2019-2025年银行招聘之银行招聘综合知识提升训练试卷A卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识提升训练试卷A卷附答案

单选题（共600题）
1、Passage 1
A.It is based on questionable statistics
B.It reflects the economic changes
C.It evidences the improved-welfare
D.It provides much food for thought

【答案】 A
2、Highly emotional,lacking in self-confidence,he knocked about in____jobs as a young man before settling on the study of art.
A.various
B.overall
C.modified
D.peculiar

【答案】 A
3、The differences ____the difficulty of understanding what is happening to the economy at present.
A.suggest
B.understate
C.criticize
D.underline

【答案】 D
4、（　　）to playing games recently，he is easy to feel sleepy in class.
A.Addicted
B.Addicting
C.Having addicted
D.To addict

【答案】 A
5、In____, the company owns and operates four television stations.
A.addition
B.plus
C.also
D.more

【答案】 A
6、Passage 10
A.takes away babies’appetite
B.distracts children's attention
C.slows down babies’verbal development
D.reduces mother-child communication

【答案】 D
7、Experiments of this kind（　　）in both the U.S and Europe well before the WWII.
A.have been conducted
B.have conducted
C.had conducted
D.had been conducted

【答案】 D
8、 以下项目中，属于科目汇总表账务处理程序缺点的是（　　）。
A.增加了会计核算的账务处理程序
B.增加了登记总分类账的工作量
C.不便于检查核对账目
D.不便于进行试算平衡

【答案】 C
9、资料：We never thought we'd say this, but we'd welcome back some chilly weather.
A.About 60s and 70s
B.Between 60s and 90s
C.Below 60s
D.About 80s and 90s

【答案】 D
10、不属于资产管理理论基础的是（　　）。
A.商业性贷款
B.转移理论
C.预期收入理论
D.经营管理理论

【答案】 D
11、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.
A.Changing schools may cause children’s stress
B.Seniors would feel stress of paying mortgage
C.Grown-ups would get stress from raising kids
D.Loss of a friend may be the source of stress for seniors

【答案】 B
12、资料：Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away！
A.Business
B.Economy
C.Social
D.Culture

【答案】 A
13、A new power station was set ______ in my hometown.
A.up
B.out
C.about
D.forth

【答案】 A
14、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.熟肉制品
B.米制半成品
C.冷冻蔬菜
D.酱油

【答案】 B
15、The news that they failed their driving test discouraged him，（ ）？
A.did they
B.didn't they
C.did it
D.didn't it

【答案】 D
16、Passage3
A.from one side of a dish to the other
B.from the other side of the dish
C.with their fingers
D.with their spoons

【答案】 C
17、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.deficit
B.surpluses
C.decline
D.recession

【答案】 A
18、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.deficit
B.surpluses
C.decline
D.recession

【答案】 A
19、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Best Buy's failure in China
B.Chinese local retailers' reason for success
C.Overseas retailers' struggle in the Chinese market
D.The development of retail industry in China

【答案】 A
20、The demand ______ will cause an incredible expansion of country.
A.for housing
B.to be housed
C.for being housed
D.to house

【答案】 A
21、Under no circumstances______without looking carefully to the rear.
A.should one back up a motor vehicle
B.a motor vehicle should back up
C.one should back up a motor vehicle
D.should back up a motor vehicle

【答案】 A
22、 记账以后，如果发现记账凭证和账簿记录的金额有错误(所记金额小于应记的正确金额)，而应借、应贷的会计科目没有错误，应用( )进行更正。
A.蓝字更正法
B.红字更正法
C.补充登记法
D.划线更正法

【答案】 C
23、The owl is a ____ bird which kills its prey with its claws.
A.aglow
B.predatory
C.cursory
D.petulant

【答案】 B
24、The sleeping soldier received a strong ___ from his commanding officer.
A.respite
B.reprimand
C.revulsion
D.rookie

【答案】 B
25、 Scientists say climate change and human activity have increasingly led to the melting of ______ pieces of Antarctic ice.
A.massive
B.quantitative
C.surplus
D.formidable

【答案】 A
26、目前我国中央银行发行的短期债券主要为（ ）。
A.央行回购品种
B.本票
C.可转让定期存单
D.央行票据

【答案】 D
27、How quickly they accomplish this transfer depends not only on how soon the ants agree on the best available site but also on how quickly they can _____there.
A.stay
B.migrate
C.choose
D.prefer

【答案】 B
28、资料：packing tips
A.Rush out to the baggage carousel
B.Use a grey suitcase
C.Head to the Lost & Found
D.Mark with a brightly colored string

【答案】 D
29、垄断竞争的市场结构主要特征是（　　）。
A.产业集中度较低
B.产品无差别
C.进入和退出壁垒较低
D.他介于完全竞争和完全垄断之间，且偏向于垄断

【答案】 A
30、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Chinese business philosophy
B.China’s business culture
C.Doing business in China
D.Guanxi in China

【答案】 B
31、同业拆借（ ）。
A.是一种特殊的存款形式
B.最长不得超过6个月
C.参与者包括银行、非银行金融机构与中介机构
D.属于担保信用

【答案】 C
32、下列说法错误的是（　　）。
A.高性能结构材料属于新材料领域
B.航空空间技术属于高新技术领域
C.太阳能是可再生能源
D.电能是一次能源

【答案】 D
33、资料：Word of Mouth promotion is based on the principle of pull marketing.
A.that the customers don't enjoy the drink
B.that the campaign is made regularly
C.that the customers always see the coverage of the company in magazines
D.all above

【答案】 A
34、下列关于GDP和GNP两个经济概念的表述，不正确的是（　　）。
A.GDP强调的是地域概念
B.GNP强调的是人口概念
C.一个美国公民在中国工作，取得的收入可计入美国的GDP中
D.一个英国公民在中国工作，取得的收入可计入英国的GNP中

【答案】 C
35、国家主席习近平2020年3月6日在京出席决战决胜脱贫攻坚座谈会并发表重要讲话。他强调，到2020年现行标准下的（　　），是党中央向全国人民作出的郑重承诺，必须如期实现。
A.完成扶贫领域作风建设
B.贫困地区基本生活改善
C.农村贫困人口全部脱贫
D.完成易地扶贫搬迁建设

【答案】 C
36、资料：（一）
A.a form of gambling
B.a way of making money quickly
C.useful and necessary
D.old-fashioned

【答案】 C
37、2020年3月1日，世界文化遗产（　　）迎来第一次触网直播。此前居民和游客都只能远望而不能近观，在本次直播镜头中，这一区域揭开了神秘的面纱。
A.龙门石窟
B.莫高窟
C.故宫
D.布达拉宫

【答案】 D
38、电脑以其卓越的性能，可以代替人们完成复杂而繁重的某些工作。如两名美国科学家用电脑做完了200亿个逻辑判断，终于证明了“四色定理”。这一事实说明（）。
A.电脑能模拟人脑的思维
B.电脑的思维将指挥人脑的思维
C.电脑的思维将超越人脑的思维
D.电脑的思维能完全代替人脑的思维

【答案】 A
39、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers.
A.Doubtful
B.Approving
C.Welcoming
D.Optimistic

【答案】 A
40、应世界经济论坛创始人兼执行主席施瓦布邀请，国家主席习近平将于2021年1月25日在北京以视频方式出席世界经济论坛（　　）对话会并发表特别致辞。
A.APEC议程
B.博鳌议程
C.达沃斯议程
D.金砖五国议程

【答案】 C
41、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.The open networking foundation will be led by Stanford and the university of California, Berkeley

B.With the setting of new standards, operators of large networks will have more flexibility of control
C.People will have a better understanding of the distinctions between computers and networks thanks to cloud computing
D.Cloud computing will involve more routing computers than the traditional internet

【答案】 B
42、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.In companies where good health is promoted, employees are more likely to be loyal and productive
B.Offering seminars, starting competitions and offering discount on gym memberships will be costly, so companies should not pay much attention to these activities
C.Exercise plays an important role of building a strong body
D.Chronic stress in the workplace might be harmful to the company's interest

【答案】 B
43、资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
A.Lilya primary school student who has saved about $300 in cash
B.Sue,a secondary school student who wants to open her own account
C.Neil,the father of a teenage son aged 14,who want to open an account
D.Jane,a post-graduate who wants to manage her own money

【答案】 B
44、 信用社固定资产有偿转让、清理、报废和盘亏、毁损的净损失应计入（　　）。
A.营业外收入
B.其他营业支出
C.营业外支出
D.营业费用

【答案】 C
45、在凯恩斯的几个持币动机理论中，他认为下列哪项（　　）对利率最为敏感。
A.投机动机
B.预防动机
C.交易动机
D.无私动机

【答案】 A
46、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps.
A.Users are increasing to form groups
B.It caused people to send money in random amounts
C.The gift-giving process became an exciting game
D.It changed the way Chinese people send each other gifts

【答案】 D
47、4月10日，中国银行在境外成功发行38亿美元等值第五期（　　）主题债券。此次发行包括美元、欧元、澳元，人民币和港币5个币种，共计8个债券品种，发行主体包括中国银行香港分行、澳门分行，悉尼分行、卢森堡分行、法兰克福分行。债券将在香港联合交易所挂牌上市，部分品种还将在中欧国际交易所、法兰克福证券交易所和卢森堡证券交易所上市。
A.亚欧大陆
B.全球一体化
C.中欧友好
D.一带一路

【答案】 D
48、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.
A.Modern Farming in the USA
B.Problems with Modern Agriculture
C.Farming of Today
D.Modernization of Agriculture

【答案】 A
49、央行中期借贷便利（MLF）和央行逆回购性质上属于（　　）。
A.中央银行再贷款
B.常备借贷便利操作
C.利率政策
D.公开市场业务操作

【答案】 D
50、资料：From: Iris Wu
A.on May 3
B.on May 14
C.on May 15
D.on May 26

【答案】 D
51、Excel中单元格C4表示在工作表的第（　　）行，第（　　）列。
A.4，5
B.3，4
C.5，4
D.4，3

【答案】 D
52、2020年4月，2020年（　　）综合所得汇算清澈在各地陆续启动，这是中国（　　）史上首次汇算清缴，纳税人在指定日期前完成汇算申报，继而缴纳补税或申请退税。
A.个税，个税
B.营业税，营业税
C.房产税，房产税
D.消费税，消费税

【答案】 A
53、资料In the business environment nearly all individuals within an organization will belong to one or more groups or teams.
A.everyone in the team is equal in position
B.everyone works in the same office
C.every person in the team has different skills
D.everyone works for the common goal

【答案】 D
54、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.It announced that they would import more Australian products into China
B.It announced that they would promote the trade between China and Australia
C.It announced that they would introduce more Australian products to Chinese online consumers
D.It announced that they would bring more Chinese goods into the Australian market

【答案】 C
55、资料：From: Iris Wu
A.To notify him of a conference date
B.To ask him to share his marketing ideas
C.To approve his international business trip
D.To request that he organize a telephone meeting

【答案】 D
56、All car makers are spending billions trying to figure out a future that is more______，more autonomous and steps back from fossil fuels。
A.electric
B.electrical
C.electronic
D.electrified

【答案】 A
57、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China.
A.The work force in China has increased in past ten years
B.internet firms benefit a lot from the income growth
C.The Chinese government is improving the social welfare for people
D.the per capita income in China is expected to $12,500 in eight years

【答案】 A
58、The ______ to build up space stations on the Mars is, if we cannot say it is impossible, at least very hard to fulfill.
A.admiration
B.ambition
C.administration
D.orientation

【答案】 B
59、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Because the community have the libraries
B.Because at home the parents will make kids reading more
C.Because in summer vacation kids have more time in reading
D.Because community and home give kids more opportunities to read

【答案】 D
60、 出票人在票据正面注明“不得转让”字样的，票据不得转让，其后手再背书转让的，（　）。
A.出票人对其直接后手的被背书人承担保证责任
B.出票人对其直接后手的被背书人不承担保证责任
C.出票人对其最后的后手的被背书人不承担保证责任
D.出票人对其最后的后手的被背书人承担保证责任

【答案】 B
61、资料：Happy wood sprites knows the way to Fenghuang city.
A.Dances
B.Poetry
C.Paintings
D.Music

【答案】 D
62、当地时间2013年3月26日晚上7时30分，中共中央总书记、国家主席习近平同志d 席金砖峰会开幕式。开幕式前中国人民银行宣布当天已与巴西达成了中巴（ ）协议，旨在力 强双边金融合作。
A.人民币清算
B.本币互换
C.经济合作
D.金融服务

【答案】 C
63、After a long and difficult strike,the plant workers will show up to work______Monday.
A.starting on
B.afterwards
C.instead
D.outside

【答案】 A
64、资料：Some companies are more creative in their use of history