2019-2025年银行招聘之银行招聘综合知识试题及答案一.docx

2019-2025年银行招聘之银行招聘综合知识精选试题及答案一

单选题（共600题）
1、After the storm, the lake returned to its usual ___ state.
A.flaccid
B.placid
C.lucid
D.acid

【答案】 B
2、应世界经济论坛创始人兼执行主席施瓦布邀请，国家主席习近平将于2021年1月25日在北京以视频方式出席世界经济论坛（　　）对话会并发表特别致辞。
A.APEC议程
B.博鳌议程
C.达沃斯议程
D.金砖五国议程

【答案】 C
3、甲乙丙三人去买水果，甲购买1斤西瓜3斤苹果7斤梨共需要31.6元，乙购买1斤西瓜4斤苹果10斤梨共需36.2元。那么，丙购买1斤西瓜1斤苹果1斤梨共需要（　　）元。
A.22.4
B.24.2
C.12.4
D.14.2

【答案】 A
4、货币的（　　）功能是使货币区别于股票，债券和住宅的主要功能。
A.交易媒介
B.记账单位
C.支付手段
D.价值储藏

【答案】 A
5、Passage 4
A.build up their confidence at school
B.find work experience opportunities
C.improve their social skills for the future
D.play an active role in the change of society

【答案】 D
6、下列哪种结算工具适用于异地先拿货款后发货的结算？()
A.银行汇票
B.商业汇票
C.银行本票
D.支票

【答案】 A
7、飞船的发射时间基本上都选择在凌晨或子夜的原因是（　　）。
A.白天太阳光照射，容易使火箭升温
B.在漆黑的夜空中，地面的光学跟踪测量设备容易捕捉跟踪目标
C.白天电磁波干扰强烈
D.夜晚天气变化小，有利于火箭发射

【答案】 B
8资料：Memo
A.At Wayland Books
B.At Greenhouse Publishing
C.At Senyth Publishers
D.At Brownback Guides

【答案】 B
9、Internet提供的最简便、快捷的通信服务为（）。
A.文件传输（FTP）
B.远程登录（Telnet）
C.电子邮件（E-mail）
D.万维网（WWW）

【答案】 C
10、某公司招聘甲、乙两种职位的人员共90人，甲、乙两种职位人员每月的工资分别为1500元和2500元，若甲岗位的工资总支出是乙岗位的40%，则乙岗位招聘人数比甲职位多（　　）人。
A.24
B.20
C.18
D.15

【答案】 C
11、资料：Tencent Holdings Ltd has announced that it will fully open up its big data platform and machine learning technology in a move to build a "sharing economy" based on cloud services. Enterprises will be able to use a set of big data analysis tools developed by Tencent, helping them gain a better understanding of their clients and improve their products.
A.Tencent is offering cloud services as a separate business
B.Smaller companies fail to build their own data center
C.Cloud services slightly increased the operating costs
D.Cloud technology is widely used in every Chinese enterprise

【答案】 B
12、Serena often has a long discussion with ______ colleagues about sales figure forecast for Q1 FY 2014.
A.herself
B.hers
C.her
D.she

【答案】 C
13、资料：Desktop Support for Private Equity Firm in Midtown
A.Customer service skills
B.Rich expression
C.Knowledge of computer hardware
D.Knowledge of network printer installation

【答案】 B
14、 It provides that no state may “______any person of life, liberty or property, without due process of law.”
A.deprive
B.derive
C.dispatch
D.discharge

【答案】 A
15、太阳系的构成部分没有（ ）
A.太阳
B.小行星
C.卫星
D.银河

【答案】 D
16、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.had built in security and end-to-end encryption
B.included the CTIA feature in their products
C.were faced with negative consumer attitudes
D.cooperated with FBI to guarantee the securety

【答案】 B
17、营业利润不包括以下哪项内容？（　　）
A.营业外收入
B.营业收入
C.投资收益
D.其他业务收入

【答案】 A
18、We have data mining and loading tools for both maintenance task data and component data, which means a considerable ___ in implementation time.
A.stop
B.saving
C.consumption
D.economy

【答案】 B
19、分子生物学的研究表明（）。
A.细胞是遗传信息的载体
B.细胞核是遗传信息的载体
C.DNA是遗传信息的载体
D.细胞壁是遗传信息的载体

【答案】 C
20、我国银行间外汇市场的调控者是（ ）。
A.国家外汇管理局
B.中国人民银行
C.中国外汇交易中心
D.证监会

答案】 B
21、资料：From:prorno@
A.By providing a code
B.By making a payment
C.By promising to write a review
D.By sending in proof of a purchase

【答案】 A
22、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.the usefulness of the FAA regulations for airlines
B.whether the FAA standard is being taken away
C.whether FAA is enforcing its regulations too strictly
D.the total number of flights American Airlines

【答案】 C
23、中央银行以行政命令或其他方式，从质和量两个方面对金融机构尤其是商业银行的信用活动进行控制，这种货币政策工具是（　　）。
A.消费信用控制
B.道义劝告
C.直接信用控制
D.窗口指导

【答案】 C
24、汽车轮胎上的沟纹的主要作用是（　　
A.增加与地面的摩擦
B.排除雨水和泥水
C.增加车身的缓冲
D.保护内胎，防止刺破

【答案】 A
25、国家主席习近平2020年3月6日在京出席决战决胜脱贫攻坚座谈会并发表重要讲话。他强调，到2020年现行标准下的（　　），是党中央向全国人民作出的郑重承诺，必须如期实现。
A.完成扶贫领域作风建设
B.贫困地区基本生活改善
C.农村贫困人口全部脱贫
D.完成易地扶贫搬迁建设

【答案】 C
26、从2020年4月8日零时起，武汉市解除（　　）管控措施，撤除武汉市交通管控卡口，有序恢复铁路、民航、水运、公路城市公交运行。这标志着疫情防控取得阶段性重要成效，也标志着湖北保卫战、武汉保卫战进入了一个新的阶段。
A.离汉通道
B.封闭管理
C.交通封管
D.高风险

【答案】 A
27、某珠宝店被盗贼窃走价值l0000美元的钻石，经调查，作案者肯定是甲、乙、丙、丁四个中的一个，于是，让这四人作为重大嫌疑对象接受审讯，这四个人的供词分别为：
A.甲
B.乙
C.丙
D.丁

【答案】 A
28、 假设你的亲戚赵敏三年前与几个朋友创办了一家公司．近期就他所在的东丰有限责任公司的股权转让问题向你咨询，你认为下列说法中哪项不符合法律规定?（　　）
A.有限责任公司的股东之间可以互相转让其全部或部分股权
B.股东应就其股权转让事项口头或书面通知其他股东征求同意，其他股东自接到口头或书面通知之日起满三十日未答复的.视为同意转让
C.经股东同意转让的股权，在同等条件下，其他股东有优先购买权，两个以上股东主张行使优先购买权的，协商确定各自的购买比例；协商不成的，按照转让时各自的出资比例行使优先购买权
D.股东向股东以外的人转让股权.应当经其他股东过半数同意

【答案】 B
29、某商场节日促销期间，为了吸引人气将某商品统一标价，售价在标价基础上打八折，平均下来，每件商品亏损4元，已知该商品的标价是成本的1.2倍，则在促销期间，1059元最多能购买（　　）件这种商品。
A.13
B.11
C.12
D.10

【答案】 B
30、 （　）是单位和个人在银行开立的主要账户。
A.基本账户
B.辅助账户
C.活期储蓄存款
D.定期储蓄存款

【答案】 A
31、统计指标按其所反映的内容或其数值表现形式，可以分为总量指标、相对指标和（　　）。
A.比例指标
B.比率指标
C.平均指标
D.变异指标

【答案】 C
32、下列事件的先后顺序是（　　）。
A.④①③②
B.①③②④
C.③②①④
D.④③②①

【答案】 A
33、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.harmonize
B.comply
C.integrate
D.conform

【答案】 A
34、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all.
A.Sushi restaurants verified by Oceana provide no fake fish
B.it would be better not to eat sushi in America
C.the new technology can help deal with the fake sushi to some extent
D.fake or mislabeled fish will no longer exist in the sushi market

【答案】 C
35、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.growing use of computing in the e-commerce market
B.software for data rush hours
C.improved computer security
D.networks that are less expensive to build

【答案】 A
36、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises.
A.Career advancement opportunities
B.Paid training programs
C.Free travel
D.Time off for holidays

【答案】 D
37、下列句子中语句排列最连贯的一项是（　　）。
A.（4）（5）（3）（1）（2）
B.（5）（4）（2）（1）（3）
C.（5）（3）（4）（1）（2）
D.（4）（1）（2）（3）（5）

【答案】 B
38、 He had ________speak ______ the audience interrupted him.
A.had started to ... when
B.hardly begun to ... before
C.nearly going to... than
D.just about to... that

【答案】 B
39、 下列选项中，不属于阶级社会中关于法律与道德的共同点的是（　　）。
A.都是社会规范
B.都具有阶级性
C.约束范围都相同
D.都是治国途径

【答案】 C
40、1938年，德国人（　　）在用中子轰击铀核时，首次发现了原子核的裂变现象，并放出薪的中子。
A.哈恩
B.查德威克
C.卢瑟福
D.麦克斯韦

【答案】 A
41、In 2012, the last______flood hit the southwestern part of the Netherlands and caused more than 1800 casualties.
A.adverse
B.radical
C.severe
D.disastrous

【答案】 D
42、实行混业经营集中监管的国家，对银行机构业务经营的范围（ ）。
A.实行严格的限制
B.实行一定程度的限制
C.基本没有限制
D.完全没有限制

【答案】 B
43、When a governing body is formed,____qualifications for guides will be sure to follow.
A.average
B.standardized
C.typical
D.indoor

【答案】 B
44、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
A.FRA
B.Laws of states
C.Fed
D.OCC

【答案】 C
45、“劳动是财富之父，土地是财富之母”，对这句话的正确理解是（　　）。
A.劳动和土地都是价值的源泉
B.劳动创造使用价值，土地形成价值
C.劳动是创造价值的外部条件，土地是价值的真正源泉
D.劳动必须和自然物相结合才能创造出物质财富

【答案】 D
46、The latest research indicates that stress，as an ______ to deal with it，is a direct contributor to heart disease.
A.inability
B.illegalness
C.unconsciousness
D.unwillingness

【答案】 A
47、Great Wall, first built 2000 years ago, is a____ miracle.
A.cautious
B.marvelous
C.numerous
D.serious

【答案】 B
48、In Margaret Atwood’s novel, women are______two groups based on whether or not they can give birth to a child.
A.divided into
B.divided off
C.separated into
D.separated from

【答案】 A
49、一般而言，金融资产的流动性与风险性、收益性之间的关系存在（ ）。
A.正相关
B.负相关
C.不相关
D.不确定关系

【答案】 B
50、关于同业拆借，以下叙述正确的是（　　）。
A.拆借双方仅限于商业银行
B.拆入资金只能用于发放流动资金贷款
C.隔夜拆借一般不需要抵押
D.拆借利率由中央银行预先规定

【答案】 C
51、Not only______the fall of the czar, but it also destroyed the provisional government.
A.did World War I cause
B.World War I cause
C.was World War I cause
D.World War I to cause

【答案】 A
52、He’s a strange child and his teachers find it difficult to ______ him.
A.scold
B.reach
C.play
D.seize

【答案】 B
53、如果中央银行在公开市场上大量购买政府债券，下面哪一种情况不可能发生？（　　）
A.利息率下降
B.国民收入增加
C.储蓄减少
D.以上答案都不对

【答案】 D
54、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.
A.Global temperatures affect the rate of economic development
B.Rates of death from illnesses have risen due to global warming
C.Malnutrition has caused serious health problems in poor countries
D.onomic trends have to do with population and natural disasters

【答案】 B
55、如果连续地增加某种生产要素，在总产量达到最大时，边际产量曲线（　　）。
A.与纵轴相交
B.经过原点
C.与平均产量曲线相交
D.与横轴相交

【答案】 D
56、Store layout and merchandise presentation, as well as______,help shoppers find items more quickly.
A.to have appropriate signs
B.appropriate signs are necessary
C.with appropriate signs
D.appropriate signs

【答案】 D
57、2021年1月20日00时25分，我国在西昌卫星发射中心用（　　）运载火箭，成功将天通一号03星发射升空。
A.长征五号乙
B.长征三号甲
C.长征四号乙
D.长征三号乙

【答案】 D
58、某砖厂计划20天生产30000块砖，现在已生产的块数可以装2辆卡车，已知每盒装6块砖，每箱装40盒，每辆卡车装50箱，照这样计算，还要生产几天才能全部完成？（　　）
A.4天
B.6天
C.8天
D.10天

【答案】 A
59、对于采取紧缩战略的组织，人力资源管理的关键活动是（　　）。
A.改变员工的晋升和发展机会。留住更多的现有人员
B.裁减工作绩效不佳的员工
C.合并新购并企业的人力资源管理体系
D.制定适当的规划保证及时雇用和培训新员工

【答案】 B
60、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.
A.Its conclusions are based on carefully collected data
B.It is vulnerable to criticism if the statistics are closely examined
C.It will give rise to heated discussions at the Copenhagen conference
D.Its rough estimates are meant to draw the attention of world leaders

【答案】 D
61、2019年7月22日美国《财富》杂志公布2019年“世界500强”榜单。中国银行以1277.14亿美元营业收入排名第（　　）位，较上一年度上升两位。
A.34
B.44
C.45
D.30

【答案】 B
62、Italy calls an emergency meeting to save the ancient city of Pompeii（　　）falling down.
A.on
B.off
C.from
D.against

【答案】 C
63、下列当今热门电子产品中最不适合用来阅读电子书的是（　　）。
A.Kindle
B.Android手机
C.iPad
D.Xbox

【答案】 D
64、投资一笔国债，5年期，平价发行，票面利率为12. 22%，单利计息，到期一次还本付息， 则该债券的到期收益率是（）。
A.9%
B.11 %
C.10%
D.12 %

【答案】 C
65、下列筹资方式中属于混合筹资方式的是（　　）。
A.认股权证筹资
B.发行可转换债券
C.吸收直接投资
D.融资租赁

【答案】 B
66、资料：Human resource professionals act as mediators between an organization's management and its workers. This requires wearing many hats It's an HR administrator's job to make sure that employees are working in a safe environment that disputes are settled， and that benefits are understood and administered properly. At the same time， HR is charged with recruiting new employees who will not only fit in personally and professionally but also help the company achieve its business goals. They also represent management when negotiating for benefits with companies administering these benefits and when implementing companywide policies that will ultimately lower costs or boost profits The needs of HR cover a wide range of tasks and，therefore， require individuals who are good with people in addition to being organized， analytical， business-minded， and heroic multitaskers.
A.To specialize in a specific industry
B.To strengthen the understanding of business strategy and planning
C.To find an internship or an assistant job
D.Both A and B

【答案】 C
67、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为 2.5%。
A.YXr
B.Y/r
C.r/Y
D.YX(1 + r)

【答案】 B
68、2012年5月10日，期货市场首个上市新品种：白银期货正式挂牌交易，这意味着国 内市场上市了第（ ）个贵金属期货交易品种。
A.一
B.二
C.三
D.四

【答案】 B
69、消费者的最优消费组合选择必须满足（　　
A.边际替代率等于价格之比
B.边际替代率高于价格之比
C.边际替代率小于价格之比
D.与边际替代率和价格之比无关

【答案】 A
70、A master of watercolor was John Marin,______used the medium to portray the city as a mighty organism.
A.he
B.who
C.his
D.which

【答案】 B
71、4辆车运送货物，每辆车可运16次；7辆车运送，每辆车只能运10次。设增加的车辆数与运送减少的次数成正比，且每车次运送货物相等，运送货物总量最多是多少车次？（　　）
A.72
B.74
C.64
D.68

【答案】 A
72、阅读理解
A.the distortion of reality by science
B.the confusion caused by emotions
C.Platonic and contemporary views of truth
D.the place of scientific truth in our lives

【答案】 D
73、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.The Buddhist painting in insignificant
B.The Picasso painting is extremely precious
C.She dislikes the Picasso Painting
D.She will explore more art galleries by herself

【答案】 B
74、The fact is that _____ is given to seniority and many people would rather be the tail of a lion than the head of a dog.
A.priority
B.focus
C.emphasis
D.attention

【答案】 A
75、我国正式被批准成为世界贸易组织成员是在（ ）。
A.2001 年 11 月
B.2001 年