2019-2025年银行招聘之银行招聘综合知识题库综合试卷B卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识题库综合试卷B卷附答案

单选题（共600题）
1、PowerPoint2003的动画中，不能实现的功能为（）。
A.设置幻灯片的切换效果
B.设置同一文本框中不同段落的出现次序
C.设置对象出现的先后顺序
D.设置声音的循环播放

【答案】 B
2、When asked（　　）they needed most,children said they wanted more love and care.
A.what
B.why
C.whom
D.which

【答案】 A
3、国家开发银行的贷款可分为（ ）。
A.特别贷款和普通贷款
B.优惠贷款和一般贷款
C.软贷款和硬货款
D.硬贷款和个人贷款

【答案】 C
4、冯·诺依曼在总结研制ENIAC计算机时，提出两个重要的改进是（ ）。
A.引入CPU和内存储器的概念
B.采用二进制和存储程序控制的概念
C.采用机器语言和十六进制
D.采用ASCII编码系统

【答案】 B
5、资料：Directions : There is 1 passage in this part. The passage is followed by some questions or unfinished statements. For each of them there are four choices , You should decide on the best choice.
A.They have concerns of the security and convenience of FaceID
B.They don’ t believe iPhone X’ s FaceID can successfully unlock a phone every time
C.They have doubts of its technique to overcome variable lighting and subtle change of the user’s face
D.They are mainly worried about the smartphone’ s accuracy

【答案】 B
6、让考核回归价值本位、激发更多正能量，________________。在江西景德镇，当地就领导干部存在的突出问题向社会征求意见，并以此为依据分类设计“逆向民主测评表”；在江苏南通，有关部门在领导干部“德”的评价指标中设置正反两个层面，让考核考出差别、考出问题。各地积极的探索尝试表明，只要高度重视、认真谋划、矢志创新，就能更好激活考核的正向效应，为干部队伍建设注入新的活力。
A.主要是干部队伍建设
B.核心是加强道德建设
C.关键还是靠制度创新
D.突破口在于群众监督

【答案】 C
7、白居易在登上庐山时写下：“人间四月芳菲尽，山寺桃花始盛开”。产生诗中景象的原因是（　　）。
A.山地土壤贫瘠，桃树开花较迟
B.山地由于海拔高，气温低，桃树开花来得迟
C.山地云雾多，桃树开花来得迟
D.山地空气稀薄缺氧，桃树开花较迟

【答案】 B
8、下列有关剩余价值的几个说法不正确的一项是（ ）。
A.剩余价值不是从流通过程中产生的，而是在劳动力的消费过程即资本主义生产过程中形成的
B.超额剩余价值是由于商品的个别价值高于社会价值而产生的那部分剩余价值
C.绝对剩余价值生产是在必要劳动时间不变的条件下，由于延长工作日的绝对量所产生的剩余价值
D.相对剩余价值生产是在工作日不变的条件下，由于必要劳动时间缩短所产生的剩余价值

【答案】 B
9、The______of their years of education was 10.96 with a minimum of 7 and a maximum of 17.
A.mean
B.median
C.mode
D.average

【答案】 B
10、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.Accustomed
B.Complied
C.Conceited
D.True

【答案】 C
11、根据我国劳动合同法的规定，下列各项中不属于劳动合同必备条款的是（　　）。
A.劳动合同的期限
B.工作内容和工作地点
C.社会保险
D.违约金

【答案】 D
12、红娘最早成名是在王实甫的（　　）。
A.《西厢记》
B.《小桃红》
C.《滚绣球》
D.《桃花亭》

【答案】 A
13、The “cure rate”of many diseases increased dramatically after penicillin was ______ by more doctors.
A.put into practice
B.put into effect
C.put into use
D.put into operation

【答案】 C
14、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.To build a marketing campaign by creating a better resume
B.To give the logic and passion behind your career change
C.To make sure everyone knows about your intention of changing career
D.To have more conversations and connections within your new career path

【答案】 D
15、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.Bosses push employees to work by sending emails anytime
B.Employees are exhausted by the constant need to check emails
C.Companies mean to stress the workers out by sending emails
D.None of above

【答案】 B
16、Highly emotional,lacking in self-confidence,he knocked about in____jobs as a young man before settling on the study of art.
A.various
B.overall
C.modified
D.peculiar

【答案】 A
17、微型计算机的运算器、控制器及内存储器的总称是（ ）。
A.CPU
B.ALU
C.MPU
D.主机

【答案】 D
18、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique.
A.toughness and resistance
B.its complex processes
C.it has lesser tin, zinc and lead
D.its different techniques

【答案】 A
19、资料：People differ greatly in their readiness to try new products. In each product area，there are“consumption pioneers”and early adopters. Other individuals adopt new products much later. After a slow start，an increasing number of people adopt the new product.
A.They rely more on their own values and judgment。
B.They are reluctant to take risks。
C.They are more receptive to familiar things。
D.They are more brand loyal。

【答案】 A
20、资料：To manage teams organization require effective managers.Highly skilled and trained managers can make more informed decisions. The use of beat practice models enables managers to ensure their teams operate efficiently.This will improve quality for customers as staff will be better trained to deal with customers' needs.It will also improve team effectiveness and help organizations to perform better.
A.s/he loves people to discuss problems
B.s/he is likely to delay the decisions
C.s/he seldom consults others
D.s/he needs to make quick response

【答案】 A
21、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.better than
B.other than
C.rather than
D.sooner than

【答案】 C
22、证券市场监管的基本任务和规范市场的基本目的是( )。
A.增加市场流动性
B.提高投资者回报率
C.保证市场交易的活跃性
D.保护投资者利益

【答案】 D
23、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below.
A.The minimum amount to invest is USD 2000
B.You may choose any maturity date as you wish
C.The rates on certificate of deposits may vary day to day
D.Separate certificates of deposits will be issued for additional deposits

【答案】 B
24、资料：Placing the right type of workers in close proximity to each other can generate up to a 15 percent increase in organizational performance，according to the study from Cornerstone On Demand，a provider of cloud-based learning and talent-management software，and researchers at Harvard Business School in Massachusetts. For businesses with 2，000 employees, this translates into an additional $1 million in profit each year，the study said.
A.Cornerstone On Demand is a provider of cloud-based learning and talent-management software
B.Placing the right type of workers together will generate 15% increase in performance
C.Smarter seating can affect company’s performance
D.A study about how a firm get additional profit

【答案】 B
25、Passage 7
A.concrete returns for gift-givers
B.sizable gains in the form of gifts
C.leaking secrets intentionally
D.breaking contracts officially

【答案】 A
26、Boeing 707 on service from Bogota, Colombia, crashed while ___ its destination at New York’s JFK International Airport.
A.to approach
B.having approached
C.approaching
D.to be approached

【答案】 C
27、关于共同犯罪，下列表述最为准确的是（ ）。
A.共同犯罪是指两人以上共同参加的犯罪
B.三人以上为共同实施犯罪而组织在一起的，是犯罪集团
C.犯罪集团是共同犯-的特殊形式
D.刑法理论上，对共同犯罪成员的分类一般是主犯、从犯、教唆犯、胁从犯

【答案】 C
28、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.They are inconsistent about the attitude toward after hour's emails
B.They both push the employees to be available all the time
C.They are consistent about the attitude towards after hour's emails
D.They both don't mean to stress the employees out

【答案】 A
29、下列哪项不属于商业银行依法可以开展的业务？（　　）
A.买卖政府债券、金融债券
B.承销政府债券
C.发行金融债券
D.承销公司股票

【答案】 D
30、资料：International Federation for Scientific Research
A.By registering in advance
B.By paying in cash
C.By becoming a member
D.By participating in a survey

【答案】 A
31、 The professor’s new book is______reading.
A.well worthy
B.very worth
C.well worth
D.very worthy

【答案】 C
32、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.It helps special needs students think creatively
B.It helps special needs students from all the attending students
C.It helps special needs students learn varied ability from classmates
D.It helps students work together on solving problems and assignments

【答案】 D
33、 被投资单位因接受捐赠等增加的资本公积，企业按持股比例计算应享有的份额。银行应当进行的账务处理为（　）。
A.借：长期股权投资——股票投资(股权投资准备)贷：股权投资准备
B.借：长期股权投资——股票投资(股权投资准备)——其他股权投资(股权投资准备)贷：资本公积——股权投资准备
C.借：长期股权投资——其他股权投资(股权投资准备)贷：资本公积——股权投资准备
D.借：资本公积——股权投资准备贷：长期股权投资——股票投资(股权投资准备)——其他股权投资(股权投资准备)

【答案】 B
34、Passage 2
A.Its statistics look embarrassing
B.It is invalid in terms of methodology
C.It deserves our closest attention
D.Its conclusion is purposely exaggerated

【答案】 B
35、资料：“I wouldn’t be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated ￡75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.
A.graduated from Oxford University with an MBA degree in 1986
B.wanted to do something to repay the help he had once received
C.showed his interest and talent in venture capitalism as a journalist
D.bought early stocks of Google, Yahoo, PayPal and LinkedIn

【答案】 B
36、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.The Federal reserve may raises interest rates in December （after the US election）to push towards the GDP growth around 2%
B.The Fed thinks that the current inflation rate in the Unites States remain below 1.6% to help increase the employment rate
C.After the vote to leave the EU all of these currencies mentioned have gained against the pound and such trend will continue on
D.There’s widespread acceptance in the United States that real interest rates are falling to around zero with the rising sluggish labour market and about 0.5% of productivity growth but various economic indicators will not appear miraculous accelerated phenomenon

【答案】 C
37、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing（投资）the hypothetical（虚拟的）earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
38、紧缩性货币政策的运用会导致（　　）。
A.减少货币供给量，降低利率
B.增加货币供给量，提高利率
C.减少货币供给量，提高利率
D.增加货币供给量，降低利率

【答案】 C
39、与“如怨如慕，如泣如诉;余音袅袅，不绝如缕”相接的是（ ）。
A.渺渺兮予怀，望美人兮天一方
B.哀吾生之须臾，羡长江之无穷
C.纵一苇之所如，凌万顷之茫然
D.舞幽壑之潜蛟，泣孤舟之嫠妇

【答案】 D
40、Dorothy was always speaking highly of her role in the play,_，of course,madethe others unhappy.
A.who
B.which
C.this
D.what

【答案】 B
41、下列表述中不符合因事设职和因人设职相结合原则的是（　　）。
A.任何组织首先是人的集合，而非是事和物的集合
B.组织中的工作最终要靠人完成，不能完全招聘社会上的人员来满足企业的所有需要
C.即一个上级直接领导与指挥下属的人数应该有一定的限制，并且应该是有效的
D.组织设计往往不是全新的，进行再度调整时，要考虑“事事有人做”而非“人人有事做”

【答案】 C
42、某企业投资了一个加工厂，建成后，每年可生产某种零件2.5万件，每件毛利润为1元。第一年的维护成本是0.1万元，以后按照每年0.1万元递增，则该厂可在第（　　）年实现累计利润（毛利润-维护成本）20万的目标。
A.12
B.11
C.10
D.13

【答案】 B
43、Together these inventions hugely reduced the cost of blasting rock, drilling tunnels, building canals and many other forms of____work.
A.construction
B.information
C.animation
D.imagination

【答案】 A
44、资料：Think for a moment of your definition of persuasion. If you are like most business people I have encountered, you see persuasion as a relatively staightforward process. First, you strongly state your position. Second,you outline the supporting arguments, followed by a highly assertive, databased exposition. Finally, you enter the deal-making stage and work toward a “close.” In other words, you use logic, persistence, and personal enthusiasm to get others to buy a good idea. The reality is that following this process is one surefire way to fail at persuasion.
A.When the speaker is very confident and assertive
B.When the speaker is very logic and data-supported
C.When the speaker is open-minded and flexible
D.When the speaker is knowledgeable and authoritative

【答案】 C
45、资料：Why is Salt Bad for You?
A.hypertension and high blood pressure
B.heart disease and stroke
C.liver damage and kidney problems
D.osteoporosis and stomach cancer

【答案】 B
46、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为2.5%。
A.4
B.5
C.8
D.20

【答案】 C
47、Recruiting the right people _____looking for individuals with diverse skills from a range of backgrounds .
A.is
B.is involved
C.involves
D.are

【答案】 C
48、Although some of these projects have been recently completed，the majority of projects will ______ in the fall of 2019.
A.initiate
B.originate
C.manipulate
D.commence

【答案】 D
49、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.deprives people of a good sleep
B.disturbs people's life
C.makes people always restless
D.is beneficial to people

【答案】 D
50、由某一银行集团成立股权公司，再由该公司控制或收购两家以上的若干银行而建立的一种银行制度，属于（　　）制度。
A.持股公司制
B.连锁银行制
C.代理银行制
D.总分行制

【答案】 A
51、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。
A.再贷款
B.再贴现
C.消费者信用控制
D.道义劝告

【答案】 B
52、—堆泥土，甲单独搬运要20天，乙单独搬运要10天。若甲先搬运一天，然后乙接替甲搬运一天，再由甲接替乙搬运1天……两人如此交替工作，那么搬运完这堆泥土共需（）天。
A.13
B.14
C.15
D.16

【答案】 B