新视野大学英语第三版.pptx

单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,2020/1/6,#,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,2020/1/6,#,单击此处编辑母版标题样式,单击此处编辑母版文本样式,第二级,第三级,第四级,第五级,2020/1/6,#,FOREIGH LANGUAGE TEACHING AND RESEARCH PRESS,AIR,FORCE ENGINEERING UNIVERTISY,2,Spend or save The students dilemma,Unit,5,Section A,A man who both spends and saves money is the happiest man,because he has both enjoyments.,Samuel Johnson(English writer),You must learn to save first and spend afterward.,John Poole(English playwright),2,5,UNIT,The money game,Section A,2,5,The money game,UNIT,Spend or save The students dilemma,Objectives,To talk about,money,To further understand the text,To apply the phrases and patterns,To master the essay writing skill,Contents,A,Section,Warming-up Activities,Text Study,Language Application,Summary,Spend or save,The students dilemma,A,Section,Warming-up Activities,Lead-in,Pre-reading Activities,Cultural Background,Spend or save,The students dilemma,1.How to manage money as a college student?,Create a strict budget and commit to sticking with it;,Prioritize ones finances by identifying the areas in,which one need to spend money;,Remember to save;,Avoid credit cards;,2.What do college students spend their money on?,Tuition and fees;,Textbooks or other school supplies;,Food and drink;,Transportation in the form of bus or train tickets;,Electronics,such as laptops and smart phones;,Entertainment;,Read the following survey questions regarding spending habits of college students.Then check()all the responses that are true for you.,1.,Whats the main source of your daily expenses?,From parents,From student loan or subsidy,From scholarship,From part-time job,Other(specify)_,2.,How much are your monthly expenses?,500 yuan or less,501-800 yuan,801-1,000 yuan,1,001-1,500 yuan,Over 1,500 yuan,3.,Do you spend money based on your budget?,Always,Sometimes,Never,4.,What costs most of your money as a college student?,Food,clothing and other necessities,Books,Entertainments,Other(specify)_,5.,If you have extra money,do you prefer to save,it or spend it immediately?,Save it,Spend it,In the money markets,businesses governments and sometimes individuals borrow or lend funds for short period of time.Usually 1 to 120 days.US Treasury-bills are the _ money market instrument.They are followed by negotiable certificate deposit and _ paper.,Listen to a short passage concerning money markets and fill in the missing information.,To be continued,dominant,commercial,Listen to a short passage concerning money markets and fill in the missing information.,Other money market instruments they are not large in-volume of standing are important in _ market and represent invest mental ternaries for money market _.It is a closed substitute ability of market instruments,it _ all the money markets.,To be continued,respective,participants,links,distinctive,dealers and brokers,Listen to a short passage concerning money markets and fill in the missing information.,The money market consist of collection of markets each trading at _ financial instrument.There is no formal organization such as The New York Stock Exchange for the equity markets.Central activity to the money market are the _ who specializing one or more money market instruments.,To be continued,Dealers buy securities for the own _ and sell from the security inventers when the trades _.Brokers do not actually buy or sell securities,and they only accentuate the _ transactions at the best possible price.Their profits comes from commissions charged for that services.,position,take place,client,Listen to a short passage concerning money markets and fill in the missing information.,Questions Previewing,1.What does financial literacy refer to?,2,.In the United States,what does Student Financial Aid,refer to?,Tips,Tips,1.What does financial literacy refer to?,The ability to understand financial matters;,The set of skills and knowledge;,Allows an individual to make informed and effective decisions through understanding of finances.,2,.In the United States,what does Student Financial,Aid refer to?,The funding intended to help students pay education expenses including tuition and fees,room and board,books and supplies,etc.for education at a college,university,or private school.,Main Idea&Structure,Language,Focus,Critical,Thinking,Text Study,A,Section,Spend or save,The students dilemma,Tips,Because when the government encourages people to _ to get out of the recession,they also advice people to_.Similarly,when banks offer higher _ to increase savings they send _ to let people spend more.,save more,interest rates,According to the writer,why do the messages we get from our environment seem to defy common sense and contradict each other?(Para.1),spend money,credit card offers,Another familiar example.(Para.2),Dont pay on time,As soon as we pay,Credit Card Bill,we get demanding,nasty emails saying:“Your failure to pay is unacceptable.Pay immediately or youll be in trouble!”,we get an email in a charming tone telling us how valuable a customer we are and encouraging us to resume spending.,We are confused and _ by two contradictory messages that we get from our environment.The government tells us to _ _.And credit card company also sent us contradictory message:_?,Part I (Paras.1-_),2,spend and at the same time they tells us to save more,Are we failing consumers or valued customers,manipulated,Two sets of messages,(Paras.3-5),“Upright”message,which urges us,“Work hard and save._.Avoid luxuries._ for more than you truly need.”This message comes to us from_,from_,even from political figures referring to“_”.,“Permissive”message,“Buy,spend,get it now.You need this!”,is_.Advertisements _ our daily lives.The essential message is cemented into our consciousness,“Its good to _.You should have what you want.You deserve the best.So,you should _!”,Suspend your desires,Control your appetite,school,parents,traditional values,inescapable,invade,satisfy your desires,buy it now,Two sets of messages,(Paras.3-5),“Upright”message,which urges us,“Work hard and save._.Avoid luxuries._ for more than you truly need.”This message comes to us from_,from_,even from political figures referring to“_”.,“Permissive”message,“Buy,spend,get it now.You need this!”,is_.Advertisements _ our daily lives.The essential message is cemented into our consciousness,“Its good to _.You should have what you want.You deserve the best.So,you should _!”,Suspend your desires,Control your appetite,school,parents,traditional values,inescapable,invade,satisfy your desires,buy it now,WHY?,Hard work,family loyalty,and the capacity to postpone desires are core American values that have made our country great.,on TV,in movies,on printed media and road signs,in stores,and on busses,trains and subways.,The only time you can escape advertising is when youre in your bed asleep!By the age of 18,the average American will have seen 600,000 ads;by the age of 40,the total is almost one million.,What happens as we take in these contradictory but explicit messages?What are the psychological and social consequences of this campaign to control our spending habits?,(Para.6),We want more things because we want to satisfy our material appetite.Most of us derive pleasure from treating ourselves.,Watch out,take stock of your life,dont let your attention get scattered.Postpone your desires.Dont fall into debt.Wait!Retain control over your own life.It will make you stronger.,Every day we get two sets of messages at odds with each other.The“_”message urges us to work hard and save,suspend our desires,and avoid luxuries.The _ urge us to spend.the essential message from ads is anyhow _ already.As psychological and social consequences,people get _ with the two contradictory messages.,Part II (Paras.3-_),6,permissive advertisements,cemented into our consciousness,upright,confused,Why should students consider financial well-being as a key ingredient of university education?,(Para.7),Tips,Because money worries can make students feel terrible and hinder their ability to focus on their main goal:,to successfully complete their education,.,What can students do to be financially healthy and have no money worries?,(Para.8),Tips,They can go to:,financial literacy classes;,schools financial aid office;,seek input from parents or other adults;,find a partner;,ask for help,An educated consumer and saver,Balance,spending and saving,Captain,of your own ship,Successful and productive direction,What conclusion can you draw from the text?(Para.9),Learn to,Steer in,Become,Part III Paras.7-9,Students should learn how to become a smart and _ consumer and how to successfully _,which will help them gain a successful and production life.,educated,manage their finances,Introduction(Paras.1-2),Were confused and manipulated by two contradictory messages-,spend or save?(Para.1),The government tells us to spend more to help end the recession.Banks send credit cards to encourage more spending.,They also tell us to save more for our financial well-being.Banks offer higher interest rates to encourage saving more.,Example of contradictory messages:a failing consumer or a valued customer?(Para.2),Introduction(Paras.1-2),If we dont pay our credit card bill,we get nasty emails saying:“Your failure to pay is unacceptable.Pay immediately or you will be in trouble!”,As soon as we pay,we get an email in a charming tone,addressing us as valuable customers and encouraging us to resume spending.,Body:paradox of the two sets of messages(Paras.3-6),The“upright”message urges us to work hard and save,suspend our desires,avoid luxuries,and control our appetite for more than we truly need.This message comes to us from many sources such as school,parents,and even politicians.(Para.3),The opposite permissive messages to spend are everywhere around us:on TV,road signs,etc.The essential message is cemented into our consciousness from ads:Its good to satisfy our desires;we deserve what we want and the best we want.(Paras.4-5),The psychological and social consequences of the contradictory message(Para.6),On one hand,we always want more things because we want to satisfy our material appetite.Most of us derive pleasure from treating ourselves.,On the other hand,a little voice warns us:watch out,postpone your desires,dont fall into debt,and retain control over your own life.,Body:paradox of the two sets of messages(Paras.3-6),Conclusion(Paras.7-9),It is important to learn how to balance spending and saving to make your life better.(Para.9),Successfully manage your finances so that you can focus on your primary goal.(Para.7),Advice:attend financial literacy classes,consult with someone to help set up a budget,find a partner to stay on track and get pleasure from administrating your own financial affairs.Most importantly,seek help before your financial problem becomes worse.(Para.8),Spend or save the students dilemma,I think that the messages we get from our environment seem to defy _ and contradict each other.The government tells us to spend and also to _ more.Banks offer higher interest rates so we can increase savings and also send us _ offers so we can spend more.,If we dont pay our credit card bill on,time,the,common sense,save,credit card,To be continued,credit card company will warn us.As soon as we pay,the company will tell us how _ a customer we are and encourage us to_.We get two sets of messages at _ each other.One is the“permissive”perspective-advertisings permissive message is _;The other is“_”message.,What happens as we take in these contradictory but explicit messages?,To be continued,valuable,resume spending,odds with,upright,inescapable,On one hand,we want more things because we want to satisfy our _.On the other hand,we hope to _ our desires.,Anyway,many of the skills you need as a successful student can be applied to your _.Money worries are extremely _ and _.So,how can you be a smart and educated consumer?,material appetite,postpone,finances,stressful,distracting,To be continued,Consider _ classes or schools financial aid office or seek input in setting up a _.You can also finding a _ to help you stay on track and find _ in the administration.Most importantly,dont let your ego _ and urgently get help.,As you learn to balance spending and saving,you will have a successful and _ life.,financial literacy,budget,partner,pleasure,get in your way,productive,Practical Phrases,Specific,Meanings,1.,refer to,提到；谈到,2.no shortage of,不缺少；不缺乏,3.derive sth.from sth.,得到，获得（优势或,愉快的感受）,4.take in,领会；理解；记住,5.take stock(of sth.),（对形势）作出估计,（判断）,6.on track,在（可能通向成功的）,轨迹上,提到；谈到,(,mention/refer to,),Although she didnt,mention,any names,everyone knew who she was,referring to,.,refer to,短语逆译,短语应用,尽管她没有提任何人的名字，但大家都知道她指的是谁。,意群提示,不缺少；不缺乏,(,go ahead with,/,project/no shortage of,),You may,go ahead with,the,project,;there is,no shortage of,funds.,no shortage of,短语逆译,短语应用,你们可以继续进行这个项目，资金并不缺乏。,意群提示,得到，获得（优势或愉快的感受）,(,derive from/satisfaction/introduction,),Many students,derived,enormous,satisfaction,from,the,introduction,to art course.,derive sth.from sth.,短语逆译,短语应用,许多学生从这门艺术入门课程中得到了巨大的满足。,意群提示,领会；理解；记住,It was an interesting,exhibition,but there was,too much,to,take in,all at once.,take in,短语逆译,短语应用,这是一个有趣的展览，但要一下子记住所有的东西太多了。,意群提示,(,exhibition/too much/take in),（对形势）作出估计（判断）,(,take stock of/position,),We had to,take stock of,our,position,before we could decide what to do next.,take stock(of sth.),短语逆译,短语应用,我们在决定下一步做什么以前，必须对我们的处境作出判断。,意群提示,在（可能通向成功的）,轨迹上,(,run/according to/on track,),Everything is,running,according to,our plan,so were still,on track,for 10%growth.,短语逆译,短语应用,一切都在按照我们的计划进行，所以我们仍有可能达到,10%,的增长率。,意群提示,on track,Functional,Patterns,Functions&Usages,Heres another familiar,example:,用于,列举,“人们熟知的事例”。,2.,Its been calculated,that,用于引出“有说服力的数据”。,3.As,sb.learn to do sth.,sb.,will do sth.,用于表达“某人学会某事就会有所收获”。,这里还有一个大家熟悉的例子：,如果我们不按时支付信用卡账单，我们会收到从信用卡公司发来类似这样的令人讨厌的催缴账单的电子邮件,原句译文,逆译练习,Heres another familiar example:,If we dont pay our credit card bill on time,we get demanding,nasty emails from the credit card company saying something like,句型提炼,Heres another familiar example:,句型提炼,应用提示,用于列举“,人们熟知的事例”,。,句型,应用,(,gourmet/,be sold on,/Peking Duck,),典型例句,这里还有一个大家熟悉例子,:“,西方美食家已对北京烤鸭极有兴趣,.”,意群提示,Here is another familiar example,:“Western gourmets are sold on Peking Duck.”,据计算，,普通的美国人到,18,岁时，会看过,60,万个广告。,原句译文,逆译练习,Its been calculated that,by the age of 18,the average American will have seen 600,000 ads.,句型提炼,Its been calculated that,句型提炼,应用提示,用于引出,“有说服力的数据”,。,句型应用,(,calculate/population/double,),典型例句,据计算，世界人口在本世纪末将要增加一倍。,意群提示,Its been calculated that,the worlds population will double by the end of the century.,学会了,如何平衡支出和储蓄，,你就会,成为你自己的船长，驾驶着你的生活之帆，乘风破浪，驶向成功和富饶。,原句译文,逆译练习,As you learn to,balance spending and saving,you will become,the captain of your own ship,steering your life in a successful and productive direction through the choppy waters.,句型提炼,As sb.learn to do sth.,sb.will do sth.,句型提炼,应用提示,用于表达,“某人学会某事就会有所收获”,。,句型应用,(dive,/,appreciate/magnetism/to your heart content),典型例句,学会了潜水就会见到海下的