Unit5Spendorsave省公共课一等奖全国赛课获奖课件.pptx

FOREIGH LANGUAGE TEACHING AND RESEARCH PRESS AIR FORCE ENGINEERING UNIVERTISY2Spend or save The students dilemmaUnit Unit 5 5 Section ASection A第1页Amanwhobothspendsandsavesmoneyisthe happiest man,because he has bothenjoyments.Samuel Johnson(English writer)Youmustlearntosavefirstandspendafterward.John Poole(English playwright)25UNITThe money game第2页SectionA 25The money gameUNITSpendorsaveThestudentsdilemmaObjectivesObjectivesTotalkaboutmoneyTofurtherunderstandthetextToapplythephrasesandpatternsTomastertheessaywritingskill第3页ContentsASection Warming-upActivitiesTextStudyLanguageApplicationSummarySpend or saveSpend or save The students dilemma The students dilemma第4页ASectionWarming-upActivitiesLead-inLead-inPre-reading ActivitiesPre-reading ActivitiesCultural BackgroundCultural BackgroundSpend or save Spend or save The students dilemma The students dilemma第5页1.Howtomanagemoneyasacollegestudent?Createastrictbudgetandcommittostickingwithit;Prioritizeonesfinancesbyidentifyingtheareasinwhichoneneedtospendmoney;Remembertosave;Avoidcreditcards;第6页2.Whatdocollegestudentsspendtheirmoneyon?Tuitionandfees;Textbooksorotherschoolsupplies;Foodanddrink;Transportationintheformofbusortraintickets;Electronics,suchaslaptopsandsmartphones;Entertainment;第7页Read the following survey questions regarding spending habits of college students.Then check()all the responses that are true for you.第8页1.Whatsthemainsourceofyourdailyexpenses?FromparentsFromstudentloanorsubsidyFromscholarshipFrompart-timejobOther(specify)_第9页2.Howmuchareyourmonthlyexpenses?500yuanorless501-800yuan801-1,000yuan1,001-1,500yuanOver1,500yuan第10页3.Doyouspendmoneybasedonyourbudget?AlwaysSometimesNever第11页4.Whatcostsmostofyourmoneyasacollegestudent?Food,clothingandothernecessitiesBooksEntertainmentsOther(specify)_第12页5.Ifyouhaveextramoney,doyouprefertosaveitorspenditimmediately?SaveitSpendit第13页In the money markets,businessesgovernments and sometimes individualsborrow or lend funds for short period oftime.Usually1to120days.USTreasury-bills are the _ money marketinstrument.Theyarefollowedbynegotiablecertificatedepositand_paper.Listen to a short passage concerning moneymarketsandfillinthemissinginformation.To be continuedTo be continueddominantcommercial第14页Listen to a short passage concerning moneymarketsandfillinthemissinginformation.Othermoneymarketinstrumentstheyare not large in-volume of standing areimportant in _ market andrepresent invest mental ternaries formoney market _.It is aclosedsubstituteabilityofmarketinstruments,it _ all the moneymarkets.To be continuedTo be continuedrespectiveparticipantslinks第15页distinctivedealersandbrokersListen to a short passage concerning moneymarketsandfillinthemissinginformation.Themoneymarketconsistofcollectionof markets each trading at _financial instrument.There is no formalorganizationsuchasTheNewYorkStockExchange for the equity markets.Centralactivity to the money market are the_whospecializingoneormoremoneymarketinstruments.To be continuedTo be continued第16页Dealersbuysecuritiesfortheown_andsellfromthesecurityinventers when the trades _.Brokersdonotactuallybuyorsellsecurities,and they only accentuate the _transactionsatthebestpossibleprice.Theirprofits comes from commissions charged forthatservices.positiontakeplaceclientListen to a short passage concerning moneymarketsandfillinthemissinginformation.第17页QuestionsPreviewing1.Whatdoesfinancialliteracyreferto?2.IntheUnitedStates,whatdoesStudentFinancialAidreferto?TipsTipsTipsTipsTipsTipsTipsTips第18页1.Whatdoesfinancialliteracyreferto?Theabilitytounderstandfinancialmatters;Thesetofskillsandknowledge;Allowsanindividualtomakeinformedandeffectivedecisionsthroughunderstandingoffinances.第19页2.IntheUnitedStates,whatdoesStudentFinancialAidreferto?Thefundingintendedtohelpstudentspayeducation expenses including tuition andfees,roomandboard,booksandsupplies,etc.for education at a college,university,orprivateschool.第20页Main Idea&StructureMain Idea&StructureLanguage Language FocusFocusCritical Critical ThinkingThinkingTextStudyASectionSpend or save Spend or save The students dilemma The students dilemma第21页TipsTipsTipsTipsBecausewhenthegovernmentencouragespeople to_ togetoutoftherecession,theyalsoadvicepeopleto_.Similarly,whenbanksofferhigher _ to increase savingstheysend_toletpeoplespendmore.savemoreinterestratesAccordingtothewriter,whydothemessageswegetfrom our environment seem to defy common senseandcontradicteachother?(Para.1)spendmoneycreditcardoffers第22页Anotherfamiliarexample.(Para.2)Dont pay on timeAs soon as we payCredit Card Bill we get demanding,nastyemailssaying:“Yourfailuretopayisunacceptable.Payimmediately or youll be introuble!”we get an email in acharming tone telling ushowvaluableacustomerweareandencouragingustoresumespending.第23页We are confused and _ bytwo contradictory messages that we getfromourenvironment.Thegovernmenttellsusto_.And credit cardcompanyalsosentuscontradictorymessage:_?PartI(Paras.1-_)2spendandatthesametimetheytellsustosavemoreArewefailingconsumersorvaluedcustomersmanipulated第24页Twosetsofmessages(Paras.3-5)“Upright”message,which urges us,“Work hardandsave._.Avoidluxuries._ for more than youtrulyneed.”Thismessagecomestousfrom_,from_,even from politicalfiguresreferringto“_”.“Permissive”message,“Buy,spend,getitnow.You needthis!”,is_.Advertisements_ourdailylives.Theessentialmessage is cemented into our consciousness,“Its good to_.You should have what you want.Youdeservethebest.So,youshould_!”SuspendyourdesiresControlyourappetiteschoolparentstraditionalvaluesinescapableinvadesatisfyyourdesiresbuyitnow第25页Twosetsofmessages(Paras.3-5)“Upright”message,which urges us,“Work hardandsave._.Avoidluxuries._ for more than youtrulyneed.”Thismessagecomestousfrom_,from_,even from politicalfiguresreferringto“_”.“Permissive”message,“Buy,spend,getitnow.You needthis!”,is_.Advertisements_ourdailylives.Theessentialmessage is cemented into our consciousness,“Its good to_.Youshouldhavewhatyouwant.Youdeservethebest.So,youshould_!”SuspendyourdesiresControlyourappetiteschoolparentstraditionalvaluesinescapableinvadesatisfyyourdesiresbuyitnowWHY?Hard work,family loyalty,and the capacity to postpone desires are core American values that have made our country great.on TV,in movies,on printed media and road signs,in stores,and on busses,trains and subways.The only time you can escape advertising is when youre in your bed asleep!By the age of 18,the average American will have seen 600,000 ads;by the age of 40,the total is almost one million.第26页What happens as we take in these contradictory but explicitmessages?Whatarethepsychologicalandsocialconsequencesofthiscampaigntocontrolourspendinghabits?(Para.6)We want more things because we want to satisfy our material appetite.Most of us derive pleasure from treating ourselves.Watch out,take stock of your life,dont let your attention get scattered.Postpone your desires.Dont fall into debt.Wait!Retain control over your own life.It will make you stronger.第27页Everydaywegettwosetsofmessagesatoddswith each other.The“_”messageurgesustoworkhardandsave,suspendourdesires,andavoidluxuries.The_urgeustospend.the essential message from ads is anyhow_already.Aspsychologicalandsocialconsequences,peopleget _ with the two contradictorymessages.PartII(Paras.3-_)6permissiveadvertisementscementedintoourconsciousnessuprightconfused第28页Whyshouldstudentsconsiderfinancialwell-beingasakeyingredientofuniversityeducation?(Para.7)TipsTipsTipsTipsBecausemoneyworriescanmakestudentsfeelterribleandhindertheirabilitytofocuson their main goal:to successfullycompletetheireducation.第29页Whatcanstudentsdotobefinanciallyhealthyandhavenomoneyworries?(Para.8)TipsTipsTipsTipsTheycangoto:financialliteracyclasses;schoolsfinancialaidoffice;seekinputfromparentsorotheradults;findapartner;askforhelp第30页AneducatedconsumerandsaverBalancespendingandsavingCaptainofyourownshipSuccessfulandproductivedirectionWhatconclusioncanyoudrawfromthetext?(Para.9)LearntoSteerinBecome第31页PartIIIParas.7-9Students should learn how to become asmartand_consumerandhowtosuccessfully_,whichwill help them gain a successful andproductionlife.educatedmanagetheirfinances第32页Wereconfusedandmanipulatedbytwocontradictorymessages-spendorsave?(Para.1)The government tells us tospendmoretohelpendtherecession.Bankssendcreditcards to encourage morespending.They also tell us to savemore for our financial well-being.Banks offer higherinterest rates to encouragesavingmore.第33页Exampleofcontradictorymessages:afailingconsumeroravaluedcustomer?(Para.2)If we dont pay our creditcard bill,we get nastyemails saying:“Your failuretopayisunacceptable.Payimmediatelyoryouwillbeintrouble!”Assoonaswepay,wegetan email in a charmingtone,addressingusasvaluablecustomersandencouraging us to resumespending.第34页The“upright”messageurgesustoworkhardandsave,suspendourdesires,avoid luxuries,and controlour appetite for more thanwetrulyneed.Thismessagecomestousfrommanysourcessuchasschool,parents,and evenpoliticians.(Para.3)Theoppositepermissivemessages to spend areeverywhere around us:onTV,road signs,etc.Theessentialmessageiscementedintoourconsciousness from ads:Its good to satisfy ourdesires;we deserve whatwe want and the best wewant.(Paras.4-5)第35页Thepsychologicalandsocialconsequencesofthecontradictorymessage(Para.6)On one hand,we alwayswantmorethingsbecausewe want to satisfy ourmaterial appetite.Most ofus derive pleasure fromtreatingourselves.Ontheotherhand,alittlevoicewarnsus:watchout,postponeyourdesires,dont fall into debt,andretain control over yourownlife.第36页Itisimportanttolearnhowtobalancespendingandsavingtomakeyourlifebetter.(Para.9)Successfullymanageyourfinancessothatyoucanfocusonyourprimarygoal.(Para.7)Advice:attend financial literacy classes,consult withsomeonetohelpsetupabudget,findapartnertostayontrack and get pleasure from administrating your ownfinancial affairs.Most importantly,seek help before yourfinancialproblembecomesworse.(Para.8)第37页SpendorsavethestudentsdilemmaIthinkthatthemessageswegetfromourenvironment seem to defy _andcontradicteachother.Thegovernmenttellsustospendandalsoto_more.Banksofferhigherinterestratessowecanincreasesavingsandalsosendus_offerssowecanspendmore.Ifwedontpayourcreditcardbillontime,thecommonsensesavecreditcardTo be continuedTo be continued第38页creditcardcompanywillwarnus.Assoonas we pay,the company will tell us how_acustomerweareandencourageusto_.Weget two sets of messages at _eachother.Oneisthe“permissive”perspective-advertisingspermissivemessage is _;The other is“_”message.What happens as we take in thesecontradictorybutexplicitmessages?To be continuedTo be continuedvaluableresumependingoddswithuprightinescapable第39页On one hand,we want more thingsbecausewewanttosatisfyour_.On the otherhand,we hope to _ ourdesires.Anyway,many of the skills you needasasuccessfulstudentcanbeappliedto your _.Money worries areextremely_and_.So,how can you be a smart andeducatedconsumer?materialappetitepostponefinancesstressfuldistractingTo be continuedTo be continued第40页Consider_classesorschools financial aid office or seek input insettingupa_.Youcanalsofindinga_tohelpyoustayontrackandfind_intheadministration.Mostimportantly,dontletyourego_andurgentlygethelp.As you learn to balance spending andsaving,you will have a successful and_life.financialliteracybudgetpartnerpleasuregetinyourwayproductive第41页PracticalPhrasesPracticalPhrasesSpecificSpecificMeaningsMeanings1.referto 提到；谈到2.noshortageof 不缺乏；不缺乏3.derivesth.fromsth.得到，取得（优势或 愉快感受）4.takein 领会；了解；记住5.takestock(ofsth.)（对形势）作出预计 （判断）6.ontrack 在（可能通向成功）轨迹上第42页提到；谈到提到；谈到(mention/refer to )Althoughshedidntmentionanynames,everyoneknewwhoshewasreferring to.referto短语逆译短语应用尽管她没有提任何人名字，但大家都知道她指是谁。意群提醒第43页不缺乏；不缺乏不缺乏；不缺乏(go ahead with/project/no shortage of)Youmaygo ahead with theproject;thereisno shortage of funds.noshortageof短语逆译短语应用你们能够继续进行这个项目，资金并不缺乏。意群提醒第44页得到，取得得到，取得 （优（优势或愉快感受）势或愉快感受）(derive from/satisfaction/introduction)Manystudentsderivedenormoussatisfactionfromtheintroductiontoartcourse.derivesth.fromsth.短语逆译短语应用许多学生从这门艺术入门课程中得到了巨大满足。意群提醒第45页领会；了解；记住领会；了解；记住Itwasaninterestingexhibition,buttherewastoo much totake in allatonce.takein短语逆译短语应用这是一个有趣展览，但要一下子记住全部东西太多了。意群提醒(exhibition/too much/take in)第46页（对形势）作出预计（判断）（对形势）作出预计（判断）(take stock of/position)Wehadtotake stock of ourpositionbeforewecoulddecidewhattodonext.takestock(ofsth.)短语逆译短语应用我们在决定下一步做什么以前，必须对我们处境作出判断。意群提醒第47页在（可能通向成功）在（可能通向成功）轨迹上轨迹上(run/according to/on track)Everythingisrunningaccording to ourplan,sowerestillon track for10%growth.短语逆译短语应用一切都在按照我们计划进行，所以我们仍有可能到达10%增加率。意群提醒ontrack第48页FunctionalFunctionalPatternsPatternsFunctions&UsagesFunctions&Usages1.Heresanotherfamiliarexample:用于列举“人们熟知事例”。2.Itsbeencalculatedthat用于引出“有说服力数据”。3.Assb.learntodosth.,sb.willdosth.用于表示“某人学会某事就会有所收获”。第49页这里还有一个大家熟悉例子：假如我们不按时支付信用卡账单，我们会收到从信用卡企业发来类似这么令人讨厌催缴账单电子邮件原句译文原句译文逆译练习逆译练习Heresanotherfamiliarexample:Ifwedontpayourcreditcardbillontime,wegetdemanding,nastyemailsfromthecreditcardcompanysayingsomethinglike句型提句型提炼第50页Heresanotherfamiliarexample:句型提炼句型提炼应用提醒应用提醒用于列举“人们熟知事例”。句型句型应用用第51页(gourmet/be sold on/Peking Duck)经典例句这里还有一个大家熟悉例子:“西方美食家已对北京烤鸭极有兴趣.”意群提醒Here is another familiar example:“WesterngourmetsaresoldonPekingDuck.”第52页据计算，普通美国人到18岁时，会看过60万个广告。原句译文原句译文逆译练习逆译练习Itsbeencalculatedthatbytheageof18,theaverageAmericanwillhaveseen600,000ads.句型提句型提炼第53页Itsbeencalculatedthat句型提炼句型提炼应用提醒应用提醒用于引出“有说服力数据”。句型句型应用用第54页(calculate/population/double)经典例句据计算，世界人口在本世纪末将要增加一倍。意群提醒Its been calculated that theworldspopulation will double by the end of thecentury.第55页学会了怎样平衡支出和储蓄，你就会成为你自己船长，驾驶着你生活之帆，乘风破浪，驶向成功和丰饶。原句译文原句译文逆译练习逆译练习As you learn to balance spending andsaving,you will become the captain ofyour own ship,steering your life in asuccessfulandproductivedirectionthroughthechoppywaters.句型提句型提炼第56页Assb.learntodosth.,sb.willdosth.句型提炼句型提炼应用提醒应用提醒用于表示“某人学会某事就会有所收获”。句型句型应用用第57页(dive/appreciate/magnetism/to your heart content)经典例句学会了潜水就会见到海下漂亮景色，尽情领会大海魅力。意群提醒Asyoulearntodive,youwillseethebeautifulviewunderthesea,appreciatingthemagnetismoftheseatoyourheartcontent.第58页艰辛创业，忠于家庭，能推迟欲望是美国价值观关键，它使我们国家变得强大。a.Hardwork,familyloyalty,andthecapacitytopostponedesiresarecoreAmericanvalues that have made ourcountrygreat.(Para.3,L6)第59页我爱自己。我是自己好朋友。我只做让我感觉舒适事。我从精美东西里得到乐趣，并感觉它们给我滋养。我 过去做事常延迟购置,但再也不会了。b.Iloveme.Imagoodfriendto myself.I do what makesmefeelgood.Iderivepleasurefromnicethingsandfeel nourished by them.Iused to put things off.Notanymore.(Para.5,L8)第60页“当心，要掂量掂量自己生活，不要让注意力分散。推迟欲望。不要陷入债务。要等候！保留对自己生活控制权。这么你会更坚强。”c.Watchout,takestockofyourlife,dontletyourattentiongetscattered.Postponeyourdesires.Dontfallintodebt.Wait!Retaincontroloveryourown life.It will make you stronger.(Para.6,L5)第61页学会了怎样平衡支出和储蓄，你就会成为你自己船长，驾驶着你生活之帆，乘风破浪，驶向成功和丰饶。d.Most importantly,if you findyourselfgettingintofinancialtrouble,dont let your ego get inyour way;urgently get help withtackling your problem before itspinsoutofcontrolandlandsyouinlegaltroubles.(Para.8,L6)第62页1Whataresomeoftheeffectivetechniquesusedtopromotethesellingofvariousproducts?2Doyouprefertospendorsave?Why?3How do you know whether youreoverspend