2019-2025年银行招聘之银行招聘综合知识通关提分题库(考点梳理).docx

2019-2025年银行招聘之银行招聘综合知识通关提分题库(考点梳理)

单选题（共600题）
1、We will support any opportunity for the railways____back into public ownership.
A.be bought
B.to be bought
C.buying
D.be buying

【答案】 B
2、银行内部管理人员根据银行所承担的风险计算的，银行需要保有的最低资本量称为（　　）。
A.实收资本
B.核心资本
C.监管资本
D.经济资本

【答案】 D
3、The customer wanted to get a refund,because the purchased merchandise was neither good in quality（　　）price.
A.or
B.nor
C.for
D.but

【答案】 B
4、For customer convenience，the manual is available______both microfilm and book forms.
A.on
B.to
C.in
D.for

【答案】 B
5、巴黎圣母院》的作者是（　　）。
A.大仲马
B.小仲马
C.雨果
D.福楼拜

【答案】 C
6、 Ellen Brown says the exercises help ______ her pain and stiffness from arthritis.
A.rectify
B.reclaim
C.reconcile
D.relieve

【答案】 D
7、我国农村信用社改革采取成立（ ）三种模式。
A.村镇银行、农村合作银行、以县市为单位统一法人
B.农村商业银行、贷款公司、农村合作基金会
C.农村合作银行、农村商业银行、小额贷款公司
D.农村合作银行、农村商业银行、以县市为单位统一法人

【答案】 D
8、Passage 8
A.several time throughout the year
B.as quickly as possible
C.occasionally when necessary
D.regularly every winter

【答案】 D
9、下面对作品、作家的表述，错误的是（ ）。
A.汤显祖，明代杂剧家，代表作为《牡丹亭》
B.曹禺、夏衍是我国现代著名的剧作家
C.塞万提斯，西班牙作家，著有《鲁滨逊漂流记》
D.《老人与海》的作者是美国作家海明威

【答案】 C
10、Advertising is ______ into every aspect of our social life, and conveying cultural messages with the advantage of mass media.
A.to penetrate
B.penetrated
C.being penetrated
D.penetrating

【答案】 D
11、上海世博会中国馆由国家馆和地区馆组成。国家馆为“天”，富有雕塑感的造型主体——“东方之冠”高耸其间，形成开场屹立之势；地区馆为“地”，如同基座般延展于国家馆之下，形成浑厚依托之态。这表明（　　）。

A.创新是继承与发展的统一
B.建筑艺术对建筑业有重大的指导作用
C.人的认识来源于客观，灵感来源于主观
D.人们可以根据自己的需要创造出新的设想

【答案】 A
12、在食品安全方面，以下措施中，可以有效预防禽流感的是（　　）。
A.(3)和(4)
B.(1)和(2)
C.(1)、(2)、(3)和(4)
D.(1)、(3)和(4)

【答案】 C
13、 甲在商场柜台边捡到一个钱包，内装人民币6000元，送交给该商场保卫科负责人乙．乙将此款据为己有。乙的行为构成（　　）。
A.侵占罪
B.挪用公款罪
C.贪污罪
D.巨额财产来源不明罪

【答案】 A
14、2月6日，我国自主研发建造的全球首座十万吨级深水半潜式生产储油平台（　　）能源站，抵达海南陵水海域。
A.“天海一号”
B.“深海一号”
C.“深鲸一号”
D.“白鲨一号”

【答案】 B
15、某公司一台机器使用期满决定报废。该机器原价500000元，己计折旧470000元，已计提减值准备15000元，在清理过程中支付清理费2000元，残料变卖收入20000元，不考虑相关税费，该机器的清理净收益是（　　）。
A.18000
B.3000
C.5000
D.10000

【答案】 B
16、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.Gonano will break up with Spatoro
B.Gonano will sell the Picasso Painting
C.Gonano will move to France
D.Gonano will put the painting on display

【答案】 D
17、 Nowhere are the realities of______climate change more apparent than at Earth's thawing poles.
A.human-driving
B.human-drive
C.human-driven
D.human-drived

【答案】 C
18、资料：Job Responsibilities:
A.every month
B.every two weeks
C.every week
D.every day

【答案】 B
19、资料：Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away！
A.Descriptive Composition
B.Expositive Composition
C.Narrative Composition
D.Argumentative Composition

【答案】 B
20、The number of the disabled Americans went up for so long that the trend of falling out of the labor force seemed like it might be______。
A.adequate
B.concrete
C.practical
D.permanent

【答案】 D
21、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one another’s hands for safety.
A.are not sure of themselves
B.have much difficulty in understanding each other
C.dare not do things
D.are very much afraid of getting lost

【答案】 A
22、The company's profits are______to hit their peak in the next quarter mainly due to the release of its new line of clothing.
A.forecast
B.forecasting
C.to forecast
D.will forecast

【答案】 A
23、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.New York
B.London
C.Chicago
D.Frankfurt

【答案】 C
24He cancelled all the ___ on the ground that he needed a rest.
A.encouragement
B.engagement
C.schedule
D.employment

【答案】 B
25、资料：The societal marketing concept questions whether the pure marketing concept overlooks possible conflicts between consumers short-run wants and consumer long-run welfare.Is a firm that satisfies the immediate needs and wants of target markets always doing what’s best for consumers in the long run？ The societal marketing concept holds that marketing strategy should deliver value to customers in a way that maintains or improves both the consumers and society’s well-being.
A.To introduce the flourishing bottled water industry
B.To explain about the societal marketing concept
C.To discuss environmental problems
D.To explain about the pure marketing concept

【答案】 B
26、倡导“天下兴亡，匹夫有责”的诗人是（　　）。
A.王国维
B.龚自珍
C.梁启超
D.顾炎武

【答案】 D
27、资料：Word of Mouth promotion is based on the principle of pull marketing.
A.word of Mouth promotion is based on the principle of pull marketing
B.it uses above the line promotional techniques
C.it gets consumers to bring other countries to the product
D.it relies on the transimission of positive message

【答案】 B
28、有一批书要翻译，如果甲单独翻译需要22天，如果是乙单独翻译需要11天。现在甲先翻译一天，乙接着翻译一天，然后甲再翻译一天……如此以后，翻译完这批书需要（　　）天。
A.16
B.15
C.17
D.14

【答案】 B
29、专案审计时，对被审计单位长期挂账的往来账户应采取（　）的方法。
A.发电子邮件函证
B.实地调查
C.咨询
D.分析资料

【答案】 B
30、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.Smartphone users are increasingly aware of the importance of anti-virus software
B.An increasing number of smartphone users have installed built-in remote lock-and-erase software
C.More smartphone users are protecting their devices with PINs and passwords than in previous years
D.All of above

【答案】 D
31、专案审计时，对被审计单位长期挂账的往来账户应采取（　）的方法。
A.发电子邮件函证
B.实地调查
C.咨询
D.分析资料

【答案】 B
32、The property will be shown by______only in an effort to separate the fans from the serious buyers，because the current owners are looking for buyers who want to keep the house intact。
A.interest
B.interview
C.application
D.appointment

【答案】 C
33、2013年9月7日，（ ）击败西班牙马德里和土耳其伊斯坦布尔，最终成为2020年夏 季奥林匹克运动会的举办城市。
A.巴西里约热内卢
B.美届芝加哥
C.日本东京
D.阿根廷布宜诺斯艾利斯

【答案】 C
34、2019年8月12日，中国银行与（　　）签署战略合作协议。双方将在推进金融业关键信息基础设施国产化、服务“一带一路”建设和助力脱贫攻坚战等方面进行战略合作。根据合作协议，双方将发挥各自优势，秉持互利共赢的原则，建立多领域战略合作，实现共同发展。
A.人民网
B.新华通讯社
C.南方周末
D.新浪财经

【答案】 B
35、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.To ask for help from the shop assistants
B.To show the written promise by the company
C.To post it online
D.To complain to the company

【答案】 B
36、目前我国上海和深圳证券交易所均实行（ ）的交割方式完成清算交易。
A.T - 1
B.T+0
C.T+1
D.T+2

【答案】 C
37、 Scientists say climate change and human activity have increasingly led to the melting of ______ pieces of Antarctic ice.
A.massive
B.quantitative
C.surplus
D.formidable

【答案】 A
38、提出“复杂人”假设的是（　　）。
A.哈罗德·孔茨
B.亨利·法约尔
C.埃德加·沙因
D.弗雷德里克·泰勒

【答案】 C
39、资料：（四）
A.Suspicious
B.Objective
C.Optimistic
D.Critical

【答案】 B
40、关税与贸易总协定乌拉圭回合多边贸易谈判达成的《服务贸易总协定》依照服务的提供方式将国际服务贸易划分为（　　）形式
A.3种
B.4种
C.5种
D.6种

【答案】 B
41、新中国第一家全国性的股份制商业银行成立于（ ）年。
A.1980
B.1979
C.1987
D.1985

【答案】 C
42、In the experiment , the researcher placed a rat in a maze, ___ it was presented with different smells to see if it can resist the distraction and get to the exit.
A.what
B.that
C.where
D.which

【答案】 C
43、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.In recent years central banks adopt the method of lower interest rates and asset purchases to promote economic growth but now such ability of central banks have become increasingly weaker
B.Investors doubt that the yields will decline, because the bond prices of financial market are falling
C.In the first half of this year global financial markets are as changeable as the weather changes
D.The 10-year yields German and Japanese government bond have been moving up slowly through the summer

【答案】 B
44、20世纪30年代，美国经济危机产生的直接原因是生产和销售之间的矛盾加剧。加剧这 一矛盾的因素有（ ）。
A.①②③
B.②③④
C.①②④
D.②③

【答案】 A
45、The news that they failed their driving test discouraged him，（ ）？
A.did they
B.didn't they
C.did it
D.didn't it

【答案】 D
46、当出租车租金价格上涨后，对公共汽车服务的（）。
A.需求增加
B.需求减少
C.需求不变
D.需求可能增加也可能减少

【答案】 A
47、Passage 2
A.Carry a map
B.Remember the phone number of the host family
C.Get touch with Home stay Network
D.Wait for being called

【答案】 D
48、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels.
A.By melting the frozen iceberg in winter
B.By observing the snow's moving directions
C.By isolating ice from water in sunlines
D.By comparing the glaciers moving speeds

【答案】 D
49、 ( )是指在正常生产经营过程中以预计售价减去进一步加工成本和销售所必需的预计税金、费用后的净值。
A.现值
B.公允价值
C.可变现净值
D.历史成本

【答案】 C
50、Passage 4
A.the money paid by the insurers
B.the cost of administering insurance
C.the money paid by the insured
D.the amount of each premium

【答案】 C
51、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.
A.Neutral
B.Positive
C.Negative
D.Not mentioned

【答案】 C
52、《商业银行法》规定了商业银行的经营原则，即商业银行以安全性、流动性、效益型为经营原则以及实行“四自”，其中“四自”中不包括（　　）。
A.自主经营
B.自我监督
C.自负盈亏
D.自我约束

【答案】 B
53、 由于（　　）的存在，才产生了本期和其他期间的差异，从而出现了权责发生制和收付实现制。
A.持续经营
B.会计主体
C.会计分期
D.货币计量

【答案】 C
54、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.better students’learning methods
B.prevent students going into debt
C.help students get accepted by colleges
D.make students become very wealthy

【答案】 B
55、Mr.Lee is too weak to（　　）his business.
A.do with
B.do without
C.do away with
D.do up

【答案】 A
56、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.preferential policies for the poorer children
B.more comprehensive research into its causes
C.headteachers good at inspiring talented children
D.solutions to the conflict in the education sector

【答案】 C
57、物体的惯性大小取决于（　　）
A.物体的运动速度
B.物体的质量
C.物体的加速度
D.物体受到的合力

【答案】 B
58、在20世纪80年代，邓小平提出了对马克思主义进行再认识的两个基本问题，他说：“什么叫社会主义?什么叫马克思主义?我们过去对这个问题的认识不是完全清醒的。”这种不清醒的突出表现是（　　）。
A.不重视发展生产力
B.不重视改革开放
C.忽视了改善人民生活
D.忽视了中国国情

【答案】 D
59、资料：欧洲的经济学家Mr.T首先跟你谈了欧洲的一些优势，以及一些好的企业。请根据下列资料回答问题
A.It is a Spanish food
B.It is a soft drink
C.It is a sports drink
D.It is a food and drinks company

【答案】 C
60、资料：The soybean prices ended higher this Monday as traders expect supplies to remain tight.
A.Because the general production of soybean stayed steady
B.Because the supplies were expected to keep tight
C.Because China’s demand for soybean increased
D.Because the trade of soybean was quite active

【答案】 B
61、Passage 1
A.giving examples
B.By providing data.BBy raising questions
C.By making comparisons

【答案】 A
62、___ the well-bred people knows how to confess a fault, or acknowledge himself in an error.
A.None but
B.None other than
C.Nothing but
D.No other than

【答案】 A
63、 在我国银行实务中，将（　　）的存款称为储蓄。
A.个人
B.公众
C.企事业单位
D.城镇居民

【答案】 B
64、Passage 5
A.water deficiency
B.distress
C.desertification
D.more grasses and lakes

【答案】 D
65、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.How to become a good collaborator
B.How to train your audience
C.What makes listening attractive?
D.W