2025年银行招聘之银行招聘综合知识通关提分题库(考点梳理).docx

2025年银行招聘之银行招聘综合知识通关提分题库(考点梳理)

单选题（共600题）
1、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.was the first woman doctor
B.and several other women founded the first hospital for women children
C.became the first woman physician
D.set up the first medical school for women

【答案】 A
2、Drade Technologies has responded ____ to our proposal for its new advertising campaign.
A.favorable
B.favoring
C.favorably
D.favorite

【答案】 C
3、下列无符号十进制整数中，能用8个二进制位表示的是（　　）。
A.257
B.201
C.313
D.296

【答案】 B
4、甲公司2019年12月1日购入生产设备一台，入账价格为200000元，采用年数总和法摊销，预计净残值5000元，预计使用年限5年。2020年12月31日，该生产设备的可收回金额为120000元，则2020年底，该设备的账面价值为（　　）。
A.120000
B.135000
C.150000
D.161000

【答案】 A
5、流感是一种由流感病毒引起的常见病，流感病毒有不同的类型。现有多种流感疫苗，有人注射了一种流感疫苗后，在流感流行期间未患流感，但流感再次流行时却患了流感，这其中不可能的原因（）。
A.流感病毒发生了变异
B.抵抗流感病毒的抗体在体内存在时间短
C.流感病毒使人的免疫系统受损
D.流感病毒与注射的疫苗是不同类型

【答案】 C
6、All（　　）is a continuous supply of fuel oil.
A.what is needed
B.that is needed
C.the thing needed
D.for their needs

【答案】 B
7、下列各类计算机程序语言中，不属于高级程序设计语言的是（　　）。
A.Visual
B.sicBFORTRAN语言
C.Pascal语言
D.汇编语言

【答案】 D
8、自然人甲、乙、丙共同出资设立了A公司。根据《公司法》，下列组织机构中必须设立的是（　　）。
A.股东会
B.董事会
C.职工代表大会
D.监事会

【答案】 A
9、I（　　）in the library every night over the last three months.
A.works
B.worked
C.have been working
D.had been working

【答案】 C
10、The cleaner has just left,leaving an aerosol’s delightful aroma floating in the air.You ______ deeply,enjoying the sweet fragrance.
A.exert
B.inhale
C.exhale
D.inert

【答案】 B
11、MUN, which ___ Model United Nations, is a conference that provides students all over the world with the opportunity to experience what it’s like to be in the United Nations.
A.stand by
B.stands for
C.stand up
D.stand out

【答案】 B
12、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below.
A.more than
B.less than
C.the same as
D.not comparable with

【答案】 C
13、根据劳动合同法的规定，下列表述正确的是（　　）。
A.用人单位不得单方面解除劳动合同
B.试用期不包含在劳动合同期限内
C.劳动合同部分无效，不影响其他部分效力的，其他部分仍然有效
D.发生劳动争议的，双方协商为争议解决的必经程序

【答案】 C
14、资料：From Coins to Credit Banking Throughout the Ages is a concise history of banks and the banking industry from ancient times to the present. James Gallagher, who has made a career of covering financial news for several newspapers, has done a careful job of investigating his subject. Although he presents the facts carefully, Mr. Gallagher has made what could have been a dry book into one that is interesting and enjoyable. By telling amusing anecdotes about historical figures, he makes them come alive. Even people who are not particularly attracted to the subject matter will find this book engrossing.
A.Banker
B.Librarian
C.Journalist
D.Publisher

【答案】 C
15、7/9，13/9，20/9，28/9，（　　）。
A.25/9
B.37/9
C.26/9
D.8/3

【答案】 B
16、下列是美国作家的是（　　）。
A.歌德
B.马克?吐温
C.福楼拜
D.巴尔扎克

【答案】 B
17、The fast-growing Chinese market has been a source of______opportunities for businesses。
A.considerable
B.considering
C.considered
D.considerate

【答案】 A
18、 财务报表项目中的数字其直接来源是（　　）。
A.原始凭证
B.记账凭证
C.明细账簿
D.账簿记录

【答案】 D
19、对于采取紧缩战略的组织，人力资源管理的关键活动是（　　）。
A.改变员工的晋升和发展机会。留住更多的现有人员
B.裁减工作绩效不佳的员工
C.合并新购并企业的人力资源管理体系
D.制定适当的规划保证及时雇用和培训新员工

【答案】 B
20、典型的代用货币是（　　）。
A.辅币
B.银行存款
C.银行券
D.现金

【答案】 C
21、资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
A.More than half of people don’t have enough finances for retirement
B.quarter of people don’t take part in their company’s retirement plan
C.No one can be financially secure in retirement
D.The average person will spend 20 years in retirement

【答案】 C
22、下面属于非票据结算的是（ ）。
A.汇兑结算
B.汇票结算
C.本票结算
D.支票结算

【答案】 A
23、资料：Keeping the Zeal of a Startup as You Scale
A.An insurgent company invests more in the future while an incumbent company invests more in the status quo
B.An insurgent company prefers chaos to stability
C.An insurgent company loves challenging the incumbent companies
D.An insurgent company sees changes as opportunities while an incumbent company loves stability more

【答案】 D
24、Last year, 33 percent of the____worked in secondary industries and 48 percent worked in the tertiary sector.
A.populate
B.population
C.popularize
D.popular

【答案】 B
25、新中国成立以来被国家授予第一个特等发明奖的科学家是（ ）。
A.钱学森
B.李四光
C.邓稼先
D.袁隆平

【答案】 D
26、打开Word文档一般是指（ ）。
A.把文档的内容从内存中读出并显示出来
B.把文档的内容从磁盘调入内存并显示出来
C.为打开的文档开设一个新的空的文档窗口
D.显示并打印文档的内容

【答案】 B
27、资料：Workforce planning helps an organization to estimate its future workforce requirements and calculate the numbers, nature and sources of potential employees who might meet that demand.
A.those who have many work experiences
B.those who are likely to quit in a year
C.those who are friendly to colleagues
D.those who are skilled as well as committed

【答案】 D
28、下列销售预测方法中，属于定性分析法的是（　　）。
A.指数平滑法
B.加权平均法
C.德尔菲法
D.回归直线法

【答案】 C
29、In 2012, the last______flood hit the southwestern part of the Netherlands and caused more than 1800 casualties.
A.adverse
B.radical
C.severe
D.disastrous

【答案】 D
30、按照我国商业银行资产负债比例管理规定，人民币存贷款比例应小于等于（ ）。
A.70%
B.75%
C.80%
D.85%

【答案】 B
31、计算机只懂机器语言，而现在人们一般用高级语言编写程序，将高级语言变为机器语言序需经过（ ）。
A.编译程序

B.编辑程序
C.连接程序
D.装入程序

【答案】 A
32、下列各类计算机程序语言中，不属于高级程序设计语言的是（　　）。
A.Visual
B.sicBFORTRAN语言
C.Pascal语言
D.汇编语言

【答案】 D
33、下列历史事件按时间排序正确的一组是（　　）
A.百家争鸣——独尊儒术——新文化运动
B.大泽乡起义——太平天国运动——安史之乱
C.王安石变法——商鞅变法——戊戌变法
D.贞观之治——文景之治——康乾盛世

【答案】 A
34、服务是一方向另一方提供的基本上是（　　），并且不导致任何所有权的产生。

A.有形产品
B.无形的任何活动或利益
C.物质产品
D.实体产品

【答案】 B
35、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.The Buddhist painting in insignificant
B.The Picasso painting is extremely precious
C.She dislikes the Picasso Painting
D.She will explore more art galleries by herself

【答案】 B
36、债券本期收益率的计算公式是（ ）。
A.票面收益/市场价格
B.票面收益/债券面值
C.（出售价格－购买价格）/市场价格
D.（出售价格－购买价格）/债券面值

【答案】 A
37、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Because the community have the libraries
B.Because at home the parents will make kids reading more
C.Because in summer vacation kids have more time in reading
D.Because community and home give kids more opportunities to read

【答案】 D
38、银行业监督管理机构对金融机构进行现场检查，应当经（　　）批准。
A.银行业监督管理机构负责人
B.国务院
C.中国人民银行
D.被检查金融机构法人代表

【答案】 A
39、Italy calls an emergency meeting to save the ancient city of Pompeii（　　）falling down.
A.on
B.off
C.from
D.against

【答案】 C
40、在处理实际问题时，往往不能“一刀切”的主要原因是（　　）。
A.事物矛盾之间存在有机联系
B.事物矛盾具有特殊性
C.事物矛盾具有共同点
D.事物矛盾具有普遍性

【答案】 B
41、中国银行业协会的日常办事机构为（　　）。
A.会员大会
B.理事会
C.常务理事会
D.秘书处

【答案】 D
42、向最终消费者直接销售产品和服务，用于个人及非商业性用途的活动属于（　　）。
A.零售
B.批发
C.代理
D.直销

【答案】 A
43、Passage 3
A.Needless material is mostly recycled
B.Fighting wastefulness is difficult
C.People like collecting recyclable wastes
D.The author is proud of their consumer culture

【答案】 B
44、Dorothy was always speaking highly of her role in the play,_，of course,madethe others unhappy.
A.who
B.which
C.this
D.what

【答案】 B
45、应在公文首页标注签发人的是（　　）。
A.上行文
B.平行文
C.下行文
D.所有公文

【答案】 A
46、Global warming is causing more than 300,000 deaths and about$125 billion in economic losses each year,according to a report by the Global Humanitarian Forum,an organization led by Annan,the former United Nations secretary general.
A.Its statistics look embarrassing
B.It is invalid in terms of methodology
C.It deserves our closest attention
D.Its conclusion is purposely exaggerated

【答案】 B
47、垄断竞争的市场结构主要特征是（　　）。
A.产业集中度较低
B.产品无差别
C.进入和退出壁垒较低
D.他介于完全竞争和完全垄断之间，且偏向于垄断

【答案】 A
48、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.Creation of false memories
B.Memory deprivation
C.Crime being created
D.Different details shown

【答案】 A
49、下列各项不是列夫?托尔斯泰的作品的是（　　）。
A.《战争与和平》
B.《复活》
C.《安娜?卡列尼娜》
D.《包法利夫人》

【答案】 D
50、Therefore, individuals may attend higher education to avoid or______their required military service.
A.cancel
B.postpone
C.refuse
D.display

【答案】 B
51、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.Task mastering students work on a teacher-assigned task
B.It involves four-person teams
C.Each student in the group acts as an “expert”
D.teacher-assigned task is divided into equal parts

【答案】 A
52、资料：The federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who’ d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle protections.
A.warn our descendants about the extinction of species
B.Call for effective measures to ensure sea turtles’ survival
C.Persuade human beings to show more affection or turtles
D.Stress that even the most ugly species should be protected

【答案】 B
53、洋务运动始于（　　）。
A.19世纪30年代
B.19世纪50年代
C.19世纪60年代
D.19世纪90年代

【答案】 C
54、资料：Up to 80 per cent of the world’s middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.
A.discuss why developing countries are playing major role
B.illustrate a theory for poverty reduction
C.explain reasons behind a report
D.interpret the role of trade for developing countries

【答案】 C
55、中国是世界上（ ）的国家。
A.森林资源最丰富
B.植物种类最多
C.微生物种类最多
D.动物种类最多

【答案】 D
56、分子生物学的研究表明（）。
A.细胞是遗传信息的载体
B.细胞核是遗传信息的载体
C.DNA是遗传信息的载体
D.细胞壁是遗传信息的载体

【答案】 C
57、Passage 3
A.Their economy is plunging
B.Their currency has slumped
C.They can’t afford trips to England
D.They have lost half of their assets

【答案】 B
58、The story reaches its ___ in chapter ten
A.talliness
B.height
C.climax
D.top

【答案】 C
59、基金管理公司的监管机构是（ ）。
A.证监会
B.银监会
C.中国人民银行
D.中国银行协会

【答案】 A
60、Education has a value of consumption and its demand will depend on its own price，prices of other goods，and______income.
A.domestic
B.home
C.house
D.household

【答案】 D
61、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.Complain again politely
B.Threaten to take further measures
C.Complain in a rude way
D.Report it to the management of the company

【答案】 B
62、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.In recent years central banks adopt the method of lower interest rates and asset purchases to promote economic growth but now such ability of central banks have become increasingly weaker
B.Investors doubt that the yields will decline, because the bond prices of financial market are falling
C.In the first half of this year global financial markets are as changeable as the weather changes
D.The 10-year yields German and Japanese government bond have been moving up slowly through the summer

【答案】 B
63、I have ________tasks to all the departments and I hope I will get good news soon.
A.assigned
B.assure
C.associate
D.assume

【答案】 A
64、It would be______exploring students' epistemic beliefs regarding course-related information located on the Internet.
A.worthwhile
B.worth
C.while
D.worthy

【答案】 A
65、 下列权利不属于用益物权的是（　　）。
A.土地承包经营权
B.抵押权
C.建设用地使用权
D.地役权

【答案】 B
66、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。
A.是经济中货币供应量少于客观需要量的现象
B.是在社会总需求小于总供给情况下发生的
C.对稳定经济会产生有利影响
D.是货币失衡、物价不稳定的一种表现

【答案】 D
67、资料：The Oakview Cafe
A.A newspaper reporter
B.A musician
C.A cafe owner
D.A chef

【答案】 B
68、以一定单位的本国货币为标准来计算应收多少单位外国货币的标价方式是（ ）。
A.直接标价法
B.买人标价法
C.间接标价法
D.应付标价法

【答案】 C
69、如果中央银行在公开市场上大量购买政府债券，下面哪一种情况不可能发生？（　　）
A.利息率下降
B.国民收入增加
C.储蓄减少
D.以上答案都不对

【答案】 D
70、She was able to get the government and ______ companies to help patients with the cost of their care.
A.assurance
B.assumption
C.sanction
D.insurance

【答案】 D
71、Boeing 707 on service from Bogota, Colombia, crashed while ___ its destination at New Y