1、保险英语常用词汇 insure 保险;投保;保证 insurance 保险;保险费;保险金额 underwriters 保险商(指专保水险的保险商)保险承运人 insurance company 保险公司 insurer 保险人 insurance broker 保险经纪人 insurance underwriter 保险承保人 insurance applicant 投保人 insurant, the insured 被保险人,受保人 to cover (effect,arrange,take out) insurance 投保 insuranc
2、e coverage;risks covered 保险范围 insurance slip 投保单 insured amount 保险金额 insurance against risk 保险 insurance clause 保险条款 insurance instruction 投保通知 insurance business 保险企业 insurance conditions 保险条件 PICC (People’s Insurance Company of China) 中国人民保险公司 risk insured, risk covered 承保险项 ri
3、sk 险别 to provide the insurance 为...提供保险 leaflet 说明书 fine print 细则 insurance expense 保险费 premium rate 保险费率 premium 保险费 insurance rate 保险费率表 insurance proceeds 保险金(保险收入) insurance free of (from) particular average (FPA). 平安险(单独海损不赔) insurance with particular average (WPA), basic risks
4、 insurance against all risks. 综合险,应保一切险 risk of breakage 破碎险 risk of clashing 碰损险 risk of rust 生锈险 risk of hook damage 钩损险 risk of contamination (tainting) 污染险 insurance against total loss only (TLO) 全损险 risk of deterioration 变质险 risk of packing breakage 包装破裂险 risk of inherent vice 内在缺陷险
5、risk of normal loss (natural loss)? 途耗或自然损耗险 risk of spontaneous combustion 自然险 risk of contingent import duty 进口关税险 insurance against war risk 战争险 Air Transportation Cargo War Risk 航空运输战争险 overland Transportation Insurance War Risk 陆上运输战争险 insurance against strike, riot and civil commotion (S
6、RCC) 罢工,暴动,民变险 insurance against extraneous risks, insurance against additional risks 附加险 risk of theft, pilferage and nondelivery (TRND) 盗窃提货不着险 risk of fresh and/of rain water damage(wetting) 淡水雨淋险 risk of leakage 渗漏险 risk of shortage in weight/quantity 短量险 risk of sweating and/or heating 受潮
7、受热险 risk of bad odour(change of flavour) 恶味险,变味险 risk of mould 发霉险 on deck risk 舱面险 ocean marine cargo insurance clauses 海洋运输货物保险条款 transportation insurance 运输保险 overland transportation insurance, land transit insurance 陆上运输保险 insurance against air risk, air transportation insurance 航空运输保险 p
8、arcel post insurance 邮包运输保险 ocean marine cargo insurance, marine insurance 水险(海运货物保险) All Risks 一切险 average 海损 Particular Average (P.A) 单独海损 General Average (G.A) 共同海损 Marine Losses 海损 partial loss 部分损失 total loss 全部损失 health insurance 疾病保险,健康保险 sickness insurance 疾病保险 insurance for medic
9、al care 医疗保险 "major medical" insurance policy 巨额医药费保险 insurance during a period of illness 疾病保险 life insurance 人寿保险 endowment insurance 养老保险 insurance on last survivor 长寿保险 to purchase health insurance 购买健康保险 to have a health insurance policy 购买健康保险 Additional Words and Phrases policy-holde
10、r 保险客户 extra premium 额外保险费 additional premium 附加保险费 保险英语词汇A abandonment 委付 abandonment clause 委付条款 accident 意外事故 accounting period 结算期 act of god 不可抗力 actual total loss 实际全损 actuarial method 精算法 actuary 保险精算师
11、 additional premium 附加保险费 additional risk 附加险 advance profit 预期利润 aggregate limit 累积限额 aggregated loss 累积损失 all-risks policy 一切险保单 antis election 逆选择 applicant 投保人 application 投保单 approved 承保 assignm
12、ent clause 转让条款 average 海损、海损分摊 average adjuster 海损理算人 average clause 共同海损分担条款 保险英语词汇B balance 所欠款项 beneficiary 受益人 binder 暂保单 binding slip 暂保单 breakage of packing 包装破碎险 broker 经纪人 保险英语
13、词汇C capacity 承保能力 captive 自保公司 captive pools 自保组合 cargo damage adjustment 货损理算 cargo damage inspection 货损检验 cargo damage prevention 货损预防 cargo damage report 货损报告 cargo damage survey 货损检查,货物损坏检验 cargo insurance premium 货物保险费 ca
14、rgo insurance rate 货物保险费率 cargo insurer 货物承保人 cargo policy 货物保单,货物保险单 cargo premium 货运保险费,货物保险费 cargo underwriter 货物保险承保人(商),货险承保人,货物承保人 cash loss 现金赔款 cash value 现金价值 catastrophe 巨灾 catastrophe excess
15、 of loss(CXL) 巨灾超赔\巨灾超赔分保 categories of insurance 保险类别 ceding company 分出公司 ceding(insurance)company 分保公司 ceding, retrocession(for reinsurance) 分保 certificate of cargo damage 货损证明 certificate of insurance 保险证明、保险凭证 cession limit 分保限额 Chi
16、na Insurance Clause (CIC) 中国保险条款 claim 索赔 claim assessor 索赔人 claim settlement 理赔 claim-prone 容易出险 claims and arbitration 索赔与仲裁 claims assistance 理赔协助 clash and breakage 碰损,破碎险 clean cut
17、 结清方式 coinsurance 共保 co-insurance 共同保险 co-insurance company 共同保险公司 combined ratio 综合赔付率 commencement and termination 起讫 concurrent insurance 同时保险 consequential loss (CL) 后果损失 constructive total loss
18、推定全损 contingent liquidity 或有流动性 continued insurance 继续保险 co-related risks 关联风险 cover 承保、责任额 cover note 保险证明书,承保单,保险证明 cover note 暂保单(证明同意承保的临时文件) coverage 受保范围 保险英语词汇D damage 损坏赔偿金 dama
19、ge cargo clerk 理残员,货损管理员 damage cargo list 货损单,残货单 damage certificate 损坏证明书 damage claim 损坏索赔 damaged by other cargo 由其他货物损害 damaged cargo list 受损货物单 damaged cargo report 受损货物报告书,货物损害报告 deductibles 免赔额 deposit premium
20、 预付保费 destroyed 毁坏 disbursement policy (船舶)驶费保险单 dividend system 红利制度 double insurance 双保险 dual valuation clause 双重价值条款 保险英语词汇E employer 业主 Endorsement 批单 endorsement: 签注 endowment insurance 养老保险 endo
21、wment policy 人寿定期保险单 event limit 事件限额 ex gratia payments 通融赔款 excess loss 超额赔款 excess of loss cover 超额赔偿 excess of loss(XL) 超赔分保 exclusion 除外责任 EXL protection 超赔保障 exposed areas 风险承受区域 exposure rati
22、ng 风险评估 extended-term insurance 过期保险 extra charges 额外费用 extra premium 额外保险费 extraneous risks (additional risks) 附加险 保险英语词汇F facultative business 临分保 facultative reinsurance 临时分保 fault liability 过失责任 financial quota shares
23、 成数分保 fine print 细则 finite risk 有限制的风险 finite risk transfer 有限风险转移 floating policy 浮动保险单 franchise (deductible) 免赔额;免赔率 free of all average (FAA) 全损赔偿 freight insurance 运费保险 freight policy 运费保险单 full coverage
24、 全额承保 full insurance 全额保险 full insurance value 足额保险价值 full liability 全部责任 保险英语词汇G general average(GA) 共同海损 grace period 宽限期 gross net premium income(GNPI) 总净保费收入 group insurance 团体保险 guarantee o
25、f insurance 保险担保书 保险英语词汇H hazard 危险因素 health insurance 疾病保险,健康保险 heavy damage 严重破坏 holistic risk transfer 整体风险转移 hook damage 勾(钩)损险 hour clause 小时条款 保险英语词汇I IBRN reserve 已发生但未报的损失储备金,IB
26、RN储备金 import cargo insurance 进口货物保险 increased value clause 增值条款 increased value insurance 增值保险 increasing coverage, extending coverage 加保 Incurred but not reported losses(IBRN) 已发生但未报的损失 indemnity limit 赔偿期限 indemnity period 赔偿期 individual losses
27、 单一损失 industrial insurance 产业保险 inflated claim 超额索赔 inherent nature of cargo 货物的固有性 inherent vice 内在缺陷 inherent vice of cargo 货物固有缺陷 inspection of cargo 积货鉴定,货物检验,检查货物 inspection of cargo GA or PA 海损(单独海损或共同海损)鉴定 inspection on damaged cargo
28、货物残损检验 installment insurance 分期付款保险 Institute Cargo Clauses (ICC,I.C.C.) 协会货物(保险)条款 insurability 可保性 insurance 保险,保险费,保险金额 insurance act 保险条例 insurance against risk 保险 insurance agent(s) 保险代理,保险代理人 insurance amount 保险金额\保险额 insu
29、rance applicant 投保人 insurance assessor 保险公估人 insurance broker 保险经纪人 insurance business 保险企业\保险业 insurance capacity 承保能力 insurance certificate 保险凭证\保险证书 insurance claim 保险索赔 insurance clause 保险条款 insurance commission
30、 保险佣金 insurance company 保险公司 insurance conditions 保险条件\保险契约约定条款 insurance contract 保险合同 insurance corporation 保险公司 insurance coverage 保险范围,保额 insurance declaration sheet(bordereau) 保险申报单(明细表) insurance division 保险部 insur
31、ance document 保险单据 insurance expense 保险费 insurance fond 保险基金 insurance industry 保险业 insurance instruction 投保通知,投保须知 insurance law 保险法 insurance on last survivor 长寿保险 insurance period 保险期限 insurance policy
32、保险单\保单 insurance premium 保险费 insurance proceeds 保险金(保险收入),保险赔偿金,保险赔款 insurance rate 保险费率表 insurance securitization 保险证券化 insurance slip 投保单\投保申请书 insurance subject 保险标的 insurance treaty 保险合同 insurance underwriter
33、 保险承保人 insurance value(insurance amount) 保险金额 insurant 被保险人,受保人 insure 保险、投保、保证 insured 被保险人 insured amount 保险金额 insured loss 保险损失 insured property 参保物业 Insured Value 保险价值 insure
34、r 保险人、保险公司,保险商 insurer (underwriter) 承保人、保险人 investment insurance 投资保险 保险英语词汇J-L J jettison 投弃 L law of insurance 保险法 law of large numbers 大数法则 leaflet 说明书 less exposed 损失可能性小 letter of guarantee 保
35、函,保证书 liability 责任 liability insurance 责任保险 license bond 执照保险 life assured 人寿保险投保人 life expectancy 平均余命 life fund 人寿保险基金 life insurance 人寿保险 life insurance actuary 人寿保险精算师 life insurance reserve 人寿保险责任准备金
36、 life Table 生命表 light damage 轻度破坏 limits 投保限额 line slips 分保条 liquidity support 提供流动资金 Lloyd 劳合社 loading 附加费 loading 人寿保险附加费 loss adjuster
37、 损失理算人 loss occurrence 损失发生 loss occurring basis 损失发生基础 loss of profit 利损险 loss participation 分担损失 loss ratio 损失率 loss ratio 赔付率 loss settlement 损失赔付 保险英语词汇M mail contractor 承包商 main risks
38、 主险 maintenance 保证期 malicious damage 恶意损害 marine insurance 海上运输保险,水险 marine losses 海损 medical insurance 医疗保险 mortality tables 死亡率表(用于计算保险风险) multiple claim 多次(重复)索赔 multiple insurance 重复保
39、险 mutual insurance 相互保险 mutual insurance company 相互保险公司 保险英语词汇N NatCat pooling 自然灾害共保 natural catastrophe(NatCat) 自然灾害 natural premium 自然纯保费 net retained lines 净自留额 net retained losses 损失净自赔额 no profit commission
40、 无纯益风险 no-claims bonus 无索偿奖金 non-life 非寿险 non-proportional reinsurance 非比例再保险 notification 告知 保险英语词汇O object 标的 obligatory reinsurance 固定分保 ocean marine cargo clauses 海洋运输货物保险条款 on deck risk
41、 舱面险 open policy 预约保险单 open policy insurance 预约保险 original deductibles 原始免赔额 original rate 原始费率 over insurance 超额保险 overland (transportation) insurance 陆上运输保险 保险英语词汇P parcel post insurance 邮包运输保险 partial loss
42、 部分损失 particular average (PA) 单独海损 peril 危险、危险事故 perils of the sea 海上风险 permit bond 许可证保险 placement 安排 policy 保单、保险单、保险契约 policy holder 保险客户\保险单持有人 policy package 承保多项内容的保险单 policy proo
43、f of interest 保险单权益证明 policy reserves 保险单责任准备金 policy-holder 保险客户 policyholder 保单持有者 policy-holder 保险客户 pool 共保组合、合保 pool 联营 pool administrator 共保组合管理人 portfolio entry 未满期责任的出帐 portfolio outgo 未满期责任的
44、入帐 possible maximum loss(PML) 可能最大损失 post-financing 后融资 post-funding 后融资 pre-financing 先融资 pre-funding 先融资 premium 保险费 premium rate 保险费率 premium rebate 保险费回扣 previous losses 既往损失 primary insurance com
45、pany 原保公司、主保险商 principal 业主 principle of compensation 补偿原则 priority 分保自留额、自付责任 priority (deductible) 优先(免赔额) proceeds 收益 professional 专业险 profit margin 利润边际 property 财产险 property
46、covered 受保财产 property insurance 财产保险 proportional cover 比例分保 proportional reinsurance 比例再保险 proximate cause 近因 punitive damage 惩罚性损害 pure endowments 定期生存保险 pure risk 纯粹危险 保险英语词汇R rain insurance 雨水
47、保险 rainstorm 雨暴 rate 费率 rating 费率 recovery 追偿金 reinstate 复效 reinstated 继单 reinstatement 恢复保额 reinstatement value insurance 重置价值保险 reinsurance
48、 分保、再保险、转保 reinsured 分出公司 reinsurer 分保人(分保公司)、再保险人 rejection risk 拒收险 renew coverage 续保 renewal 续保;延期 renewal premium 续保费 renewing coverage 续保 reserve 准备金 retention
49、 自留、自留额 return period 重现期 revoke license 吊销营业执照 riot insurance 骚乱保险 risk 险别、风险、保险,保险额 risk carrier 风险承担人 risk covered 承保险项 risk insured 承保险项 risk management 危险管理 risk prem
50、ium 风险保费\风险贴水、风险溢价 risk unit 危险单位 risks covered 保险范围 保险英语词汇S salvage charge 救助费用 salvage value 残值,获救货物或船舶的价值 second event cover 第二事件承保 set-off 抵销 settlement of claim 理赔 sickness insurance 疾病保险






