2022-2025年银行招聘之银行招聘综合知识考前冲刺试卷A卷含答案.docx

2022-2025年银行招聘之银行招聘综合知识考前冲刺试卷A卷含答案

单选题（共800题）
1、当国内投资增加时，一般将（ ）。
A.增加向其他国家的进口
B.增加出口而进口保持不变
C.改善外贸情况
D.使进口、出口都增加，但进口的增加少于出口的增加

【答案】 A
2、Luo Jingyu,19,has four years of experience of running business.He is also a freshman in the arts department of Hubei University.
A.asked him for money to pay the rent
B.gave him some money to do business
C.advise him to pay more attention to his studies
D.suggested that he work hard to get something

【答案】 D
3、Passage 10
A.takes away babies’appetite
B.distracts children's attention
C.slows down babies’verbal development
D.reduces mother-child communication

【答案】 D
4、设a，b均为正整数，且有等式11a＋7b＝132成立，则a的值为？（　　）
A.6
B.4
C.3
D.5

【答案】 D
5、 未到期的定期储蓄存款，部分提前支取的，提前支取的部分利率的计算应按（　　）。
A.活期储蓄存款利率
B.定期储蓄存款利率
C.整存整取存款利率
D.零存整取存款利率

【答案】 A
6、（1）电报、电话、广播、电视机问世之初都曾被认为会引发灾难，现在又轮到智能手机等移动设备了。家长们担心，移动设备会使青少年远离社会，不与其他人交往。既然之前的新技术已经被证明是无害的，人们为什么要担忧呢？
A.增加线上沟通会减少青少年与朋友的距离感
B.移动世界的体验与实际生活中的体验是相同的
C.青少年沉浸于数字世界之后很少参加线下活动
D.青少年可以通过移动设备在线上交到更多的好朋友

【答案】 C
7、我国从哪一年开始开展“金卡工程”？（ )
A.1990年
B.1991年
C.1992年
D.1993年

【答案】 D
8、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.Those who are unwilling to stay alone in their hotel rooms
B.Those who would like to explorer more about Montreal
C.Those who are fond of jazz music
D.Those who get tired of businesses and conferences

【答案】 B
9、I never imagined that she could walk（　　）far,7 miles per day!.
A.as
B.such
C.that
D.very

【答案】 C
10、The differences ____the difficulty of understanding what is happening to the economy at present.
A.suggest
B.understate
C.criticize
D.underline

【答案】 D
11、首次成功克隆哺乳动物(多利)的国家是（　　）。
A.英国
B.美国
C.法国
D.德国

【答案】 A
12、Passage3
A.the dining room first
B.the living room first
C.the kitchen first
D.the garden first

【答案】 B
13、在下列固定资产中，不属于企业资产，不计折旧的是（　　）。
A.季节性停用的房屋
B.经营方式租入的固定资产
C.融资租入的设备
D.经营方式租出的设备

【答案】 B
14、No student（　　）go out of school for snacks during the break without the teacher’s permission.
A.will
B.must
C.shall
D.may

【答案】 C
15、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all.
A.Because the risk of fake fish is too high
B.Because not every restaurant can afford snapper
C.Because consumers don't like snapper sushi
D.Because snapper is rare

【答案】 A
16、下列语句中，没有语病的一项是（　　）。
A.通过识别声音就可以判断出一个人是否感染了病毒，这听起来像是东方夜谭，但这也是事实。
B.一把椅子，加上“人体工学”四个字，就能卖三四千，甚至是八九千元，一万多元左右的超级高价也不鲜见。
C.一百多个科研单位的技术骨干云集会场，就不同领域的问题展开了热烈的讨论。
D.金医生归来后，护士们蜂拥而至，热情地在办公室里向他问候。

【答案】 A
17、资料：Memo
A.Your Best Fitness Plan
B.Green Eats
C.The Olymplan’s Cookbook
D.The Pharaoh’s Lives

【答案】 B
18、下列关于IP地址说法中错误的是（ ）。
A.一个IP地址只能标识网络的唯一的一台计算机
B.IP地址一般用点分十进制表示
C.地址205.106.256.36是一个合法的IP地址
D.同一个网络中不能有两台计算机的IP地址相同

【答案】 C
19、在食品安全方面，以下措施中，可以有效预防禽流感的是（　　）。
A.(3)和(4)
B.(1)和(2)
C.(1)、(2)、(3)和(4)
D.(1)、(3)和(4)

【答案】 C
20、I found the windows ___.
A.open
B.to be opened
C.opens
D.opening

【答案】 A
21、There are many fascinating cases_____ people actually dreamt about things which later happened to them。
A.where
B.when
C.which
D.what

【答案】 A
22、下列关于期权的说法中，（　　）是不正确的。
A.期权的买方只有义务而没有权利
B.期权的卖方没有选择权
C.期权的交易对象是选择权
D.期权的买方可以放弃行使期权

【答案】 A
23、______ the brain’s working is a tremendous challenge and, judging by the advance of current processor power and complexity, will take at least several decades more to reach even the most elementary levels.
A.Increasing
B.Imitating
C.Observing
D.Speculating

【答案】 B
24、 “手续费收入”属于( )类科目。
A.所有者权益
B.损益
C.资产
D.负债

【答案】 B
25、资料：Workforce planning helps an organization to estimate its future workforce requirements and calculate the numbers, nature and sources of potential employees who might meet that demand.
A.it offers them regular training
B.it provides them with insurance
C.both A and B
D.not mentioned

【答案】 D
26、“床前明月光，疑是地上霜。”在人们的心目中，月亮是圣洁和美丽的化身。然而，俄罗斯科学家研究认为，月球是地球上很多自然灾害的祸源。于是，科学家们呼吁，加强对月球的研究，为人类造福。科学家们的呼吁说明（　　）。
A.①③
B.②④
C.①④
D.②③

【答案】 A
27、让考核回归价值本位、激发更多正能量，________________。在江西景德镇，当地就领导干部存在的突出问题向社会征求意见，并以此为依据分类设计“逆向民主测评表”；在江苏南通，有关部门在领导干部“德”的评价指标中设置正反两个层面，让考核考出差别、考出问题。各地积极的探索尝试表明，只要高度重视、认真谋划、矢志创新，就能更好激活考核的正向效应，为干部队伍建设注入新的活力。
A.主要是干部队伍建设
B.核心是加强道德建设
C.关键还是靠制度创新
D.突破口在于群众监督

【答案】 C
28、资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
A.Lily,a primary school student who has saved about $300 in cash
B.Sue,a secondary school student who wants to open her own account
C.Neil,the father of a teenage son aged 14,who want to open an account
D.Jane,a post-graduate who wants to manage her own money

【答案】 B
29、下列关于会计账簿管理的说法中，错误的是（ ）。
A.各种会计账簿要分工明确，指定专人管理
B.会计账簿要妥善保管，任何人不得翻阅査看、摘抄和复制
C.会计账簿一般不得携带外出
D.会计账簿不得随意交给其他人管理

【答案】 B
30、资料：Large industrialized are now in a recession. What are the prospects for economic recovery?
A.can help towards overcoming this problem about the ratio of debt to income
B.may lead Germany's importance as Europe’s largest export market to decline
C.may bring some relief to other members of the European Exchange Rate Mechanism
D.None of above

【答案】 D
31、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one another’s hands for safety.
A.become different from others in as many ways as possible
B.find one’s real self
C.get into the right reason and become popular
D.rebel against parents

【答案】 B
32、交易双方同意在将来的某一特定日期，按事先规定好的价格买入或售出既定数量的某种资产协议的金融工具，称之为（　　），它是一种场外交易。
A.金融期货
B.金融期权
C.远期合约
D.互换

【答案】 C
33、She is less ________ on being a grandmother, now her daughter Caron is married.
A.desirous
B.eager
C.keen
D.anxious

【答案】 C
34、Coffee is the（ ）of this district and brings local farmers a lot of money。
A.majority
B.spice
C.staple
D.elite

【答案】 C
35、 企业在遭受自然灾害后，对其受损的财物物资进行的清查，属于（　　）。
A.局部清查和定期清查
B.全面清查和定期清查
C.局部清查和不定期清查
D.全面清查和不定期清查

【答案】 C
36、资料：Memo
A.She is the owner of a financial sevices company
B.She has published several books
C.She has experience running a business
D.She teaches management courses at a university

【答案】 C
37、Passage 1
A.better students’learning methods
B.prevent students going into debt
C.help students get accepted by colleges
D.make students become very wealthy

【答案】 B
38、Passage 3
A.Needless material is mostly recycled
B.Fighting wastefulness is difficult
C.People like collecting recyclable wastes
D.The author is proud of their consumer culture

【答案】 B
39、商业银行应选派精通现代金融理论及金融创新理论的高素质客户经理接洽业务的细分市场为（ ）。
A.国有企业
B.民营企业
C.外商独资企业
D.合资与合作企业

【答案】 C
40、1984年之前我国的中央银行制度类型属于（　　）。
A.复合式
B.单一式
C.二元式
D.准中央银行

【答案】 A
41、This nomination will take two months, after which the commission will make its____to the president.
A.recommendation
B.accommodation
C.motivation
D.promotion

【答案】 A
42、中国人民银行发布的2019年第三季度中国货币政策执行报告称，当前，中国仍实施常态货币政策。央行通过创新和完善宏观调控，运用多种货币政策工具，保持流动性合理充裕；加大货币政策逆周期调节力度，通过改善货币政策传导机制，落实金融对实体经济的支持。
A.降低金融机构贷款利率
B.降低金融机构法定存款准备金率
C.降低企业税费率
D.减少行政管理手段运用

【答案】 B
43、The teacher tried to____the trouble makers by pairing them with a well behaved partner.
A.break off
B.break down
C.break in
D.break up

【答案】 D
44、下列经济事项中，不属于国际货币基金组织会员国国际储备构成内容的是（　　）。
A.货币性黄金
B.直接投资收益
C.外汇储备
D.特别提款权

【答案】 B
45、资料：People differ greatly in their readiness to try new products. In each product area，there are“consumption pioneers”and early adopters. Other individuals adopt new products much later. After a slow start，an increasing number of people adopt the new product.
A.The consumption pioneers
B.How people adopt the new product
C.The five-adopter classification
D.The different phases of adopting new ideas

【答案】 C
46、组织结构三要素不包括（　　）。
A.虚拟化
B.规范化
C.集权化
D.复杂化

【答案】 A
47、资料：Elizabeth Blackwell was born in England in 1821, and moved to New York City when she was ten years old. One day she decided that she wanted to become a doctor. That was nearly impossible for a woman in the middle of the nineteenth century.After writing many letters asking for admission （录取） to medical schools, she was finally accepted by a doctor in Philadelphia. She was so determined that she taught school and gave music lessons to get money for the cost of schooling.
A.She wrote too many letters
B.She couldn’t graduate from medical school
C.She was a woman
D.She couldn’t set up her hospital

【答案】 C
48、生物体构造的主要物质是（ ），生命遗传的物质基础又是（ ）。
A.细胞；蛋白质
B.蛋白质；核酸
C.蛋白质；细胞
D.细胞；核酸

【答案】 B
49、关于本票的说法，正确的是（　　）。
A.本票出票人资格必须由中国人民银行审定
B.本票的必须记载事项包括付款人
C.本票自出票日起，付款期限最长不超过1个月
D.本票是自付票据

【答案】 D
50、资料：“Our cars are for people who want something different.”
A.Because its products are handmade and qualified
B.Because its name represents luxury
C.Because the company is famous
D.Because its products are cheap

【答案】 A
51、It was about 100 years ago____this beautiful clock was made
A.Neither
B.since
C.then
D.when

【答案】 A
52、The museum contains several____works of Renaissance art, including two paintings by Raphael, one by Durer, one by Titian, and an early sketch by Tintoretto.
A.useless
B.priceless
C.valueless
D.worthless

【答案】 B
53、The suspicion that the servant is dishonest has proved（ ）true.
A.all too
B.too all
C.much too
D.too much

【答案】 A
54、甲有一手表，委托乙保管，乙擅自将手表卖给丙，丙又赠与女友丁，丁戴上3天后在街头被戊抢走，戊后又遗失于街头，为庚拾得。根据《物权法》的规定，对该手表享有所有权的是（　　）。
A.甲
B.丙
C.丁
D.庚

【答案】 C
55、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.A large amount of antioxidant supplements are not necessary
B.Oxidation can not do anything good at all to our body
C.Plants surviving hard conditions can produce a lot of antioxidant
D.Antioxidant supplements can improve one’s physical performance

【答案】 A
56、下列中央银行的行为和服务中，体现其“银行的银行”的职能的是（　　）。
A.代理国库
B.对政府提供信贷
C.集中保管商业银行现金准备
D.发行货币

【答案】 C
57、2012年5月13日，《中华人民共和国政府、日本国政府及大韩民国政府关于促进、便利 和保护投资的协定》于（ ）正式签署。
A.北京
B.首尔
C.东京
D.上海

【答案】 A
58、You can find it in our____brochure, along with some of our other models.
A.last
B.late
C.lately
D.latest

【答案】 D
59、Today,Wichner Industries announced that it（　　）opening an office in Kuala Lumpur to coordinate its overseas.
A.been
B.is being
C.will be
D.be

【答案】 C
60、Bilateral relations have entered a new stage of development both in terms of_____and breadth.
A.profundity
B.dimension
C.implication
D.innovation

【答案】 A
61、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.Revolutionary
B.Reliable
C.Salutary
D.Unassailable

【答案】 A
62、资料：Faces, like fingerprints, are unique. Did you ever wonder how it possible for us to recognize people? Even a skilled writer probably could not describe all the features that make one face different from another. Yet a very young child or even an animal, such as a pingeon can learm to recognize faces. We all take this ability for granted.
A.psychologist
B.behaviorist
C.writer
D.sociologist

【答案】 A
63、On the next birthday,Ann（　　）married for twenty years.
A.is
B.has been
C.will be
D.will have been

【答案】 D
64、下列数据整理和显示方法中，取值不可能大于1的是（　　）。
A.比例
B.比率
C.频数
D.累积频数

【答案】 A
65、刘强是某大型商场的总经理，近日通过调查发现：商场基层员工近期工作效率下滑、缺勤率上升、工作积极性下降，基层员工与客户的不和谐事件也呈上升趋势。员工普遍反映：工作枯燥乏味，没有挑战性与职业生涯规划，无法有效施展自己的才能；沟通机会少，没有有效的沟通平台；大龄未婚员工人数日渐上升，员工的这些情况反映出在高层次需要没有得到满足时，对低层次的需要就会显得更加渴望，这符合（　　）的观点。
A.奥尔德佛（ERG）理论
B.赫茨伯格双因素理论
C.马斯洛需求层次理论
D.麦克里兰三重需求理论

【答案】 A
66、High boots were the ___ for women last year.
A.vague
B.vain
C.vogue
D.void

【答案】 C
67、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.Boeing was held back by delays to its 787 Dreamliner
B.US airplane Virgin America ordered 30 airplanes from Airbus
C.India’s Indigo bought 180 airplanes from Airbus
D.Boeing had not recovered from recession

【答案】 B
68、When asked（　　）they needed most,children said they wanted more love and care.
A.what
B.why
C.whom
D.which

【答案】 A
69、The sleeping soldier received a strong ___ from his commanding officer.
A.respite
B.reprimand
C.revulsion
D.rookie

【答案】 B
70、甲出资100万、乙出资200万、丙出资400万作为股东，共同成立了丁有限责任公司。下列说法中正确的是（　　）。
A.甲以600万出资额为限对丁公司承担责任
B.乙以500万出资额为限对丁公司承担责任
C.丙以300万出资额为限对丁公司承担责任
D.丁以700万全部财产对公司债务承担责任

【答案】 D
71、债券的发行价格与市场利率、债券收益率有直接的关系，若市场利率低于债券收益率时。债券为（　　）发行。
A.溢价
B.折价
C.平价
D.时价

【答案】 A
72、对同一借款客户的贷款佘额与商业银行资本余额的比例不得超过（ ）。
A.5%
B.8%
C.10%
D.15%

【答案】 C
73、Children enter school at the age of six,___?
A.do the children
B.don't they
C.don't the children
D.aren't they

【答案】 B
74、资料：Business,academic and civic leaders in Cambridge have warned that one of Britain’s major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.
A.Because of the uncertainty
B.Because the economic slowdown after Britian leaving the EU
C.Because the increasing,difficulty of finding of finding a job in Britain
D.Because they may lose legal status after Brexit

【答案】 D
75、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.Politicians should call on a parenting revolution
B.Government may have failed to keep families stable
C.Only rich parents can offer their children what'