure out how to______it?
A.improve
B.rest
C.cause
D.conceal

【答案】 A
62、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.be well organized
B.be well funded
C.be less redundant
D.be less corrupted

【答案】 C
63、 出票人在票据正面注明“不得转让”字样的，票据不得转让，其后手再背书转让的，（　）。
A.出票人对其直接后手的被背书人承担保证责任
B.出票人对其直接后手的被背书人不承担保证责任
C.出票人对其最后的后手的被背书人不承担保证责任
D.出票人对其最后的后手的被背书人承担保证责任

【答案】 B
64、 客户向银行交存现金时，应填写一式三联的( )，连同交存现金一并交出纳人员。
A.银行存款付款单
B.银行存款交款单
C.现金付款单
D.现金交款单

【答案】 D
65、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax.
A.Saudi Arabia，UAE，Venezuela
B.Qatar，Kuwait，Nigeria
C.Bahrain，Oman，Qatar
D.Iran，kuwait，Dubai

【答案】 C
66、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.作者认为移动设备对青少年的影响与以往的新技术相同
B.智能手机等移动设备目前还没有“引发灾难”
C.作者认为家长对移动技术的担心是没有必要的
D.作者认为新技术后果的评估和它的问世之间存在时间上的滞后

【答案】 A
67、1984年之前我国的中央银行制度类型属于（　　）。
A.复合式
B.单一式
C.二元式
D.准中央银行

【答案】 A
68、The world economy develops rapidly. As a result, longevity and life ______ have increased worldwide.
A.expected
B.expectation
C.expecting
D.expectancy

【答案】 D
69、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.The problem will be settled faster
B.The problem will usually be settled in the customer s favor
C.The problem will no longer exist immediately
D.Both A&B

【答案】 D
70、Passage 4
A.train staff for world-famous firms
B.o