2025年银行招聘之银行招聘综合知识强化训练试卷B卷附答案.docx

2025年银行招聘之银行招聘综合知识强化训练试卷B卷附答案

单选题（共600题）
1、Under no circumstances______without looking carefully to the rear.
A.should one back up a motor vehicle
B.a motor vehicle should back up
C.one should back up a motor vehicle
D.should back up a motor vehicle

【答案】 A
2、下列关于历史典籍，表述正确的是（　　）。
A.《春秋》是我国第一部国别体史书
B.《史记》是我国第一部编年体通史
C.《汉书》是我国第一部纪传体断代史
D.《资治通鉴》是我国第一部纪传体通史

【答案】 C
3、（　　）在金融市场中发挥着极为关键的作用，是金融市场高速运行的基础。
A.价格机制
B.金融市场主体
C.金融市场中介
D.金融市场客体

【答案】 A
4、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005年7月21日，人民币汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格局，呈现稳中有升的态势。
A.银行间外汇市场
B.同业拆借市场
C.票据市场
D.债券市场

【答案】 A
5、目前我国票据贴现业务的主要票据是（ ）。
A.支票
B.银行本票
C.商业承兑汇票
D.银行承兑汇票

【答案】 D
6、公文的权威性和行政约束力，来自（　　）的权威和合法地位。
A.收文机关
B.印发机关
C.审核机关
D.制发机关

【答案】 D
7、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.To illustrate that it will be better if the customer states the specific problem
B.To show that the stereo is really not working
C.To complain about the stereo
D.To stress that something is wrong with the left speaker and the sound

【答案】 A
8、在短期内，垄断厂商无法改变固定要素投入量，而是通过在既定的生产规模下通过对产量和价格的调整，来实现（　　）的利润最大化。
A.边际利润等于长期边际成本
B.边际利润等于长期平均成本
C.边际利润等于短期边际成本
D.边际利润等于短期平均成本

【答案】 C
9、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）
A.The increasing use of out-of-court settlement for collateral across the EU
B.The GACS which may not be renewed after September
C.The new trading platform for trading NPLs
D.The laws that guarantee cross-border operations

【答案】 B

10、Boeing 707 on service from Bogota, Colombia, crashed while ___ its destination at New York’s JFK International Airport.
A.to approach
B.having approached
C.approaching
D.to be approached

【答案】 C
11、资料：Up to 80 per cent of the world’s middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.
A.discuss why developing countries are playing major role
B.illustrate a theory for poverty reduction
C.explain reasons behind a report
D.interpret the role of trade for developing countries

【答案】 C
12、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.You need to have more conversations and connections within your new career path
B.You need to build a marketing campaign for your business-of-one
C.You need to give the logic and passion behind your career change
D.You need to make sure everyone knows about it

【答案】 D
13、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.
A.Mr.Zimmer’s idea is that now we are at the critical moment in history, we should take decisive action whether taking the right path or not
B.Mr Zimmer thinks the introduction of the autonomous vehicles will not cause the unemployment and surely will increase the employment because such car drivers will be needed to provide service
C.The author has argued that although there are still some problems in Mr. Zimmer’s predication but the general direction of realizing self-driving cars will be correct
D.Mr.Zimmer provides some variable factors such as companies profits and leagal procedure problems in order to realize the massive transformation of self-driving cars in such a short of time

【答案】 B
14、下列叙述中，正确的是（ ）。
A.高级语言编写的程序的可移植性差
B.机器语言就是汇编语言，无非是名称不同而巳
C.指令是由一串二进制数(0和1)组成的
D.由机器语言编写的程序可读性好

【答案】 C
15、It is difficult to know why a work of art produces some emotions，but it has been known for a very long time that paintings，music and poetry have the power to touch us，to repel us and to______intense pleasure or displeasure.
A.rise
B.arise
C.raise
D.arouse

【答案】 D
16、 客户向银行交存现金时，应填写一式三联的( )，连同交存现金一并交出纳人员。
A.银行存款付款单
B.银行存款交款单
C.现金付款单
D.现金交款单

【答案】 D
17、资料：The Oakview Cafe
A.It opens for dinner at 7p.m
B.It advertises in a local newspaper
C.It is located in the city's business district
D.It is a small restaurant

【答案】 A
18、下列关于自然失业率的说法中，错误的是　　）。
A.经济波动会导致自然失业率的变动
B.失业津贴延长会降低自然失业率
C.就职率升高会降低自然失业率
D.自然失业率与部门转移正相关

【答案】 B
19、Today,only 4 million people live and work on farms in the United States,but they produce more than enough food for 200 million Americans.They are able to do this because modern agriculture depends more on up-to-date machinery and scientific methods than it does on old-fashioned knowledge and human labor.
A.Modern Farming in the USA
B.Problems with Modern Agriculture
C.Farming of Today
D.Modernization of Agriculture

【答案】 A
20、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.To illustrate that it will be better if the customer states the specific problem
B.To show that the stereo is really not working
C.To complain about the stereo
D.To stress that something is wrong with the left speaker and the sound

【答案】 A
21、资料：Rahul Chadha, co-chief investment officer for Hong Kong-based Mirae Asset Global Investments, has a few charts he is particularly fond of when it comes to telling a story about investing in China.
A.It’s not difficult for China to achieve its target of creating 11 million jobs
B.there are enough vacancies for young people from the rural areas in India
C.the developed economies enjoys a better income growth
D.more Chinese will borrow to increase their spending power

【答案】 A
22、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.the sleeper’s wishes
B.the sleeper’s imagination
C.the sleeper’s feeling
D.the sleeper’s own mind

【答案】 D
23、资料：Candle Light College Limited
A.Degree
B.Computer knowledge
C.Related work experience
D.Flexible working hours

【答案】 C
24、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the country’s exit.
A.The rights of EU’s citizens will be protected in Britain after the divorce
B.Britain would be willing to continue to fulfill the commitment they have made during the period of membership
C.A good trade relation between Britain and the EU is in line with the interests of both sides
D.Britain will provide 20 billion euros to EU during the transition period

【答案】 D
25、Is not fair that you come home after a bad day at work and（　　）your wife and children.
A.take it out on
B.take on it with
C.take out on
D.take out it on

【答案】 A
26、某公司招聘甲、乙两种职位的人员共90人，甲、乙两种职位人员每月的工资分别为1500元和2500元，若甲岗位的工资总支出是乙岗位的40%，则乙岗位招聘人数比甲职位多（　　）人。
A.24
B.20
C.18
D.15

【答案】 C
27、“Now you（　　）foolish,lady Anne,”complained Joan in the slightly joking way.
A.are being
B.being
C.are
D.were being

【答案】 A
28、资料：Are walkers smarter than drivers?
A.Different choices of transportation
B.Increased urbanization
C.The correlation between education levels and GDP
D.A study conducted by an urban advocacy group

【答案】 D
29、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.New York
B.London
C.Chicago
D.Frankfurt

【答案】 C
30、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.He is the sole author of “Authenticity”
B.He encourages firms to look for typical events from archives
C.He loves the cobalt-blue glassed of Ritz-Carlton hotel very much
D.He also believes that younger firms can use history as well

【答案】 B
31、阅读理解
A.the distortion of reality by science
B.the confusion caused by emotions
C.Platonic and contemporary views of truth
D.the place of scientific truth in our lives

【答案】 D
32、在智能手机的配置中，“ROM”指的是（　　）
A.闪存
B.运行内存
C.只读内存
D.随机存储内存

【答案】 C
33、为了保证计划目标得以实现，就需要有控制职能，控制的实质就是使（ ）。
A.实践活动符合于计划
B.计划接近实际活动
C.实践活动具有指标约束
D.计划得以严格执行

【答案】 A
34、Passage 3
A.adaptation
B.application
C.motivation
D.competition

【答案】 A
35、For the new country to survive,（ ）for its people to enjoy prosperity,new economic policies will be required.
A.to name a few
B.let alone
C.not to speak
D.let’s say

【答案】 B
36、In her newly-published book Judy indicates that women have been politically dis-empowered （ ）human history.
A.across
B.throughout
C.over
D.within

【答案】 B
37、我国首家金融衍生品交易所是( ）。
A.上海期货交易所
B.中国金融期货交易所
C.大连商品交易所
D.深圳证券交易所

【答案】 B
38、This well established leader in Worldwide Aviation Training is able to give you the best ______ training that meets your training needs， your budget and your time.
A.most
B.possible
C.kind
D.better

【答案】 B
39、It is advisable that some warm clothing （ ） with you, as the weather can change quite suddenly in the mountainous area.
A.is taken
B.will be taken
C.be taken
D.has been taken

【答案】 C
40、通常看一个国家经济是否增长，主要是看（　　）。
A.这个国家的工业生产总值是否增加
B.这个国家的货币是否升值
C.这个国家的GDP是否增长
D.这个国家的物价水平是否升高

【答案】 C
41、小王是一名应届毕业生，成功入职A公司与A公司签订劳动合同，约定适用期为1个月且约定月工资为6000元。若A公司所在地的最低月工资标准为3000元，则按照《劳动法》的规定，小王在试用期的月工资应不低于（　　）。
A.6000元
B.5400元
C.4800元
D.3600元

【答案】 C
42、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.Some jobs are too dangerous for women
B.Men are hunting higher paid jobs in other places
C.In specific areas women are paid higher than men
D.Women have the choice of not bearing children

【答案】 B
43、 银行的现金资产包括( )。
A.营业利润
B.库存金银
C.营业外收支净额
D.利息收入

【答案】 B
44、Problems ______ if the parents approach to discipline is inconsistent.
A.reach
B.arise
C.anchor
D.seize

【答案】 B
45、She was very____of our efforts to help.
A.appreciating
B.appreciative
C.appreciate
D.appreciable

【答案】 B
46、按照保险对象的不同可将保险分为（　　）。
A.人身保险与财产保险
B.自愿保险与强制保险
C.保险与再保险
D.信用保险与人身保险

【答案】 A
47、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Because voluntary plans are “one size can fit all”
B.Because voluntary plans are less expensive than the traditional one
C.Because voluntary plans cover everything from family vision care to pet insurance
D.Because gives employees a chance to select extras that the standard health care plan doesn't offer

答案】 D
48、打开Word文档一般是指（ ）。
A.把文档的内容从内存中读出并显示出来
B.把文档的内容从磁盘调入内存并显示出来
C.为打开的文档开设一个新的空的文档窗口
D.显示并打印文档的内容

【答案】 B
49、当地时间2013年3月26日晚上7时30分，中共中央总书记、国家主席习近平同志d 席金砖峰会开幕式。开幕式前中国人民银行宣布当天已与巴西达成了中巴（ ）协议，旨在力 强双边金融合作。
A.人民币清算
B.本币互换
C.经济合作
D.金融服务

【答案】 C
50、中央银行对市场进行政策调节时，效果最为强烈的金融工具是（ ）
A.存款准备金率
B.再贴现率
C.银行再贷款率

【答案】 A
51、______about the potential of a market downturn over his trade policies，the president said：“If it does，it does. Look，I’m not doing this for politics。”
A.Asked
B.Asking
C.To ask
D.To be asked

【答案】 A
52、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.Yes
B.No
C.It’s up to Portuguese and EU authorities
D.It depends on whether Fosun is able to appoint at least two of the 20 BCP board members, and up to five members in the event of increasing its stake

【答案】 D
53、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.

A.To require an instant respond for after-hour emailing
B.To abandon after-hour emailing
C.To tell employees that an after-hours email doesn't necessarily require a response
D.To limit the time of after-hour emailing

【答案】 D
54、M2又称为广义货币供给量，是判断宏观信用松紧环境的常用指标，在各国有不同的统计口径。根据中国人民银行的规定，以下不属于M2