2025年银行招聘之银行招聘综合知识题库附答案（典型题）.docx

2025年银行招聘之银行招聘综合知识题库附答案（典型题）

单选题（共600题）
1、拉动国内生产总值GDP增长的“三驾马车”不包括（　　）。
A.投资
B.消费
C.税收
D.净出口

【答案】 C
2、某家庭2000年总收入为10万元人民币，2012年时，该家庭的总收入增加至38万元人民币，根据恩格尔定律，与2000年相比，2012年该家庭用于食品的支出在家庭总收入中的比重（　　）。
A.保持不变
B.将会下降
C.将会增长
D.无从判断

【答案】 B
3、 在结账以前，如果发现账簿记录有错误，而记账凭证没有错误，仅属于记账时文字或数字上的笔误，应采用( )。
A.蓝字更正法
B.红字更正法
C.补充登记法
D.划线更正法

【答案】 D
4、美国宇航局利用一枚火箭在月球表面撞出直径大约100英尺的大洞，科学家通过测量，发 现了大约25加仑水蒸气以及水冰。这一发现被美国《时代》周刊评选为2009年十大科学 发现之一。这说明（ ）。
A.认识产生于实践的需要，反过来认识又推动了实践的发展
B.认识工具延伸了人类的认识器官，促进了人类认识的发展
C.实践锻炼和提高了人的认识能力
D.实践能够把认识和客观事物加以对照

【答案】 B
5、目前市售的USB Flash Disk(俗称优盘)是一种（ ）。
A.输出设备
B.输人设备
C.存储设备
D.显示设备

【答案】 C
6、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Westerners may establish long-term cooperation with one supplier
B.Chinese panel tends to looking for clear alternatives
C.Chinese negotiator is illogical
D.Westerners are straightforward in Chinese businessmen's eyes

【答案】 A
7、We need to involve at least 20 people on this project,____it can’t go ahead.
A.however
B.even if
C.due to
D.otherwise

【答案】 D
8、根据企业会计准则，短期投资一般使用（　　）进行核算。
A.成本法
B.权益法
C.合同法
D.收益法

【答案】 A
9、根据管理方格理论，“乡村俱乐部”领导风格的特点是（　　）。
A.管理者既不关心任务，也不关心人
B.管理者既关心任务，也关心人
C.管理者极端关注人
D.管理者极端关注任务

【答案】 C
10、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.build motivation and a support system
B.encourage breaks to do exercise
C.build a kitchen so that the employers could make healthy meals
D.All above

【答案】 D
11、Passage 6
A.Alexa is named after an ancient hero in Egypt
B.Alexa is installed in libraries
C.Alexa can provide all the necessary information about history
D.Alexa can provide more data to marketers than a cookie

【答案】 D
12、Passage 8
A.cause it can help a would to dry
B.Because it can cover a rough surfaceBBecause it can make a would smooth
C.Because it can prevent disease entering a wound

【答案】 A
13、下列关于我国的公司债说法错误的是（ ）。
A.公司债的风险与公司本身的经营状况直接相关，风险比国债要高
B.我国的公司债范围是广义上的，包括了企业债与金融债
C.我国公司债的发行和交易依据《公司法》与《证券法》有关规定
D.我国公司债发行和交易的监管机构为中国证监会

【答案】 B
14、No student　　）go out of school for snacks during the break without the teacher’s permission.
A.will
B.must
C.shall
D.may

【答案】 C
15、Passage3
A.are cooked with the powder of some plants
B.have fufu in them
C.are too hard to eat
D.are very hard

【答案】 D
16、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Voluntary Employee Benefits surpasses the traditional health benefit
B.Voluntary Employee Benefits are becoming more customized
C.The Advantages of Offering Voluntary Employee Benefits
D.Voluntary Employee Benefits and health care consumers

【答案】 B
17、冯·诺依曼在总结研制ENIAC计算机时，提出两个重要的改进是（ ）。
A.引入CPU和内存储器的概念
B.采用二进制和存储程序控制的概念
C.采用机器语言和十六进制
D.采用ASCII编码系统

【答案】 B
18、“乐以天下忧以天下，然而不王者，未之有也”与下列哪一观点是同一学派（　　）
A.刑过不避大臣，赏善不遗匹夫
B.天之道，损有余而补不足，人之道，则不然，损不足以奉有余
C.域民不以封疆之界，固国不以山溪之险，威天下以后某不利
D.其用战也胜、久则钝兵挫锐、攻城则倔、久暴师则国用不足

【答案】 C
19、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.She wrote too many letters
B.She couldn’t graduate from medical school
C.She was a woman
D.She couldn’t set up her hospital

【答案】 C
20、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.Demonstrate the problem specifically
B.Do it politely but firmly
C.Do it in person
D.Make general statements first

【答案】 D
21、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。
A.经常账户
B.资产
C.银行存款
D.股票资产

【答案】 A
22、2013年9月7日，（ ）击败西班牙马德里和土耳其伊斯坦布尔，最终成为2020年夏 季奥林匹克运动会的举办城市。
A.巴西里约热内卢
B.美届芝加哥
C.日本东京
D.阿根廷布宜诺斯艾利斯

【答案】 C
23、下列四个不同数字表示的数中，数值最大的是（　　）。
A.二进制数11011101
B.八进制数334
C.十进制数219
D.十六进制数DA

【答案】 A
24、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language?
A.Strengthen your cognitive skills
B.Improve your basic conversations
C.Begin to learn a foreign language
D.Talk with others as often as possible

【答案】 C
25、高通胀下的GDP增长将导致金融市场行情（ ）。
A.上升
B.下跌
C.不变
D.都有可能

【答案】 B
26、下列各项中，既包含在M0中，又包含在M1中的是（　　）。
A.流通中的现金
B.农村存款
C.企业单位活期存款
D.城乡居民储蓄存款

【答案】 A
27、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.More efforts will be needed to ensure a sustained economic growth
B.Investment from the government contributes most to the world economy
C.The market is pessimistic on the world economy
D.The world economy is growing rapidly and steadily

【答案】 A
28、 If you want to take photographs, you will need to apply for a____.
A.permissible
B.permission
C.permitting
D.permit

【答案】 D
29、多数鱼类背部发黑、腹部发白，其原因是（ ）。
A.长期进化形成的保护色
B.背部比腹部接受光线多，导致色素沉淀
C.背部比腹部黏膜厚，吸收光线多
D.背部鱼鳞多，吸收光线多

【答案】 A
30、 Advertising has long been viewed as a method of mass ______ in that a single message can reach a large number of people.
A.promotion
B.permission
C.fantasy
D.popularity

【答案】 A
31、 ( )要求企业对交易或者事项进行会计确认、计量和报告，应当保持应有的谨慎，不应高估资产或者收益，低估负债或者费用。

A.相关性
B.谨慎性
C.实质重于形式
D.真实性

【答案】 B
32、Provision of medical care is classified into primary, secondary, and ______ care categories.
A.third
B.three
C.tertiary
D.the third

【答案】 C
33、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.With the development of human robot interaction, robots ae now able to communicate with humans in an effective way
B.Scientists have many challenges in developing robots, such as how to modify their appearance and behavior
C.Human emotions enable robots to win the trust from human, especially the elderly and children
D.It is important to help people understand robots in order to develop robots to human needs

【答案】 D
34、网络主要的目标是实现（ ）。
A.通信
B.交换数据
C.资源共享
D.连接

【答案】 C
35、You can find it in our____brochure, along with some of our other models.
A.last
B.late
C.lately
D.latest

【答案】 D
36、How quickly they accomplish this transfer depends not only on how soon the ants agree on the best available site but also on how quickly they can _____there.
A.stay
B.migrate
C.choose
D.prefer

【答案】 B
37、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.Two
B.There
C.Four
D.None of above

【答案】 C
38金融创新就是（ ）。
A.在金融市场开展金融业务
B.金融体系与金融结构的变化
C.在金融领域内，各种要素实行新的组合
D.金融市场监管与金融发展关系的确定

【答案】 C
39、下列历史人物中，存在师生关系的有（　　）个。
A.0
B.1
C.2
D.3

【答案】 C
40、 债权人向债务人表示同意延期履行拖欠的债务，这将在法律上引起（　　）。
A.诉讼时效的开始
B.诉讼时效的中止
C.诉讼时效的中断
D.诉讼时效的延长

【答案】 C
41、Consequently，a sustainable business model can______companies to better adapt to complex environments and achieve sustainable competitive advantages。
A.render
B.enable
C.cause
D.ensure

【答案】 B
42、He has made a discovery, ___ of great importance to the progress of science and technology.
A.which I think it is
B.which I think is
C.think which is
D.of which I think it is

【答案】 B
43、Which of the following is or was an example of representative full-bodied money？（ ）。
A.Debt money
B.ATS account
C.Gold certificate
D.Demand deposit

【答案】 C
44、Mum,would you please buy me an ipad
A.would
B.shall
C.may
D.must

【答案】 B
45、 下列有关会计的表述中，不正确的一项是（　　）。
A.在会计核算中，允许一些企业使用外币作为记账本位币
B.会计主体需具有法人资格
C.只有以货币表现的经济活动才是会计对象
D.会计监督是会计的基本职能之一

【答案】 B
46、总分类账与明细分类账平行登记四要点中的“依据相同”是指（ ）。
A.总分类账要根据明细分类账进行登记
B.明细分类账要根据总分类账进行登记
C.根据同一会计凭证进行登记
D.由同一人员进行登记

【答案】 C
47、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.World Bank and the Asian Development Bank emphasize more on poverty reduction than Asian Infrastructure Investment Bank does
B.The Asian Infrastructure Investment Bank will be devoted to improve develpomengt in Asia
C.The Asian Infrastructure Investment Bank will work together with the World Bank, the Asian Development Bank and the European Bank for Reconstruction and Development
D.The Asian Infrastructure Investment Bank will pose a challenge to the United States

【答案】 D
48、资料：Desktop Support for Private Equity Firm in Midtown
A.Face-to-face technical assistance
B.Remote help
C.Handbook instructions
D.Phone calls

【答案】 B
49、Passage 8
A.to help a wound to dry
B.to covers a rough surface
C.damages some of the small side branches
D.allows too many branches to grow in the middle

【答案】 B
50、科学发展观，第一要义是发展，核心是以人为本，基本要求是全面、协调、可持续，根本方法是（　　）。
A.改革开放
B.统筹规划
C.总揽全局
D.统筹兼顾

【答案】 D
51、组织文化的核心和灵魂体现在它的（　　）。
A.物质层
B.中间层
C.制度层
D.精神层

【答案】 D
52、技能大赛中，刘师傅看了对手的资料后说：“如果我出场，每场比赛胜出的概率是0.3，但黄师傅出场的话，概率就是0.8。”于是决定，刘师傅出场1次，黄师傅出场2次，完成3场比赛后，总计胜出2场就可以进入总决赛。则他们进入总决赛的概率是（　　）。
A.0.854
B.0.562
C.0.736
D.0.688

【答案】 C
53、资料：The Oakview Cafe
A.It opens for dinner at 7p.m
B.It advertises in a local newspaper
C.It is located in the city's business district
D.It is a small restaurant

【答案】 A
54、______is well known，data under-determines theories.
A.As
B.That
C.What
D.Which

【答案】 A
55、政府的财政收入政策通过（ ）因素对国民收人产生影响。
A.政府转移支付
B.政府购买
C.消费支出
D.出口

【答案】 C
56、甲乙丙三人去买水果，甲购买1斤西瓜3斤苹果7斤梨共需要31.6元，乙购买1斤西瓜4斤苹果10斤梨共需362元。那么，丙购买1斤西瓜1斤苹果1斤梨共需要（　　）元。
A.22.4
B.24.2
C.12.4
D.14.2

【答案】 A
57、古希腊智者学派的出现，表明人类第一次意识到自己是自身所属社会的审判者，人有资 格、有力量，也有权利重新规范自己的生活，这是原始宗教和自然统治之下人类自我意识 的第一次觉醒，是西方人文精神的起源。这种理论是（ ）。
A.水是万物的本原
B.感觉即知识
C.人是万物的尺度
D.知识即美德

【答案】 C
58、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.assure
B.confide
C.ensure
D.guarantee

【答案】 C
59、资料：THOMAS WILSON
A.Medicine
B.high tech
C.healthcare
D.real estate

【答案】 A
60、下列不属于投资银行主要利润来源的是（ ）。
A.佣金
B.资金运营收入
C.存贷利差
D.利息收入

【答案】 C
61、Think of a dance floor, which is designed to dampen vibrations and limit the ____dancers could do to their limbs.
A.problem
B.dilemma
C.trouble
D.damage

【答案】 D
62、We G20 members must（　　）follow the underlying historical trend so as to chart the course for the future.
A.closed
B.closing
C.closely
D.close

【答案】 C
63、Early Americans simply did not sport hunt in those daysIt is hard to make a sport ___ something you did every day.
A.into
B.out of
C.by
D.with

【答案】 B
64、可以使插入点快速移到文档首部的组合键是（　　）。
A.Ctrl+Home
B.Ah+Home
C.Home
D.PageUp

【答案】 A
65、Passage 2
A.Carry a map
B.Remember the phone number of the host family
C.Get touch with Home stay Network
D.Wait for being called

【答案】 D
66、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique.
A.the theme that brings together works
B.arrangement focusing on some periods in history
C.different sections
D.famous artists joint together

【答案】 D
67、He wants to ______ and ______ everything.
A.cover up;paint up
B.cover up; paint over
C.cover over; paint over
D.cover over; paint up

【答案】 B
68、资料：The Oakview Cafe
A.A newspaper reporter
B.A musician
C.A cafe owner
D.A chef

答案】 B
69、Happiness is subjective，and one that we may not be able to accurately______across all countries. But that obviously isn’t going to stop anyone from trying。
A.try
B.track
C.divide
D.follow

【答案】 B
70、Most of these resources are ______ towards paper-writing and research projects.
A.hatched
B.geared
C.encouraged
D.motivated

【答案】 B
71、资料：Human resource professionals act as mediators between an organization's management and its workers. This requires wearing many hats It's an HR administrator's job to make sure that employees are working in a safe environment that disputes are settled， and that benefits are understood and administered properly. At the same time， HR is charged with recruiting new employees who will not only fit in personally and professionally but also help the company achieve its business goals. They also represent management when negotiating for benefits with companies administering these benefits and when implementing companywide policies that will ultimately lower costs or boost profits. The needs of HR cover a wide range of tasks and，therefore， require individuals who are good with people in addition to being organized， analytical business-minded， and heroic multitaskers.
A.Ensure a sound working environment for employees
B.Represent management in negotiation and policy implementation
C.Help achieve business goals and profit boost
D.Hire promising new employees for the sake of the company

【答案】 C
72、As ___, I thi