2019-2025年银行招聘之银行招聘综合知识综合检测试卷B卷含答案.docx

2019-2025年银行招聘之银行招聘综合知识综合检测试卷B卷含答案

单选题（共600题）
1、在对某公司存货实施抽查程序时，注册会计师下列做法正确的是（ ）。
A.尽量将难以盘点或隐蔽性较大的存货纳入抽査范围
B.事先就拟抽取测试的存货项目与该公司沟通，以提高存货监盘的效率
C.从存货盘点记录中选取项目追查至存货实物，以测试盘点记录的完整性
D.如果盘点记录与存货实物存在差异，要求该公司更正盘点记录

【答案】 A
2、金融风险的高杠杆性表现为（ ）。
A.金融机构的资产负债率低
B.金融机构的注册资本金要求高
C.金融体系的风险传染快
D.衍生金融工具以小搏大

【答案】 D
3、计算机只懂机器语言，而现在人们一般用高级语言编写程序，将高级语言变为机器语言序需经过（ ）。
A.编译程序
B.编辑程序
C.连接程序
D.装入程序

【答案】 A
4、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four choices , You should decide on the best choice.
A.Promising
B.Skeptical
C.Supportive
D.Neutral

【答案】 B
5、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.It’s shame if you check your email all the time
B.The employees are willing to leave work at the end day of the workday
C.The employees are expected to answer emails although it's not working time
D.Work email is the essential part in worker’s daily life

【答案】 C
6、明成祖朱棣在位时期，迎来了明朝首个国力强盛的时期，下列事件中，与其有关的是（　　）。
A.洪武移民
B.靖难之役
C.废除宰相制度
D.土木堡之变

【答案】 B
7、（　　）on her past mistakes,Jessie realized that she had trusted wrong people.
A.Reflecting
B.To reflect
C.Being reflected
D.Reflect

【答案】 A
8、上海世博会中国馆由国家馆和地区馆组成。国家馆为“天”，富有雕塑感的造型主体——“东方之冠”高耸其间，形成开场屹立之势；地区馆为“地”，如同基座般延展于国家馆之下，形成浑厚依托之态。这表明（　　）。
A.创新是继承与发展的统一
B.建筑艺术对建筑业有重大的指导作用
C.人的认识来源于客观，灵感来源于主观
D.人们可以根据自己的需要创造出新的设想

【答案】 A
9、2020年3月10日，北京航天飞行控制中心圆满完成我国首次（　　）探测任务无线联试，充分验证了探测器与地面系统的接口匹配性和一致性。
A.火星
B.相控阵雷达
C.空间引力波
D.太阳

【答案】 A
10、中办、国办近日印发（　　），要求合理有序引导群众就地过年。
A.《关于做好人民群众就地过年服务保障工作的通知》
B.《关于做好人民群众回家过年服务保障工作的通知》
C.《关于做好人民群众幸福过年服务保障工作的通知》
D.《关于做好人民群众安全过年服务保障工作的通知》

【答案】 A
11、Passage 6
A.stupid
B.polite
C.considerate
D.annoying

【答案】 D
12、发生地震时，某大型超市内发生了骚乱，下列人员中，所处位置相对安全的是（　　）。
A.自动电梯上
B.奶粉货架旁
C.承重柱旁
D.收银台旁

【答案】 C
13、6×10×11×26-5×12×13×22=（　　）。
A.0
B.2
C.1
D.3

【答案】 A
14、Passage 2
A.The major causes of traffic accidents and car thefts
B.The relationship between human and technology
C.The shortcomings of digital devices we use
D.The human unawareness of technical problems

【答案】 B
15、张先生回国后要将手中多余2万美元换回人民币，现有两家银行USD/CNY报价分别为：A银行6.1500-6.2200，B银行6.1600-6.2150，他最多可以换到多少人民币（　　）。
A.12.30万元
B.12.32万元
C.12.43万元
D.12.44万元

【答案】 B
16、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.BlackRock is philanthropic fund that cares about climate change
B.Investors can take the opportunities brought by climate change
C.The threat brought by climate change still needs scientific evidence
D.What investors think of the climate change is very important

【答案】 B
17、把本国货币与本国主要贸易伙伴国的货币确定一个固定的比价，随着一种或几种货币进行浮动的制度是（　　）。
A.固定汇率制度
B.盯住汇率制度
C.联合浮动汇率制度
D.浮动汇率制度

【答案】 B
18、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.trying to help the dreamer recall his earlier dreams
B.studying the benefits of dreams
C.help the person understand himself better
D.trying to make the sleeper dream logically

【答案】 C
19、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为2.5%。
A.4
B.5
C.8
D.20

【答案】 C
20、The owl is a ____ bird which kills its prey with its claws.
A.aglow
B.predatory
C.cursory
D.petulant

【答案】 B
21、中央银行和商业银行的货币职能分别是（　　）。
A.提供原始货币、制造派生货币
B.制造派生货币、提供原始货币
C.促进货币流通、方便货币支付
D.方便货币支付、促进货币流通

【答案】 A
22、某投资项目原始总投资额为90万元，项目寿命10年，已知该项目第10年的经营现金净流量为20万元，期满处置该固定资产的残值收入和回收流动资金共5万元，则该项目第10年的净现金流量为（　　）万元。
A.25
B.20
C.29
D.34

【答案】 A
23、“一个中心、两个基本点”的本质是（　　）。
A.发扬社会主义民主
B.建立社会主义制度
C.发展社会生产力
D.坚持党的正确领导

【答案】 C
24、通常我们讲的国际间的货币可兑换指的是（　　）。
A.经常项目可兑换
B.资本项目可兑换
C.金融项目可兑换
D.平衡账户可兑换

【答案】 A
25、根据我国《公司法》的规定，有限责任公司成立的日期为（　　）。
A.公司登记机关受理登记申请之日
B.申请人收到营业执照之日
C.公司成立公告发布之日
D.营业执照签发之日

【答案】 D
26、我国现阶段的货币政策采用（　　）公式来考量M2增速是否适宜。
A.M2增速=GDP增速+CPI+1%
B.M2增速=GDP增速+CPI+2%
C.M2=GDP增速+CPI
D.M2=GDP增速+CPI+1%至2%

【答案】 C
27、根据《商业银行法》的规定，商业银行可以（ ）。
A.从事信托投资和股票业务
B.代办保险
C.向非银行金融机构和企业投资
D.从事股票业务

【答案】 B
28、Passage 8
A.To discuss different methods of pruning
B.To introduce some common knowledge of pruning
C.To explain how trees develop disease
D.To give practical instruction for pruning a tree

【答案】 B
29、如果金银的法定比价为1：20，而市场比价为1：15，按照格雷欣法则，那么这时充斥市场的将是（　　）。
A.银币
B.金币
C.银行券
D.金银混合币

【答案】 B
30、Passage 2
A.A toy train
B.A bottle of whiskey
C.A camera
D.A cellular phone

【答案】 A
31、不属于会计核算内容的是（ ）。
A.用盈余公积转增实收资本
B.处理本年度的亏损
C.将现金存入银行
D.制订下年度财务预算

【答案】 D
32、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.strengthen
B.build
C.connect
D.decorate

【答案】 A
33、资料：Star Airways, Mumbai's dominant airline for the past five years, has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets. Starting with an initial purchase of 90 jets, Star Airways expects the changeover to take a decade to complete. The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes. Star Airways and Skystream, in a joint announcement at the Brussels Air Show on Thursday, said that the order included seventeen of the new AWB85O aircraft. This will make Star Airways the first Indian carrier to fly the AWB850, an aim it has had since the powerful jets were first produced.
A.Seventeen years
B.Ten years
C.Five years
D.Three years

【答案】 B
34、我国的灿烂优秀文化中，有不少言简意赅的成语寓于哲理，尤其是具有批判意义的词语很耐人寻味。下列成语中否认了联系具有客观性的是（　　）。
A.竭泽而渔
B.照猫画虎
C.东施效颦
D.指鹿为马

【答案】 A
35、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit".
A.generally distorted values
B.unfair wealth distribution
C.a marginalized lifestyle
D.a rigid moral code

【答案】 A
36、通常，“瘦狗类”业务的特征是（　　）。
A.市场增长率高，相对市场占有率低。
B.市场增长率低，相对市场占有率高
C.市场增长率高，相对市场占有率高
D.市场增长率低，相对市场占有率低

【答案】 D
37、“上午忙麦茬，下午摘棉花”是民间描述寒露时节农事活动的谚语。在下列地区中，该谚语描述的农事活动场景最可能出现在（　　）
A.珠江三角洲
B.柴达木盆地
C.藏南谷地
D.渭河平原

【答案】 D
38、下列销售预测方法中，属于定性分析法的是（　　）。
A.指数平滑法
B.加权平均法
C.德尔菲法
D.回归直线法

【答案】 C
39、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.38.5%
B.42.6%
C.53.7%
D.78.8%

【答案】 D
40、The first IC’s were made____the early 1960’s.
A.in
B.from
C.for
D.of

【答案】 A
41、以下属于中国银行业协会的会员单位的是（ ）。
A.中国邮政储蓄银行
B.证券公司
C.金融控股公司
D.财产保险公司

【答案】 A
42、Passage 5
A.To make a transition to a new topic
B.To work as a hook to the following paragraphs
C.To provide a contrast to the preceding paragraphs
D.To offer supporting evidence to the preceding paragraph

【答案】 D
43、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.When you are most focused
B.When there is no distractions
C.Late at night
D.Bright and early in the morning

【答案】 A
44、 ( )要求企业应当以实际发生的交易或者事项为依据进行确认、计量和报告，如实反映符合确认和计量要求的各项会计要素及其他相关信息。
A.可靠性
B.可理解性
C.实质重于形式
D.重要性

【答案】 A
45、Passage 1
A.giving examples
B.By providing data.BBy raising questions
C.By making comparisons

【答案】 A
46、商业银行财务管理的核心内容是（ ）。
A.资本金管理
B.利润管理
C.财产管理
D.成本管理

【答案】 D
47、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.
A.there is less and less farmland in the USA
B.agriculture has greatly developed
C.farmers’work is less heavy than in the past
D.tractors are great helpers for the farmers

【答案】 B
48、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.Increase
B.Peak
C.Diminish
D.Disappear

【答案】 C
49、下列不属于审计的职能的是（ ）。
A.经济监督功能
B.经济评价功能
C.经济鉴证功能
D.经济核算功能

【答案】 D
50、新中国第一家全国性的股份制商业银行成立于（ ）年。
A.1980
B.1979
C.1987
D.1985

【答案】 C
51、在有关科学实践中，没有使用（　　）的仪器，经过（　　）的调查进行（　　）的论证往往很难得出结论。
A.周密严密细密
B.精密周密细密
C.细密严密周密
D.精密周密严密

【答案】 D
52、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.is going to have a new chairman and CEO
B.only operates from Dalls/Fort Worth International Airport
C.is an airline that has 3000 MD-80 airplanes
D.is a company that is headquartered in Fort Worth, Dallas

【答案】 D
53、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.Slightly critical
B.Unbiased
C.Paradoxical
D.Fully supportive

【答案】 D
54、在地球亿万年演化过程中形成的泥质滩涂，是大自然馈赠给人类的宝贵资源，具有不可替代的重要生态功能。看似“荒芜”的滩涂中栖息着许多尚未被认识的植物、动物和微生物，是珍贵的生物多样性基因库；作为连接陆地与海洋的过渡地带，滩涂具有净化水质、调节气候、调节气体等许多肉眼看不到的功能，维系着陆海物质循环和生态平衡。此外，滩涂还具有防御海浪冲刷、减缓盐水侵蚀等功能，是名副其实的陆地保护天然屏障。
A.泥质滩涂其实就是荒芜的滩涂
B.泥质滩涂具有重要的生态功能
C.人类对泥质滩涂的保护力度不够
D.泥质滩涂受破坏现象十分严重

【答案】 B
55、商业银行财务管理的核心内容是（ ）。
A.资本金管理
B.利润管理
C.财产管理
D.成本管理

【答案】 D
56、商业银行经营的核心是（ ）。
A.扩大贷款规模
B.市场营销
C.增加资本金
D.提髙收益

【答案】 B
57、 财务报表项目中的数字其直接来源是（　　）。
A.原始凭证
B.记账凭证
C.明细账簿
D.账簿记录

【答案】 D
58、 我国刑罚中最轻的主刑是（　　）。
A.拘役
B.罚金
C.管制
D.剥夺政治权利

【答案】 C
59、资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.
A.eating food on a daily basis
B.often eating the improper foods
C.biochemical reactions in your body
D.starting to eat the right foods

【答案】 C
60、—个企业的公文从来源上分可分为（ ）。
A.绝密性公文和公开性公文
B.—般性公文和特殊性公文
C.来文和发文
D.上行文和下行文

【答案】 C
61、元朝为加强中央对西藏和台湾的管辖，分别设置了（　　）。
A.中书省、伊犁将军
B.宣政院、中书省
C.伊犁将军、澎湖巡检司
D.宣政院、澎湖巡检司

【答案】 D
62、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Subjective
B.Critical
C.Unbiased
D.Supportive

【答案】 C
63、On the next birthday,Ann（　　）married for twenty years.
A.is
B.has been
C.will be
D.will have been

【答案】 D
64、第三届进口博览会首个网上海外路演推介会于2020年4月9日举行。借力网络，中国国际进口博览局和国家会展中心（上海）向（　　）海外商会组织的多家行业协会、上百家企业介绍了第三届进口博览会参展情况。
A.英国
B.德国
C.美国
D.法国

【答案】 B
65、Passage2
A.the uses of life preservers
B.the design of life preservers
C.the materials for life preservers
D.the buoyancy of life preservers

【答案】 B
66、某国某年的出口额为200亿美元，进口额为130亿美元，则该国该年的贸易差额为（　　）。
A.贸易赤字70亿美元
B.贸易顺差70亿美元
C.贸易逆差70亿美元
D.人超70亿美元

【答案】 B
67、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.The author may talk about the administration system
B.The author may teach the readers to make a timetable
C.The author may put forward another suggestion
D.The author may discuss the office environments

【答案】 C
68、Italy calls an emergency meeting to save the ancient city of Pompeii（　　）falling down.
A.on
B.off
C.from
D.against

【答案】 C
69、She can do it herself;it is（　　）easy（　　）ABC.
A.rather...than
B.more...than
C.not as much...as
D.as...as

【答案】 D
70、If you____the trigger of a gun really hard and really fast, it doesn't fire any faster or harder than if you just squeezed it gently.
A.condense
B.squeeze
C.obtain
D.lost

【答案】 B
71、PowerPoint2003的动画中，不能实现的功能为（）。
A.设置幻灯片的切换效果
B.设置同一文本框中不同段落的出现次序
C.设置对象出现的先后顺序
D.设置声音的循环播放

【答案】 B
72、2019年1月21日电，国家统计局21日对外公布，经初步核算，2018年全年我国国内生产总值（GDP）为900309亿元，经济总量首次站上（　　）的历史新台阶，稳居世界第二位。
A.80万亿元
B.90万亿元
C.100万亿元
D.110万亿元

【答案】 B
73、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
A.Negative
B.Neutral
C.Encouraging
D.Positive

【答案】 B
74、英国工业革命开始于（　　）。
A.1871年
B.1789年
C.1775年
D.1765年

【答案】 D
75、平均利润率的形成是（　　）。
A.无数资本家追逐超额利润的结果
B.