2019-2025年银行招聘之银行招聘综合知识题库练习试卷A卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识题库练习试卷A卷附答案

单选题（共600题）
1、According to some（　　）by some scholars,lung cancer is caused mainly by smoking.
A.rock
B.research
C.schedule
D.Rumor

【答案】 B
2、Life magazine chose Oprah____the wife of the president as “America’s Most Powerful woman”.
A.above
B.over
C.beyond
D.beside

【答案】 B
3、下列不属于大额可转让定期存单特点的是（　　）。
A.不记名转让流通
B.必须到期方可提取本息
C.期限短，一般在一年以内
D.进入市场的主体有严格的限制

【答案】 D
4、（　　）in computer technology are allowing users to reach into any part of the world by just clicking a mouse.
A.Advancement
B.Advances
C.Advancing
D.Advance

【答案】 B
5、设a，b均为正整数，且有等式11a＋7b＝132成立，则a的值为？（　　）
A.6
B.4
C.3
D.5

【答案】 D
6、四对情侣排成一队买演唱会门票，已知每对情侣必须排在一起，问共有多少种不同的排队顺序？（　　）
A.24种
B.96种
C.384种
D.40320种

【答案】 C
7、甲在2016年1月1日当着两个儿子的面立了一份口头遗嘱，2016年2月18日，大儿子为稳妥起见，将遗嘱内容以书面形式记录下来，后因大儿子不孝，老人欲将所有财产都留给小儿子，于2016年7月9日重新以书面的形式更改了遗嘱内容。试问，甲去世后，哪份遗嘱可以生效（　　）
A.口头遗嘱
B.2016年7月9日立的遗嘱
C.2016年2月18日立的书面遗嘱
D.以上都无效，按法律规定继承

【答案】 B
8、资料：From: Peter Manx [e-mail]
A.Reasonable prices
B.Useful course content
C.Flexible arrangements
D.Well qualified teachers

【答案】 A
9、 小王向银行借了一笔期限为8个月的贷款，到期后因无力偿还而申请展期，则展期期限累积不得超过（　　）。
A.8个月
B.1年
C.2年
D.3年

【答案】 A
10、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.The companies that carry out the project
B.Environmental campaigners
C.North Dakota oil producers
D.Consumers

【答案】 B
11、To meet the ethical requirements, the participants were informed that their involvement in the study was voluntary and that their personal privacy would be treated______.
A.confidentially
B.proudly
C.confidently
D.secretly

【答案】 A
12、趋同适应是指亲缘关系相当疏远的不同种类的生物，由于长期生活在相同或相似的环境中，接受同样生态环境选择，在外貌形态、内部结构、生活特点、生理特征及发育等多方面表现出相似性，具有相同或相近的形态。
A.在同一片森林的地被层和草本层中，栖息着两栖类、爬行类等动物;在森林的下层——灌木林和幼林中，栖息着莺、苇莺和花鼠等；在森林的中层栖息着山雀、啄木鸟、松鼠和貂等；而在树冠层则栖息着柳莺、交嘴和戴菊等。
B.哺乳类的鲸、海豚、海象、海豹，鱼类的鲨鱼，它们在亲缘关系上相距甚远，但都长期生活在海洋中，整个身躯形成为适于游泳的纺锤形。
C.沙漠植物都是肉质叶或者茎，雨淋植物都是宽叶而寒带植物多是针叶。
D.蝙蝠、翼龙、鸟类为了飞翔，将前肢进化成强有力的翅。

【答案】 A
13、在凯恩斯的几个持币动机理论中，他认为下列哪项（　　）对利率最为敏感。
A.投机动机
B.预防动机
C.交易动机
D.无私动机

【答案】 A
14、计算机病毒是指（）。
A.带细菌的磁盘
B.已损坏的磁盘
C.具有破坏性的特制程序
D.被破坏的程序

【答案】 C
15、The interplay between national and organizational culture has been subject to ______ debates in the literature on organizational theory.
A.severe
B.perpetual
C.frequent
D.continuous

【答案】 B
16、中央银行对市场进行政策调节时，效果最为强烈的金融工具是（ ）。
A.存款准备金率
B.再贴现率
C.银行再贷款率

【答案】 A
17、I would like to take advantage of this opportunity to express my sincere ______ for your help.
A.regulation
B.recreation
C.appreciation
D.guarantee

【答案】 C
18、资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
A.The professional who will do a physical “check-up” for you
B.The professional who will visit you like a doctor
C.The professional who will schedule a meeting with you
D.The professional who will help you make your financial plans

【答案】 D
19、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.It’s a shame if you check your email all the time
B.The employees are willing to leave work at the end day of the workday
C.The employees are expected to answer emails although it’s not working time
D.Work email is the essential part in worker’s daily life

【答案】 C
20、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Subjective
B.Critical
C.Unbiased
D.Supportive

【答案】 C
21、红娘最早成名是在王实甫的（　　）。
A.《西厢记》
B.《小桃红》
C.《滚绣球》
D.《桃花亭》

【答案】 A
22、计算机的硬件主要包括中央处理器(CPU)、输入设备、输出设备和（ ）。
A.键盘
B.鼠标
C.存储器
D.显示器

【答案】 C
23、He didn’t tell the truth.That reason could not（　　）his absence from school.
A.take into consideration
B.account for
C.make out
D.make up for

【答案】 B
24、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。
A.逆差385亿美元
B.顺差385亿美元
C.逆差951亿美元
D.顺差951亿美元

【答案】 B
25、资料：FOR TWO MARKETING EXECUTIVES
A.table, oven and garment
B.wardrobe, printer and dryer
C.bedside lamp, sofa and closet
D.refrigerator, washing machine and laundry detergent

【答案】 C
26、有一批书要翻译，如果甲单独翻译需要22天，如果是乙单独翻译需要11天。现在甲先翻译一天，乙接着翻译一天，然后甲再翻译一天……如此以后，翻译完这批书需要（　　）天。
A.16
B.15
C.17
D.14

【答案】 B
27、《党政机关公文处理工作条例》规定的公文种类有（　　）。
A.14种
B.13种
C.15种
D.17种

【答案】 C
28、Passage 2
A.Its statistics look embarrassing
B.It is invalid in terms of methodology
C.It deserves our closest attention
D.Its conclusion is purposely exaggerated

【答案】 B
29、资料：Early Experiences
A.To determine whether the product is user-friendly
B.To see if the process is simple enough for users to understand
C.To learn about users' perspective
D.To cancel a process or navigate to a specific function or location

【答案】 D
30、Any equipment that does not arrive in perfect ____ may be returned to MQZ Electronics free of charge.
A.development
B.situation
C.problem
D.condition

【答案】 D
31、最广义的投资银行定义是指（ ）。
A.任何经营华尔街金融业务的银行
B.指经营一部分或者全部资本市场业务的金融机构
C.投资银行是指经营资本市场某些业务的金融机构
D.在一级市场上承销证券筹集资本和在二级市场上交易证券的金融机构

【答案】 A
32、Most environmental problems exist nowadays mainly because the efficient measures（　　）taken in the past.
A.was not
B.were not
C.were not being
D.being not

【答案】 B
33、下来关于“服务业营业税改征增值税”的说法正确的是（ ）。
A.服务业营业税改征增值税是指根据服务业的营业税修改增值税
B.改革只针对服务行业
C.服务业营业税改征增值税是指对服务业由征收营业税改为征收增值税
D.试点行业的总体税负略有增加

【答案】 C
34、Science and spirit seemed so incongruent, and yet they both appeared to be two windows （ ） into the same house.
A.looked
B.looks
C.looking
D.to look

【答案】 C
35、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.The corporate identity
B.Quality of the product
C.Packaging images
D.All of above

【答案】 D
36、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.Stop the Dakota Access permanently
B.Join the Paris climate agreement
C.Require federal agencies to take climate change into consideration when making decisions
D.Suspend the construction of Dakota Access

【答案】 A
37、资料：Up to 80 per cent of the world’s middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.
A.the economic development of China is important
B.the role of some developing countries is significant for poverty reduction
C.14 countries are developing faster than China
D.it is crucial to make a clear goal first

【答案】 B
38、The（　　）tough training given by our company creates strong and able sales representatives who perform well above others in the same field.
A.indifferently
B.presumable
C.completely
D.unbearably

【答案】 D
39、银行同业拆借以( ）拆借为主。
A.6个月
B.4个月
C.隔月头寸
D.隔夜头寸

【答案】 D
40、I cannot think of anything ______ happened that day which I would have wished otherwise.
A.what
B.who
C.that
D.which

【答案】 C
41、 以现金购入的长期股权投资，按（　）作为长期股权投资初始投资成本。
A.被投资单位的所有者权益账面价值的份额
B.换出资产的账面价值加上应支付的相关税费
C.应收债权的账面价值
D.实际支付的全部价款(包括支付的税金、手续费等相关费用)

【答案】 D
42、These small companies now have their own ______ identity.
A.discreet
B.discrete
C.separated
D.isolated

【答案】 B
43、某物流企业向中国农业银行借入资金100万元，年利率为4％，由于银行要求将贷款额度的20％作为补偿性余额，则该物流企业的实际借款利率为（　　）。
A.5％
B.4％
C.6％
D.7％

【答案】 A
44、The（　　）behind the yellow tape is prohibited to anyone without a press pass.
A.positing
B.scenery
C.exterior
D.area

【答案】 D
45、夏日雷雨过后，人们会感到空气特别清新，其主要原因是（ ）。
A.雷雨过后，空气湿度增加
B.雷雨过程中雷电导致空气中的臭氧分子增加
C.雷雨过程中空气中的灰尘随雨水降落到地面
D.雷雨过程中气温快速下降

【答案】 B
46、It was essential that the application forms back before the deadline.
A.would be sent
B.were sent
C.be sent
D.must be sent

【答案】 C
47、资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.
A.the preface of a book
B.an excerpt from a paper on health
C.a book review
D.promotional materials for a book

【答案】 B
48、变化基本上与总体经济活动的转变同步的宏观经济指标是（ ）。
A.先行性指标
B.同步性指标
C.滞后性指标
D.趋同性指标

【答案】 B
49、Each man and woman must sign ______ full names before entering the examination room.
A.his
B.her
C.their
D.one’s

【答案】 C
50、Despite his Catholic background, Kennedy also became a strong advocate of_____rights and later, a supporter of same-sex marriage.
A.waste
B.removal
C.autonomy
D.abortion

【答案】 D
51、Our new product will be put through a number of（　　）tests before being released to the public.
A.dependent
B.founded
C.withhold
D.stringent

【答案】 D
52、 在( )前提下，会计确认、计量和报告应当以企业持续、正常的生产经营活动为前提。
A.会计分期
B.会计核算
C.会计监督
D.会计主体

【答案】 D
53、缺乏人力资源规划对组织造成的损害是（　　）。
A.职位空缺无法及时得到填补
B.主管无法客观评价下属的工作绩效
C.人力资源部门不能实施职位评价
D.企业无法确定职位说明书

【答案】 A
54、 如果某种外币的买人小于卖出，其“外汇买卖”科目为（　）余额，俗称（　）。
A.借方；多头
B.贷方；空头
C.借方；空头
D.贷方；多头

【答案】 C
55、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.增加线上沟通会减少青少年与朋友的距离感
B.移动世界的体验与实际生活中的体验是相同的
C.青少年沉浸于数字世界之后很少参加线下活动
D.青少年可以通过移动设备在线上交到更多的好朋友

【答案】 C
56、下列数据整理和显示方法中，取值不可能大于1的是（　　）。
A.比例
B.比率
C.频数
D.累积频数

【答案】 A
57、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the country’s exit.
A.Thereas May’s makes financial commitment to EU for the transition period
B.Britain insists on leaving EU without any agreement
C.EU won’t talk to Britain unless Britain makes concessions
D.Thereas May seeks to unlock Brexit talks in her speech

【答案】 D
58、宏观经济指标是体现经济情况的一种方式，下列指标中属于金融指标的是（　　）。
A.货币供应量
B.消费物价指数
C.国民生产总值
D.社会消费品零售总额

【答案】 A
59、She never forgave him for ___ he did her. Neither could he rid himself of the feeling of guilt for having treated her that way.
A.wronging
B.a wrong
C.wrong
D.the wrong

答案】 D
60、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.
A.The dominance of social platforms
B.The dominance of the digital advertising
C.The introduction of new programmatic technologies
D.Publishers and advertisers can now scale native campaigns easily

【答案】 B
61、I could speak____ Japanese_____ Chinese, so I had to talk with him in English.
A.not only； but also
B.both； and
C.neither； nor
D.either； or

【答案】 C
62、In sub-Saharan Africa today, for instance, gross investment____for roughly of national income.
A.estimates
B.accounts
C.constitutes
D.makes

【答案】 B
63、我国政府提出的（ ）是“低碳”概念的核心概念。
A.节能减排
B.环境保护
C.出口退税
D.计划生育

【答案】 A
64、WangHong speaks English very well.
A.I hope so
B.I hope not
C.I think so
D.I don’t think so

【答案】 C
65、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.
A.At almost unprecedented moment in history, we should reach our potential to decide whether to take the right path
B.At almost unprecedented moment in history we should reach our potential to decide whether to take decisive action
C.At almost unprecedented moment history,we should reach our potential to choose the right answers to all the problems encountered by us
D.At almost unprecedented moment in history we should our potential to realize the advent of the era of self-driving cars

【答案】 D
66、 There's an______food shortage and many farmers will miss the winter cropping season.
A.enormous
B.immense
C.acute
D.urgent

【答案】 C
67、 期货交易与现货交易的不同之处在于（　　）。
A.风险较小的合约
B.不需要交保证金的合约

C.实物交割率低的合约
D.交易所并不提供结算服务

【答案】 C
68、资料：From:prorno@
A.He has shopped at Fruittisom’ s online store
B.He has been charged incorrectly for an order
C.He has worked for Fruittisom
D.He has reported a late delivery

【答案】 D
69、久期分析也称为持续期分析或期限弹性分析，是衡量利率变动对银行（　　）影响的一种方法。
A.当期收益
B.风险水平
C.资本充足率
D.整体经济价值

【答案】 D
70、生命的物质基础是（　　）。
A.蛋白质、甘酸、糖类、碱基、水和无机盐等
B.蛋白质、核酸、糖类、碱基、水和无机盐等
C.蛋白质、核酸、糖类、脂类、水和无机盐等
D.蛋白质、甘酸、糖类、脂类、水和无机盐等

【答案】 C
71、中国人民银行在（　　）领导下依法独立执行货币政策，履行职责，开展业务。
A.全国人民代表大会
B.全国人民代表大会常务委员会
C.中国银行保险监督管理委员会
D.国务院

【答案】 D
72、资料：Placing the right type of workers in close proximity to each other can generate up to a 15 percent increase in organizational performance，according to the study from Cornerstone On Demand，a provider of cloud-based learning and talent-management software，and researchers at Harvard Business School in Massachusetts. For businesses with 2，000 employees, this translates into an additional $1 million in profit each year，the study said.
A.Cornerstone On Demand is a provider of cloud-based learning and talent-management software
B.Placing the right type of workers together will generate 15% increase in performance
C.Smarter seating can affect company’s performance
D.A study about how a firm get additional profit

【答案】 B
73、The______of their years of education was 10.96 with a minimum of 7 and a maximum of 17.
A.mean
B.median
C.mode
D.average

【答案】 B
74、假设银行系统:(1)原始存款为900万元；(2)法定存款准备金率6%;(3)为现金漏损率为15%4)超额准备率为3%。此时银行系统的派生存款总额为()万元。
A.3750
B.4286
C.5000
D.10000

【答案】 A
75、He has been studying here for three years,by next summer he_.
A.will graduate
B.will have graduated
C.will be graduated
D.will be graduating

【答案】 B
76、应世界经济论坛创始人兼执行主席施瓦布邀请，国家主席习近平将于2021年1月25日在北京以视频方式出席世界经济论坛（　　）对话会并发表特别致辞。
A.APEC议程
B.博鳌议程
C.达沃斯议程
D.金砖五国议程

【答案】 C
77、如果一个社会的收入是绝对平衡的,那么，基尼系数将（ ）。
A.等于1
B.等于0
C.大于1
D.小于0

【答案】 B
78、Air fares will be ________on July 20. Domestic flights will go down by 10 percent, but international flights will go up by .
A.revised