2026年备考银行招聘之银行招聘综合知识自测模拟预测题库(名校卷).docx

2026年备考银行招聘之银行招聘综合知识自测模拟预测题库(名校卷)

单选题（共150题）
1、The computer’s mouse permit the computer operator______the cursor on the video display.
A.move
B.moving
C.to move
D.is moving

【答案】 C
2、孔子思想的核心是（ ）。
A.仁
B.义
C.孝
D.信

【答案】 A
3、 明天就是选举日了，以下公民中不具有选举权的是（　　）。
A.张某刚过完l7岁生日
B.黄某被判有期徒刑3年执行中
C.王某被查出患有精神病
D.陈某被拘留l5天执行中

【答案】 A
4、Passage 3
A.In Favor of the Gap Year
B.The ABCs of the Gap Year
C.The Gap Year Comes Back
D.The Gap Year:A Dilemma

【答案】 A
5、下列各项中，不具有行政主体资格的是（ ）。
A.乡镇人民政府
B.公安派出所
C.街道办事处
D.公安局法制科

【答案】 D
6、假设系统的当前日期为2011年4月11日，当前的时间为上午9点10分，在工作表的某活动单元格中输入一NOW（　　），在未对该单元格日期和时间格式进行特殊设置的情况下，回车后该单元格的显示结果为（　　）。
A.只有系统的当前日期
B.只有系统的当前时间
C.既有系统的当前日期，又有系统的当前时间
D.什么内容也没有

【答案】 C
7、 我国现行会计制度规定，资产负债表是按（　　）所反映的经济内容设计的。
A.资产=负债+所有者权益
B.有借必有贷.借贷必相等
C.账户的平行登记
D.借贷记账法

【答案】 A
8、下列销售预测方法中，属于定性分析法的是（　　）。
A.指数平滑法
B.加权平均法
C.德尔菲法

D.回归直线法

【答案】 C
9、“谷贱伤农”经济现象的根源在于：农产品的需求价格弹性（　　）。
A.小于1
B.大于1
C.等于1
D.为0

【答案】 A
10、如果连续地增加某种生产要素，在总产量达到最大时，边际产量曲线（　　）。
A.与纵轴相交
B.经过原点
C.与平均产量曲线相交
D.与横轴相交

【答案】 D
11、人民法院对非诉案件的审査标准是（ ）。
A.被申请执行的具体行政行为是否违法
B.被申请执行的具体行政行为是否明显违法
C.被申请执行的具体行政行为是否会损害被执行人的合法权益
D.被申请执行的具体行政行为是否明显违法且损害被执行人的合法权益

【答案】 D
12、下列说法错误的是（　　）。
A.高性能结构材料属于新材料领域
B.航空空间技术属于高新技术领域
C.太阳能是可再生能源
D.电能是一次能源

【答案】 D
13、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.
A.Changing schools may cause children’s stress
B.Seniors would feel stress of paying mortgage
C.Grown-ups would get stress from raising kids
D.Loss of a friend may be the source of stress for seniors

【答案】 B
14、科学发展观的第一要义是（　　）。
A.科教兴国
B.以人为本
C.发展
D.发展战略

【答案】 C
15、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.Increase
B.Peak
C.Diminish
D.Disappear

【答案】 C
16、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.570 airplanes
B.930 different planes
C.300 MD-80s
D.3000 flights

【答案】 C
17、甲将半年前购买的一只股票卖出，卖出时依规定被征收了交易额的0.05个税点的税，已知卖出时这只股票较购买时价格上涨了20%，交易后，甲发现赚了15.4万元，那么，甲购买时花了多少万元？（　　）
A.110
B.80
C.100
D.50

【答案】 A
18、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.She wrote too many letters
B.She couldn’t graduate from medical school
C.She was a woman
D.She couldn’t set up her hospital

【答案】 C
19、There is a note pinned to the door（　　）when the shop will open again.
A.saying
B.says
C.said
D.having said

【答案 A
20、No single individual can____handle this kind of responsibilities alone.
A.efficiently
B.adequately
C.necessarily
D.appropriately

【答案】 B
21、We need to get necessary funds so that a complete（　　）of the facility can be done.
A.renovation
B.renovate
C.renovated
D.renovates

答案】 A
22、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels.
A.To investigate the climate change
B.To make maps about moving glaciers
C.To measure the rising sea levels
D.To slow the melting process of glaciers

【答案】 B
23、资料：Job Responsibilities:
A.Teaching Assiatant
B.Senior Manager
C.Administrative Assistant
D.Secretary

【答案】 D
24、在同业拆借市场交易的是（ ）。
A.法定存款准备金
B.超额准备金
C.库存现金
D.原始存款

【答案】 B
25、利率是（ ）的价格。
A.货币资本
B.借贷资本
C.外来资本
D.银行资本

【答案】 B
26、To check the______of these results, we perform two different empirical exercises.
A.integrity
B.perfection
C.temperament
D.reliability

【答案】 D
27、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language?
A.It helps people stay focused
B.It memorizes a sequence of directions
C.It’s a command system
D.It directs the attention processes

【答案】 B
28、我国人民币汇率采取的标价方法是（ ）。
A.直接标价法
B.间接标价法
C.美元标价法
D.双向标价法

【答案】 A
29、工作中，有些管理者发现，虽然把信息传递下去了，但员工执行时总会走样。从沟通角度看，这是因为（　　）。
A.只有（1）和（3）
B.只有（2）和（3）
C.只有（1）和（2）
D.三项都对

【答案】 D
30、资料：“Our cars are for people who want something different.”
A.It designs classic car models
B.It produces hand-made cars
C.It research and develop car-related technologies
D.It creates advertisements for the cars

【答案】 B
31、如果中央银行在公开市场上大量购买政府债券，下面哪一种情况不可能发生？（　　）
A.利息率下降
B.国民收入增加
C.储蓄减少
D.以上答案都不对

【答案】 D
32、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.It announced that they would import more Australian products into China
B.It announced that they would promote the trade between China and Australia
C.It announced that they would introduce more Australian products to Chinese online consumers
D.It announced that they would bring more Chinese goods into the Australian market

【答案】 C
33、He didn’t tell the truth.That reason could not（　　）his absence from school.
A.take into consideration
B.account for
C.make out
D.make up for

【答案】 B
34、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.Bosses push employees to work by sending emails anytime
B.Employees are exhausted by the constant need to check emails
C.Companies mean to stress the workers out by sending emails
D.None of above

【答案】 B
35、It is difficult to know why a work of art produces some emotions，but it has been known for a very long time that paintings，music and poetry have the power to touch us，to repel us and to______intense pleasure or displeasure.
A.rise
B.arise
C.raise
D.arouse

【答案】 D
36、But the ________thing is that the majority of Muslims in Britain are moderates.
A.heavy
B.comforting
C.gentle
D.convincing

【答案】 B
37、Passage 6
A.a dramatic reduction of its scale
B.its wrongly-directed implementation

C.the government’s reluctance to back it
D.an unreasonable price for enrollment

【答案】 D
38、An epigram is usually defined ___ a bright or witty thought that is briefly and ingeniously expressed.
A.as
B.as be
C.as been
D.to being

【答案】 A
39、( )的指标越高，则流动性越差。
A.资产流动性比例
B.备付金比例
C.中长期贷款比例
D.国债占总资产比例

【答案】 C
40、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。
A.he German-based corruption watchdog is probably a committee which makes sure that companies do not act illegally or irresponsibly
B.Bribery, nepotism, gift giving, and kickbacks are illegal in the commercial activities
C.Westerners are more critical about Guan xi in business
D.All of above

【答案】 D
41、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.Smartphone users are increasingly aware of the importance of anti-virus software
B.An increasing number of smartphone users have installed built-in remote lock-and-erase software
C.More smartphone users are protecting their devices with PINs and passwords than in previous years
D.All of above

【答案】 D
42、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals, they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.How to manage your time well
B.How to overcome different challenges in the office
C.How to win competitions and get promotions
D.How to prevent distractions and focus on big issues

【答案】 A
43、______,this simple gesture means five different things in five different Mediterranean countries.
A.Because it seems astonishing that
B.Astonishing though it may seem
C.You will be astonished by
DAstonished is what it was

【答案】 B
44、资料：Desktop Support for Private Equity Firm in Midtown
A.To update, track and close incident tickets
B.To use an enterprise imaging solution
C.Physical setting up for computers
D.Configuring systems and applications

【答案】 A
45、Many species are in peril of extinction because of our destruction of their natural ____.
A.habitat
B.favor
C.hoop
D.circle

【答案】 A
46、实验室有两瓶某物质溶液，甲瓶有100克溶液，浓度为5%，乙瓶有150克溶液，浓度为8%，从两瓶中取出相等的若干克溶液，交换倒入另一瓶，令此刻的甲乙瓶浓度相等，则取出的溶液是（　　）。
A.60
B.50
C.70
D.80

【答案】 A
47、They could give you a nationally____qualification and the experience you need to get the job.
A.recognized
B.viewed
C.regarded
D.realized

【答案】 A
48、The boy wanted to play football in the street，but his father told him______.
A.not to
B.not
C.not to do
D.don’t

【答案】 A
49、主张“世界上除了运动着的物质之外，什么也没有”的观点，属于（　　）。
A.否认人的意识存在的自然唯物主义
B.主张世界统一于物质的辩证唯物主义
C.否认时间与空间存在性的唯心主义
D.把人的意识理解成某种特殊的“精细物质”的机械唯物主义

【答案】 B
50、Last month, the unemployment rate increased by ________ of a percent to nine point seven percent.
A.twos-tenths
B.two-ten
C.two-tenths
D.one-tenths

【答案】 C
51、资料：Taikong City was founded by the dormuns about 50 AD.Its name is derived from a Cethic worldwhich means the piece of the bold one.After they invaded Bliton in 43 AD the Dormons built a bridge across the Themas River.They later decided it was an excellent place to built a port.The water was deep enough for ocean going ships but it was far enough inland to be safe from other raiders.Around 50 AD Dormons merchants built a town by the bridge.So Taikong City was born.
A.The history of Taikong City
B.The stone wall was around Taikong City
C.The origination of Taikong City,s name
D.rebellion against the Dormans

【答案】 A
52、主动性在商业银行而不在中央银行的一般性货币政策工具是（　　）。
A.存款准备金率政策
B.公开市场操作
C.再贴现政策
D.货款限额

【答案】 C
53、最集中最概括地反映社会经济活动总成果的指标是（ ）。
A.经济增长率
B.财政收入总额
C.社会总供给和总需求
D.出口总额

【答案】 C
54、规定外国公使可以进驻北京的不平等条约是（ ）。
A.《天津条约》
B.《北京条约》
C.《马关条约》
D.《辛丑条约》

【答案】 A
55、“AI测温”的基础是红外热成像技术，这并非是新出现的技术，早在2003年非典时期，基于同样技术的“额温枪”、“耳温枪”就被广泛使用过。这样的测温方式并非没有缺点。它无法区分人和同等温度的物体，测温者承担着近距离接触患病人员的风险。
A.AI测温跟额温枪、耳温枪一样，都是基于热成像技术的科技产品
B.超过一定距离，Al测温仪器就无法辨别出人体的温度
C.Al测温并非是新技术
D.基于红外热成像技术测量体温的方式存在的缺点

【答案】 D
56、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.Hominid and panin were humans ancestors 5.4 million years ago
B.Chimpanzees existed at a branch of phylogenetic tree are called “hominid”
C.Humans on phylogenetic tree analysis are supposed to be called “panin.”
D.Scientists think humans and Chimpanzees converged from a common ancestor，based on phylogenetic tree analysis

【答案】 D
57、 我国现行宪法规定（　　）。
A.社会主义的公有财产不可侵犯.公民的私有财产不受侵犯
B.中华人民共和国的公有财产神圣不可侵犯，公民的私有财产不受侵犯
C.社会主义的合法的公有财产神圣不可侵犯，公民的私有财产不受侵犯
D.社会主义的公有财产神圣不可侵犯，公民的合法的私有财产不受侵犯

【答案】 D
58、“十三五”期间，我国森林覆盖率提高到23.04%，森林蓄积量超过175亿立方米，连续（　　）保持“双增长”，成为森林资源增长最多的国家。
A.20年
B.30年
C.15年
D.25年

【答案】 B
59、电脑以其卓越的性能，可以代替人们完成复杂而繁重的某些工作。如两名美国科学家用电脑做完了200亿个逻辑判断，终于证明了“四色定理”。这一事实说明（）。
A.电脑能模拟人脑的思维
B.电脑的思维将指挥人脑的思维
C.电脑的思维将超越人脑的思维
D.电脑的思维能完全代替人脑的思维

【答案】 A
60、It is high time that the authorities（　　）some inspection to this phenomenon.
A.do
B.did
C.should do
D.would do

【答案】 B
61、 股票增值权模式的适用范围是（　　）。
A.现金流量比较充裕的非上市公司和上市公司
B.现金流量比较充裕且比较稳定的上市公司和现金流量比较充裕的非上市公司
C.业绩稳定型的上市公司及其集团公司、子公司
D.业绩稳定的上市公司及其集团公司

【答案】 B
62、By the end of next month we（　　）the task.
A.will finish
B.will be finishing
C.will have finished
D.have finished

【答案】 C
63、美国历史上首位华裔驻华大使是（ ）。
A.赵小兰
B.张之香
C.骆家辉
D.朱棣文

【答案】 C
64、 甲以个人名义向乙独资设立的腾飞有限公司借款8万元，借期2年，不久，甲与丙登记结婚，将借款8万元用于购买新房和家电，婚后l年，甲与丙协议离婚，未对债务的偿还作出约定。下列哪一项是正确的?（　　）
A.由乙向甲请求偿还8万元
B.由乙向甲和丙请求偿还8万元
C.腾飞公司只能向甲请求偿还8万元
D.由腾飞公司向甲和丙请求偿还8万元

【答案】 D
65、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language?
A.people who can speak two languages
B.second language learners
C.researchers on language learning
D.active language learners

【答案】 A
66、I have to admit that， although I still find him rather arrogant， he has gone up ______ my estimation recently.
A.to
B.in
C.for
D.at

【答案】 B
67、在有关科学实践中，没有使用（　　）的仪器，经过（　　）的调查进行（　　）的论证往往很难得出结论。
A.周密严密细密
B.精密周密细密
C.细密严密周密
D.精密周密严密

【答案】 D
68、对于吉芬物品，其替代效应和收入效应，分别与价格成（　　）变动。
A.同向、同向
B.同向、反向
C.反向、同向
D.反向、反向

【答案】 C
69、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
A.The Fed undertakes banking supervision over banking system in the USA
B.The savings banks in the USA are authorized to d