2025年银行招聘之银行招聘综合知识押题练习试卷A卷附答案.docx

2025年银行招聘之银行招聘综合知识押题练习试卷A卷附答案

单选题（共600题）
1、我国专门为退市后的上市公司股份提供的继续流通场所为（ ）。
A.二级市场
B.银行柜台市场
C.三板市场
D.中小企业板市场

【答案】 C
2、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.The Buddhist painting in insignificant
B.The Picasso painting is extremely precious
C.She dislikes the Picasso Painting
D.She will explore more art galleries by herself

【答案】 B
3、The computer’s mouse permit the computer operator______the cursor on the video display.
A.move
B.moving
C.to move
D.is moving

【答案】 C
4、福利部门领用材料，借记（ ），贷记“原材料”和“应交税费——应交增值税(进项税额转出)”。
A.管理费用
B.生产成本
C.应付职工薪酬
D.销售费用

【答案】 C
5、Most environmental problems exist nowadays mainly because the efficient measures（　　）taken in the past.
A.was not
B.were not
C.were not being
D.being not

【答案】 B
6、某商场节日促销期间，为了吸引人气将某商品统一标价，售价在标价基础上打八折，平均下来，每件商品亏损4元，已知该商品的标价是成本的1.2倍，则在促销期间，1059元最多能购买（　　）件这种商品。
A.13
B.11
C.12
D.10

【答案】 B
7、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.Neutral
B.Positive
C.Negative
D.Critical

【答案】 B
8、据统计，自去年9月份以来，纯碱价格已经从1400元/吨左右上涨至2200元/吨左右，涨幅约60%。假设纯碱与甲商品是替代品，与乙商品是互补品。那么在其他条件不变的情况下，以下说法正确的是（　　）。
A.甲商品需求量会增加，乙商品需求量会增加
B.甲商品需求量会减少，乙商品需求量会减少
C.甲商品需求量会增加，乙商品需求量会减少
D.甲商品需求量会减少，乙商品需求量会增加

【答案】 C
9、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet.
A.Singapore Airlines to charge high international roaming rates
B.Singapore Airlines to offer different pricing models for inflight mobile and Internet services
C.Singapore Airlines to unveil sky high net
D.Singapore Airlines to conduct online survey

【答案】 B
10、邓小平关于怎样建设社会主义问题的论述的核心是（ ）。
A.社会主义发展道路问题
B.社会主义根本任务问题
C.社会主义发展战略问题
D.社会主义发展阶段问题

【答案】 A
11、Passage 3
A.In Favor of the Gap Year
B.The ABCs of the Gap Year
C.The Gap Year Comes Back
D.The Gap Year:A Dilemma

【答案】 A
12、Passage 2
A.Third parties will have to buy fraud insurance
B.Regulators have come up with promising solutions
C.Banks'defense against cyber attacks is strong
D.Third parties will check clients’data monthly

【答案】 B
13、“只要有信心，黄土变成金”所蕴含的的哲理是（　　）。
A.意识对物质具有能动的反作用
B.意识活动本身可以改变客体
C.人们的精神活动依赖于物质活动
D.社会意识决定社会存在

【答案】 A
14、Thank you for your recent order. Although most of your items have ____ shipped, the Full-Spectrum Desk Lamp （model B07） is temporarily out of stock.
A.ever
B.often
C.lastly
D.already

【答案】 D
15、When asked（　　）they needed most,children said they wanted more love and care.
A.what
B.why
C.whom
D.which

【答案】 A
16、The______of their years of education was 10.96 with a minimum of 7 and a maximum of 17.
A.mean
B.median
C.mode
Daverage

【答案】 B
17、关于共同犯罪，下列表述最为准确的是（ ）。
A.共同犯罪是指两人以上共同参加的犯罪
B.三人以上为共同实施犯罪而组织在一起的，是犯罪集团
C.犯罪集团是共同犯-的特殊形式
D.刑法理论上，对共同犯罪成员的分类一般是主犯、从犯、教唆犯、胁从犯

【答案】 C
18、假设某公司的权益乘数为2.02，其总资产报酬率为7.39%，销售净利率为4.53%，则其所有者权益报酬率应为（　　）。
A.14.93%
B.9.15%
C.15.25%
D.10.34%

【答案】 A
19、中共中央政治局1月25日上午就（　　）举行第十二次集体学习。中共中央总书记习近平在主持学习时强调，推动媒体融合发展、建设全媒体成为我们面临的一项紧迫课题。要运用信息革命成果，推动媒体融合向纵深发展，做大做强主流舆论，巩固全党全国人民团结奋斗的共同思想基础，为实现“两个一百年”奋斗目标、实现中华民族伟大复兴的中国梦提供强大精神力量和舆论支持。习近平强调，要因势而谋、应势而动、顺势而为，加快推动媒体融合发展，使主流媒体具有强大传播力、引导力、影响力、公信力，形成网上网下同心圆，使全体人民在理想信念、价值理念、道德观念上紧紧团结在一起，让正能量更强劲、主旋律更高昂。
A.新媒体和媒体融合发展
B.全媒体共同融合发展
C全媒体时代和媒体融合发展
D.全媒体融合发展未来规划

【答案】 C
20、下列机关中属于国家行政机关的是（ ）。
A.国家审判机关
B.司法行政机关
C.人民政协
D.企业人事部门

【答案】 B
21、 银行的基本凭证有：现金付出传票、( )、转账借方传票、转账贷方传票、特种转账借方传票、特种转账贷方传票、表外科目借方传票、表外等。
A.现金支票
B.现金收入传票
C.转账支票
D.进账单

【答案】 B
22、Thank you for your recent order. Although most of your items have ____ shipped, the Full-Spectrum Desk Lamp （model B07） is temporarily out of stock.
A.ever
B.often
C.lastly
D.already

【答案】 D
23、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.translation
B.interpretation
C.exhibition
D.demonstration

【答案】 B
24、Passage 3
A.They treat the dollar with a little respect
B.They try to win in the weak-dollar gamble
C.They treasure their marriages all the more
D.They vacation at home rather than abroad

【答案】 D
25、资料：From:prorno@
A.He has shopped at Fruittisom’ s online store
B.He has been charged incorrectly for an order
C.He has worked for Fruittisom
D.He has reported a late delivery

【答案】 D
26、长江以南的广大丘陵地区，分布着一种在当地高温多雨下发育而成的土壤，叫（　　）这种土壤含铁、铝成分较多，有机质少，酸性强，土质黏重。
A.红土地
B.黑钙土
C.黄壤
D.棕壤

【答案】 A
27、资料：It is September of 1998, I’m sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights. I'm listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before. For the past eight months, the mysterious content of these tapes has hung like the Sword of Damocles over my head. A few days later, the Star Report is released to Congress, and all of those tapes and transcripts, those stolen words, form a part of it. That people can read the transcripts is horrific enough, but a few weeks later, the audio tapes are aired on TV, and significant portions made available online. The pubic humiliation was excruciating. (1)
A.noting is true with the phenomenon that young people died of cyberbullying
B.the claim that young people cannot imagine living to the next day is not the fact
C.research shows that suicidal ideations are caused more by the online bullying
D.many young people take their own lives not online but in reality

【答案】 A
28、资料：Job Responsibilities:
A.monthly calendars
B.staff lists
C.class lists
D.health forms

【答案】 D
29、Passage3
A.cut it with a saw
B.use your right hand only
C.chew it well
D.all of the above

【答案】 D
30、美国的高盛公司、摩根·斯坦利公司、日本的野村证券等投资银行的形式在世界范围内广泛存在，并且它们都有各自擅长的专业方向。高盛公司、摩根·斯坦利公司等投资银行属于( )类型的投资银行。
A.独立的专业性银行
B.商人银行
C.全能性银行
D.财务公司

【答案】 A
31、金融市场上主要的资金供应者是（ ）。
A.家庭
B.企业
C.政府
D.金融机构

【答案】 A
32、The president came out of the house, ____by his 3 bodyguards.
A.follows
B.followed
C.following
D.follow

【答案】 B
33、《巴塞尔资本协议》规定了银行的资本充足率必须（ ）。
A.≥12%
B.≥10%
C.≥8%
D.≥4%

【答案】 C
34、The car industry has expanded at a（　　）rate over the past ten years.
A.rapidness
B.rapidly
C.rapidity
D.rapid

【答案】 D
35、直接在流通领域内表现出来的资本总公式是（　　）。
A.W—G—W
B.G—W—G
C.G—G′
D.G—W—G'

【答案】 D
36、经常项目账户的顺差意味着( ）。
A.出口大于进口
B.出口小于进口
C.出口等于进口
D.出口的增加大于进口增加

【答案】 A
37、资料：How did Tencent take WeChat so far ahead of its rivals? The answer lies partly in the peculiarities of the local market. Unlike most Westerners, many Chinese possessed multiple mobile devices, and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity. In America messaging apps had a potent competitor in the form of basic mobile-phone plans, which bundied in SMS messaging. But text messages were costly in China, so consumers eagerly adopted free messaging app. And e-mail never took off on the mainland the way it has around the world, mainly because the internet came late; that left an opening for messaging apps.
A.QQ’s strong user base
B.the lack of competitors
C.local market opportunity and innovation
D.all of the above

【答案】 C
38、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Customers are more likely to enjoy more innovative services
B.People will no longer go to banks to deposit their money
C.Service providers do not want to partner with banks
D.People will receive more pension

【答案】 A
39、Ninety-four studies were deleted because they did not
A.make
B.meet
C.put
D.keep

【答案】 B
40、资料：In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the growing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes.
A.men play in a family
B.women play in a family
C.parents play in bringing up their children
D.equality plays in a family

【答案】 A
41、下列（　　）利率一般会成为整个金融市场利率体系的基准利率。
A.企业债券
B.公司债券
C.金融债券
D.国债

【答案】 D
42、 银行缴存中央银行法定存款准备金可称为( )。
A.联行往来
B.同业往来
C.辖内往来
D.金融企业往来

【答案】 D
43、Passage 1
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
44、She can do it herself;it is（　　）easy（　　）ABC.
A.rather...than
B.more...than
C.not as much...as
D.as...as

【答案】 D
45、向最终消费者直接销售产品和服务，用于个人及非商业性用途的活动属于（　　）。
A.零售
B.批发
C.代理
D.直销

【答案】 A
46、资料：Are walkers smarter than drivers?
A.They put forward proposals for using public transportation rather than private cars
B.They realize their parents' dream of moving to cities
C.Their workforce leads to cities with higher GDP and educational levels
D.They contribute to cities' educational industry

【答案】 C
47、资料：The increasing amount of personal information that can be collected by computer programs that track how people use Facebook has been revealed by an extensive academic study.
A.The study draws people’s attention for private information
B.information can be predicted correctly in the study
C.some personal information may be collected and used by some companies
D.if people attempt to keep personal information private, things will change

【答案】 C
48、甲在2016年1月1日当着两个儿子的面立了一份口头遗嘱，2016年2月18日，大儿子为稳妥起见，将遗嘱内容以书面形式记录下来，后因大儿子不孝，老人欲将所有财产都留给小儿子，于2016年7月9日重新以书面的形式更改了遗嘱内容。试问，甲去世后，哪份遗嘱可以生效（　　）
A.口头遗嘱
B.2016年7月9日立的遗嘱
C.2016年2月18日立的书面遗嘱
D.以上都无效，按法律规定继承

【答案】 B
49、某企业2010年12月31日银行存款日记账账面余额为217300元，开户行送来的对账单 所列本企业存款余额为254690元，经核对，发现未达账项如下：银行已收、企业未收款 42100元，银行已付、企业未付款5000元，企业巳收、银行未收款21600元，企业已付、银行 未付款21890元。则该企业可动用的银行存款实有数是（ ）元。
A.217300
B.254690
C.254400
D.276290

【答案】 C
50、政府的财政收入政策通过（ ）因素对国民收人产生影响。
A.政府转移支付
B.政府购买
C.消费支出
D.出口

【答案】 C
51、The special deal offered by our supplier will last only for a（　　）time.
A.limited
B.minor
C.partial
D.lower

【答案】 A
52、 ( )是审计证据的主要组成部分，可称为基本证据。
A.口头证据
B.书面证据
C.实务证据
D.环境证据

【答案】 B
53、The ______ to build up space stations on the Mars is, if we cannot say it is impossible, at least very hard to fulfill.
A.admiration
B.ambition
C.administration
D.orientation

【答案】 B
54、资料：Samsung’s Notebook 7 Spin is a stylish，versatile work machine with power to spare.The 2-in-1 notebook’s performance is impressive，and its versatile folding design is legitimately useful.Unfortunately，the system’s shallow keyboard and lackluster battery life curtail its productivity potential a bit.
A.To talk about Notebook 7’s weak points
B.To introduce other Samsung products
C.To discuss other notebooks in the market
D.To explain touch-screen apps

【答案】 C
55、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.can help towards overcoming this problem about the ratio of debt to income
B.may lead Germany's importance as Europe’s largest export market to decline
C.may bring some relief to other members of the European Exchange Rate Mechanism
D.None of above

【答案】 D
56、The（　　）behind the yellow tape is prohibited to anyone without a press pass.
A.positing
B.scenery
C.exterior
D.area

【答案】 D
57、下列关于会计账簿管理的说法中，错误的是（ ）。
A.各种会计账簿要分工明确，指定专人管理
B.会计账簿要妥善保管，任何人不得翻阅査看、摘抄和复制
C.会计账簿一般不得携带外出
D.会计账簿不得随意交给其他人管理

【答案】 B
58、在Word中，能直观地改变段落缩进方式、调整左右边界和改变表格的行列宽度，用户可以利用（　　）。
A.标尺
B.工具栏
C.格式栏
D.菜单栏

【答案】 A
59、小明手里有2枚5分钱硬币，7枚2分钱硬币和5枚1分钱硬币如想组合成1角1分钱，共有（　　）种组合方式。
A.11
B.7
C.8
D.10

【答案】 B
60、Your selection will arrive in seven to ten days and will be followed by（　　）deliveries every six weeks.
A.additional
B.momentary
C.mutual
D.thorough

【答案】 A
61、资料：No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘re dealing with a negative employee,here are 3 steps to take.
A.low income
B.Family stress
C.heavy workload
D.Unsatisfacation at the office environment

【答案】 B
62、下列关于我国地理常识的说法，正确的是（　　）
A.以北京、天津、唐山为中心的京津唐地区是我国最大的综合性工业基地
B.中国稀土的储量和产量均居世界首位
C.准噶尔盆地位于新疆境内，在天山以北，是我国最大的盆地
D.海南省有“东方夏威夷”的美称，简称“琼”，省会是三亚

【答案】 B
63、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.
A.We need to reach everyone’s potential to realize self-driving cars
B.There are still many problems to be solved in self-driving cars
C.Lyft co-founder says most of its cars will be autonomous in 5 years
D.The advantages and disadvantages of self-driving cars

【答案】 C
64、This ticket（　　）you to a free meal.
A.grants
B.entitles
C.credits
D.permits

【答案】 B
65、国家发改委2021年1月19日表示，我国新型城镇化加快推进，城区常住人口（　　）的城市基本取消落户限制，超过1亿农业转移人口在城镇落户。
A.400万以下

B.300万以下
C.200万以下
D.100万以下

【答案】 B
66、“Tommy,run!Be quick!The house is on fire!”the mother shouted,with（　　）clearly in her voice.
A.anger
B.rudeness
C.Regret
D.panic

【答案】 D
67、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.American Airlines is trying to meet the FAA regulations
B.American Airlines is canceling 570 flights today
C.American Airlines is blaming its CEO Gerard Arpey
D.American Airlines is making internal inspections

【答案】 A
68、陈皮是药食同源的宝贵原料之一，其最显著的药效是化痰止咳、疏通心脑血管、降血压等。陈皮是以（　　）的表皮为原料的。
A.柚子
B.橙子
C.橘子
D.桃子

【答案】 C
69、Chinese Internet users tend to use more proper and skillful search means for locating keywords and handling search engines than their Japanese______.
A.counterparts
B.friends
C.pioneers
D.classmates

【答案】 A
70、资料：Samsung’s Notebook 7 Spin is a stylish，versatile work