2023-2024银行招聘之银行招聘综合知识基础知识点归纳总结.pdf

2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结1、当出租车租金价格上涨后，对公共汽车服务的（）。A.需求增加B.需求减少C.需求不变D.需求可能增加，也可能减少正确答案：A2、Similarly,he told couples to seek marital counseling_if theyre having trouble communicating.A.on the brinkB.on the vergeC.in particularD.ahead of time正确答案：C3、根据巴塞尔协议的规定，以下属于商业银行核心资本的是（)。A.中期优先股B.损失准备C.附属机构的少数股东权益D.可转换债券正确答案：C4、如果中央银行在公开市场上大量购买政府债券，下面哪一种情况不可能发生？（）A.利息率下降2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结B.国民收入增加C.储蓄减少D.以上答案都不对正确答案：D5、生命化学进化四个阶段不包括（）。A.从有机小分子物质生成无机小分子物质B.从有机小分子物质形成有机高分子物质C.从有机高分子物质组成多分子体系D.从多分子体系演变为原始生命正确答案：A6、资料：“Our cars are for people who want something different.”A.Customers distrust of productsB.A financial lossC.Unhappy workersD.Loss on sales and market share正确答案：A7、假设某银行体系：（1)原始存款总额为 100 万元；（2)法定准备金额为 8%;(3)现金漏损率为 10%;(4)超额准备金率为 2%;(5)定期存款准备金率为 4%;(6)定期存款总额为 20 万元。根据上述材料，回答下列问题：A.K=1/(r+h)B.K=1/(r+h+e)C.K=1/(r+h+e+tS)D.K=1/(r+h+et+s)正确答案：C2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结8、汇款人办理信汇时，如果是交付现金汇款，应该向银行另填制（）。A.一联特种转账贷方凭证B.一联特种收款贷方凭证C.一式三联的信汇凭证D.一式四联的信汇凭证正确答案：A9、我国第一家中国人自办的银行为（）。A.丽如银行B.交通银行C.北海银行D.中国通商银行正确答案：D10、Try to make your report as_as possible:only give us the facts,and not your opinions.A.subjectiveB.objectionableC.subjectedD.objective正确答案：D11、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.A.modern agriculture provides enough food2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结B.many farmers have moved to citiesC.there are more well-equipped tractorsD.many farms are turned into factories正确答案：A12、资料：Chinas Fosun has offered to buy almost 17 percent of Millennium BCP,Portugals largest listed bank,and potentially lift its stake to 30 percent,following a having in its share price in the year to date.A.TwoB.ThereC.FourD.None of above正确答案：C13、资料：之后，经济学家 Mr.W 谈了谈对中国的一些看法，请根据下列资料回答问题。A.positiveB.sarcasticC.skepticalD.objective正确答案：D14、The Oliveira Dining Guide,an online directory of restaurants,is _ by cuisine type,price range and location.A.searchB.searchableC.searches2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结D.searcher正确答案：B15、资料：According to our research,Best Buy in China was perceived as being too expensive,with many of their products priced higher than in local markets.Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more,like at the Apple stores,if they are buying something they cannot get elsewhere.A.Chinese market needs more regulationsB.Western retailers cannot succeed in Chinese marketC.In China owing a car does not necessarily mean efficient travelD.To start a successful business,a better understanding of consumer preference is important正确答案：B16、下列不属于经济法的宏观调控制度的是（）。A.财税调控制度B.金融调控制度C.计划调控制度D.反垄断制度正确答案：D17、关于金融市场功能的说法中，错误的是（）。A.融通货币资金是金融市场最主要、最基本的功能B.金融市场参与者通过组合投资可以分散非系统风险C.金融市场借助货币资金的流动和配置可以影响经济结构和布局2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结D.金融市场承担着商品价格等重要价格信号的决定功能正确答案：D18、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors.Bank of India CDs are safe,FDIC insured&offer decent returns.There is no brokerage,no fees or hidden costs.However,the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD.Look at our Star CD plan below.A.CD is automatically renewed for the same period unless having other instructionB.CD isnt automatically renewed for the same period at the ruling rate of interest on the date of renewalC.CD is automatically renewed for the same period without any other instructionD.CD is automatically renewed for the same period with permission of the bank manager正确答案：C19、California wildfires are being magnified and made so much worse by the bad environmental laws which arent allowing massive amounts of readily available water to be properly_。A.utilizedB.changedC.avoidedD.converted正确答案：A20、夏日雷雨过后，人们会感到空气特别清新，其主要原因是（）。A.雷雨过后，空气湿度增加B.雷雨过程中雷电导致空气中的臭氧分子增加2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结C.雷雨过程中空气中的灰尘随雨水降落到地面D.雷雨过程中气温快速下降正确答案：B21、在国际银行监管史上有重要意义的 l988 年巴塞尔协议规定，银行的总资本充足率不能低于（），核心资本充足率不得低于（）。A.4%8%B.6%8%C.8%4%D.10%4%正确答案：C22、_them all up,you can finally get the answer.A.AddingB.AddedC.To addD.Add正确答案：C23、During her junior year of high school,Diane Rays teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played thestock market game,investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008.Our pretend investments crashed,Ray says,still frightened.We got to know how it felt to lose money.A.By giving examples2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结B.By providing dataC.By raising questionsD.By making comparisons正确答案：A24、如果本国货币升值，则（）。A.直接标价法汇率数值减小B.直接标价法汇率数值增大C.汇率变化方向不确定D.间接标价法汇率数值减小正确答案：A25、Many states have _,amended or repealed laws to improve school nutrition.A.institutedB.organizedC.manufacturedD.enacted正确答案：D26、资料：The increasing amount of personal information that can be collected by computer programs that track how people use Facebook has been revealed by an extensive academic study.A.The study draws peoples attention for private informationB.information can be predicted correctly in the studyC.some personal information may be collected and used by some companiesD.if people attempt to keep personal information private,things will change正确答案：C2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结27、The customer wanted to get a refund,because the purchased merchandise was neither good in quality（）price.A.orB.norC.forD.but正确答案：B28、国家开发银行的贷款可分为（）。A.特别贷款和普通贷款B.优惠贷款和一般贷款C.软贷款和硬货款D.硬贷款和个人贷款正确答案：C29、Italy calls an emergency meeting to save the ancient city of Pompeii（）falling down.A.onB.offC.fromD.against正确答案：C30、Are you going to hang the _ of the Declaration of Independence in the classroom on in the auditorium?A.rivetB.typhus2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结C.typhoidD.replica正确答案：D31、The students failed to meet the necessary（）for admission to the course.A.fulfillmentB.requirementsC.qualitiesD.competency正确答案：B32、同业拆借（）。A.是一种特殊的存款形式B.最长不得超过 6 个月C.参与者包括银行、非银行金融机构与中介机构D.属于担保信用正确答案：C33、Passage 7A.No particular reasonsB.For a better reputationC.For the social equalityD.As the law said正确答案：C2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结34、Passage 3A.adaptationB.applicationC.motivationD.competition正确答案：A35、IBM now has incentive to_or fire employees before that Dec.15 date.A.lay downB.lay offC.lay asideD.lay out正确答案：B36、从部门法的维度看经济法的地位，必须要说明经济法是否有独立的（）。A.法律体系B.法律价值C.调整对象D.调整方法正确答案：C37、资料：Special needs students can not only learn from regular education teachers,but can participate in collaborative learning with mainstream students as well.Collaborative learning allows students to work together in groups to complete lessons and assignments.A.The varied ability levels of the special needs studentsB.The needs from the special needs students2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结C.The difficulty levels of the learning tasksD.The focus of the specific assignment正确答案：D38、在资本运动中直接创造剩余价值的资本是（）。A.流动资本B.货币资本C.商品资本D.生产资本正确答案：D39、资料：Directions:There is 1 passage in this part.The passage is followed by some questions or unfinished statements.For each of them there are four choices,You should decide on the best choice.A.They have concerns of the security and convenience of FaceIDB.They don t believe iPhone X s FaceID can successfully unlock a phone every timeC.They have doubts of its technique to overcome variable lighting and subtle change of the users faceD.They are mainly worried about the smartphone s accuracy正确答案：B40、在资本运动中直接创造剩余价值的资本是（）。A.流动资本B.货币资本C.商品资本2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结D.生产资本正确答案：D41、资料：Word of Mouth promotion is based on the principle of pull marketing.A.because it helps to generate momentumB.because the events are funny enough to be transmittedC.because it helps to create brand awareness and grow salesD.both A and C正确答案：D42、填入括号中最恰当的一项是（）。A.发表，独树一帜B抒发，独出心裁C.发表，别具一格D.抒发，别有用心正确答案：B43、研究发现，睡眠存在障碍与很多疾病有着难以_的联系。有时候通过改善睡眠状态，可连带对另一种疾病的治疗起到_的功效。A.割裂一石二鸟B.分割正本清源C.确认投石问路D.区分釜底抽薪正确答案：A2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结44、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies fashion-wear and photo shoots.She is one of more than five million small online stores operating across China,some from small apartments or even college dormitories.She buys dresses and accessories wholesale;at prices under$5,using the website Taobao,she sells them on as the Kitty Lover at prices under$10.A.defeatB.loseC.stepD.damage正确答案：A45、Responsible parents should show_love to their children and make them grow healthily.A.unrestrictedB.unreservedC.unconditionalD.unlimited正确答案：B46、The fire caused a lot of _to the building and factory machinery.A.damageB.harmC.injuryD.wound正确答案：A2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结47、字长是 CPU 的主要性能指标之一，它表示（）。A.最长的十进制整数的位数B.CPU 一次能处理二进制数据的位数C.计算结果的有效数字长度D.最大的有效数字位数正确答案：B48、20 世纪 60 年代以后，在大公司生产和经营多元化的发展过程中，投资银行被确立为()的重要对象。A.合伙人制B.混合公司制C.信贷公司制D.股份所有制正确答案：B49、衡量一个社会生产力发展水平的客观尺度是（）。A.生产工具B.劳动者素质C.科学技术D.管理水平正确答案：A50、四对情侣排成一队买演唱会门票，已知每对情侣必须排在一起，问共有多少种不同的排队顺序？（）A.24 种B.96 种C.384 种2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结D.40320 种正确答案：C51在因特网上，一台计算机可以作为另一台主机的远程终端，使用该主机的资源，该项服务称为（）。A.TelnetB.BBSC.FTPD.WWW正确答案：A52、下列选项中属于同业拆借的是()。A.甲银行为弥补信贷资金缺口从乙银行拆入一笔资金B.甲银行融人资金投资房地产C.甲银行在停止营业时发现资金收支不平衡向其他银行融入长期资金D.甲银行内部分支机构之间的资金调度正确答案：A53、当地时间 2013 年 3 月 26 日晚上 7 时 30 分，中共中央总书记、国家主席习近平同志 d 席金砖峰会开幕式。开幕式前中国人民银行宣布当天已与巴西达成了中巴（）协议，旨在力 强双边金融合作。A.人民币清算B.本币互换C.经济合作D.金融服务正确答案：C2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结54、Passage 4A.such risks are very expensiveB.such risks cannot be estimated preciselyC.such risks are too highD.the premiums would be too high正确答案：B55、资料：Directions:There is 1 passage in this part.The passage is followed by some questions or unfinished statements.For each of them there are four choices,You should decide on the best choice.A.They have concerns of the security and convenience of FaceIDB.They don t believe iPhone X s FaceID can successfully unlock a phone every timeC.They have doubts of its technique to overcome variable lighting and subtle change of the users faceD.They are mainly worried about the smartphone s accuracy正确答案：B56、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors.Bank of India CDs are safe,FDIC insured&offer decent returns.There is no brokerage,no fees or hidden costs.However,the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD.Look at our Star CD plan below.A.CD is a safe instrumentB.Bank of India is safeC.CD is insured2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结D.All of the above正确答案：D57、2020 年 3 月 30 日，联合国发表新闻公报，宣布（）将为联合国成立 75 周年活动提供视烦会议及数字通信工具。A.阿里巴巴B.华为公司C.百度公司D.腾讯公司正确答案：D58、我国刑法对完全刑事责任年龄的规定是（）。A.14 周岁B.16 周岁C.18 周岁D.20 周岁正确答案：B59、巴黎圣母院的作者是（）。A.大仲马B.小仲马C.雨果D.福楼拜正确答案：C2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结60、We will support any opportunity for the railways_back into public ownership.A.be boughtB.to be boughtC.buyingD.be buying正确答案：B61、债券与股票的共同点是（）。A.B.C.D.正确答案：A62、For customer convenience，the manual is available_both microfilm and book forms.A.onB.toC.inD.for正确答案：B63、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business.But in China the pace can be fast and slow simultaneously.A.Chinese business philosophyB.Chinas business culture2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结C.Doing business in ChinaD.Guanxi in China正确答案：B64、资料：Children back at school,nights slowly starting to draw in and the weather more changeable.The seasons are turning and after an eerily calm summer for financial markets,theres a whiff of uncertainty in the air.Bond yields are up from their lows,and the relentless migration of global capital towards any asset,anywhere,with some yield,is slowing.A.After Britain leaving the E.U the investment decision of investors has been affectedB.After Britain leaving the E.U,the value of the pound will be seen weakened furtherC.After Britain leaving the E.U,the fed takes this opportunity to raise the rateD.After Britain leaving theE.U,the Bank of England has already cut policy rates to 0.25%正确答案：A65、银行机构财务监管的内容不包括（）。A.收入的来源与结构B.支出的去向与结构C.资产的来源与结构D.收益的真实状况正确答案：C66、资料：Our goal with the new MacBook was to do the impossible:engineer a full-size experience into the lightest and most compact Mac notebook ever.That meant reimagining every element to make it not only lighter and thinner but also better.The result is more than just a 2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结new notebook.Its the future of the notebook.And now,with sixth-generation Intel processors,improved graphics performance,faster flash storage,and up to 10 hours of battery life.MacBook is even more capable.A.A noticeB.An advertisementC.A proposalD.A memo正确答案：B67、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars,but on Sunday,Lyft threw down the ultimate challenge:A majority of autonomous vehicles for Lyft within a mere five years.A.We need to reach everyones potential to realize self-driving carsB.There are still many problems to be solved in self-driving carsC.Lyft co-founder says most of its cars will be autonomous in 5 yearsD.The advantages and disadvantages of self-driving cars正确答案：C68、社会主义初级阶段基本路线的核心是（）。A.以经济建设为中心B.改革开放C.四项基本原则D.精神文明建设正确答案：A2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结69、个人计算机内存的大小主要由（)决定。A.RAM 芯片的容量B.软盘的容量C.硬盘的容量D.CPU 的位数正确答案：A70、Passage2A.the uses of life preserversB.the design of life preserversC.the materials for life preserversD.the buoyancy of life preservers正确答案：B71、下列业务中，应该填制现金收款凭证的是（）。A.将多余现金存入银行B.从银行提取现金C.出租设备,收到一张现金支票D.报废一台电脑，出售残料收到现金正确答案：D72、Passage 2A.Challenges facing European regulatorsB.A new regulation in Europe that opens banks to competitionC.The solutions to the flawed banking system in Europe2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结D.A looming threat to customersprivate bank data正确答案：B73、在()计量属性下，资产和负债按照在公平交易中，熟悉情况的交易双方自愿进行资产交换或者债务清偿的金额计量。A.现值B.公允价值C.历史成本D.重置成本正确答案：B74、I（in the library every night over the last three months.A.worksB.workedC.have been workingD.had been working正确答案：C75、下列关于网络带宽的说法错误的是（）。A.在数字设备中.带宽有时候以 bps 表示B.带宽容量只取决于上网电脑的运行速度C.带宽指在固定的时间可传输的资料数量D.高带宽允许更快速的数据传输正确答案：B2023-2024 银行招聘之银行招聘综合知识基础知识点归纳总结76、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter.This will help scientists around the world better understand some of the most basic processes involved in melting glaciers,which are major contributors to rising sea levelsA.By melting the frozen iceberg in winterB.By observing the snows moving directionsC.By isolating ice from water in sunlinesD.By comparing the glaciers moving speeds正确答案：D77、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing aw