2019-2025年银行招聘之银行招聘综合知识题库附答案（典型题）.docx

2019-2025年银行招聘之银行招聘综合知识题库附答案（典型题）

单选题（共600题）
1、马克思列宁主义、毛泽东思想、邓小平理论和“三个代表”重要思想共同的精髓是（ ）
A.从群众中来，到群众中去的群众路线
B.实事求是的思想路线
C.具体问题具体分析的方法论原则
D.革命性和实践性相统一的理论特征

【答案】 B
2、OPEC holds meetings frequently so as to regulate the output of______ oil.
A.crude
B.original
C.first
D.primary

【答案】 A
3、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.
A.modern agriculture provides enough food
B.many farmers have moved to cities
C.there are more well-equipped tractors
D.many farms are turned into factories

【答案】 A
4、资料：（二）
A.Some lenders are unwilling to lend money to seniors
B.The borrowers cannot pay back the money as expected
C.Federal and state regulators are documenting the objection
D.Some lenders go bankrupt

【答案】 B
5、资料：Memo
A.Your Best Fitness Plan
B.Green Eats
C.The Olymplan’s Cookbook
D.The Pharaoh’s Lives

【答案】 B
6、在表示存储器的容量时,1MB的准确含义是（）。
A.1024G
B.1024K
C.1024字节
D.1024

【答案】 B
7、针对社会关切，20日提请全国人大常委会会议审议的教育法修正草案拟进一步明确（　　）相关行为的法律责任。
A.校园安全
B.冒名顶替入学
C.校园暴力
D.未成年人保护

【答案】 B
8、 Advertising has long been viewed as a method of mass ______ in that a single message can reach a large number of people.
A.promotion
B.permission
C.fantasy
D.popularity

【答案】 A
9、资料：Candle Light College Limited
A.Degree
B.Computer knowledge
C.Related work experience
D.Flexible working hours

【答案】 C
10、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.on the letterheads and packages
B.in the social media platform
C.advertisements on TV
D.All of above

【答案】 D
11、 银行汇票持票人未在代理付款行开户的，原持票人需要一次或分次转账支付的，应由其填制支款凭证，并交验本人身份证件。其会计分录为( )。
A.借：存放联行款项(联行往账) 　　贷：应解汇款一一持票人户
B.借应解汇款一一原持票人户 　　贷：现金
C.借：应解汇款一一原持票人户 　　贷：××科目一一××户
D.借：现金 　　贷：应解汇款一一持票人户

【答案】 C
12、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.to correct the misunderstanding of antioxidant supplement
B.to encourage readers to taken more vitamine
C.to encourage readers to do more physical exercise
D.to inform athletes of the benefits of trauma

【答案】 A
13、某人是“80”后，今年他的年验不超过40，且年龄比出生年份各数字和还要大16，则他的出生年份不可能是（　　）。
A.1985
B.1980
C.1987
D.1982

【答案】 C
14、某商场在暑期推出“羽绒服反季大甩卖”活动，此种促销方式为（　　）。
A.竞赛促销
B.无偿促销
C.折价促销
D.惠赠促销

【答案】 C
15、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.Increase the amount of hop flower added
B.Find different varieties of hop flower and produce new flavors
C.Join Hopsteiner and other big hops companies
D.Change their labels frequently

【答案】 B
16、下列句子排序最为连贯的一项是（　　）。
A.（5）（4）（2）（3）（1）
B.（4）（3）（5）（2）（1）
C.（4）（1）（3）（5）（2）
D.（4）（2）（5）（1）（3）

【答案】 C
17、使预算约束线在保持斜率不变的条件下作远离原点运动的是（　　）。
A.x的价格上涨10%而y的价格下降10%
B.x和y的价格都上涨10%，收入下降5%
C.x和y的价格都下降10%，收入不变
D.x和y的价格都上涨10%，收入上涨5%

【答案】 C
18、资料：You can not go forward by going backward. Take the current debate about trade and globalization, for instance, while the impulse to erect trade barriers is understandable given the pain experienced in recent years, it is not the way to create lasting growth and shared prosperity.
A.Trade and globalization are debatable
B.Erecting trade barriers can not bring growth and prosperity
C.Trade and globalization have caused severe pain in recent years
D.Opposing trade and globalization is understandable and reasonable

【答案】 B
19、我国专利法规定，下列选项中可授予专利权的是（　　）。
A.仪器设备
B.科学发现
C.疾病的诊断和治疗方法
D.智力活动的规则和方法

【答案】 A
20、 下列关于会计报表附注披露的说法错误的是（　）。
A.能够满足会计信息使用者对于会计信息需求的变化
B.使用者只是要求披露财务信息
C.使用者要求更多地披露非财务信息
D.使用者关注经营战略信息

【答案】 B
21、为了确保计算机系统运行的安全，针对用户管理，下列做法不妥当的是（ ）。
A.建立用户身份识别与验证机制，防止非法用户进入应用系统
B.用户权限的分配应遵循“最小特权”原则
C.用户密码应严格保密，并定时更新
D.为了防止重要密码丢失，把密码记录在纸质介质上

【答案】 D
22、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。
A.His own stories about visiting China
B.The quality of Chinese goods
C.Why should foreign businessmen do business in China?
D.Other important steps of doing business in China

【答案】 D
23、资料：（四）
A.It is fruitful without any doubt
B.It is better than their peers
C.It turns out to be a failure
D.It needs experimental evidence to prove its success

【答案】 D
24、夏天干旱，甲、乙两家请人来挖井，阴天时，甲家挖井需要8天，乙家需要10天，晴天时，甲家工作效率下降40%，乙家工作效率下降20%，两家同时开工并同时挖好井问甲家挖了几个晴天？（　　）
A.2天
B.8天
C.10天
D.12天

【答案】 C
25、水平标尺出现在word工作区的（　　）。
A.左侧
B.顶部
C.右侧
D.底部

【答案】 B
26、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.He bought it for his new home
B.He received it from Picasso's family
C.He won the French lottery
D.He got it from a charity organization

【答案】 C
27、But for the storm,the anniversary ceremony of the company____.
A.would have been held
B.had been held
C.would be held
D.is held

【答案】 A
28、高尔基说：“智慧是珠宝，如果用谦虚谨慎镶边，就会更加绚烂夺目。”这表明（　　）。
A.良好的科学文化修养有利于促进思想道德修养
B.良好的思想道德修养有利于促进科学文化修养
C.只要提高思想道德修养，就一定能提高科学文化修养
D.思想道德修养的提高与科学文化修养无关

【答案】 B
29、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.Hominid and panin
B.Chimps and humans
C.Walking on two legs
D.Morphological and genetic studies

【答案】 C
30、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.IndiGo’s order for Airbus’s new engine-option A320s was the first firm order for the updated airplanes
B.Airbus delivered more planes than Boeing in 2006
C.2009 saw demand for Boeing’s planes fall but not Airbus’s
D.Airbus was able to stay ahead of Boeing in number of orders throughout the year 2010

【答案】 B
31、资料：FAST cars whizz around，malls are full of expensive luxuries and cranes dominate the skyline.But scratch the shimmering surface of the Gulf and you soon find countries hurting from the low oil price，currently around $40 a barrel.Growth is slowing and unemployment is rising.Policy makers even dare utter a three-letter“t” word until recently taboo：tax.
A.Saudi Arabia，UAE，Venezuela
B.Qatar，Kuwait，Nigeria
C.Bahrain，Oman，Qatar
D.Iran，kuwait，Dubai

【答案】 C
32、Routine inspections are conducted at the Haldren Paper Factory to ensure that all equipment is functioning ____.
A.properly
B.rightfully
C.literally
D.officially

【答案】 A
33、计算机的硬件主要包括中央处理器(CPU)、输入设备、输出设备和（ ）。
A.键盘
B.鼠标
C.存储器
D.显示器

【答案】 C
34、“马力”一词表示的是（　　）。
A.是一个动力单位
B.表示一匹马的能量
C.表示一匹马的速度
D.表示发动机的功率

【答案】 D
35、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.You need to have more conversations and connections within your new career path
B.You need to build a marketing campaign for your business-of-one
C.You need to give the logic and passion behind your career change
D.You need to make sure everyone knows about it

【答案】 D
36、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers.
A.It was created by Mrs.Field
B.It collects information on you usually without your knowing it
C.It is a hardware needed to access to your computer
D.It is the latest in technology

【答案】 B
37、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.Hominid and panin
B.Chimps and humans
C.Walking on two legs
D.Morphological and genetic studies

【答案】 C
38、Store layout and merchandise presentation, as well as______,help shoppers find items more quickly.
A.to have appropriate signs
B.appropriate signs are necessary
C.with appropriate signs
D.appropriate signs

【答案】 D
39、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.He wants to challenge the speaker
B.He is getting bored of nodding
C.He is listening carefully
D.He wants to make the dialog stop

【答案】 C
40、保险合同是投保人与保险人约定保险权利义务关系的协议，是一种（）。
A.民事合同
B.刑事合同
C.不具有法律关系的民事合同
D.不能转让的合同

【答案】 A
41、在Word中，若要将页码作为页眉/页脚编辑状态的一部分插人到文档中，应依次选 择（ ）。
A.“开始’ ‘页眉” “页码”
B.“插入” “页眉 页码”
C.“引用 ‘格式 页码”
D.“插入” “表格 页码”

【答案】 B
42、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.E-government is on the increase and well funded
B.The investment on e-government is adequate
C.Government officials’ interest in e-government is declining
D.E-government is convenient and flexible

【答案】 D
43、通常看一个国家经济是否增长，主要是看（　　）。
A.这个国家的工业生产总值是否增加
B.这个国家的货币是否升值
C.这个国家的GDP是否增长
D.这个国家的物价水平是否升高

【答案】 C
44、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.fuel price
B.low-cost carries
C.emerging markets in the Middle East
D.emerging markets in Asia

【答案】 A
45、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.Bosses push employees to work by sending emails anytime
B.Employees are exhausted by the constant need to check emails
C.Companies mean to stress the workers out by sending emails
D.None of above

【答案】 B
46、Chinese table cloth is ____for its fine quality, exquisite workmanship and compelling style.
A.distinctive
B.nominated
C.notable
D.deviated

【答案】 C
47、 已知某投资项目按14％贴现率计算的净琨值大于零．接16%贴现率计算的净现值小于零，则该项目的内含报酬率肯定（　　）
A.大于14％，小于16％
B.小于14％
C.等于15％
D.大于16％

【答案】 A
48、Passage 6
A.quieter
B.cheaper
C.wider
D.faster

【答案】 D
49、Passage 5
A.The possibility of government support for such a task
B.The need to explore Utah
C.The need to connect the east coast with the west
D.The need to develop the railroad industry in the west

【答案】 C
50、票据交易价格主要取决于（ ）。
A.市场利率
B.票面利率
C.票面价值
D.到期价格

【答案】 A
51、Many species are in peril of extinction because of our destruction of their natural ____.
A.habitat
B.favor
C.hoop
D.circle

【答案】 A
52、资料：As a startup founder, my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives. Day after day, things inevitably come up that need to get handled ASAP. But I’ve also learned that if you don’t have a strategy for making time for those bigger ambitions and your truly lofty goals, they’ll simply never get done. And that means you won’t make the progress that’s really going to move your business forward.
A.How to manage your time well
B.How to overcome different challenges in the office
C.How to win competitions and get promotions
D.How to prevent distractions and focus on big issues

【答案】 D
53、歌剧是将音乐、戏剧、文学（诗歌）、舞台美术融合为一体的综合性艺术。下列关于我国歌剧的表述错误的是（　　）。
A.聂耳的《扬子江暴风雨》和冼星海的《军民大生产吧》在反映群众革命斗争的内容上、在借鉴西洋歌剧的经验上、在艺术形式民族化的问题上作出了尝试
B.歌剧《江姐》的基本情节取材于长篇小说《红岩》，1964年由中国人民解放军空政歌剧团于北京首演
C.歌剧《刘胡兰》是五四新文化运动以后，在中国共产党领导和毛泽东同志的革命文艺路线指引下诞生的第一部新歌剧
D.《白毛女》在我国歌剧史上是一座里程碑式的作品，它标志着我国歌剧找到了自己独特的发展道路，形成了自身鲜明的美学品格

【答案】 C
54、下列句子中，没有语病的一项是（　　）。
A.送走了所有人，他才有时间坐下来，静静地思考着今天一连串发生的离奇事件，最后浮现出的便只有那一种可能了。
B.虽然这种物理状态很少见，但是有了这么一段详实生动的描写，没有谁不会想象不出的。
C.前往西方发达国家游历是一很有意义的事情，通过游历，使我受到了极大的收获。
D.睡眠要占去一个人一生中三分之一的时间，因此，充分的睡眠，对生理有极其重要的作用。

【答案】 D
55、企业自行建造固定资产过程中专用设备的折旧费，应计入（　　）科目。
A.营业外支出
B.其他业务成本
C.在建工程
D.管理费用

【答案】 C
56、当某厂商以最小成本生产既定产量时,那它（ ）。
A.总收益为零'
B.一定获得最大利润
C.一定未获得最大利姻
D.无法确定是否获得最大利润

【答案】 D
57、资料：The daily changes of the market can lead investors astray.The ups and downs make the tendency to look at the portfolio,s performance frequently