2022-2025年银行招聘之银行招聘综合知识自我检测试卷A卷附答案.docx

2022-2025年银行招聘之银行招聘综合知识自我检测试卷A卷附答案

单选题（共800题）
1、用汇编语言或高级语言编写的程序称为（ ）。
A.用户程序
B.源程序
C.系统程序
D.汇编程序

【答案】 B
2、主张“世界上除了运动着的物质之外，什么也没有”的观点，属于（　　）。
A.否认人的意识存在的自然唯物主义
B.主张世界统一于物质的辩证唯物主义
C.否认时间与空间存在性的唯心主义
D.把人的意识理解成某种特殊的“精细物质”的机械唯物主义

【答案】 B
3、中办、国办近日印发（　　），要求合理有序引导群众就地过年。
A.《关于做好人民群众就地过年服务保障工作的通知》
B.《关于做好人民群众回家过年服务保障工作的通知》
C.《关于做好人民群众幸福过年服务保障工作的通知》
D.《关于做好人民群众安全过年服务保障工作的通知》

【答案】 A
4、下列有关债权的说法中正确的有（）。
A.债的标的包括物、给付、智力成果
B.债的标的为给付
C.债的标的为物和给付
D.债的标的为物和智力成果

【答案】 B
5、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.Bosses push employees to work by sending emails anytime
B.Employees are exhausted by the constant need to check emails
C.Companies mean to stress the workers out by sending emails
D.None of above

【答案】 B
6、根据《个人外汇管理办法》的规定，下列说法不正确的是（ ）。
A.外汇账户按主体类别区分为境内个人外汇账户和境外个人外汇账户
B.外汇账户按账户性质区分为外汇结算账户、资本项目账户及外汇储蓄账户
C.结算账户用于转账汇款等资金清算支付
D.储蓄账户可用于外汇存取与转账

【答案】 D
7、He was no longer a（an）（　　）who failed in big events,like the 2008 Beijing Olympics,where he finished an unimpressive 11th.
A.anything
B.nothing
C.anybody
D.nobody

【答案】 D
8、Will you please tell me ___ right now?
A.what time be
B.what time is it
C.what is the time
D.what time it is

【答案】 D
9、The students expected there ______ more reviewing classes before the final exam.
A.being
B.have been
C.is
D.to be

【答案】 D
10、下列哪家机构不属于我国成立的金融资产管理公司？（　　）
A.东方
B.信达
C.华融
D.均不符合题意

【答案】 D
11、提出“师夷长技以制夷”主张的是（　　）。
A.林则徐
B.魏源
C.左宗棠
D.曾国藩

【答案】 B
12、近三十年的航海历程推动了作为商品的青花瓷的大量生产与外销，不仅促进技术创新，使青花瓷达到瓷器新工艺的顶峰，而且改变了中国瓷器发展的走向，带来了人们审美观念的更新。这也就意味着，如果没有郑和远航带来活跃的对外贸易，青花瓷也许会像在元代一样，只是中国瓷器的诸多品种之一，而不会成为主流，更不会成为中国瓷器的代表。由此可见，青花瓷崛起是郑和航海时代技术创新与文化交融的硕果，中外交往的繁盛在推动文明大交融的同时，也推动了生产技术与文化艺术的创新发展。
A.航海历程推动了青花瓷的发展
B.郑航下西洋使得青花瓷发展到鼎盛
C.中外交流的繁多也推动了科技和文化的创新
D.中外交往的增多推动了文明的大融合

【答案】 C
13、In some cases the exchange continued further, a sign of strong____over basic matters.
A.disagreement
B.consistency
C.joke
D.diversion

【答案】 B
14、下列属于柜台市场的是（ ）。
A.第四市场
B.第三市场
C.深圳证券交易所
D.NASDAQ系统

【答案】 D
15、 下列证据中，既属于间接证据又属于原始证据的是（　　）。
A.被告人认罪的供述
B.证人听到被害人哭泣的证言
C.赃物的复制品
D.鉴定结论的抄件

【答案】 B
16、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.Those who periodically ask questions want to take charge of the conversation
B.If you give critical opinions, the speaker will be less confident
C.Good listeners should agree with the speaker
D.If the speaker creates a comfortable environment, listeners will become confident

【答案】 B
17、白居易在登上庐山时写下：“人间四月芳菲尽，山寺桃花始盛开”。产生诗中景象的原因是（　　）。
A.山地土壤贫瘠，桃树开花较迟
B.山地由于海拔高，气温低，桃树开花来得迟
C.山地云雾多，桃树开花来得迟
D.山地空气稀薄缺氧，桃树开花较迟

【答案】 B
18、在金融工程中，投资者借入资金买入标的资产，买这种操作称为（　　）。
A.买空
B.卖空
C.空仓
D.平仓

【答案】 A
19、资料：Up to 80 per cent of the world’s middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction, according to a United Nations report published on Thursday.
A.greater economic dynamism
B.aid from developed countries
C.changes of developing countries
D.trade among developing countries

【答案】 B
20、下列属于道家思想的是（　　）。
A.尽其心者，知其性也，知其性，则知天矣
B.为无为，事无事，味无味
C.以子之矛，攻子之盾
D.食必常饱，然后求美；衣必常暖，然后求丽；居必常安，然后求乐

【答案】 B
21、资料：Workforce planning helps an organization to estimate its future workforce requirements and calculate the numbers, nature and sources of potential employees who might meet that demand.
A.it offers them regular training
B.it provides them with insurance
C.both A and B
D.not mentioned

【答案】 D
22、某公司招聘甲、乙两种职位的人员共90人，甲、乙两种职位人员每月的工资分别为1500元和2500元，若甲岗位的工资总支出是乙岗位的40%，则乙岗位招聘人数比甲职位多（　　）人。
A.24
B.20
C.18
D.15

【答案】 C
23、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.
A.To promote gardening in the city
B.To create jobs in the city
C.To bring the community closer together
D.To spruce up the look of the city

【答案】 D
24、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.Financiers have long ago viewed the Europe as a single market
B.Europe has the highest degree of cross-border financial integration
C.the MiFID will make financial markets around the world more competitive
D.the MiFID will increase transparency within American financial mark

【答案】 B
25、She was very____of our efforts to help.
A.appreciating
B.appreciative
C.appreciate
D.appreciable

【答案】 B
26、 根据我国现行宪法和有关法律的规定，下列选项中构成违宪行为的是（　　）。
A.国家主席代表中华人民共和国接见外国使节
B.国务院根据全国人民代表大会常务委员会的授权决定，对储蓄存款利息所得减征个人所得税
C.国务院某部发布《关于认真学习贯彻(行政机关公务员处分条例)的通知》
D.某自治区人民代表大会常务委员会制定本自治区的自治条例

【答案】 D
27、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language?
A.It helps people stay focused
B.It memorizes a sequence of directions
C.It’s a command system
D.It directs the attention processes

【答案】 B
28、1011BH是（　　）。
A.表示一个二进制数
B.表示一个十六进制数
C.表示一个十进制数
D.一个错误的表示

【答案】 B
29、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Chinese business philosophy
B.China’s business culture
C.Doing business in China
D.Guanxi in China

【答案】 B
30、 下列投资决策方法中，适用于原始投资不同、特别是项目计算期也不同的方法是（　　）。
A.净现值法
B.净现值率法
C.差额内部收益率法
D.年等额净回收额法

【答案】 D
31、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
A.having accounts sent to collections
B.looking for a no-credit credit card
C.paying down the balance
D.closing your credit accounts

【答案】 B
32、在Word中，若要将页码作为页眉/页脚编辑状态的一部分插人到文档中，应依次选 择（ ）。
A.“开始’ ‘页眉” “页码”
B.“插入” “页眉 页码”
C.“引用 ‘格式 页码”
D.“插入” “表格 页码”

【答案】 B
33、I have read up to（　　）the children discover the secret cave,what about you?
A.which
B.what
C.that
D.where

【答案】 D
34、资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
A.More than half of people don’t have enough finances for retirement
B.quarter of people don’t take part in their company’s retirement plan
C.No one can be financially secure in retirement
D.The average person will spend 20 years in retirement

【答案】 C
35、人性自私”观点的错误在于（ ）。
A.不符合“人之初，性本善”的看法
B.违背人有追求自由、平等、幸福的天性
C.把人的自然属性当做人的根本属性
D.违背了“人的本质在其现实性上是一切社会关系的总和”的科学论断

【答案】 D
36、在地球亿万年演化过程中形成的泥质滩涂，是大自然馈赠给人类的宝贵资源，具有不可替代的重要生态功能。看似“荒芜”的滩涂中栖息着许多尚未被认识的植物、动物和微生物，是珍贵的生物多样性基因库；作为连接陆地与海洋的过渡地带，滩涂具有净化水质、调节气候、调节气体等许多肉眼看不到的功能，维系着陆海物质循环和生态平衡。此外，滩涂还具有防御海浪冲刷、减缓盐水侵蚀等功能，是名副其实的陆地保护天然屏障。
A.泥质滩涂其实就是荒芜的滩涂
B.泥质滩涂具有重要的生态功能
C.人类对泥质滩涂的保护力度不够
D.泥质滩涂受破坏现象十分严重

【答案】 B
37、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。
A.Go to sourcing sites-contact prospective suppliers-attend sourcing fairs-order
B.Go to sourcing sites-visit factories-test samples-attend sourcing fairs-order
C.Go to sourcing sites-contact prospective suppliers-state demands-test samples-order
D.Go to sourcing sites-visit factories-state demands-test samples-order

【答案】 C
38、 Nowhere are the realities of______climate change more apparent than at Earth's thawing poles.
A.human-driving
B.human-drive
C.human-driven
D.human-drived

【答案】 C
39、Passage 9
A.the application of reading strategies
B.matching our expectations with the meaning of a text
C.the development of our ability to check the details
D.determining the main idea of a text

【答案】 A
40、Passage3
A.from one side of a dish to the other
B.from the other side of the dish
C.with their fingers
D.with their spoons

【答案】 C
41、廉租住房建设贷款，贷款期限最长不超过（ ）年。
A.2
B.3
C.5
D.8

【答案】 C
42、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.changes
B.makes
C.sets
D.turns

【答案】 B
43、 If you want to take photographs, you will need to apply for a____.
A.permissible
B.permission
C.permitting
D.permit

【答案】 D
44、在下列沟通形态中，组织成员满足感最高的沟通形态是（　　）。
A.链式
B.轮式
C.Y式
D.全通道式

【答案】 D
45、下列情形中，婚姻合法有效的是（　　）。
A.19岁甲女迫于父母压力，嫁给年长自己15岁的乙男
B.18岁的甲女在大学期间与同学乙男自由恋爱，并于次年确定为夫妻关系
C.19岁的甲女经朋友介绍认识了21岁的乙男，并于次年确定为夫妻关系
D.21岁的乙男强奸20岁的甲女，并强迫甲女嫁给自己

【答案】 C
46、下列各句中，没有歧义的一句是（　　）。
A.这个发言稿是新来的市长的秘书写的
B.他在树上爬上爬下，轻捷的像只猴子
C.小张下班后一到家就朝着妻子嚷嚷:“我现在就要热饭”
D.他已经走了半个多小时了

【答案】 B
47、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Doing some special planning to have math-related activities
B.Signing up for programs like “Shakespeare’s Theater”
C.Having less reading activities over the summer
D.Going to the libraries more often

【答案】 A
48、 下列不属于限制竞争行为的是（　　）。
A.某县文化局限定所有的中小学必须购买某一经营者的文化用品
B.某省政府最近下发一通知，所有购买外地商品的本地商品经营者必须支付购买税
C.某县邮电局通告全县人民，所有想装电话的用户必须从邮电局购买电话机
D.某电影院进行有奖看电影，最高奖是一辆价值8000元的摩托车

【答案】 D
49、资本市场的融资期限一般为( )。
A.3个月到半年
B.半年到1年
C.3个月以下
D.1年以上

【答案】 D
50、Passage3
A.are cooked with the powder of some plants
B.have fufu in them
C.are too hard to eat
D.are very hard

【答案】 D
51、Just because I’m（ ）to him,my boss thinks he can order me around without showing me any respect.
A.redundant
B.versatile
C.trivial
D.subordinate

【答案】 D
52、下面二十四节气中，不属于夏季（以立夏为开始，立秋为结束）的是（　　）
A.夏至
B.处暑
C.芒种
D.小满

【答案】 B
53、We received the ___ indicating the amount of money I had paid.
A.quittance
B.refund
C.retention
D.progeny

【答案】 A
54、在1，2，3，……，2011中选数，若要保证选出的数字中任意两个数字的和都不能被3整除，最多可以选出（　　）个数。
A.3
B.671
C.672
D.673

【答案】 C
55、夏天干旱，甲、乙两家请人来挖井，阴天时，甲家挖井需要8天，乙家需要10天，晴天时，甲家工作效率下降40%，乙家工作效率下降20%，两家同时开工并同时挖好井，问甲家挖了几个晴天？（　　）
A.2天
B.8天
C.10天
D.12天

【答案】 C
56、The Brunwick Explorer is a submersible robotic vehicle designed to search for mineral deposits far ______the surface of sea.
A.behind
B.below
C.beyond
D.between

【答案】 B
57、It is clear that children between the ages of 3 and 6 years already have negative attitudes towards fat and a（　　）a thin body.
A.infection
B.reference
C.preference
D.like

【答案】 C
58、在对某公司存货实施抽查程序时，注册会计师下列做法正确的是（ ）。
A.尽量将难以盘点或隐蔽性较大的存货纳入抽査范围
B.事先就拟抽取测试的存货项目与该公司沟通，以提高存货监盘的效率
C.从存货盘点记录中选取项目追查至存货实物，以测试盘点记录的完整性
D.如果盘点记录与存货实物存在差异，要求该公司更正盘点记录

【答案】 A
59、下列财产物资，可用抽样盘点法进行财产清査的是（ ）。
A.成套设备
B.低值易耗品
C.办公桌椅
D.汽车

【答案】 B
60、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.A large amount of antioxidant supplements are not necessary
B.Oxidation can not do anything good at all to our body
C.Plants surviving hard conditions can produce a lot of antioxidant
D.Antioxidant supplements can improve one’s physical performance

【答案】 A
61、We have data mining and loading tools for both maintenance task data and component data, which means a considerable ___ in implementation time.
A.stop
B.saving
C.consumption
D.economy

【答案】 B
62、Maltreated infants and young children are substantially more likely than older maltreated children to be seriously harmed or killed as a result of______or neglect。
A.abandon
B.misuse
C.abuse
D.curse

【答案】 A
63、The government has to try every means to______the rate of inflation.
A.bring back
B.bring down
C.bring forth
D.bring about

【答案】 B
64、I cannot think of anything ______ happened that day which I would have wished otherwise.
A.what
B.who
C.that
D.which

【答案】 C
65、Educating patients about receiving surgical procedures is becoming an important issue,______it can reduce anxiety and uncertainty while helping to hasten decisions for undergoing time sensitive surgeries.
A.therefore
B.as
C.if
D.however

【答案】 B
66、资料：Do you want to see the world? Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday, November 15 from 9 a.m. to 4 p.m. or Wednesday. November 16 from 5 p.m. to 9 p.m. We are looking for food service, entertainers, and maintenances staff to work aboard our many vessels. Free travel is just the beginning when you work for Silver Poseidon Cruises.
A.By sending an e-mail
B.By going to the Website
C.By calling Ms. Ruiz
D.By visiting the corporate office

【答案】 B
67、资料：（二）
A.explosive growth
B.the reform of reverse mortgage market
C.little consideration to suitability
D.aggressive and improper marketing

【答案】 B
68、We all convinced that the project was（　　）.
A.fertile
B.inevitable
C.inherent
D.feasible

【答案】 D
69、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.Because they never know what kind of work requests will be asked off hours
B.Because they are required by the company to answer emails off hours
C.Because smart phones and tables keep us connected all the time
D.None of above

【答案】 A
70、 各种账务处理程序的相同之处不包括（　　）。
A.登记现金、银行存款日记账的依据和方法相同
B.登记明细账的依据和方法相同
C.登记总账的依据和方法相同
D.编制会计报表的依据和方法相同

【答案】 C
71、下列各项不是戏剧的是（　　）。
A.《蝶恋花》
B.《桃花扇》
C.《窦娥冤》
D.《西厢记》

【答案】 A
72、国务院总理温家宝2012年3月5日向十一届全国人大五次会议作政府工作报告时提 出，2012年中央财政已按全国财政性教育经费支出占国内生产总值的（ ）编制预算，地方财 玫也要相应安排，确保实现这一目标。这意味着该目标自1993年提出以来我国有望首次实现这一承诺。
A.3%
B.4%
C.2.8%
D.3. 5%

【答案】 B
73、实现共同富裕属于我国宏观调控政策中的（　　）。
A.财政政策
B.货币政策
C.收入分配政策
D.产业政策

【答案】 C
74、Your natu