2019-2025年银行招聘之银行招聘综合知识模拟考试试卷B卷含答案.docx

2019-2025年银行招聘之银行招聘综合知识模拟考试试卷B卷含答案

单选题（共600题）
1、在商业银行经营管理原则中，流动性、安全性与盈利性成（ ）关系。
A.反比
B.正比
C.对比
D.一致

【答案】 A
2、We went to the office in the morning and found somebody（　　）into the office during the night.
A.broke
B.had broken
C.has broken
D.was breaking

【答案】 B
3、柯达公司是世界上著名的影像产品及相关服务的生产和供应商。面对市场技术的不断革新，柯达公司满足现状没有及时进行技术更新，直到2003年，柯达才宣布全面进军数码产业。最终柯达公司陷入退市困境，体现了管理学中的（　　）。
A.二八法则
B.长板法则
C.青蛙法则
D.木桶法则

【答案】 C
4、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing（投资）the hypothetical（虚拟的）earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.pay off all her debts
B.handle her money better
C.find a job in a bank
D.manage the family income

【答案】 B
5、票据交易价格主要取决于（ ）。
A.市场利率
B.票面利率
C.票面价值
D.到期价格

【答案】 A
6、填入括号中最恰当的词语是（　　）。
A.震撼延迟
B.振奋推迟
C.震撼推迟
D.振奋延迟

【答案】 B
7、在体育运动中，运动员需要不时地抹一些白色的粉末，俗称“防滑粉”，那么，防滑粉的主要成分是（　　）。
A.铁
B.钠
C.镁
D.钙

【答案】 C
8、趋同适应是指亲缘关系相当疏远的不同种类的生物，由于长期生活在相同或相似的环境中，接受同样生态环境选择，在外貌形态、内部结构、生活特点、生理特征及发育等多方面表现出相似性，具有相同或相近的形态。
A.在同一片森林的地被层和草本层中，栖息着两栖类、爬行类等动物;在森林的下层——灌木林和幼林中，栖息着莺、苇莺和花鼠等；在森林的中层栖息着山雀、啄木鸟、松鼠和貂等；而在树冠层则栖息着柳莺、交嘴和戴菊等。
B.哺乳类的鲸、海豚、海象海豹，鱼类的鲨鱼，它们在亲缘关系上相距甚远，但都长期生活在海洋中，整个身躯形成为适于游泳的纺锤形。
C.沙漠植物都是肉质叶或者茎，雨淋植物都是宽叶而寒带植物多是针叶。
D.蝙蝠、翼龙、鸟类为了飞翔，将前肢进化成强有力的翅。

【答案】 A
9、总分类账户与明细分类账户平行登记四要点中的“依据相同”是指（ ）。
A.总分类账要根据明细分类账进行登记
B.明细分类账要根据总分类账进行登记
C.根据同一会计凭证登记
D.由同一人员进行登记

【答案】 C
10、Training includes practical experience working on a range of aircraft on campus including a______Boeing aircraft owned by the school.
A.broken
B.functioning
C.used
D.skeleton

【答案】 B
11、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.working in a bank
B.printing a book
C.attending a night school
D.growing beans for sale

【答案】 C
12、—Guess,how much does it cost?
A.from
B.between
C.among
D.with

【答案】 B
13、远期汇率的期限一般为（ ）个月。
A.1~6
B.3~9
C.6~9
D.6~12

【答案】 A
14、应世界经济论坛创始人兼执行主席施瓦布邀请，国家主席习近平将于2021年1月25日在北京以视频方式出席世界经济论坛（　　）对话会并发表特别致辞。
A.APEC议程
B.博鳌议程
C.达沃斯议程
D.金砖五国议程

【答案】 C
15、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.having public confidence
B.having sufficient investment
C.lowering government spending
D.upgrading government technology

【答案】 B
16、资料：As more personal business is conducted through smartphone devices , more users are implementing security measures for their devices, according to a recent survey by Harris Poll and commissioned by the CTIA.
A.had built in security and end-to-end encryption
B.included the CTIA feature in their products
C.were faced with negative consumer attitudes
D.cooperated with FBI to guarantee the securety

【答案】 B
17、属于南宋的作者是（ ）。
A.苏轼
B.周邦彦

C.范成大
D.雎景臣

【答案】 C
18、“一门三父子，都是大文豪。诗赋传千古，峨眉共比高。”这首诗中的“三父子”指的是（　　）。
A.曹操、曹丕、曹植
B.苏洵、苏轼、苏辙
C.班固、班超、班昭
D.杜甫、杜牧、杜荀鹤

【答案】 B
19、打开Word文档一般是指（ ）。
A.把文档的内容从内存中读出并显示出来
B.把文档的内容从磁盘调人内存并显示出来
C.为打开的文档开设一个新的空的文档窗口
D.显乐并打印文档的内容

【答案】 B
20、Everyone in the organization has a（n）_____to this kind of information.
A.access
B.right
C.try
D.look

【答案】 A
21、 会计核算和监督的内容是特定主体的（　　）。
A.经济资源
B.资金运动
C.实物运动
D.经济活动

【答案】 B
22、科学发展观的基本要求是（　　）。
A.发展
B.以人为本
C.全面协调可持续
D.统筹兼顾

【答案】 C
23、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.
A.Price for the same flight to a nearer destination is higher
B.Prices for different destinations on the same flight are the same
C.Price for the same flight to a farther destination is higher
D.Prices for different destinations on the same flight are different

【答案】 A
24、根据财务管理理论，企业在生产经营活动过程中客观存在的资金运动及其所体现的经济利益关系被称为（）。
A.企业财务管理
B.企业财务活动
C.企业财务关系
D.企业财务

【答案】 D
25、1，9，35，91，189，（　　）
A.361
B.341
C.321
D.302

【答案】 B
26、20世纪60年代以后，在大公司生产和经营多元化的发展过程中，投资银行被确立为( )的重要对象。
A.合伙人制
B.混合公司制
C.信贷公司制
D.股份所有制

【答案】 B
27、九华山是安徽“两山一湖”（黄山、九华山、太平湖）黄金旅游区的北部主入口、主景区。九华山是中国（ ）教四大名山之一。
A.道
B.佛
C.伊斯兰
D.基督

【答案】 B
28、When asked（　　）they needed most,children said they wanted more love and care.
A.what
B.why
C.whom
D.which

【答案】 A
29、我国正式被批准成为世界贸易组织成员是在（ ）。
A.2001 年 11 月
B.2001 年 9 月
C.2001 年 10 月
D.2001 年 12 月

【答案】 A
30、资料：From: Peter Manx [e-mail]
A.To sell a publication
B.To recruit a consultant
C.To request information
D.To offer a service

【答案】 D
31、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。
A.It requires you to exchange favors to get things done
B.It is the art form of bribery in the business
C.It involves money and power
D.It means connections or relationship among family members

【答案】 A
32、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.Gonano will break up with Spatoro
B.Gonano will sell the Picasso Painting
C.Gonano will move to France
D.Gonano will put the painting on display

【答案】 D
33、A scientist often reaches a dead end that leads to no alternatives in research and has to go back and determine if all the____made are true to how the world operates.
A.equations
B.principles
C.assumptions
D.theories

【答案】 C
34、在民事诉讼时效斯间的最后6个月内，权利人因不可抗力或者其他障碍不能行使请求的,诉讼时效（ ）。
A.中断
B.中止
C.延长
D.终止

【答案】 B
35、She can do it herself;it is（　　）easy（　　）ABC.
A.rather...than
B.more...than
C.not as much...as
D.as...as

【答案】 D
36、资料：Desktop Support for Private Equity Firm in Midtown
A.To update, track and close incident tickets
B.To use an enterprise imaging solution
C.Physical setting up for computers
D.Configuring systems and applications

【答案】 A
37、资料：The societal marketing concept questions whether the pure marketing concept overlooks possible conflicts between consumers short-run wants and consumer long-run welfare.Is a firm that satisfies the immediate needs and wants of target markets always doing what’s best for consumers in the long run？ The societal marketing concept holds that marketing strategy should deliver value to customers in a way that maintains or improves both the consumers and society’s well-being.
A.generates carbon dioxide emissions that contribute to global warming
B.produces healthy products with the “green” packages
C.is highly successful because it run against the society long-run interests
D.takes water from pristine lakes and snow-capped mountains

【答案】 A
38、会议室里的凳子有3条腿的，也有4条腿的，都能坐。并且会议室坐满了人，一张凳子只能坐一个人。如果会议室里的凳子的条数和人的腿加起来共有39条，则3条腿的凳子有（　　）张。
A.1
B.3
C.5
D.7

【答案】 B
39、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.To create more job positions for foreign talents
B.To comfort existing foreign talents
C.To attract new talents
D.To stimulate local economy

【答案】 B
40、外汇市场的双重交易结构是指（）。
A.发行交易与流通交易
B.直接交易与经纪交易
C.发行交易与经纪交易
D.个人交易与机构交易

【答案】 B
41、美国历史上首位华裔驻华大使是（ ）。
A.赵小兰
B.张之香
C.骆家辉
D.朱棣文

【答案】 C
42、 一般认为结算业务是一种（　　）。
A.委托代理关系
B.债权债务关系
C.保管合同关系
D.以上说法都不对

【答案】 A
43、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.You want to try something new
B.You want to make a difference and prove yourself
C.You need to make more money to buy a house
D.You need to relocate

【答案】 A
44、 在我国，证券业和银行业、信托业、保险业实行（　　）。
A.分业经营、分业管理
B.集中经营、统一管理
C.分业经营、统一管理
D.集中经营、分业管理

【答案】 A
45、Passage3
A.the dining room first
B.the living room first
C.the kitchen first
D.the garden first

【答案】 B
46、Recently，electric vehicles （EVs） have been claimed to provide a pathway for the transition towards sustainable transportation______EVs’ potential to solve energy and environmental problems，although new problems such as battery waste might appear.
A.in behalf of
B.in honor of
C.in charge of
D.in view of

【答案】 D
47、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.
A.Neutral
B.Positive
C.Negative
D.Not mentioned

【答案】 C
48、资料：FOR TWO MARKETING EXECUTIVES
A.Emma, master degree in English, frequent business trips are acceptable
B.Li Lei, master degree in Management, 3 years’ experience in marketing, good English and computer skills
C.Jack, bachelor degree in Management, good English
D.Jimmy, master degree in Marketing, 2 years’ experience in marketing, good English and computer skills

【答案】 B
49、Passage 10
A.it is easy for children to get used to blank expressions
B.verbal expressions are unnecessary for emotional exchange
C.children are insensitive to changes in their parents'mood
D.parents need to respond to children's emotional needs

【答案】 D
50、It is high time that the authorities（　　）some inspection to this phenomenon.
A.do
B.did
C.should do
D.would do

【答案】 B
51、The president came out of the house, ____by his 3 bodyguards.
A.follows
B.followed
C.following
D.follow

【答案】 B
52、资料：Word of Mouth promotion is based on the principle of pull marketing.

A.word of Mouth promotion is based on the principle of pull marketing
B.it uses above the line promotional techniques
C.it gets consumers to bring other countries to the product
D.it relies on the transimission of positive message

【答案】 B
53、Never（　　）forget the day when（　　）together with you.
A.shall I;I lived
B.shall I;did I live
C.I shall;I lived
D.I shall;did I live

【答案】 A
54、Highly emotional,lacking in self-confidence,he knocked about in____jobs as a young man before settling on the study of art.
A.various
B.overall
C.modified
D.peculiar

【答案】 A
55、商业银行的贷款，按照贷款保全方式可分为（ ）。
A.长期贷款和短期贷款
B.信用贷款和担保贷款
C.企业贷款和个人贷款
D.正常贷款和关注贷款

【答案】 B
56、 下列各种情况，不需要进行全面财产清查的是（　　）。
A.更换仓库保管人员时
B.单位主要负责人调离工作时
C.企业股份改造时
D.企业改变隶属关系时

【答案】 A
57、An entrepreneur’s product or service must sound ______ and marketable, enough to convince people to become investors.
A.sustainable
B.feasible
C.probable
D.eligible

【答案】 B
58、I had just posted the letter when I remembered that hadn’t（ ）the cheque。
A.imposed
B.enclosed
C.involved
D.contained

【答案】 B
59、After the exploration the army got the building（　　）and the（　　）area was also cut off from the outside.
A.surrounded；surrounded
B.surrounding；surrounded
C.surrounding；surrounding
D.surrounded；surrounding

【答案】 D
60、货币市场具一般具有期限短、流动性强、对利率敏感等特点，有（ ）之誉。
A.货币
B.票据
C.基础货币
D.准货币

【答案】 D
61、Students have show that travelers benefit financially ____ being able to make their own fight and hotel reservations.
A.for
B.about
C.plus
D.from

【答案】 D
62、 反映企业在某一特定日期财务状况的会计报表是（ ）。
A.利润表
B.资产负债表
C.现金流量表
D.所有者权益变动表

【答案】 B
63、资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.
A.the preface of a book
B.an excerpt from a paper on health
C.a book review
D.promotional materials for a book

【答案】 B
64、Passage2
A.with as few strings as possible
B.capable of being worn on both sides
C.according to each wearer's size
D.comfortable and light to wear

【答案】 C
65、计算机病毒是指（）。
A.带细菌的磁盘
B.已损坏的磁盘
C.具有破坏性的特制程序
D.被破坏的程序

【答案】 C
66、资料：Early Experiences
A.streamlined interface
B.free of redundant functionality
C.Benefit the customers
D.Satisfy all the need of the customers

【答案】 D
67、资料：International Federation for Scientific Research
A.To invite a researcher to speak at a convention
B.To recommend an academic article
C.To encourage a member to attend a conference
D.To ask a scientist to post research data to a Web site

【答案】 C
68、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.In blanket industry, the work restrictions on women have become very strict
B.Restrictions on women in blanket industry have taken off in some countries
C.In order to protect women’s rights, work restrictions should be banned
D.Work restrictions that claim to protect all women are no longer popular

【答案】 C
69、The students failed to meet the necessary （ ） for admission to the course.
A.fulfillment
B.requirements
C.qualities
D.competency

【答案】 B
70、将八进制数165转换成十进制数是（　　）。
A.165
B.119
C.117
D.159

【答案】 C
71、某国的货币量发行情况如下：现金货币5000亿元，活期存款2500亿元，活期存款以外的其他存款为2000亿元，短期信用工具为1500亿元，其中同期短期国债发行量为50亿元，试问该国M1货币量为（）亿元。
A.5000
B.7500
C.10000
D.50

【答案】 B
72、多数鱼类背部发黑、腹部发白，其原因是（ ）。
A.长期进化形成的保护色
B.背部比腹部接受光线多，导致色素沉淀
C.背部比腹部黏膜厚，吸收光线多
D.背部鱼鳞多，吸收光线多

【答案】 A
73、Passage 9
A.the reader’s expectations agree with what is said in the text
B.the reader has trouble understanding what the author says
C.the reader asks questions and gets answers
D.the reader understands a text