2022-2025年银行招聘之银行招聘综合知识押题练习试卷B卷附答案.docx

2022-2025年银行招聘之银行招聘综合知识押题练习试卷B卷附答案

单选题（共800题）
1、多媒体处理的信息是（ ）。
A.模拟信号
B.数字化信息
C.电视信息
D.网络信息

【答案】 B
2、下面是中国古典文学四大名著中的人物与情节，其中搭配不当的一项是（　　）。
A.鲁智深——倒拔垂杨柳
B.孙悟空——大闹天宫
C.诸葛亮——三顾茅庐
D.刘姥姥——进大观园

【答案】 C
3、下列关于历史典籍，表述正确的是（　　）。
A.《春秋》是我国第一部国别体史书
B.《史记》是我国第一部编年体通史
C.《汉书》是我国第一部纪传体断代史
D.《资治通鉴》是我国第一部纪传体通史

【答案】 C
4、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.changes
B.makes
C.sets
D.turns

【答案】 B
5、墓志铭是我国古代文献中数量庞大的一个类别，更是考古发现中数量最大的文献种类，为多种门类的学术研究提供了素材。正因如此，古代的墓志铭历来受到专家学者的重视。对于墓志铭的确切起源，史籍中未见有详细的记载，因此学术界一直众说纷纭，但基本上都是着眼于丧葬制度。
A.作为可信素材，墓志铭不仅数量大，而且文化信息量巨大
B.大多数学者从丧葬制度解释墓志铭的起源
C.考古发现中，数量最多的是墓志铭，因此构成了最为基本的研究素材
D.墓志铭备受学者重视是因为它详细地记载了不同时期的丧葬制度

【答案】 B
6、2020年1月5日，《庚子年》特种邮票首发仪式在（　　）举行，2020年是庚子鼠年，也是中国邮政发行生肖邮票（　　）周年，此次生肖邮票加入了邮票数字化内容。
A.北京；30
B.上海；40
C.上海；30
D.北京；40

【答案】 D
7、 审计证据的相关性和可靠性即为审计证据的( )。
A.适当性
B.充分性
C.正确性
D.可信性

【答案】 A
8、人民法院对非诉案件的审査标准是（ ）。
A.被申请执行的具体行政行为是否违法
B.被申请执行的具体行政行为是否明显违法
C.被申请执行的具体行政行为是否会损害被执行人的合法权益
D.被申请执行的具体行政行为是否明显违法且损害被执行人的合法权益

【答案】 D
9、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.To create more job positions for foreign talents
B.To comfort existing foreign talents
C.To attract new talents
D.To stimulate local economy

【答案】 B
10、可以使插入点快速移到文档首部的组合键是（　　）。
A.Ctrl+Home
B.Ah+Home
C.Home
D.PageUp

【答案】 A
11、用支出法核算GDP正确的公式是（　　）。
A.GDP=消费支出＋投资＋政府购买＋（出口-进口）
B.GDP=消费支出＋投资＋政府购买＋（出口-进口）＋转移支付
C.GDP=工资＋利息＋利润＋租金＋间接税和企业转移支付＋折旧
D.GDP=工资＋利息＋利润＋租金＋直接税和企业转移支付＋折旧

【答案】 A
12、 The office will be closed____it is being decorated.
A.throughout
B.for
C.while
D.during

【答案】 C
13、在下列沟通形态中，组织成员满足感最高的沟通形态是（　　）。
A.链式

B.轮式
C.Y式
D.全通道式

【答案】 D
14、I found the windows ___.
A.open
B.to be opened
C.opens
D.opening

【答案】 A
15、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks which include unit banking, group banking and branch banking.
A.FRA
B.Laws of states
C.Fed
D.OCC

【答案】 C
16、导致需求曲线发生位移的原因是（　　）。
A.因价格变动，引起了需求量的交动
B.因供给曲线发生位移，引起了需求量的变动
C.影响需求量的非价格因素发生交动，而引起需求关系发生了变动
D.因社会经济因素发生变动引起产品价格的变动

【答案】 C
17、布雷顿森林体系中的“双挂钩”是指（　　）。
A.美元和其他国家同时与黄金挂钩
B.美元与黄金挂钩，黄金与其他各国货币挂钩
C.美元与黄金挂钩，其他国家货币与美元挂钩
D.其他国家货币与黄金挂钩，美元与其他国家货币挂钩

【答案】 C
18、The students failed to meet the necessary （ ） for admission to the course.
A.fulfillment
B.requirements
C.qualities
D.competency

【答案】 B
19、Routine inspections are conducted at the Haldren Paper Factory to ensure that all equipment is functioning ____.
A.properly
B.rightfully
C.literally
D.officially

【答案】 A
20、假设银行系统:(1)原始存款为900万元；(2)法定存款准备金率6%;(3)为现金漏损率为15%;(4)超额准备率为3%。此时银行系统的派生存款总额为()万元。
A.3750
B.4286
C.5000
D.10000

【答案】 A
21、下列中央银行的行为和服务中，体现其“银行的银行”的职能的是（　　）。
A.代理国库
B.对政府提供信贷
C.集中保管商业银行现金准备
D.发行货币

【答案】 C
22、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.
A.All residents of Tampa
B.The owners of gardening stores
C.The members of the Tampa City Council
D.The judges of the competition

【答案】 A
23、She is less ________ on being a grandmother, now her daughter Caron is married.
A.desirous
B.eager
C.keen
D.anxious

【答案】 C
24、掠夺交易是指以强制手段为基础、一方强迫另一方的利益转移(包括其承载物的转移>。下列不属于掠夺交易的是( ）。
A.甲有一幅非常珍贵的古名画，乙知道后千方百计想得到，就请甲的领导出面，用一幅现代名画将乙的那幅画换到手
B.张某摆了一个杂货摊点，一天，有一人来买塑料面盆，她拿出一元钱塞给张说：“我知道你卖三元一只，我们是邻居，就一元卖给我吧。”说完就拿走了面盆
C.小李家正搞装潢，谁知预算失误，少买了几平米某名牌木地板，急需补上，经销商谎称木地板涨价，必须加价，最终小李以三倍的价格买回所需地板
D.小王和小章是两位集邮爱好者，他们常常交换邮品，虽然有时用以交换的邮品价格悬殊，但双方都非常乐意，毫无怨言

【答案】 D
25、Everyone in the organization has a（n）______to this kind of information.
A.access
B.right
C.try
D.look

【答案】 A
26、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.the sleeper’s wishes
B.the sleeper’s imagination
C.the sleeper’s feeling
D.the sleeper’s own mind

【答案】 D
27、不能向居民发放贷款的金融机构是（）。
A.中国农业发展银行
B.中国建设银行
C.农村信用合作社
D.城市商业银行

【答案】 A
28、Whats corrosion It’s a chemical（　　）in which metal is transformed into salt and oxides.
A.action
B.react
C.response
D.reaction

【答案】 D
29、廉租住房建设贷款，贷款期限最长不超过（ ）年。
A.2
B.3
C.5
D.8

【答案】 C
30、多媒体处理的信息是（ ）。
A.模拟信号
B.数字化信息
C.电视信息
D.网络信息

【答案】 B
31、Passage2
A.with as few strings as possible
B.capable of being worn on both sides
C.according to each wearer's size
D.comfortable and light to wear

【答案】 C
32、两个或两个以上机关联合行文时，必须经过的一道程序是（　　）。
A.审核
B.签发
C.复核
D.会签

【答案】 D
33、Passage 8
A.the widows were pressured to lose their own names
B.the widows may be forced to leave their homes
C.the widows have misunderstood the reverse mortgage
D.the widows do not know what their long-desired things are

【答案】 B
34、Passage 3
A.Relieve stress
B.Nothing special
C.Bring financial impacts
D.Both A and C

【答案】 D
35、 根据我国现行宪法和有关法律的规定，下列选项中构成违宪行为的是（　　）。
A.国家主席代表中华人民共和国接见外国使节
B.国务院根据全国人民代表大会常务委员会的授权决定，对储蓄存款利息所得减征个人所得税
C.国务院某部发布《关于认真学习贯彻(行政机关公务员处分条例)的通知》
D.某自治区人民代表大会常务委员会制定本自治区的自治条例

【答案】 D
36、下列不是商业票据市场的特点的是( )。
A.采用信用发行的方式
B.可以提高发行企业的信誉
C.对利率的变动反应灵敏
D.发行成本很高

【答案】 D
37、 紧急避险，是指为了使国家、公共利益，本人或者他人的人身财产和其他权利免受正在发生的危险，不得已而采取的损害另一方较小的合法权益，以保护较大的合法权益的行为。根据上述定义，下列不属于紧急避险的是（　　）。
A.某客轮忽遇台风，船长凭多年经验抛弃大量贵重货物以减轻重量，保护旅客生命安全
B.小郭正骑车行走，一机动车突然斜冲过来，小郭赶忙躲闪，结果将一香烟货架撞坏
C.小刘在回家途中遇到劫匪，情急之下，捡起一块砖头砸向匪徒
D.某小区一住户家窗户、阳台都在冒黑烟，物业公司在确定无人的情况下。破门而入

【答案】 C
38、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.
A.$752 for a one-way, economy ticket
B.$1,655 for a round-trip, economy ticket
C.$827 for a one-way, economy ticket
D.$903 for a round-trip, economy ticket

【答案】 D
39、不属于货币市场工具特点的是（　　）。
A.期限较短
B.风险较低
C.普遍存在担保
D.流动性高

【答案】 C
40、Under no circumstances______without looking carefully to the rear.
A.should one back up a motor vehicle
B.a motor vehicle should back up
C.one should back up a motor vehicle
D.should back up a motor vehicle

【答案】 A
41、资料：October 20,2013
A.To invite the staff to an upcoming event
B.To welcome the newest staff to the company
C.To notify the employees of a yearly meeting
D.To provide information about the company’s product

【答案】 A
42、物体的惯性与( ）有关。
A.速度
B.加速度
C.质量
D.运动状态

【答案】 C
43、利率是（ ）的价格。
A.货币资本
B.借贷资本
C.外来资本
D.银行资本

【答案】 B
44、金融创新就是（ ）。
A.在金融市场开展金融业务
B.金融体系与金融结构的变化
C.在金融领域内，各种要素实行新的组合
D.金融市场监管与金融发展关系的确定

【答案】 C
45、We went to the office in the morning and found somebody（　　）into the office during the night.
A.broke
B.had broken
C.has broken
D.was breaking

【答案】 B
46、资料：packing tips
A.Rush out to the baggage carousel
B.Use a grey suitcase
C.Head to the Lost & Found
D.Mark with a brightly colored string

【答案】 D
47、九华山是安徽“两山一湖”（黄山、九华山、太平湖）黄金旅游区的北部主入口、主景区。九华山是中国（ ）教四大名山之一。
A.道
B.佛
C.伊斯兰
D.基督

【答案】 B
48、太阳系的构成部分没有（ ）。
A.太阳
B.小行星
C.卫星
D.银河

【答案】 D
49、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.In developing countries, the gender discrimination in work field is spreading to more countries
B.Due to work restrictions, women cannot work in some tough industries
C.Women appreciate being treated as weaker sex in some countries so as to bear children
D.Lifting restrictions on a list of dangerous jobs can help to solve the problem of inequality in work

【答案】 B
50、资料：The federal government on Wednesday recommended an endangeredspecies listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who’ d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle protections.
A.Contamination of sea water
B.The inadequate food supply
C.Their lower reproductive ability
D.Unregulated commercial fishing

【答案】 D
51、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.
A.Affect
B.Improve
C.Intensify
D.Worsen

【答案】 D
52、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.
A.The rise of compound annual growth rate
B.The rise of social platforms
C.The rise of sponsored content
D.The rise of publisher websites

【答案】 B
53、There is a note pinned to the door（　　）when the shop will open again.
A.saying
B.says
C.said
D.having said

【答案】 A
54、I could speak____ Japanese_____ Chinese, so I had to talk with him in English.
A.not only； but also
B.both； and
C.neither； nor
D.either； or

【答案】 C
55、在民事诉讼时效斯间的最后6个月内，权利人因不可抗力或者其他障碍不能行使请求的,诉讼时效（ ）。
A.中断
B.中止
C.延长
D.终止

【答案】 B
56、Large numbers of state-run preschools were expediently closed down during the 1990s economic reform and instead,a variety of for-profit private preschools sprung ______ across the country.
A.by
B.out
C.in
D.up

【答案】 D
57、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.Those who periodically ask questions want to take charge of the conversation
B.If you give critical opinions, the speaker will be less confident
C.Good listeners should agree with the speaker
D.If the speaker creates a comfortable environment, listeners will become confident

【答案】 B
58、同时同地，一根长1米的标杆的影长0.6米，一名修理工要爬至48米高的电视塔上修理设备，他竖直方向爬行的速度为0.4米/秒，则此人的影子移动的速度为（　　）米每秒。
A.0.56
B.0.24
C.0.48
D.0.36

【答案】 B
59、关税与贸易总协定乌拉圭回合多边贸易谈判达成的《服务贸易总协定》依照服务的提供方式将国际服务贸易划分为（　　）形式。
A.3种
B4种
C.5种
D.6种

【答案】 B
60、根据《民法典》的规定，以下属于非营利法人的是（　　）。
A.基金会
B.有独立经费的机关
C.农村集体经济组织
D.承担行政职能的法定机构

【答案】 A
61、下列各类计算机程序语言中，不属于高级程序设计语言的是（　　）。
A.Visual
B.sicBFORTRAN语言
C.Pascal语言
D.汇编语言

【答案】 D
62、以下对通货膨胀的描述正确的是（ ）。
A.货币发行量过多而引起的一般物价水平普遍持续地上涨是通货膨胀
B.房屋价格的不断上涨，就是通货膨胀
C.通货膨胀是价格水平的偶然上涨
D.货币发行量过多导致的股票价格上涨就是通货膨胀

【答案】 A
63、If you do what you really like,you will know how it feels to be（　　）and relaxed.
A.dispassion
B.sober
C.noiseless
D.calm

【答案】 D
64、Similarly, he told couples to seek marital counseling____if they’re having trouble communicating.
A.on the brink
B.on the verge
C.in particular
D.ahead of time

【答案】 C
65、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.The Federal reserve may raises interest rates in December （after the US election）to push towards the GDP growth around 2%
B.The Fed thinks that the current inflation rate in the Unites States remain below 1.6% to help increase the employment rate
C.After the vote to leave the EU all of these currencies mentioned have gained against the pound and such trend will continue on
D.There’s widespread acceptance in the United States that real interest rates are falling to around zero with the rising sluggish labour market and about 0.5% of productivity growth but various economic indicators will not appear miraculous accelerated phenomenon

【答案】 C
66、How’s your tour around the North Lake Is it beautiful
A.will
B.would
C.should
D.Must

【答案】 C
67、The interplay between national and organizational culture has been subject to ______ debates in the literature on organizational theory.
A.severe
B.perpetual
C.frequent
D.continuous

【答案】 B
68、中国人民银行在（　　）领导下依法独立执行货币政策，履行职责，开展业务。
A.全国人民代表大会
B.全国人民代表大会常务委员会
C.中国银行保险监督管理委员会
D.国务院

【答案】 D
69、中央银行在经济衰退时，（　　）法定存款准备金率。
A.调高
B.降低
C.不改变
D.取消

【答案】 B
70、影响汇率变动的长期原因不包括（ ）。
A.—国的国际收支状况
B.经济发展状况
C.通货膨胀差异
D.利率差异

【答案】 D
71、某公司一台机器使用期满决定报废。该机器原价500000元，己计折旧470000元，已计提减值准备15000元，在清理过程中支付清理费2000元，残料变卖收入20000元，不考虑相关税费，该机器的清理净收益是（　　）。
A.18000
B.3000
C.5000
D.10000

【答案】 B
72、The empirical evidence suggests that______extra working hours can have positive effects on labor market outcomes, while others reporting zero or negative effects.
A.absorbing
B.adopting
C.abolishing
D.abandoning

【答案】 D
73、The rise of the____industry in Georgia was a significant historical development with a profound effect on the state's textile manufacture.
A.fabric
B.fiber
C.filming
D.fashion

【答案】 A
74、按照有关规定,我国商业银行对中小企业贷款的利率最高和最低可分别上浮和下浮（）。
A.30%和15%
B.30%和10%
C.50%和30%
D.50%和10%

【答案】 B
75、There is an increasing（　　）to make movies describing violence.
A.strength
B.direction
C.tradition
D.Trend

【答案】 D
76、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get