2025年银行招聘之银行招聘综合知识考前冲刺试卷B卷含答案.docx

2025年银行招聘之银行招聘综合知识考前冲刺试卷B卷含答案

单选题（共1500题）
1、世界上最小的岛屿是一个美丽的珊瑚小岛，位于（　　）的密克罗尼西亚群岛中。
A.大西洋
B.印度洋
C.太平洋
D.北冰洋

【答案】 C
2、 某企业实收资本1 000万元，资本公积500万元，未分配利润150万元。盈余公积400万元，则留存收益为（　　）万元。
A.550
B.1 500
C.650
D.900

【答案】 A
3、In 1913, the states passed the Sixteenth Amendment ________ the Constitution.
A.with
B.for
C.to
D.at

【答案】 C
4、 银行编制财务报表的依据是( )。
A.会计凭证
B.会计科目
C.会计账户
D.会计账簿

【答案】 D
5、财政收入最主要的组成部分是（　　）。
A.转移支付
B.再分配收入
C.税收
D.罚款

【答案】 C
6、下列关于“道义劝告”的描述错误的是（　　）。
A.道义劝告能调整信用的构成
B.道义劝告能控制信用的总量
C.道义劝告决定银行的贷款投资方向
D.道义劝告不具有强制性

【答案】 C
7、　　）是指企业利用多种信息载体，与目标市场进行沟通的传播活动，包括广告、人员推销、营业推广与公共关系等。
A.产品
B.定价
C.促销
D.分销

【答案】 C
8、 被投资单位因接受捐赠等增加的资本公积，企业按持股比例计算应享有的份额。银行应当进行的账务处理为（　）。
A.借：长期股权投资——股票投资(股权投资准备)贷：股权投资准备
B.借：长期股权投资——股票投资(股权投资准备)——其他股权投资(股权投资准备)贷：资本公积——股权投资准备
C.借：长期股权投资——其他股权投资(股权投资准备)贷：资本公积——股权投资准备
D.借：资本公积——股权投资准备贷：长期股权投资——股票投资(股权投资准备)——其他股权投资(股权投资准备)

【答案】 B
9、由某一个人或某一集团通过购买两家或更多的银行多数股票的形式，形成联合经营的银行组织制度属于（ ）。
A.持股公司制度
B.连锁银行制度
C.分支银行制度D，单一银行制度

【答案】 B
10、All car makers are spending billions trying to figure out a future that is more______，more autonomous and steps back from fossil fuels。
A.electric
B.electrical
C.electronic
D.electrified

【答案】 A
11、Meanwhile, you can collect special stickers that either open up secrets or launch____powerful attacks.
A.devastatingly
B.consequently
C.merely
D.surprisingly

【答案】 A
12、下列银行中不是政策性银行的是（ ）。
A.中国农业发展银行
B.国家开发银行
C.中国进出口银行
D.中国农业银行

【答案】 D
13、资料：Up to 80 per cent of the world’s middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.
A.To explain the recent achievement of poverty reduction
BTo conclude that the world has changed so dramatically
C.To criticize developed countries
D.To predict that things can be better

【答案】 A
14、资料：最后，大家谈论了中国在绿色经济方面做出的杰出贡献，请根据下列资料回答问题。
A.More experience exchange and business development
B.More passion towards this historical initiation
C.More active attitude towards tacking climate change
D.More green investment chances

【答案】 B
15、下列历史事件按时间排序正确的一组是（　　）
A.百家争鸣——独尊儒术——新文化运动
B.大泽乡起义——太平天国运动——安史之乱
C.王安石变法——商鞅变法——戊戌变法
D.贞观之治——文景之治——康乾盛世

【答案】 A
16、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.He wants to challenge the speaker
B.He is getting bored of nodding
C.He is listening carefully
D.He wants to make the dialog stop

【答案】 C
17、Her collection of paintings was ______ to the National Gallery when she died.
A.inherited
B.bequeathed
C.beneath
Dbewildered

【答案】 B
18、工作中，有些管理者发现，虽然把信息传递下去了，但员工执行时总会走样。从沟通角度看，这是因为（　　）。
A.只有（1）和（3）
B.只有（2）和（3）
C.只有（1）和（2）
D.三项都对

【答案】 D
19、Airline-maintenance best practice could ___ oil industry profitability.
A.overhaul
B.enhance
C.confuse
D.guide

【答案】 B
20、 We could be sliding into an extraordinary recession unless we ______ the economy immediately.
A.inspire
B.stimulate
C.tempt
D.distract

【答案】 B
21、As the old empires were broken up and new states were formed,new official tongues began to_at an increasing rate.
A.bring up
B.build up
C.spring up
D.strike up

【答案】 C
22、下列哪项不属于20世纪的四大发明？（　　）
A.计算机
B.原子能
C.打印机
D.半导体

【答案】 C
23、资料：之后，经济学家Mr.U与你讨论了一些潜在的问题，请根据下列资料回答问题。
A.An act or result of turning over
B.The aggregate of worker replacements
C.The total amount of business done in a given time
D.change from one position to another

【答案】 C
24、某班有50人，其中有42人会打乒乓球，40人会打篮球，38人会打排球，35人会打羽毛球，则这个班至少有多少人这四项球类都会打？（　　）
A.2
B.3
C.4
D.5

【答案】 D
25、甲、乙两人现有的效用水平分别为10和20，资源的再配置使得两人的效用发生了变化，属于帕累托改进的一种变动是（　　）。
A.甲的效用变为10，乙的效用变为15
B.甲的效用变为8，乙的效用变为25
C.甲的效用变为8，乙的效用变为30
D.甲的效用变为10，乙的效用变为30

【答案】 D
26、根据物的分类，下列物与物的关系中属于主物与从物关系的是（　　）。
A.冰箱与雪柜
B.矿泉水与蒸馏水
C.衣柜与门框
D.汽车与备用轮胎

【答案】 D
27、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.It is desired for students with special needs
B.It is tutored by regular teachers for mainstream students
C.It is planned for collaborative learning by mainstream students
D.It has students with special needs and regular education classmates

【答案】 D
28、在发挥金融中介作用的过程中，下列符合投资银行运作方式的有（ )。
A.资金供需双方是金融工具的借贷而不是买卖
B.资金供需双方是资金借贷而不是金融工具的买卖
C.在媒介过程中只发生资金供需双方之间的一次金融合约关系
D.在资金媒介过程中发生资金供需双方的两次金融合约关系

【答案】 C
29、The orphanage is just one of her（　　）causes.
A.phonetic
B.philanthropic
C.prevalent
D.lunatic

【答案】 B
30、With great efforts and friends’ help，Xiao Hua finally found a______job.
A.luxurious
B.luminous
C.luminant
D.lucrative

【答案】 D
31、This year, the figures are 27 percent and 53 percent ______.
A.respectively
B.respectly
C.respecting
D.respect

【答案】 A
32、 企业出售、报废、毁损等原因减少的固定资产，记入( )科目核算。
A.“固定资产清理”
B.“营业外收入”
C.“其他业务收入”
D.“资本公积”

【答案】 A
33、There was a ___ rush to get everything ready for the unexpected inspection from the superiors.
A.calm
B.mad
C.frantic
D.wild

【答案】 C
34、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
A.Cloud services help enterprises get access to resources
B.Tencent's efforts to develop cloud service
C.Tencent opens up big data platform to boost sharing economy
D.Cloud technology

【答案】 C
35、 证券公司为客户融券交易属于（　　）。
A.内幕交易
B.操纵市场
C.欺诈客户
D.信用交易

【答案】 D
36、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.
A.Around 1981
B.Around 1986
C.Around 1976
D.Around 1992

【答案】 C
37、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.arrange schedule according to the deadline
B.drive according to the deadline
C.afraid of the deadline
D.procrastinative

【答案】 A
38、Passage 3
A.They treat the dollar with a little respect
B.They try to win in the weak-dollar gamble
C.They treasure their marriages all the more
D.They vacation at home rather than abroad

【答案】 D
39、 如果报表上有关项目的名称或金额受到限制或需要简要补充说明时，可直接采用（　）。
A.底注
B.旁注
C.底表
D.侧表

【答案】 B
40、The rise of the____industry in Georgia was a significant historical development with a profound effect on the state's textile manufacture.
A.fabric
B.fiber
C.filming
D.fashion

【答案】 A
41、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.was the first woman doctor
Band several other women founded the first hospital for women children
C.became the first woman physician
D.set up the first medical school for women

【答案】 A
42、根据企业会计准则，短期投资一般使用（　　）进行核算。
A.成本法
B.权益法
C.合同法
D.收益法

【答案】 A
43、一个历史事件可由若干事件构成，这一事件又可以由若干小事件构成，由此可以排除一系列事件的等级或层次。下列选项符合上述说法的是（　　）。
A.经济全球化西欧一体化一欧元启用
B.《王位继承法》《权利法案》一光荣革命
C.原苏联的现代化道路一新经济政策一社会主义工业化
D.中途岛战役伏尔加格勒战役阿拉曼战役

【答案】 A
44、保险合同是投保人与保险人约定保险权利义务关系的协议，是一种（）。
A.民事合同
B.刑事合同
C.不具有法律关系的民事合同
D.不能转让的合同

【答案】 A
45、个人贷款还款方式不包括（　　）。
A.等额本息还款法
B.差额等息还款法
C.等额本金还款法
D.按月还息、到期一次性还本还款法

【答案】 B
46、Passage 2
A.She was not familiar with the road
B.It was dark and raining heavily then
C.The railway workers failed to give the signal
D.Her GPS device didn’t tell her about the crossing

【答案】 D
47、长江以南的广大丘陵地区，分布着一种在当地高温多雨下发育而成的土壤，叫（　　）这种土壤含铁、铝成分较多，有机质少，酸性强，土质黏重。
A.红土地
B.黑钙土
C.黄壤
D.棕壤

【答案】 A
48、Passage 6
A.Less Screening for More Safety
B.PreCheck–a Belated Solution
C.Getting Stuck in Security Lines
D.Underused PreCheck Lanes

【答案】 C
49、This ticket（　　）you to a free meal.
A.grants
B.entitles
C.credits
D.permits

【答案】 B
50、You can’t modernize____large external investments.
A.from
B.on
C.without
D.unless

【答案】 C
51、下列关于计算机病毒认识不正确的是（　　）。
A.计算机病毒是一种人为的破坏性程序
B.计算机被病毒感染后，只要用杀毒软件就能清除全部的病毒
C.计算机病毒能破坏引导系统和硬盘数据
D.计算机病毒也能通过下载文件或电子邮件传播

【答案】 B
52、下列关于GDP和GNP两个经济概念的表述，不正确的是（　　）。
A.GDP强调的是地域概念
B.GNP强调的是人口概念
C.一个美国公民在中国工作，取得的收入可计入美国的GDP中
D.一个英国公民在中国工作，取得的收入可计入英国的GNP中

【答案】 C
53、目前国家开发银行的贷款主要是（ ）。
A.硬贷款
B.软贷款
C.信用贷款
D.抵押贷款

【答案】 A
54、昼为阳，夜为阴，则上午为（ ）。
A.阳中之阴
B.阳中之阳
C.辰
D.阴中之阳

【答案】 B
55、The students failed to meet the necessary （ ） for admission to the course.
A.fulfillment
B.requirements
C.qualities
D.competency

【答案】 B
56、Passage 6
A.quieter
B.cheaper
C.wider
D.faster

【答案】 D
57、 个体户崔某为使自己的劣质酱油能在某超市上柜，为超市部门主管汤某安排了一次全家境外游，并为汤某的儿子入学缴纳了3万元的赞助费。在反不正当竞争法中，这一行为属于（　　）。
A.混淆行为
B.虚假宣传行为
C.独占排挤行为
D.商业贿赂行为

【答案】 D
58、She told us that classification is a useful（　　）to the organization of all kinds of knowledge.
A.means
B.approach
C.mode
D.manner

【答案】 B
59、中央银行提供的基础货币是通过其资产业务流通出去的，下列不属于中央银行提供基础货币途径的是（　　）。
A.对商业银行办理再贴现或发放再贷款，变动对金融机构的债权
B.中央银行收购外汇、黄金，变动储备资产
C.调整存款利率，影响公众存款意愿
D.在公开市场买卖政府债券，变动对政府的债权

【答案】 C
60、The foreign friends you referred to（　　）looking forward to（　　）around our university.
A.are;being shown
B.being;being shown
C.being;showing
D.are;be shown

【答案】 A
61、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
A.teach people how to have credit accounts
B.suggest ways for people to keep good credit record
C.present a concern about people’s bad credit nowadays
D.explain the differences between no-credit and bad credit

【答案】 D
62、资料：Global business travel topped $1.2 trillion and is expected to reach $1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel managers. What’s more China has now surpassed the U.S. as the largest business travel market in the world, ringing up $291 billion last year.
A.Personalization is on the rise, together with sharing economy
B.IT era is finally coming for travelling industry
C.Businessmen are becoming more and more generous on global business trip
D.Traditional travel agency is about to fade away

【答案】 A
63、______ATA-100, each page is identified by a three element number and a page number.
A.According with
B.In accordance with
C.To
D.In according to

【答案】 B
64、Susan made（　　）clear to me that she wished to make a new life for herself.
A.That
B.this
C.it
D.her

【答案】 C
65、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.The Federal reserve may raises interest rates in December （after the US election）to push towards the GDP growth around 2%
B.The Fed thinks that the current inflation rate in the Unites States remain below 1.6% to help increase the employment rate
C.After the vote to leave the EU all of these currencies mentioned have gained against the pound and such trend will continue on
D.There’s widespread acceptance in the United States that real interest rates are falling to around zero with the rising sluggish labour market and about 0.5% of productivity growth but various economic indicators will not appear miraculous accelerated phenomenon

【答案】 C
66、All participants were told they were free to______answering any of the questions at any time。
A.reject
B.decline
C.disapprove
D.refuse

【答案】 B
67、资料：In the business environment nearly all individuals within an organization will belong to one or more groups or teams.
A.express clearly the common goal of the team
B.allow the team leader to make final decisions after discussions
C.create a team randomly
D.monitor the progress of the team

【答案】 C
68、国资委19日公布，2020年，中央企业累计实现净利润1.4万亿元，同比增长（　　），近八成中央企业净利润同比正增长。
A.2.1%
B.0.1%
C.3.2%
D1.6%

【答案】 A
69、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language?
A.hard work with little progress
B.long hours of tiring learning
C.great pronunciation in a sudden
D.boring memorization

【答案】 C
70、资料：Workforce planning helps an organization to estimate its future workforce requirements and calculate the numbers, nature and sources of potential employees who might meet that demand.
A.it offers them regular training
B.it provides them with insurance
C.both A and B
D.not mentioned

【答案】 D
71、资料：No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynic