2019-2025年银行招聘之银行招聘综合知识过关检测试卷B卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识过关检测试卷B卷附答案

单选题（共600题）
1、彼得·德鲁克认为：“领导者的唯一定义就是其后面的追随者。一些人是思想家，一些人是预言家，这些人都很重要，而且也急需；但是没有追随者，就不会有领导者。”这句话说明（　　）。
A.领导的实质是组织成员的追随与服从
B.领导者需要权力
C.追随者比领导者更重要
D.领导只有一个定义，其余的定义是错误的

【答案】 A
2、Passage2
A.with as few strings as possible
B.capable of being worn on both sides
C.according to each wearer's size
D.comfortable and light to wear

【答案】 C
3、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.full night of sleep deprivation puts people on the risk of false memory
B.Short-term lack of sleep is more likely to result in memory distortion
C.Deprivation of sleep fails to have impact on the ability to memorize list
D.Your own name will not escape you no matter how long you sleep

【答案】 A
4、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.
A.deserters from sailing ships
B.Spanish ranchers
C.gold miners
D.tourists

【答案】 C
5、 在( )计量属性下，资产按照其正常对外销售所能收到现金或者现金等价物的金额扣减该资产至完工时估计将要发生的成本、估计的销售费用以及相关税金后的金额计量。
A.历史成本
B.公允价值
C.可变现净值
D.现值

【答案】 C
6、Sales are up dramatically____percentage terms compared with a year ago.
A.by
B.in
C.at
D.for

【答案】 B
7、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.Yes
B.No
C.It’s up to Portuguese and EU authorities
D.It depends on whether Fosun is able to appoint at least two of the 20 BCP board members, and up to five members in the event of increasing its stake

【答案】 D
8、技能大赛中，刘师傅看了对手的资料后说：“如果我出场，每场比赛胜出的概率是0.3，但黄师傅出场的话，概率就是0.8。”于是决定，刘师傅出场1次，黄师傅出场2次，完成3场比赛后，总计胜出2场就可以进入总决赛。则他们进入总决赛的概率是（　　）。
A.0.854
B.0.562
C.0.736
D.0.688

【答案】 C
9、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
A.To have a credit-builder loan
B.To acquire secured credit cards（which require a security deposit） or college student credit cards
C.To acquire a credit card
D.All of above

【答案】 D
10、 下列各项中属于效率比率的是（　　）。
A.资产负债率
B.速动比率
C.成本利润率
D.流动资产占总资产的比率

【答案】 C
11、下列各项中，不应确认为应付职工薪酬科目来核算的有（　　）。
A.利润分享计划
B.社会保险费和辞退福利
C.职工工资和福利费
D.差旅费

【答案】 D
12、货币流通规律是（　　）。
A.关于流通中所需货币量的规律
B.关于货币本质的规律
C.关于通货膨胀的规律
D.关于通货紧缩的规律

【答案】 A
13、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.The idea of committing suicide
B.The urgent peril to the author’s life
C.The harm caused by cyberbullying
D.The hatred to those who cheated the author

【答案】 C
14、The world economy develops rapidly. As a result, longevity and life ______ have increased worldwide.
A.expected
B.expectation
C.expecting
D.expectancy

【答案】 D
15、The owl is a ____ bird which kills its prey with its claws.
A.aglow
B.predatory
C.cursory
D.petulant

【答案】 B
16、His kingdom was still ___ ；the Danes far from subdued.
A.precarious
B.preferential
C.primal
D.prodigal

【答案】 A
17、在Word文档中，按（　　）键同时拖动鼠标，可纵向选定一个矩形文本区域。
A.Shift
B.Ctr1
C.Alt
D.Esc

【答案】 C
18、某国的货币量发行情况如下：现金货币5000亿元，活期存款2500亿元，活期存款以外的其他存款为2000亿元，短期信用工具为1500亿元，其中同期短期国债发行量为50亿元，试问该国M1货币量为（）亿元。
A.5000
B.7500
C.10000
D.50

【答案】 B
19、下列说法不正确的是（ ）。
A.舞低杨柳楼心月—柳永
B.两情若是久长时—秦观
C.此情无计可消除—李清照
D.可惜流年、忧愁风雨—辛弃疾

【答案】 A
20、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.better than
B.other than
C.rather than
D.sooner than

【答案】 C
21、2009年10月2日在丹麦首都哥本哈根举行的国际奥委会第121届全会，关于2016年夏季奥运会举办城市的投票中，经过三轮投禀,（）成功获得了2016年奥运会的主办权。
A.芝加哥
B.马德里
C.东京
D.里约热内卢

【答案】 D
22、资料：No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘re dealing with a negative employee,here are 3 steps to take.
A.low income
B.Family stress
C.heavy workload
D.Unsatisfacation at the office environment

【答案】 B
23、资料：From:prorno@
A.He has shopped at Fruittisom’ s online store
B.He has been charged incorrectly for an order
C.He has worked for Fruittisom
D.He has reported a late delivery

【答案】 D
24、 某商业银行正在进行《合同法》知识大赛，其中涉及借款合同，根据你对《合同法》的理解，下列关于借款合同的说法中正确的是（　　）。
A.订立借款合同时，贷款人不得要求借款人提供担保，除非借款人自愿提供担保
B.借款人不得在还款期限届满之前向贷款人申请展期，即使贷款人同意，也不可以展期
C.贷款人未按照约定的日期、数额提供借款，造成借款人损失的，应当赔偿损失，借款人未按照约定的日期、数额收取借款的，应当按照约定的日期、数额支付利息
D.借款人没有按照约定的借款用途使用借款的，贷款人可以停止发放借款，但不可以解除合同

【答案】 C
25、 ( )要求企业提供的会计信息应当清晰明了，便于投资者等财务报告使用者理解和使用。
A.可理解性
B.可比性
C.实质重于形式
D.相关性

【答案】 A
26、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.Prosperity
B.Increase
C.Decrease
D.Bleakness

【答案】 A
27、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.Bosses push employees to work by sending emails anytime
B.Employees are exhausted by the constant need to check emails
C.Companies mean to stress the workers out by sending emails
D.None of above

【答案】 B
28、This type of networking serves a great______in giving back to the community.
A.process
B.power
C.purpose
D.project

【答案】 B
29、The suspicion that the servant is dishonest has proved（ ）true.
A.all too
B.too all
C.much too
D.too much

【答案】 A
30、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.How to manage your time well
B.How to overcome different challenges in the office
C.How to win competitions and get promotions
D.How to prevent distractions and focus on big issues

【答案】 D
31、资料：Your Company Logo and Contact Information
A.more information can be provided as needed
B.the survey has not been finished yet
C.the receiver is the writer's immediate boss
D.the enclosed report was solely made by the writer

【答案】 A
32、魅力型领导者的特征不包括（　　）。
A.自信并且信任员工
B.有理想化的愿景
C.承诺为努力提供奖励
D.对下属有高度的期望

【答案】 C
33、以下属于中国金融监管的对象有（ ）。
A.国有商业银行
B.农村信用合作社
C.信托投资机构
D.以上均是

【答案】 D
34、（）是收文办理的中心环节。
A.批办
B.拟办
C.承办
D.注办

【答案】 C
35、Some women in recent years have brought successful court challenges to gender discrimination in job ads，but the______the companies were ordered to pay was low。
A.regulation
B.occupation
C.permission
D.compensation

【答案】 D
36、在民事诉讼时效期间的最后6个月内，权利人因不可抗力或者其他障碍不能行使请求权的，诉讼时效（ ）。
A.中断
B.中止
C.延长
D.终止

【答案】 B
37、4月10日，中国银行在境外成功发行38亿美元等值第五期（　　）主题债券。此次发行包括美元、欧元、澳元，人民币和港币5个币种，共计8个债券品种，发行主体包括中国银行香港分行、澳门分行，悉尼分行、卢森堡分行、法兰克福分行。债券将在香港联合交易所挂牌上市，部分品种还将在中欧国际交易所、法兰克福证券交易所和卢森堡证券交易所上市。
A.亚欧大陆
B.全球一体化
C.中欧友好
D.一带一路

【答案】 D
38、（　　）in computer technology are allowing users to reach into any part of the world by just clicking a mouse.
A.Advancement
B.Advances
C.Advancing
D.Advance

【答案】 B
39、“三网”融合中的“三网”不包括（ ）。
A.电信网
B.广播电视网
C.互联网
D.卫星通信网

【答案】 D
40、The snake farmers said they had been bitten, some by deadly snakes, and were saved by_____of anti-venom medicine .
A.injection
B.producing
C.infection
D.consuming

【答案】 A
41、The leaves have been swept into huge____.
A.pyramids
B.layers
C.heaps
D.loads

【答案】 C
42、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.It is good for muscle cramps
B.It is good for macular degeneration
C.It goes well with trauma
D.It makes human body stronger

【答案】 D
43、利率是（ ）的价格。
A.货币资本
B.借贷资本
C.外来资本
D.银行资本

【答案】 B
44、乘火车从甲城到乙城，原来需要10.14小时，1998年第一次提速30%，1999年第二次提速30%，2000年提速20%，三次提速后，从甲城到乙城需要（　　）
A.4.5
B.5
C.6
D.8.2

【答案】 B
45、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China.
A.The work force in China has increased in past ten years
B.internet firms benefit a lot from the income growth
C.The Chinese government is improving the social welfare for people
D.the per capita income in China is expected to $12,500 in eight years

【答案】 A
46、下列关于GDP和GNP两个经济概念的表述，不正确的是（　　）。
A.GDP强调的是地域概念
B.GNP强调的是人口概念
C.一个美国公民在中国工作，取得的收入可计入美国的GDP中
D.一个英国公民在中国工作，取得的收入可计入英国的GNP中

【答案】 C
47、柯达公司是世界上著名的影像产品及相关服务的生产和供应商。面对市场技术的不断革新，柯达公司满足现状没有及时进行技术更新，直到2003年，柯达才宣布全面进军数码产业。最终柯达公司陷入退市困境，体现了管理学中的（　　）。
A.二八法则
B.长板法则
C.青蛙法则
D.木桶法则

【答案】 C
48、Training includes practical experience working on a range of aircraft on campus including a______Boeing aircraft owned by the school.
A.broken
B.functioning
C.used
D.skeleton

【答案】 B
49、甲在2016年1月1日当着两个儿子的面立了一份口头遗嘱，2016年2月18日，大儿子为稳妥起见，将遗嘱内容以书面形式记录下来，后因大儿子不孝，老人欲将所有财产都留给小儿子，于2016年7月9日重新以书面的形式更改了遗嘱内容。试问，甲去世后，哪份遗嘱可以生效（　　）
A.口头遗嘱
B.2016年7月9日立的遗嘱
C.2016年2月18日立的书面遗嘱
D.以上都无效，按法律规定继承

【答案】 B
50、行政强制法是一部规范行政强制的设定和实施，保障和监督行政机关依法履行职责，维护公共利益和社会秩序，保护公民、法人合法权益的重要法律。行政机关实施行政强制措施应当遵守的规定中不包括（　　）。
A.现场笔录时，当事人拒绝签名的，在笔录中予以注明
B.出示执法身份证件
C.由一名行政执法人员实施
D.当事人不到场的，邀请见证人到场

【答案】 C
51、个人理财当中，投资者教育的最主要的实施主体是（　　）。
A.行业协会
B.监管机构
C.商业银行
D.中国人民银行

【答案】 C
52、资料：Word of Mouth promotion is based on the principle of pull marketing.
A.word of Mouth promotion is based on the principle of pull marketing
B.it uses above the line promotional techniques
C.it gets consumers to bring other countries to the product
D.it relies on the transimission of positive message

【答案】 B
53、资料：You can not go forward by going backward. Take the current debate about trade and globalization, for instance, while the impulse to erect trade barriers is understandable given the pain experienced in recent years, it is not the way to create lasting growth and shared prosperity.
A.Trade and globalization are debatable
B.Erecting trade barriers can not bring growth and prosperity
C.Trade and globalization have caused severe pain in recent years
D.Opposing trade and globalization is understandable and reasonable

【答案】 B
54、资料：（二）
A.the widows are pressured to lose their own names
B.the widows may be forced to leave their homes
C.the widows have misunderstood the reverse mortgage
D.the widows do not know what their long-desired things are

【答案】 B
55、通常情况下，下列商业银行资产的流动性自高至低排序正确的是（　　）。
A.（2）＞（1）＞（3）＞（4）
B.（1）＞（2）＞（3）＞（4）
C.（2）＞（1）＞（4）＞（3）
D.（1）＞（2）＞（4）＞（3）

【答案】 D
56、资料：Early Experiences
A.To determine whether the product is user-friendly
B.To see if the process is simple enough for users to understand
C.To learn about users' perspective
D.To cancel a process or navigate to a specific function or location

【答案】 D
57、下面是中国古典文学四大名著中的人物与情节，其中搭配不当的一项是（　　）。
A.鲁智深——倒拔垂杨柳
B.孙悟空——大闹天宫
C.诸葛亮——三顾茅庐
D.刘姥姥——进大观园

【答案】 C
58、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.
A.Their gardens must be out in the open
B.They must be referred by a city council member
C.They must submit a photo of their gardens
D.They can only enter one category of the contest

【答案】 A
59、下列各项中，不符合填制原始凭证要求的是（ ）。
A.一式几联的原始凭证,必须注明各联的用途
B.不得使用未经国务院公布的简化字
C.填写阿拉伯金额数字时，有角无分的，分位应用“一”表示
D.原始凭证不得涂改、刮擦、挖补

【答案】 C
60、Excuse me,when does FlightCZ3391takeoff?
A.look up
B.take away
C.give back
D.turn down

【答案】 A
61、Passage 8
A.explosive growth
B.the reform of reverse mortgage market
C.little consideration to suitability
D.aggressive and improper marketing

【答案】 B
62、Because it was too dark at night, I could see _____people on the street.
A.few
B.a few
C.little
D.a little

【答案】 A
63、依次填入下列各句划线部分的词语，与句意最贴切的一组是（　　）。
A.贯串鬼怪国是
B.贯穿鬼怪国事
C.贯串诡怪国事
D.贯穿诡怪国是

【答案】 D
64、投资一笔国债，5年期，平价发行，票面利率为12. 22%，单利计息，到期一次还本付息， 则该债券的到期收益率是（）。
A.9%
B.11 %
C.10%
D.12 %

【答案】 C
65、一位专家表示，如果疫情发生在一个中小城市，而不是这样的核心城市，当地政府不会如此紧张，担心引发城市的舆论危机和社会危机，也就会降低控制舆论的风险，从而采取有效措施来处理。同时，各方面对于中小城市的各种资源供给也会充裕，而且各种救助措施也会针对较少的人口而更为简洁和有效。
A.大城市的管理难度比中小城市更大，特别是在暴发疫情的时候
B.建议改变过去发展核心城市的策略，鼓励中小城市发展
C.比起大城市，中小城市暴发疫情后的防控工作会更为简单有效
D.疫情发生在中小城市的话，当地政府就不会紧张

【答案】 C
66、It is of high importance that you ___ at the airport on time.
A.arrive
B.are to arrive
C.must arrive
D.need to arrive

【答案】 A
67、With great efforts and friends’ help，Xiao Hua finally found a______job.
A.luxurious
B.luminous
C.luminant
D.lucrative

【答案】 D
68、The optimal length of a nap was an hour and a half______people could go through a complete cycle.
A.so thatA
B.even if
C.as to
D.as soon as

【答案】 A
69、银行的活期存款人通知银行在其存款额度内无条件支付一定金额给持票人的书面凭证是（）。
A.支票
B.汇票
C.本票
D.存单

【答案】 A
70、中国人民银行发布的2019年第三季度中国货币政策执行报告称，当前，中国仍实施常态货币政策。央行通过创新和完善宏观调控，运用多种货币政策工具，保持流动性合理充裕；加大货币政策逆周期调节力度，通过改善货币政策传导机制，落实金融对实体经济的支持。
A.票据贴现市场
B.国库券市场
C.长期借贷市场
D.可转让大额存单市场

【答案】 C
71、个人计算机内存的大小主要由（ )决定。
A.RAM芯片的容量
B.软盘的容量
C.硬盘的容量
D.CPU的位数

【答案】 A
72、资料：欧洲的经济学家Mr.T首先跟你谈了欧洲的一些优势，以及一些好的企业。请根据下列资料回答问题
A.It is a Spanish food
B.It is a soft drink
C.It is a sports drink
D.It is a food and drinks company

【答案】 C
73、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest