中国银行留学贷款合同翻译.doc

Bank of China- Loan Contract of Financial Aid on Education NotesTo maintain your interest, please read following notice carefully before you sign this contract:1. You have acquired a general knowledge in bank loan and guaranty;2. You have read all items of this contract and know very well of its meaning;3. You have insured that all the certificates and materials you submitted to the bank are authentic, legal and valid;4. You have confirmed that you have the right to sign on this contract;5. You have firmly known the legal results you should assume for any fraud conduct or break contract;6. You would in line with the principle of faithfulness and credit to sign and comply with this contract basing on a well intention;7. Please use a fountain pen, brush pen or a sign pen to fill all the required contents neatly.If you have any uncertainty about this contract, you may consult any Bank of Chinas branch institution.Bank of China- Loan Contract of Financial Aid on Education Contract code: Year 2009 Zi. 49146002009030 No.Borrower name: Cen DeyuCompany: Yunnan Jili Science and Technology Co., LtdAddress: Qingshuiwan 12 # Yangguang Haian Kunming ID No.:520102196210204210Tel: [phone]Open Account Finance Institute and Account No.: 914666020591187Credit: Bank of China, Yunnan Sub-branchStatutory address: No. 515, Beijing Road, Kunming City.Legal representative: Du HuiyunTel: 0871-3105337Party A applies Party B for a loan contract of financial aid on education; Party B agrees to provide a loan basing on an investigation. To maintain both parties interests, and identify both parties rights and obligations, Party A and Party B should in accordance with regulations, sign this contract basing on negotiation and comply with the contract for implementing. Chapter One LoanItem 1. Loan currency and amount(1) Loan currency:_RMB_.(2) Loan amount:_600,000_.Item 2. Loan termThe loan term is for _36_month, from October 19 2009 to October 19 2012 Item 3. Loan interest and calculation methodThe annual loan interest is _4.5_%. Loan interest is calculated according to the real applied loan amount and term. In the term of this contract, if there is any interest rate or interest calculation change occurred, the loan is carry out through Peoples Bank of Chinas correlative regulations, Party B does not notify Party A anymore.Item 4. Loan purposeThe loan can only be applied to the tuition fee and living cost of Cen Shuanglis study abroad.Item 5The debts defined in this contract means the total amount of capital that Party A should repay including capital, interest, fee and penalties.Item 6 Drawing waysThe drawing way of borrower is Party B transfers loan to Party As savings account, which opened in Party Bs account: 914666020591187Item 7. Repayment ways The repayment way in this contract applies No.:_4_(choose)1. Repay an equal amount monthly. Starting from the next month when Party A borrow the loan, Party A repay a loan interest of _ _months in total, and the repayment date for each month is_.2. One-off repayment. Repay all the capital and interest one-off when the loan is at term.Item 8. Repayment in advanceIn term of loan, Party A can apply to repay part of or total of the loan in advance, but it should submit a application 10 days before the repayment day and this is under Party Bs agreement. Party B can take one-month interest from Party A as compensation. The in advance repayment, which had been approved by Party B, Party A could not ask for use anymore. Repayment in advance is still implemented on an interest rate of original rate.Chapter Two GuarantyItem 9. Guaranty ScopeThis contracts guaranty scope covers all borrower repayable loan items, including loan capital, interest, pecuniary interest, and legal cost and retaining fee for creditors rights.Item 10. Guaranty waysParty A applies No._2_(choose) as guaranty way, and provides all debts as agreed in Item 9, borrower doesnt fulfill the agreed repayment obligation for any reason, Party B has the right to take back debts through recourse and guaranty disposition.1. Party A setups mortgage on following assets:Mortgage Asset ListMortgage NameProperty Certificate and CodeProperty OwnerSpecificationLocationValueRemark2. Party A setups collateral security on following deposit receipt and national debt: Collateral Security Asset ListCollateral Security Asset NameOwnerCurrencyDenominationTermAccountRemarkDeposit receiptMi XiaoboRMBCNY 630,00036 months91466600111005775893. Party A insures a repayment guaranty in _ Insurance Company, with an insurance target of _, and an insurance term of _. Party A repays insurance fee.Item 11. Guaranty termThe guaranty term begins as the contract take effect and ends as all debts have been paid.Item 12. Guaranty registrationParty A, who has applied the guaranty way, should check-in at related department as regulation. In guaranty term, real right of the mortgage warrant is hold by Party B.Item 13. Collateral security asset congealParty A, who has applied the collateral security way, Party B congeals the collateral security asset in loan term. Party A could not report the loss and draw in advance of collateral security asset.Item 14. Loan termWithout Party B written agreement, Party A could not sale, donate, transfer and overlap mortgage or dispose the mortgage asset and collateral security asset in any other ways under this contract. Any loss results in these situations; Party A assumes sole responsibility.Item 15. Loan term Whatever cause the deduction of mortgage value that result in an inadequate guaranty of all debts, Party A should complement adequate guaranty to Party B within 30 days. Chapter Three Rights and ObligationsItem 16. Party A and Party B major rights and obligations1. Party A has the right to ask Party B to provide a loan according to contract;2. Party A should repay all capital and interest according to the contracted repayment plan and repayment term;3. Party A should use the loan according to contract, and should not embezzle the loan for other use;4. Party A should guarantee the authenticity, legality and validity of all materials provided to Party B; 5. If Party A has any serious situation, which may affect the repayment, such as leave, suspend and transfer school or be dismissed, Party A should notify Party B within 1 month; 6. Party A should initiatively notify Party B its direction and contact information within 1 month after its graduation;7. Party B has the right to check and supervise the use situation of Party As loan;8. Party B has the right to directly draw the loan capital and interest from Party As deposit account according to the capital and interest repayment plan;9. Party B should provide loan and take interest according to contracted time, amount and interest rate;Item 17. Break contract responsibility1. In term of this contract, if Party A happens any situation as follows, it compose a break loan contract:(1). Party A applies a one-off repayment way, but does not repay the loan capital and interest in adequate when the loan is at term according to contract; Party A applies a repay equal an amount monthly way, but does not repay the exactly amount in time for a consecutive of 3 months or a accumulative total of 6 months.(2). Party A does not use the loan in line with the contract;(3). Party A provides false certificate materials;(4) Party A does not notify Party B serious situations, which may affect the repayment, such as leave, suspend, transfer school or be dismissed and direction and contact information after graduation;(5) Party A refuse or obstruct Party Bs check and supervision of loan usage;(6) Party A conduct vicious deeds, which may affect its repayment ability, and lack of repayment sincerity;2. Party B doesnt provide loan or take interest according to this contract composing a break of contract. Item 18. Break contract disposal1. In allusion to Party As break contract deed, Party B can apply one or several following measures:(1). Require a rectification of the break contract deed in term;(2) Take in a pecuniary interest according to Peoples Bank of China regulations;(3) Suspend loan that has not been provided;(4) Withdraw undue loan in advance;(5) Dispose mortgage asset;(6) Claim for an insurance compensation.2. Party As any loss result from Party Bs unable to provide loan on time, Party B should assume corresponding compensate responsibility.Chapter Four Supplementary ItemsItem 19. Contract modification and cancelingAs this contract take into effect, Party A and Party B could not modify or cancel this contract without permission. Any party asks for a modification or canceling of the contract should notify another party 1 month in advance in written form. Before both parties reach an agreement on the modified or canceled contract, original contract is still in valid. Any modification or supplement is an indispensable part of this contract, and has the same force effect as this contract.Item 20. FeeBorrower, excluding other fees stated by law, pays fees related to this contract, such as mortgage registration, insurance and notarization fee.Item 21. Ways resolving contract conflictConflicts in course of Party A and Party B implementing this contract can be resolved through negotiation. In case of irresolvable, both parties could prosecute to the local court, where Party B located.Item 22. Other items agreed by both partiesItem 23. Above all items of this contract are under Party A and Party B fully negotiation and contracted; it represents both parties real intention, and should be implemented strictly as agreements.Item 24. The unstated items of this contract are carried out according to P. R. Cs corresponding law, regulation and financial articles.Item 25. This contract comes into effect as Party A and Party B signed and sealed, and terminate as all loan has been paid.Item 26. There are two original forms of this contract; Party A and Party B hold one of the originals and two copies respectively.Party A: (with signature and seal) Mi XiaoboParty B: (with seal) Du HuiyunLegal representative: (with signature)Sealed by Contract Special Stamp of Bank of China Co.Ltd. Yunnan Sub-branchSigned date: November 11 2008 .