2025年银行招聘之银行招聘综合知识模考模拟试题(全优).docx

2025年银行招聘之银行招聘综合知识模考模拟试题(全优)

单选题（共600题）
1、资料：People differ greatly in their readiness to try new products. In each product area，there are“consumption pioneers”and early adopters. Other individuals adopt new products much later. After a slow start，an increasing number of people adopt the new product.
A.They rely more on their own values and judgment。
B.They are reluctant to take risks。
C.They are more receptive to familiar things。
D.They are more brand loyal。

【答案】 A
2、下列不属于金融市场的作用的是( )。
A.融通资金的“媒介器”
B.经济发展的“润滑剂”
C.加强监管
D.资金供求的“调节器”

【答案】 C
3、______the farm subsidies, the built-in costs of growing crops have a bigger impact on the price of staples.
A.Comparing with
B.Compared with
C.Compare with
D.Compare within

【答案】 B
4、And they must be swifter to embrace new technology, from the excitement of the Internet to the _______of the telephone.
A.dullness
B.tension
C.pressure
D.restrictions

【答案】 A
5、企业进行市场定位的核心内容是（　　）。
A.设计和塑造产品特色或个性
B.明确竞争对手和竞争目标
C.不断降低产品的成本
D.弄清消费者的需求差异

【答案】 A
6、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.New York
B.London
C.Chicago
D.Frankfurt

【答案】 C
7、The orphanage is just one of her（　　）causes.
A.phonetic
B.philanthropic
C.prevalent
D.lunatic

【答案】 B
8、The program becomes unable to serve its purpose for its present audience,let（　　）the future audience.
A.off
B.down
C.out
D.alone

【答案】 D
9、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language
A.introduce a new course to students
B.help students learn about investment
C.teach how to apply for a credit card
D.encourage students’personal savings

【答案】 B
10、在Word的编辑状态下，打开了文档“myl．doc”，把当前文档以“my2．doc”为名进行“另存为”操作，则（　　）。
A.当前文档是my1.Doc
B.当前文档是my2.doc
C.当前文档是my1.doc与my2.doc
D.my1.doc与my2.doe全部关闭

【答案】 B
11、对近代中国民族工业出现短暂“春天”的原因表述，不正确的是（　　）。
A.帝国主义国家放松了对中国的侵略
B.“实业救国”成为当时中国的社会思潮之一
C.民族资产阶级掌握了国家政权
D.资产阶级革命为之创造了有利条件

【答案】 C
12、In the experiment , the researcher placed a rat in a maze, ___ it was presented with different smells to see if it can resist the distraction and get to the exit.
A.what
B.that
C.where
D.which

【答案】 C
13、目前市售的USB Flash Disk(俗称优盘)是一种（ ）。
A.输出设备
B.输人设备
C.存储设备
D.显示设备

【答案】 C
14、资料：packing tips
A.Rush out to the baggage carousel
B.Use a grey suitcase
C.Head to the Lost & Found
D.Mark with a brightly colored string

【答案】 D
15、The museum contains several____works of Renaissance art, including two paintings by Raphael, one by Durer, one by Titian, and an early sketch by Tintoretto.
A.useless
B.priceless
C.valueless
D.worthless

【答案】 B
16、Meanwhile, you can collect special stickers that either open up secrets or launch____powerful attacks.
A.devastatingly
B.consequently
C.merely
D.surprisingly

【答案】 A
17、在总线拓扑的网络中，每次可传输信号的设备数目为（　　）。
A.2个
B.3个
C.1个
D.任意个

【答案】 C
18、马克思列宁主义、毛泽东思想、邓小平理论和“三个代表”重要思想共同的精髄是（）。
A.从群众中来，到群众中去的群众路线
B.实事求是的思想路线
C.具体问题具体分析的方法论原则
D.革命性和实践性相统一的理论特征

【答案】 B
19、下列关于GDP和GNP两个经济概念的表述，不正确的是（　　）。
A.GDP强调的是地域概念
B.GNP强调的是人口概念
C.一个美国公民在中国工作，取得的收入可计入美国的GDP中
D.一个英国公民在中国工作，取得的收入可计入英国的GNP中

【答案】 C
20、The United States, which is a____of the Middle East peace talks，says Israeli settlements are an obstacle to peace, and the issue has strained relations with Israel’s right-wing government.
A.volunteer
B.investor
C.contributor
D.sponsor

【答案】 D
21、下列句子排序最为连贯的一项是（　　）。
A.（3）（2）（5）（6）（1）（4）
B.（3）（5）（2）（1）（4）（6）
C.（2）（5）（3）（6）（1）（4）
D.（2）（3）（1）（5）（4）（6）

【答案】 C
22、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.be well organized
B.be well funded
C.be less redundant
D.be less corrupted

【答案】 C
23、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all.
A.Sushi restaurants verified by Oceana provide no fake fish
B.it would be better not to eat sushi in America
C.the new technology can help deal with the fake sushi to some extent
D.fake or mislabeled fish will no longer exist in the sushi market

【答案】 C
24、 下列关于审计的说法，错误的是( )。
A.审计是一种监督机制
B.审计是一个系统过程

C.按审计活动执行主体的性质分类，审计可分为政府审计和独立审计两种
D.按审计内容分类，我国一般将审计分为财政财务审计和经济效益审计

【答案】 C
25、某有限责任公司被吊销营业执照，以下为法律顾问提供的法律意见，不正确的是（　　）。
A.公司应当自被吊销营业执照之日起15日内成立清算组
B.清算组由董事或者股东大会确定的人员组成
C.公司逾期不成立清算组，债权人可以申请人民法院指定人员组成清算组
D.清算组代表公司参与民事诉讼活动

【答案】 B
26、资料：Faces, like fingerprints, are unique. Did you ever wonder how it possible for us to recognize people? Even a skilled writer probably could not describe all the features that make one face different from another. Yet a very young child or even an animal, such as a pingeon can learm to recognize faces. We all take this ability for granted.
A.How to describe people’s personatities
B.How to distinguish people’s faces
C.How to distinguish people both inward and outward
D.How to differ good people from bad people

【答案】 C
27、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.In blanket industry, the work restrictions on women have become very strict
B.Restrictions on women in blanket industry have taken off in some countries
C.In order to protect women’s rights, work restrictions should be banned
D.Work restrictions that claim to protect all women are no longer popular

【答案】 C
28、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.To show that e-government will add new costs
B.To show that the e-government is useless in some cases
C.To show that physical stations are not functioning well
D.To show that the e-government will replace physical stations

【答案】 A
29、 企业近五年的所有者权益分别为：2003年为1 200．26万元；2004年为1 507．73万元；2005年为1 510．43万元；2006年为1 621．49万元；2007年为1 795．71万元，则评价该企业2007年三年资本平均增长率约为（　　）。
A.5%
B.6%
C.7%
D.8%

【答案】 B
30、In the booming city of Rio de Janeiro，a luxury hotel_trash into treasure for more than a decade，long before food waste was at the forefront of anyone’s mind。
A.had been turning
B.has been turning
C.was turning
D.is turning

【答案】 A
31、 出票人在票据正面注明“不得转让”字样的，票据不得转让，其后手再背书转让的，（　）。
A.出票人对其直接后手的被背书人承担保证责任
B.出票人对其直接后手的被背书人不承担保证责任
C.出票人对其最后的后手的被背书人不承担保证责任
D.出票人对其最后的后手的被背书人承担保证责任

【答案】 B
32、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language?
A.hard work with little progress
B.long hours of tiring learning
C.great pronunciation in a sudden
D.boring memorization

【答案】 C
33、在Exce1 2003中，每一张工作表最多可拥有（　　）个单元格。
A.256×65536
B.256×1024
C.255×65536
D.256×256

【答案】 A
34、下面不属于M1的范围的是（　　）。
A.李某在交通银行的活期存款1.5万元
B.某企业用于日常支付的流动现金80万元
C.小卖部老板持有的1000个1元硬币
D.某民间协会的三年定期存款20万元

【答案】 D
35、资料：Why is Salt Bad for You?
A.hypertension and high blood pressure
B.heart disease and stroke
C.liver damage and kidney problems
D.osteoporosis and stomach cancer

【答案】 B
36、（　　）在金融市场中发挥着极为关键的作用，是金融市场高速运行的基础。
A.价格机制
B.金融市场主体
C.金融市场中介
D.金融市场客体

【答案】 A
37、微型计算机中，ROM的中文含义是（ ）。
A.随机存储器
B.只读存储器
C.高速缓冲存储器
D.可编程只读存储器

【答案】 B
38、The earliest telephones required a different pair of wires for each phone ___ you wished to connect.
A.that
B.which
C.where
D.to which

【答案】 D
39、宋朝著名的女词人在她的作品《醉花阴》中写道“东篱把酒黄昏后，有暗香盈袖，莫道不消魂，帘卷西风，人比黄花瘦。”请问这个女词人是（　　）。
A.朱淑真
B.李清照
C.卓文君
D.花蕊夫人

【答案】 B
40、The local area network also connects to a wide area network that allow a message ______ across the country or to other countries.
A.is sent
B.to be sent
C.sending
D.send

【答案】 B
41、下列账务处理程序中，适合规模较小，经济业务较少类型使用的是（　　）。
A.记账凭证汇总表账务处理程序
B汇总记账凭证账务处理程序
C.科目汇总表账务处理程序
D.记账凭证账务处理程序

【答案】 D
42、随着生产和生活垃圾的急剧增加，垃圾处理已成为一个重要的社会和经济问题。而有关专家却说垃圾是放错了地方的资源。”将垃圾看成是“放错了地方的资源”这段话（）。
A.坚持了联系的观点，世界上一切事物都是相互联系的
B.混淆了矛盾主次方面，看不到矛盾主要方面决定事物性质
C.坚持了矛盾的分析方法，看到矛盾双方在一定条件下相互转化
D.违背了矛盾普遍性和特殊性辩证关系，看不到矛盾的普遍性

【答案】 C
43、资料：Workforce planning helps an organization to estimate its future workforce requirements and calculate the numbers, nature and sources of potential employees who might meet that demand.
A.because it enables the company to know its employees better
B.because it makes the company prepared for the potential challenges
C.because it gives the employees a chance to receive training
D.all above

【答案】 A
44、资料：With 55% of consumers' customer service interactions starting online and 63% of adults using their smartphone several times a month to seek customer service， your mobile customer service tactics are more important than ever.
A.It forbids customers to go
B.It helps you gain new customers
C.Because of customers are using their smartphone to seek customer service
D.It prevent losing customers entirety

【答案】 B
45、When you write a cheque,the bank will______you 2 dollars.
A.cost
B.spend
C.save
Dcharge

【答案】 D
46、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.They are inconsistent about the attitude toward after hour's emails
BThey both push the employees to be available all the time
C.They are consistent about the attitude towards after hour's emails
D.They both don't mean to stress the employees out

【答案】 A
47、趋同适应是指亲缘关系相当疏远的不同种类的生物，由于长期生活在相同或相似的环境中，接受同样生态环境选择，在外貌形态、内部结构、生活特点、生理特征及发育等多方面表现出相似性，具有相同或相近的形态。
A.在同一片森林的地被层和草本层中，栖息着两栖类、爬行类等动物;在森林的下层——灌木林和幼林中，栖息着莺、苇莺和花鼠等；在森林的中层栖息着山雀、啄木鸟、松鼠和貂等；而在树冠层则栖息着柳莺、交嘴和戴菊等。
B.哺乳类的鲸、海豚、海象、海豹，鱼类的鲨鱼，它们在亲缘关系上相距甚远，但都长期生活在海洋中，整个身躯形成为适于游泳的纺锤形。
C.沙漠植物都是肉质叶或者茎，雨淋植物都是宽叶而寒带植物多是针叶。
D.蝙蝠、翼龙、鸟类为了飞翔，将前肢进化成强有力的翅。

【答案】 A
48、资料：In a family where the roles of men and women are not sharply separated and where many household tasks are shared to a greater or lesser extent, notions of male superiority are hard to maintain. The pattern of sharing in tasks and in decisions makes for equality, and this in turn leads to further sharing. In such a home, the growing boy and girl learn to accept that equality more easily than did their parents and to prepare more fully for participation in a world characterized by cooperation rather than by the battle of the sexes.
A.men play in a family
B.women play in a family
C.parents play in bringing up their children
D.equality plays in a family

【答案】 A
49、下面对作品、作家的表述，错误的是（ ）。
A.汤显祖，明代杂剧家，代表作为《牡丹亭》
B.曹禺、夏衍是我国现代著名的剧作家
C.塞万提斯，西班牙作家，著有《鲁滨逊漂流记》
D.《老人与海》的作者是美国作家海明威

【答案】 C
50、资料：“Our cars are for people who want something different.”
A.Because its products are handmade and qualified
B.Because its name represents luxury
C.Because the company is famous
D.Because its products are cheap

【答案】 A
51、This well established leader in Worldwide Aviation Training is able to give you the best ______ training that meets your training needs， your budget and your time.
A.most
B.possible
C.kind
D.better

【答案 B
52、公共物品消费的性质是（ ）。
A.非竞争性和非排他性
B.非竞争性和排他性
C.竞争性和非排他性
D.竞争性和排他性

【答案】 A
53、下列科学家中属于美国科学家的是（　　）。
A.西门子
B.诺贝尔
C.爱迪生
D.马可尼

【答案】 C
54、被称为“古希腊三大悲剧作家”的是埃斯库罗斯、欧里庇得斯和（　　）。
A.亚瑟克勒斯
B.索福克勒斯
C.汤姆克勒斯
D.斯托克勒斯

【答案】 B
55、While they mainly have ______Japanese tourists previously，luxury stores in Paris now employ Mandarin-speaking assistants for custormers from China.
A.amounted to
B.referrde to
C.adhered to
D.catered to

【答案】 D
56、 （　）是企业流动性最强的资产。
A.货币资金
B.固定资产
C.股票
D.无形资产

【答案】 A
57、Mr. Backus simply replaced the original equation with his own ___ for a dream date, which included the percentage of women likely to find him attractive, and the number of girls aged 24 to 34 in London.
A.designation
B.measures
C.criteria
D.legislation

【答案】 C
58、We appreciate your patience and hope to serve you in a timelier manner in the future. _ , please contact our order department at 716-555-0160 with any questions .
A.instead
B.meanwhile
C.in contrast
D.besides

【答案】 D
59、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.To make networks less expensive to build and operate
B.To enhance the capabilities of network engineers
C.To set new standards for computer networking
D.To promote cloud computing

【答案】 C
60、He felt so cold that he kept trembling ） unable to endure it any more.
A.as for
B.as well
C.as if
D.as long as

【答案】 C
61、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
62、 关于股票和公司债券的公开行为，以下说法正确的是（　　）。
A.股票发行实行核准制，公司债券实行审批制
B.股票和公司债券均实行审批制
C.股票和公司债券均实行核准制
D.股票发行实行审批制，公司债券发行实行核准制