2020-2025年银行招聘之银行招聘综合知识强化训练试卷A卷附答案.docx

2020-2025年银行招聘之银行招聘综合知识强化训练试卷A卷附答案

单选题（共360题）
1、Passage 3
A.keep students from being unrealistic
B.lower risks in choosing careers
C.ease freshmen’s financial burdens
D.relieve freshmen of pressures

【答案】 D
2、 我国《经济法》调整的对象是（　　）。
A.一切经济关系
B.特定经济关系
C.全部财产关系
D.社会关系

【答案】 B
3、We can give____depending on the model number.
A.account
B.discipline
C.discount
D.disconnect

【答案】 C
4、 企业的法定盈余公积累计额已达到注册资本的（　　）时可以不再提取。
A.20%
B.50%
C.80%
D.100%

【答案】 B
5、Passage 10
A.it is easy for children to get used to blank expressions
B.verbal expressions are unnecessary for emotional exchange
C.children are insensitive to changes in their parents'mood
D.parents need to respond to children's emotional needs

【答案】 D
6、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.He wants to challenge the speaker
B.He is getting bored of nodding
C.He is listening carefully
D.He wants to make the dialog stop

【答案】 C
7、激光器通常由（ ）组成。
A.工作物质、谐振腔、激光源
B.工作物质、谐振腔、光源
C.工作物质、激光源、发射器
D.谐振腔、激光源、发射器

【答案】 C
8、阅读理解
A.a humanist
B.a pantheist
C.a nuclear physicist
D.a doctor of medicine

【答案】 A
9、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.After Britain leaving the E.U the investment decision of investors has been affected
B.After Britain leaving the E.U, the value of the pound will be seen weakened further
C.After Britain leaving the E.U, the fed takes this opportunity to raise the rate
D.After Britain leaving the
E.U, the Bank of England has already cut policy rates to 0.25%

【答案】 A
10、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.Doubt
B.Positive
C.Indifferent
D.Disagreeable

【答案】 B
11、下列说法不正确的是（ ）。
A.孔子是儒家创始人，核心是“仁”
B.庄子是道家代表，代表作是《道德经》
C.韩非是法家思想的集大成者
D.朱熹是理学的重要代表，著有《四书集注》

【答案】 B
12、 企业近五年的所有者权益分别为：2003年为1 200．26万元；2004年为1 507．73万元；2005年为1 510．43万元；2006年为1 621．49万元；2007年为1 795．71万元，则评价该企业2007年三年资本平均增长率约为（　　）。
A.5%
B.6%
C.7%
D.8%

【答案】 B
13、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.internal accounting controls
B.internal financial controls
C.administrative controls
D.external controls

【答案】 C
14、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.falling
B.pushing
C.keeping
D.changing

【答案】 A
15、软件是（ ）。
A.所有程序的统称
B.所有技术文档资料的统称
C.所有保存在软盘上的程序的统称
D.所有程序及相关文档资料的统称

【答案】 D
16、资料：From: Peter Manx [e-mail]
A.To sell a publication
B.To recruit a consultant
C.To request information
D.To offer a service

【答案】 D
17、Passage 2
A.Global temperatures affect the rate of economic development
B.Rates of death from illnesses have risen due to global warming
C.Malnutrition has caused serious health problems in poor countries
D.onomic trends have to do with population and natural disasters

【答案】 B
18、( )的指标越高，则流动性越差。
A.资产流动性比例
B.备付金比例
C.中长期贷款比例
D.国债占总资产比例

【答案】 C
19、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.

A.Demonstrate the problem specifically
B.Do it politely but firmly
C.Do it in person
D.Make general statements first

【答案】 D
20、 申请人办理银行汇票，应向银行填写( )一式三联。
A.银行汇票办理书
B.银行汇票申请书
C.企业汇票申请书
D.商业汇票办理书

【答案】 B
21、掠夺交易是指以强制手段为基础、一方强迫另一方的利益转移(包括其承载物的转移>。下列不属于掠夺交易的是( ）。
A.甲有一幅非常珍贵的古名画乙知道后千方百计想得到，就请甲的领导出面，用一幅现代名画将乙的那幅画换到手
B.张某摆了一个杂货摊点，一天，有一人来买塑料面盆，她拿出一元钱塞给张说：“我知道你卖三元一只，我们是邻居，就一元卖给我吧。”说完就拿走了面盆
C.小李家正搞装潢，谁知预算失误，少买了几平米某名牌木地板，急需补上，经销商谎称木地板涨价，必须加价，最终小李以三倍的价格买回所需地板
D.小王和小章是两位集邮爱好者，他们常常交换邮品，虽然有时用以交换的邮品价格悬殊，但双方都非常乐意，毫无怨言

【答案】 D
22、Passage 3
A.keep students from being unrealistic
B.lower risks in choosing careers
C.ease freshmen’s financial burdens
D.relieve freshmen of pressures

【答案】 D
23、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.The author may talk about the administration system
B.The author may teach the readers to make a timetable
C.The author may put forward another suggestion
D.The author may discuss the office environments

【答案】 C
24、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.To enable robots to serve humans
B.To decrease humans fear about robots
C.To make robots more human-like
D.To equip robots with human emotions

【答案】 C
25、下列数据整理和显示方法中，取值不可能大于1的是（　　）。
A.比例
B.比率
C.频数
D.累积频数

【答案】 A
26、I believe you have ______ some important points in the report.
A.left off
B.left behind
C.left out
D.left alone

【答案】 C
27、下列叙述正确的是（ ）。
A.字长为16位表示这台计算机最大能计算一个16位的十进制数
B.字长为16位表示这台计算机的CPU一次能处理16位二进制数
C.运算器只能进行算术运算
D.SRAM的集成度高于DRAM

【答案】 B
28、下面二十四节气中，不属于夏季（以立夏为开始，立秋为结束）的是（　　）
A.夏至
B.处暑
C.芒种
D.小满

【答案】 B
29、每个组织都需要注意本组织优良文化的积累，把组织精神灌输到一代又一代，这体现了组织文化的哪个特征？（　　）
A.实践性
B.可塑性
C.传承性
D.独特性

【答案】 C
30、直接在流通领域内表现出来的资本总公式是（　　）。
A.W—G—W
B.G—W—G
C.G—G′
D.G—W—G'

【答案】 D
31、The company's profits are（　　）to hit their peak in the next quarter mainly due to the release of its new line of clothing.
A.forecast
B.forecasting
C.to forecast
D.will forecast

【答案】 A
32、I will never forget the day ___ I first arrived at this college.
A.in which
B.on that
C.when
D.which

【答案】 C
33、We have data mining and loading tools for both maintenance task data and component data, which means a considerable ___ in implementation time.
A.stop
B.saving
C.consumption
D.economy

【答案】 B
34、某银行因特殊情况集中办理业务，导致窗口出现排队现象。假定每分钟来办业务的顾客增长数量相等，粗略估计，要让排队现象消失，在同时开设4个窗口的情况下需要25分钟，在同时开设6个窗口的情况下需要12.5分钟。则如果需要在10分钟内让排队现象消失，则至少应当开（　　）窗口。
A.7
B.8
C.6
D.5

【答案】 A
35、“三网”融合中的“三网”不包括（ ）。
A.电信网
B.广播电视两
C.互联网
D.卫星通信网

【答案】 D
36、The car industry has expanded at a（　　）rate over the past ten years.
A.rapidness
B.rapidly
C.rapidity
D.rapid

【答案】 D
37、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.internal accounting controls
B.internal financial controls
C.administrative controls
D.external controls

【答案】 C
38、规定外国公使可以进驻北京的不平等条约是（ ）。
A.《天津条约》
B.《北京条约》
C.《马关条约》
D.《辛丑条约》

【答案】 A
39、根据我国《合同法》的规定，下列关于合同的形式说法正确的是（　　）。
A.合同的形式包括书面形式和口头形式
B.合同的书面形式是指合同书形式
C.合同的形式必须为书面的
D.电子邮件合同是口头形式合同

【答案】 A
40、He was determined that his children（　　）to the best school.
A.should go
B.went
C.ought to go
D.would go

【答案】 A
41、在单一客户授信限额管理中，商业银行对客户进行信用评级后，首要工作是确定客户的（　　）。
A.最低债务承受额
B.最高债务承受额
C.平均债务承受额
D.一般债务承受额

【答案】 B
42、在Exce1中，D3单元格中的数值为70，若公式为“=D3<=60”，则运算结果为（　　）。
A.False
B.True
C.N
D.Y

【答案】 A
43、下列不属于金融市场的作用的是( )。
A.融通资金的“媒介器”
B.经济发展的“润滑剂”
C.加强监管
D.资金供求的“调节器”

【答案】 C
44、He cancelled all the ___ on the ground that he needed a rest.
A.encouragement
B.engagement
C.schedule
D.employment

【答案】 B
45、教育部消息，今年上半年将启动开展（　　）专项治理行动，全面排查欺凌事件、及时消除隐患问题。
A.防范中小学生欺凌
B.集中整治校园欺凌
C.防范大学生欺凌
D.防范中小学生安全

【答案】 A
46、中国近代史上第一次明确提出彻底反帝、反封建的民主革命纲领是在（　　）。
A.中共“一大”
B.中共“二大”
C.中共“七大”
D.中共十“一大”

【答案】 B
47、Chemistry is ______ as a science for it provides the ability to understand living systems at the molecular level.
A.deniable
B.reliable
C.indispensable
D.dependent

【答案】 C
48、我国习惯上将年息、月息、日息都以“厘”作单位，但实际含义却不同，若年息8厘，月息 6厘，日息3厘，则分别是指（ )
A.年利率为8%，月利率为6%，日利率为
B.年利率为8%，月利率为6%，日利率为3‰
C.年利率为8%。，月利率为6‰，日利率为3‰
D.年利率为8月利率为3‰，日利率为0. 33‰

【答案】 D
49、货币的（　　）功能是使货币区别于股票，债券和住宅的主要功能。
A.交易媒介
B.记账单位
C.支付手段
D.价值储藏

【答案】 A
50、多媒体处理的信息是（ ）。
A.模拟信号
B.数字化信息
C.电视信息
D.网络信息

【答案】 B
51、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Westerners may establish long term cooperation with one supplier
B.Chinese panel tends to look for clear alternatives
C.Chinese negotiator is illogical
D.Westerners are straightforward in Chinese businessmen’ s eyes

【答案】 A
52、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises.
A.By sending an e-mail
B.By going to the Website
C.By calling Ms. Ruiz
D.By visiting the corporate office

【答案】 B
53、CPU处理数据的运作原理可以分为提取、解码、执行和（　　）四个阶段。
A.译码
B.编码
C.写回
D.控制

【答案】 C
54、If you（　　）to book a meeting room,please see Ms.Liu at the front desk.
A.have liked
B.were liked
C.would like
D.had liked

【答案】 C
55、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.methods of genealogy
B.methods of archaeology linguistics
C.methods of anthropology
D.methods of primatology

【答案】 D
56、下列历史事件时间排序正确的一组是（　　）。
A.司马迁修《史记》→文景之治→王莽篡汉
B.杯酒释兵权→岳飞抗金→王安石变法
C.齐桓公称霸→商鞅变法→秦统一天下
D.玄武门之变→黄巢起义→安史之乱

【答案】 C
57、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为2.5%。
A.4
B.5
C.8
D.20

【答案】 C
58、Was it in the school reading room（　　）you found the missing book?
A.who
B.that
C.which
D.when

【答案】 B
59、语音网关类似于普通的电脑交换机，下列哪一项不是语音网关的电话业务（　　）。
A.热线电话
B.呼叫转移
C.VPN路由器
D.FXS端口权限

【答案】 C
60、Passage 5
A.The climate models are more changeable
B.Hot air would be more capable to hold humidity
C.Many trees have been planted recently
D.The grasses are temporarily appeared with the rains

【答案】 B
61、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China.
A.India
B.China
C.UK
D.US

【答案】 C
62、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But l've also learned that if you don't have a strategy for making time for those bigger ambitions and your truly lofty goals they'll simply never get done. And that means you won't make the progress that's really going to move your business forward.
A.The author may like about the administration system
B.The author may teach the readers to make a timetable
C.The author may put forward another suggestion
D.The author may discuss the office environments

【答案】 C
63、Passage 7
A.They may become exhausted by making too many decisions for themselves
B.They are more cautious in making decisions for others than for themselves
C.They tend to make decisions the way they think advantageous to them
D.They show considerable differences in their decision-making abilities

【答案】 A
64、下列句子排序最为连贯的一项是（　　）。
A.（5）（4）（2）（3）（1）
B.（4）（3）（5）（2）（1）
C.（4）（1）（3）（5）（2）
D.（4）（2）（5）（1）（3）

【答案】 C
65、Some parents use social media to（　　）their kids and to monitor their activities.
A.check in
B.communicate with
C.stand beside
D.apply for

【答案】 B
66、未经正式公布的法律是（ ）。
A.有效的
B.无效的
C.部分有效的
D.以上答案都不对

【答案】 B
67、______ that the pilot couldn’t fly through it.
A.The storm so severe was
B.So severe was the storm
C.So the storm was severe
D.Such was the storm severe

【答案】 B
68、Recent decades have witnessed increased globalization of the world economy associated with economic and financial______among countries。
A.integration
B.corporation
C.harmony
D.conflict

【答案】 A
69、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can