2025年银行招聘之银行招聘综合知识考前冲刺模拟试卷A卷含答案.docx

2025年银行招聘之银行招聘综合知识考前冲刺模拟试卷A卷含答案

单选题（共600题）
1、Injuries from rear-end ______ were down，which could mean more than $45 million saved on accident damage per year.
A.collisions
B.combats
C.contradictions
D.conflicts

【答案】 A
2、在Exce1 2003中，每一张工作表最多可拥有（　　）个单元格。
A.256×65536
B.256×1024
C.255×65536
D.256×256

【答案】 A
3、2012年1月8日，中国人民银行工作会议在北京闭幕，会议上透露出的信息显示，（ ）仍是金融宏观调控的首要任务。
A.稳定物价总水平
B.抑制投资
C.降低金融风险
D.控制货币供应量

【答案】 A
4、They failed to pass the exam last time.I regretted（　　）.
A.to be not able to help
B.being unable to help
C.being able to helping
D.not be able to help

【答案】 B
5、I never imagined that she could walk（　　）far,7 miles per day!.
A.as
B.such
C.that
D.very

【答案】 C
6、There’s been a lot of contention in the last couple of weeks about the future______of the company.
A.direction
B.decision
C.condition
D.orentation

【答案】 A
7、The owl is a ____ bird which kills its prey with its claws.
A.aglow
B.predatory
C.cursory
D.petulant

【答案】 B
8、OPEC holds meetings frequently so as to regulate the outp of __ oil.
A.first
B.crude
C.original
D.primary

【答案】 B
9、 ( )主管全国的会计工作。
A.中国人民银行总行
B.国务院
C.国务院财政部门
D.全国人民代表大会

【答案】 C
10、 会计账簿包括( )、明细账、日记账和其他辅助性账簿。
A.日计表
B.统计表
C.总账
D.余额表

【答案】 C
11、The number of people wanting to become a Southwest Airlines flight attendant has reached ________ .
A.record high
B.a record high
C.high record
D.a high record

【答案】 D
12、 下列说法，错误的是( )。
A.我国商业银行经营活动的不确定性越来越高，表外信息的内容也在不断扩展
B.我国商业银行会计信息披露已逐渐从会计报表披露为主转向会计报表、会计报表附注及其他财务会计报告共同披露的新的发展阶段
C.我国在会计信息披露方面存在很多问题
D.与会计报表披露相比，会计报表附注披露比较强大

【答案】 D
13、 根据我国《反不正当竞争法》的规定，下列行为属于不正当竞争行为中的混淆行为的是（　　）。
A.甲厂在其产品说明书中作夸大其词的不实说明
B.乙厂的矿泉水使用“清凉”商标，而“清凉矿泉水厂”是本地一知名矿泉水厂的企业名称
C.丙商场在有奖销售中把所有的奖券刮奖区都印上“未中奖”字样
D.丁酒厂将其在当地评奖会上的获奖证书复印在所有的产品包装上

【答案】 B
14、北宋新诗运动的领袖是（ ）。
A.欧阳修
B.王安石
C.梅尧臣
D.范仲淹

【答案】 A
15、To check the______of these results, we perform two different empirical exercises.
A.integrity
B.perfection
C.temperament
D.reliability

【答案】 D
16、Most of the time, we eat soft foods, so gradually our jaws stop growing to the full ______.
A.control
B.capacity
C.campaign
D.category

【答案】 B
17、设a，b均为正整数，且有等式11a＋7b＝132成立，则a的值为？（　　）
A.6
B.4
C.3
D.5

【答案】 D
18、Recently,Xiangning started to communicate with Mike,the contact person of Monsell.
A.single

B.individual
C.former
D.savings

【答案】 B
19、Airlines are already increasing their price on the____that fuel prices are going to rise.
A.consumption
B.destruction
C.assumption
D.presumption

【答案】 C
20、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
A.FRA
B.Laws of states
C.Fed
D.OCC

【答案】 C
21、 “应收账款”、“应付账款”、“原材料”等属于( )账户。
A.总分类
B.明细分类
C.总明细
D.其他

【答案】 A
22、There is a note pinned to the door（　　）when the shop will open again.
A.saying
B.says
C.said
D.having said

【答案】 A
23、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit".
A.The quality of writings is of primary importance
B.mmon humanity is central to news reporting
C.Moral awareness matters in editing a newspaper
D.Journalists need stricter industrial regulations

【答案】 C
24、按组合键（　　）可选定整个Word文档。
A.AIt+P
B.Ctr1+A
C.AIt+F4
D.AIt+Esc

【答案】 B
25、我国银行间外汇市场的调控者是（ ）。
A.国家外汇管理局
B.中国人民银行
C.中国外汇交易中心
D.证监会

【答案】 B
26、Passage 6
A.Alexa is named after an ancient hero in Egypt
B.Alexa is installed in libraries
C.Alexa can provide all the necessary information about history
D.Alexa can provide more data to marketers than a cookie

【答案】 D
27、It is very important that the text is neither too detailed ___ too complex for the intended readers.
A.nor
Bor
C.no
D.not

【答案】 A
28、当看跌期权的履约价格髙于相关期货价格时，该期权被称为( ）。
A.实值期权
B.虚值期权
C.两平斯权
D.欧式期权

【答案】 A
29、Store layout and merchandise presentation, as well as______,help shoppers find items more quickly.
A.to have appropriate signs
B.appropriate signs are necessary
C.with appropriate signs
D.appropriate signs

【答案】 D
30、On the next birthday,Ann（　　）married for twenty years.
A.is
B.has been
C.will be
D.will have been

【答案】 D
31、资料：Why is Salt Bad for You?
A.salt consumption leads to a stroke
B.sodium excreted in urine is a measure of salt intake
C.an increase in blood pressure causes an increase in salt consumption
D.the higher the sodium in urine, the greater the chance of hypertension

【答案】 D
32、资料：Talk about Christmas in July. Carrie Rocha has already started her holiday shopping. “A few weeks back I picked up a $60 toy for $4, and, truth be told, I picked up a whole lot more than that,” she wrote in an email. “I spent about $80 total and got $350+ in toys.”
A.those with abundant money to waste
B.those common people who give others presents during holidays
C.those who never celebrate festivities and have no relatives
D.those under stress from both work and life

【答案】 B
33、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.The companies that carry out the project
B.Environmental campaigners
C.North Dakota oil producers
D.Consumers

【答案】 B
34、现代家庭生活离不开网络的支持，但数字生活的普及通常都是从路由器开始的。路由器在网络中的作用是（　　）。

A.解析模拟信号为数字信号
B.链接多个网络或者网段
C.保护连接进入网络的设备安全，避免黑客攻击
D.解析网络要求，将域名翻译为ip地址，从而获取网络访问

【答案】 B
35、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.Serious unemployment
B.Wars
C.Foreign talents drain
D.Social instability

【答案】 C
36、买卖双方分别承诺在将来某一特定时间按照事先确定的价格，购买和提供某种商品。这种金融衍生工具是（　　）。
A.远期合约
B.期权合约
C.票据发行便利
D.互换交易

【答案】 A
37、生物体构造的主要物质是（ ），生命遗传的物质基础又是（ ）。
A.细胞；蛋白质
B.蛋白质；核酸
C.蛋白质；细胞
D.细胞；核酸

【答案】 B
38、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.To illustrate that it will be better if the customer states the specific problem
B.To show that the stereo is really not working
C.To complain about the stereo
D.To stress that something is wrong with the left speaker and the sound

【答案】 A
39、2019年是人民币国际化启动十周年。十年来，中国银行充分发挥全球化和综合化优势，深度参与全球人民币清算体系建设，助力人民币国际化发展。截至目前，中行在（　　）个国家和地区担任人民币清算行，在全球26家授权人民币清算行中占有12席，继续保持同业第一。
A.10
B.12
C.20
D.30

【答案】 B
40、资料：The increasing amount of personal information that can be collected by computer programs that track how people use Facebook has been revealed by an extensive academic study.
A.To show the importance of it in people’s life
B.To support that people can collect information from Facebook
C.To give an example of the information predicted in the study
D.To illustrate the percentage of people with religious belief

【答案】 C
41、物价上涨率和失业率是成（　　）。
A.有联系但不确定
B.正相关
C.负相关
D.无相关

【答案】 C
42、（ ）is believing.
A.Seeing
B.Seen
C.To be seeing
D.To see

【答案】 A
43、The boy wanted to play football in the street，but his father told him______.
A.not to
B.not
C.not to do
D.don’t

【答案】 A
44、在银行表外业务中，下列属于金融衍生交易类业务的是（　　）。
A.备用信用证业务
B.承兑业务
C.利率期权业务
D.保函业务

【答案】 C
45、目前我国上海和深圳证券交易所均实行（ ）的交割方式完成清算交易。
A.T - 1
B.T+0
C.T+1
D.T+2

【答案】 C
46、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.
A.Price for the same flight to a nearer destination is higher
B.Prices for different destinations on the same flight are the same
C.Price for the same flight to a farther destination is higher
D.Prices for different destinations on the same flight are different

【答案】 A
47、资料：It's so common to hear people say， “I’m stressed out，” almost as a badge of honor， as if this is a symptom only of our fast-paced modern life. But in her book， “Exhaustion： A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed almost since the beginning of human history.
A.praise
B.sarcasm
C.arixiety
D.anger

【答案】 B
48、揭示事物发展具有前进性和曲折性相统一的规律是（ ）。
A.联系和发展的规律
B.对立统一规律
C.质量互变规律
D.否定之否定规律

【答案】 D
49、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.Consumer and investor still hold confidence in the US economy
B.There is little scope for provoking the economy
C.US is predicted to be recovering very slowly
D.The US recovery would give the rest of the world a more promising future

【答案】 A
50、研究发现，与非复阳患者相比，复阳患者在住院期间表现出更少的症状，更持久的CT成像缓解和更早的RNA转阴，但血浆抗体水平表现与非复阳患者相似。重新入院后，这些复阳患者没有表现出明显的临床症状或疾病进展，CT影像正常以及炎症性细胞因子水平也正常。
A.与非复阳患者相比，复阳患者拥有不同的症状表征
B.住院期间和重新入院治疗期间，复阳患者的表现前后有所不同
C.复阳患者比非复阳患者更难治疗
D.在某些症状上，复阳患者比非复阳患者的表现要轻得多

【答案】 D
51、下列说法错误的是（　　）。
A.热水管往往比冷水管先被冻裂
B.高尔夫球上的微凹坑使作用于球上的空气阻力减小
C.自燃是由于材料内部的氧化使得材料的热量增加而引起的
D.材料能够燃烧是由于可燃材料富含一种叫“燃素”的物质

【答案】 D
52、“三网”融合中的“三网”不包括（ ）。
A.电信网
B.广播电视网
C.互联网
D.卫星通信网

【答案】 D
53、Akira Nakayama ____delay the filming of his documentary in the rainforest when his equipment did not arrive on schedule.
A.has to
B.had to
C.having to
D.will have to

【答案】 B
54、Of interest is also the question whether, and if so, how a technology marked by many as "revolutionary" can impact on established leaning and teaching in a context which appears to be______to change.
A.hesitant
B.reluctant
C.resistant
D.persistent

【答案】 C
55、资料：Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in winter, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.
Acold
B.hardship
C.physical risk
D.all of the above

【答案】 D
56、政府无论调高或者调低价格，其结果（　　）。
A.都会使消费者得到好处
B.都会使生产者得到好处
C.都会使供求失衡现象消失
D.都可能使供求失衡现象持续存在

【答案】 D
57、There seemed little hope that the explorer,（ ）in the tropical forest,would find his way through it.
A.to be deserted
B.having deserted
C.to have been deserted
D.having been deserted

【答案】 D
58、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.The innovative potential of clinical operations is yet to be realized
B.Collaborative care should be viewed from a strategic perspective
C.Clinical operations shouldn’t conform to postmodern societal model
D.None of the above

【答案】 B
59、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.impact
B.incident
C.inference
D.issue

【答案】 D
60、Authorities gave them a few hours to ______ their belongings before it was detonated later that morning.
A.retrieve
B.release
C.reassure
D.revive

【答案】 A
61、企业支付的产品广告费，应通过（ ）账簿反映。
A.序时
B.备查
C.数量金额
D.分类

【答案】 B
62、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.growing use of computing in the e-commerce market
B.software for data rush hours
C.improved computer security
D.networks that are less expensive to build

【答案】 A
63、 会计科目在年度中间进行调整时，一律( )进行结转。
A.采用结转对照表的方式
B.采用并账的方式
C.填制凭证通过会计分录

D.采用并表的方式

【答案】 C
64、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.They are inconsistent about the attitude toward after hours emails
B.They both push the employees to be available all the time
C.They are consistent about the attitude towards after hours emails
D.They both don’t mean to stress the employees out

【答案】 A
65、资料：Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in winter, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.
A.activity
B.rules
C.uniform
D.participants

【答案】 B
66、掠夺交易是指以强制手段为基础、一方强迫另一力的利益转移（包括其承载物的转移）。下列不属于掠夺交易的是（ ）。
A.甲有一幅非常珍贵的古名画，乙知道后千方再计想得到，就请甲的领导出面，用一幅现代名画将乙的那幅画换到手
B.张某摆了一个杂货摊点，一天，有一人来买塑料面盆，她拿出一元钱塞给张说：“我知道你卖三元一只，我们是邻居，就一元卖给我吧。”说完就拿走了面盆
C.小李家正搞装潢，谁知预算失误，少买了几平米某名牌木地板，急需补上，经销商谎称木地板涨价，必须加价，最终小李以三倍的价格买回所需地板
D.小王和小章是两位集邮爱好者，他们常常交换邮品，虽然有时用以交换的邮品价格悬殊，但双方都非常乐意，毫无怨言

【答案】 D
67、资料：Imagine you went to a restaurant with your girlfriend, had a burger, p