2019-2025年银行招聘之银行招聘综合知识题库练习试卷B卷附答案.docx

2019-2025年银行招聘之银行招聘综合知识题库练习试卷B卷附答案

单选题（共600题）
1、小明认为：由于今年气温比去年同期要高，因此今年的蚊虫要比去年更多。
A.高温天气有利于蚊虫繁殖
B.今年的蚊虫格外多
C.去年的蚊虫并不多
D.高温天气容易导致食物腐烂

【答案】 A
2、Passage 2
A.A toy train
B.A bottle of whiskey
C.A camera
D.A cellular phone

【答案】 A
3、当某一社会处于经济周期的萧条阶段时（　　）。
A.经济的生产能力增加，因而存货增加
B总需求逐渐增长
C.总需求少于总供给
D.总需求超过总供给

【答案】 C
4、 投资者投入的固定资产转入( )科目。
A.“实收资本”
B.“资本公积”
C.“盈余公积”
D.“本年利润”

【答案】 A
5、就业是最大的民生，保市场主体也是为稳就业保民生。各地加大稳岗扩岗激励力度，企业和员工共同克服困难。多渠道做好重点群体就业工作，支持大众创业万众创新带动就业。新增市场主体恢复快速增长，创造了大量就业岗位。2020年全年城镇新增就业1186万人，年末全国城镇调查失业率降到52％。生活必需品保供稳价，居民消费价格上涨25％。线上办公、网络购物、无接触配送等广泛开展。大幅度扩大失业保险保障范围。对因疫情遇困群众及时给予救助，新纳入低保、特困供养近600万人，实施临时救助超过800万人次。
A.凯恩斯定律
B.蒙代尔定律
C.奥肯定律
D.纳什定律

【答案】 C
6、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.full night of sleep deprivation puts people on the risk of false memory
B.Short-term lack of sleep is more likely to result in memory distortion
C.Deprivation of sleep fails to have impact on the ability to memorize list
D.Your own name will not escape you no matter how long you sleep

【答案】 A
7、Children enter school at the age of six,___?
A.do the children
B.don't they
C.don't the children
D.aren't they

【答案】 B
8、 借款合同与担保合同的关系是（　　）。
A.主从关系
B.并列关系
C.等同关系
D.从属关系

【答案】 A
9、资料：The societal marketing concept questions whether the pure marketing concept overlooks possible conflicts between consumers short-run wants and consumer long-run welfare.Is a firm that satisfies the immediate needs and wants of target markets always doing what’s best for consumers in the long run？ The societal marketing concept holds that marketing strategy should deliver value to customers in a way that maintains or improves both the consumers and society’s well-being.
A.generates carbon dioxide emissions that contribute to global warming
B.produces healthy products with the “green” packages
C.is highly successful because it run against the society long-run interests
D.takes water from pristine lakes and snow-capped mountains

【答案】 A
10、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.It is helpful to the company if the employers can lay off employees with health issues
B.Company discount on gym memberships will surely improve employees’ frequency of exercise
C.Most Americans have suffered from stress-related illnesses
D.To make sure that the employees are aware of the importance of physical and mental health is essential to promote good health in a company

【答案】 D
11、下列说法不正确的是（ ）。
A.舞低杨柳楼心月—柳永
B.两情若是久长时—秦观
C.此情无计可消除—李清照
D.可惜流年、忧愁风雨—辛弃疾

【答案】 A
12、我国专门为退市后的上市公司股份提供的继续流通场所为（ ）。
A.二级市场
B.银行柜台市场
C.三板市场
D.中小企业板市场

【答案】 C
13、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.strengthen
B.build
C.connect
D.decorate

【答案】 A
14、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.作者认为移动设备对青少年的影响与以往的新技术相同
B.智能手机等移动设备目前还没有“引发灾难”
C.作者认为家长对移动技术的担心是没有必要的
D.作者认为新技术后果的评估和它的问世之间存在时间上的滞后

【答案】 A
15、物体的惯性大小取决于（　　）
A.物体的运动速度
B.物体的质量
C.物体的加速度
D.物体受到的合力

【答案】 B
16、计算机的指令包括操作码和（ ）。
A.地址码
B.运算码
C.编译码
D.机器码

【答案】 A
17、Many states have ______, amended or repealed laws to improve school nutrition.
A.instituted
B.organized
C.manufactured
D.enacted

【答案】 D
18、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.You need to be consistent in your career
B.Changing career lanes efficiently and effectively needs more effort
C.It will be hard for you to change career lanes efficiently and effectively
D.You will change career lanes easily

【答案】 C
19、Highly emotional,lacking in self-confidence,he knocked about in____jobs as a young man before settling on the study of art.
A.various
B.overall
C.modified
D.peculiar

【答案】 A
20、Word文档的默认扩展名是（　　）。
A.doc
B.x1s
C.txt
D.wps

【答案】 A
21、下列诗句中，出自杜甫笔下的是（　　）
A.出师未捷身先死，长使英雄泪满襟
B.遥知兄弟登高处，遍插茱萸少一人
C.在天愿作比翼鸟，在地愿为连理枝
D.天生我材必有用，千金散尽还复来

【答案】 A
22、“谷贱伤农”经济现象的根源在于：农产品的需求价格弹性（　　）。
A.小于1
B.大于1
C.等于1
D.为0

【答案】 A
23、德鲁克认为，建立管理结构时必须满足三个条件。下列不属于他所说的条件的是（　　）。
A.管理结构在组织上必须以绩效为目标
B.组织结构必须尽可能包含最少的管理层级
C.组织结构必须能培育和检验未来的高层管理者，设计最便捷的指挥链
D.组织结构必须考虑环境因素的影响

【答案】 D
24、我国山脉众多，影响深刻。对此，下列表述不正确的是（　　）
A.秦岭山脉是我国南北方的重要地理分界线
B.阴山山脉是传统上重要的农业与牧业的分界
C.昆仑山脉融雪是河西走廊绿洲农业的重要水源
D.喜马拉雅山脉是世界上最年轻高大的山脉

【答案】 C
25、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.be well organized
B.be well funded
C.be less redundant
D.be less corrupted

【答案】 C
26、人力资源管理部门与非人力资源管理部门在履行人力资源管理职能方面存在分工。其中由非人力资源管理部门承担的任务是（　　）。
A.制定薪酬体系
B.拟订人员供需平衡的实施计划
C.提出本部门人员需求条件
D.形成这个公司的培训计划

【答案】 C
27、Passage 9
A.the reader’s expectations agree with what is said in the text
B.the reader has trouble understanding what the author says
C.the reader asks questions and gets answers
D.the reader understands a text very well

【答案】 B
28、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we can't help but feel a little disappointed in ourselves.
A.We prioritize the to-do list and finish the task in time
B.We prioritize and only do things that can be done easily and quickly
C.We look busy but avoid the task that really matters
D.We find endless reasons to defer a task

【答案】 A
29、在中介融资中一般不发行以自己为债务人的融资工具，只是协助将筹资者发行的金融 工具销售给投资者的金融机构属于（ ）。
A.直接金融机构
B.金融服务机构
C.创造货币机构
D.间接金融机构

【答案】 A
30、There are many ways to define the “time” at a particular ______.Here，on Earth our usual system is defined by the motion of the Sun in the sky.
A.district
B.iocation
C.interpretation
D.direction

【答案】 B
31、下列关于我国地理常识的说法，正确的是（　　）
A.以北京、天津、唐山为中心的京津唐地区是我国最大的综合性工业基地
B.中国稀土的储量和产量均居世界首位
C.准噶尔盆地位于新疆境内，在天山以北，是我国最大的盆地
D.海南省有“东方夏威夷”的美称，简称“琼”，省会是三亚

【答案】 B
32、It is difficult to know why a work of art produces some emotions，but it has been known for a very long time that paintings，music and poetry have the power to touch us，to repel us and to______intense pleasure or displeasure.
A.rise
B.arise
C.raise
D.arouse

【答案】 D
33、总需求函数可以表示为：Y=AD（P），以下关于总需求曲线向右下方倾斜的原因，说法不正确的是（　　）。
A.当价格总水平上升时人们持有财富的实际价值升高，人们会变的非常富有，从而增加消费
B.在既定收入的前提下，价格总水平提高使个人持有的财富可以购买的消费品数量下降，从而消费减少
C.由于当价格水平上升的时候，出口会下降，进口增加，导致了净出口下滑
D.随着价格总水平提高，利息率上升，而利息率上升会使得投资减少，即价格水平提高使投资支出减少

【答案】 A
34、在我国，全国人民代表大会通过法律须经（ ）。
A.到会代表的过半数同意
B.全体代表的过半数同意
C.到会代表的2/3多数同意
D.全体代表的2/3多数同意

【答案】 B
35、行政法的调整对象是（ ）。
A.行政法律关系
B.社会关系
C.行政关系和行政监督关系
D.行政法律规范

【答案】 C
36、以动产作为抵押的，办理动产抵押时，向抵押人住所地的（ ）办理抵押登记。
A.工商行政管理部门
B.证券登记结算机构
C.信贷征信机构
D.财政管理部门

【答案】 A
37、下列统计指标中，属于相对指标的是（　　）。
A.社会消费品零售总额
B.人口性别比
C.房屋建筑面积
D.城镇居民人均可支配收入

【答案】 B
38、最集中最概括地反映社会经济活动总成果的指标是（ ）。
A.经济增长率
B.财政收入总额
C.社会总供给和总需求
D.出口总额

【答案】 C
39、You may also consider options that match your unique______.
A.elements
B.developments
C.requirements
D.comments

【答案】 C
40、在地球亿万年演化过程中形成的泥质滩涂，是大自然馈赠给人类的宝贵资源，具有不可替代的重要生态功能。看似“荒芜”的滩涂中栖息着许多尚未被认识的植物、动物和微生物，是珍贵的生物多样性基因库；作为连接陆地与海洋的过渡地带，滩涂具有净化水质、调节气候、调节气体等许多肉眼看不到的功能，维系着陆海物质循环和生态平衡。此外，滩涂还具有防御海浪冲刷、减缓盐水侵蚀等功能，是名副其实的陆地保护天然屏障。
A.泥质滩涂其实就是荒芜的滩涂
B.泥质滩涂具有重要的生态功能
C.人类对泥质滩涂的保护力度不够
D.泥质滩涂受破坏现象十分严重

【答案】 B
41、在金融衍生工具中，（　　）的风险最大。
A.互换
B.期权
C.期货
D.远期

【答案】 D
42、资料：The federal government on Wednesday recommended an endangered-species listing for the loggerhead turtles in U.S. Waters, a decision that could lead to tighter restrictions on fishing and other maritime trades.Environmental groups who’ d been pushing an endangered listing said the proposal was a “turning point”they hope will lead to greater turtle protections.
A.It threatens the sandy beaches on which sea turtles lay eggs
B.The rising climate makes it difficult for their eggs to hatch
C.The rising sea levels make it harder for their hatchlings to grow
D.It takes them longer to adapt to the high temperature in the beach

【答案】 A
43、This type of networking serves a great______in giving back to the community.
A.process
B.power
C.purpose
D.project

【答案】 B
44、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
45、 Apple remains so high in market value for so long but so small in profit that______company in history can match with it.
A.no another
B.no other
C.any others
D.no others

【答案】 B
46、Passage 8
A.Some lenders are unwilling to lend money to seniors
B.The borrowers cannot pay back the money as expected
C.Federal and state regulators are documenting the objection
D.Some lenders go bankrupt

【答案】 B
47、Excel中单元格C4表示在工作表的第（　　）行，第（　　）列。
A.4，5
B.3，4
C.5，4
D.4，3

【答案】 D
48、行政强制法是一部规范行政强制的设定和实施，保障和监督行政机关依法履行职责，维护公共利益和社会秩序，保护公民、法人合法权益的重要法律。行政机关实施行政强制措施应当遵守的规定中不包括（　　）。
A.现场笔录时，当事人拒绝签名的，在笔录中予以注明
B.出示执法身份证件
C.由一名行政执法人员实施
D.当事人不到场的，邀请见证人到场

【答案】 C
49、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.Politicians should call on a parenting revolution
B.Government may have failed to keep families stable
C.Only rich parents can offer their children what's the best
D.Parenting advice is often inaccessible to poor families

【答案】 D
50、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.In companies where good health is promoted, employees are more likely to be loyal and productive
B.Offering seminars, starting competitions and offering discount on gym memberships will be costly, so companies should not pay much attention to these activities
C.Exercise plays an important role of building a strong body
D.Chronic stress in the workplace might be harmful to the company's interest

【答案】 B
51、为刺激经济复苏，美国将把接近于零的联邦基金利率延续到（ ）年底。
A.2014
B.2015
C.2016
D.2017

【答案】 A
52、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.trying to help the dreamer recall his earlier dreams
B.studying the benefits of dreams
C.help the person understand himself better
D.trying to make the sleeper dream logically

【答案】 C
53、Passage3
A.from one side of a dish to the other
B.from the other side of the dish
C.with their fingers
D.with their spoons

【答案】 C
54、已知工作表中C3单元格与D4单元格的值均为0，C4单元格中为公式“=C3=D4”，则C4单元格显示的内容为（　　）。
A.C3=D4
B.TRUE
C.#N／A
D.0

【答案】 B
55、资料：Global business travel topped $1.2 trillion and is expected to reach $1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel managers. What’s more China has now surpassed the U.S. as the largest business travel market in the world, ringing up $291 billion last year.
A.Airbnb service in usage doubled in recent fiscal year
B.Businessmen cut cost by using Airbnb service
C.Sharing economic is about to take the lead
D.Airbnb succeeds in competing with traditional accommodation channels to attract longer stays

【答案】 D
56、针对社会关切，20日提请全国人大常委会会议审议的教育法修正草案拟进一步明确（　　）相关行为的法律责任。
A.校园安全
B.冒名顶替入学
C.校园暴力
D.未成年人保护

【答案】 B
57、远期汇率的期限一般为（ ）个月。
A.1～6
B.3～9
C.6～9
D.6～12

【答案】 A
58、2021年1月20日00时25分，我国在西昌卫星发射中心用（　　）运载火箭，成功将天通一号03星发射升空。
A.长征五号乙
B.长征三号甲
C.长征四号乙
D.长征三号乙

【答案】 D
59、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.arrange schedule according to the deadline
B.drive according to the deadline
C.afraid of the deadline
D.procrastination

【答案】 A
60、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.In companies where good health is promoted, employees are more likely to be loyal and productive
B.Off