2022-2025年银行招聘之银行招聘综合知识练习题(一)及答案.docx

2022-2025年银行招聘之银行招聘综合知识练习题(一)及答案

单选题（共800题）
1、在20世纪80年代，邓小平提出了对马克思主义进行再认识的两个基本问题，他说：“什么叫社会主义?什么叫马克思主义?我们过去对这个问题的认识不是完全清醒的。”这种不清醒的突出表现是（　　）。
A.不重视发展生产力
B.不重视改革开放
C.忽视了改善人民生活
D.忽视了中国国情

【答案】 D
2、四对情侣排成一队买演唱会门票，已知每对情侣必须排在一起，问共有多少种不同的排队顺序？（　　）
A.24种
B.96种
C.384种
D.40320种

【答案】 C
3、Many Native Americans were killed during the ______ of the American West by Europeans in the 19th century.
A.shelter
B.construction
C.settlement
D.basement

【答案】 C
4、在中央银行资产负债表中，属于负债项目的是（　　）。
A.财政部门的借款
B.中央银行发行债券
C.外汇储备
D.待收款项和固定资产

【答案】 B
5、资料：HS ensures there is a clear career path for any employee, from any background. Three key levels in Harrods are the sales employee, department managers and senior managers. At each level, employees can benefit from the development programs in order to build a career.
A.the sales employees, department managers and senior managers
B.the sales employees,sales assistants and department managers
C.the senior managers,department managers and sales employees
D.not mentioned

【答案】 A
6、一般而言，物价水平年平均上涨率不超过2%~3%的是（ ）。
A.爬行通货膨胀
B.温和通货膨胀
C.恶性通货膨胀
D.奔腾式通货膨胀

【答案】 A
7、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels.
A.Freeze easily
B.Move quickly
C.Long-lasting
D.Extremely cold

【答案】 C
8、Let's face it.Gardening fanatics like nothing better than to have their hands stuck in the soil or to be trimming,pruning,or harvesting the fruits of their labors.But for once,here is an obsession which benefits the whole community by beautifying the environment and producing cooler,more fragrant,and cleaner air.To recognize that fact,the Tampa City Council has decided to award generous prizes to the most beautiful displays this spring.
A.February 12
B.April 25
C.June 1
D.August 3

【答案】 C
9、 汇款人办理信汇时，如果是交付现金汇款，应该向银行另填制（　）。
A.一联特种转账贷方凭证
B.一联特种收款贷方凭证
C.一式三联的信汇凭证
D.一式四联的信汇凭证

【答案】 A
10、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.To show that e-government will add new costs
B.To show that the e-government is useless in some cases
C.To show that physical stations are not functioning well
D.To show that the e-government will replace physical stations

【答案】 A
11、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem.
A.Confidence
B.Ability
C.Diligence
D.Willpowe

【答案】 D
12、In the experiment , the researcher placed a rat in a maze, ___ it was presented with different smells to see if it can resist the distraction and get to the exit.
A.what
B.that
C.where
D.which

【答案】 C
13、金融期权交易最早始于（　　）。
A.股票期权
B.利率期权
C.外汇期权
D.股票价格指数期权

【答案】 A
14、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.Britain’s exit from European Union will have an impact on its membership in the bank
B.United States and Japan will join the Asian Infrastructure Investment Bank soon
C.More countries are interested in the membership in the bank
D.Germany and France will join the bank soon

【答案】 C
15、（　　）是指市场增长率低，而相对市场占有率高的产品。
A.金牛产品
B.瘦狗产品
C.明星产品
D.幼童产品

【答案】 A
16、Passage 1
A.they loved this woman deeply and they didn’t wanted her to die
B.the woman had lots of money to be shared as soon as she died
C.they wanted to know the secret of her lifetime happiness
D.they wanted to pray for her after her death

【答案】 C
17、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.astigmatic
B.far-sighted
C.suffering from cataracts
D.near-sighted

【答案】 D
18、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Illegal
B.Condemnable
C.Rife
D.Common

【答案】 C
19、If you____the trigger of a gun really hard and really fast, it doesn't fire any faster or harder than if you just squeezed it gently.
A.condense
B.squeeze
C.obtain
D.lost

【答案】 B
20、下列反映国民经济发展的指标中，属于数量指标的是（ ）。
A.国内生产总值
B.人均国内生产总值
C.国内生产总值增长速度
D.国家财政收人占国内生产总值的比重

【答案】 A
21、资料：packing tips
A.Papers
B.Cash
C.Plastic bottle
D.Clothes

【答案】 B
22、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.better students’learning methods
B.prevent students going into debt
C.help students get accepted by colleges
D.make students become very wealthy

【答案】 B
23、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.Sleep and Photographic memory
B.Lack of Sleep Leading to Crimes
C.Sleep and Cognitive of human beings
D.Lack of Sleep Producing False Memory

【答案】 D
24、首次成功克隆哺乳动物(多利)的国家是（　　）。
A.英国
B.美国
C.法国
D.德国

【答案】 A
25、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.astigmatic
B.far-sighted
C.suffering from cataracts
D.near-sighted

【答案】 D
26、 It’s offered as proof that she’s a____woman who won’t waste taxpayer’s money.
A.principled
B.patriotic
C.pioneer
D.radical

【答案】 A
27、按照保险对象的不同可将保险分为（　　）。
A.人身保险与财产保险
B.自愿保险与强制保险
C.保险与再保险
D.信用保险与人身保险

【答案】 A
28、Responsible parents should show____love to their children and make them grow healthily.
A.unrestricted
B.unreserved
C.unconditional
D.unlimited

【答案】 B
29、下列哪家机构不属于我国成立的金融资产管理公司？（　　）
A.东方
B.信达
C.华融
D.均不符合题意

【答案】 D
30、资料：Human resource professionals act as mediators between an organization's management and its workers. This requires wearing many hats It's an HR administrator's job to make sure that employees are working in a safe environment that disputes are settled， and that benefits are understood and administered properly. At the same time， HR is charged with recruiting new employees who will not only fit in personally and professionally but also help the company achieve its business goals. They also represent management when negotiating for benefits with companies administering these benefits and when implementing companywide policies that will ultimately lower costs or boost profits. The needs of HR cover a wide range of tasks and，therefore， require individuals who are good with people in addition to being organized， analytical， business-minded， and heroic multitaskers.
A.Ensure a sound working environment for employees
B.Represent management in negotiation and policy implementation
C.Help achieve business goals and profit boost
D.Hire promising new employees for the sake of the company

【答案】 C
31、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.To enable robots to serve humans
B.To decrease humans fear about robots
C.To make robots more human-like
D.To equip robots with human emotions

【答案】 C
32、For decades，farmers and environmentalists in California have been entangled in a______over laws that limit the amount of water diverted from rivers and streams for irrigation。
A.dispute
B.register
C.conflict
D.negotiation

【答案】 A
33、 There's an______food shortage and many farmers will miss the winter cropping season.
A.enormous
B.immense
C.acute
D.urgent

【答案】 C
34、微型计算机中，ROM的中文含义是（ ）。
A.随机存储器
B.只读存储器
C.高速缓冲存储器
D.可编程只读存储器

【答案】 B
35、Passage 8
A.To discuss different methods of pruning
B.To introduce some common knowledge of pruning
C.To explain how trees develop disease
D.To give practical instruction for pruning a tree

【答案】 B
36、How often ___ your teeth examined?
A.are you having
B.do you have
C.have you get
D.you have

【答案】 B
37、In Western Australia，there are around 450 aircraft maintenance engineers，most of______work in the Perth metropolitan area.
A.them
B.whom
C.which
D.they

【答案】 B
38、在民事权利中，自然人的人身自由，人格尊严受法律保护。自然人享有的权利不包括（　　）。
A.名称权
B.肖像权
C.荣誉权
D.名誉权

【答案】 A
39、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.It is helpful to the company if the employers can lay off employees with health issues
B.Company discount on gym memberships will surely improve employees’ frequency of exercise
C.Most Americans have suffered from stress-related illnesses
D.To make sure that the employees are aware of the importance of physical and mental health is essential to promote good health in a company

【答案】 D
40、 ( )要求企业应当以实际发生的交易或者事项为依据进行确认、计量和报告，如实反映符合确认和计量要求的各项会计要素及其他相关信息。
A.可靠性
B.可理解性
C.实质重于形式
D.重要性

【答案】 A
41、金融风险的高杠杆性表现为（ ）。
A.金融机构的资产负债率低
B.金融机构的注册资本金要求高
C.金融体系的风险传染快
D.衍生金融工具以小搏大

【答案】 D
42、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.the usefulness of the FAA regulations for airlines
B.whether the FAA standard is being taken away
C.whether FAA is enforcing its regulations too strictly
D.the total number of flights American Airlines

【答案】 C
43、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.deprives people of a good sleep
B.disturbs people's life
C.makes people always restless
D.is beneficial to people

【答案】 D
44、资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。
A.The conceptions of globalization vary
B.The disciplines in the social sciences vary
C.There are less conceptions of globalization
D.There are many disciplines in the social sciences

【答案】 C
45、实收资本10000万元，资本公积500万元，盈余公积150万元，未分配利润400万元，则留存收益为（　　）万元。
A.1050
B.650
C.550
D.11550

【答案】 C
46、资料：Special needs students can not only learn from regular education teachers, but can participate in collaborative learning with mainstream students as well. Collaborative learning allows students to work together in groups to complete lessons and assignments.
A.It helps special needs students think creatively
B.It helps special needs students from all the attending students
C.It helps special needs students learn varied ability from classmates
D.It helps students work together on solving problems and assignments

【答案】 D
47、资料：Placing the right type of workers in close proximity to each other can generate up to a 15 percent increase in organizational performance，according to the study from Cornerstone On Demand，a provider of cloud-based learning and talent-management software，and researchers at Harvard Business School in Massachusetts. For businesses with 2，000 employees, this translates into an additional $1 million in profit each year，the study said.
A.There is no particular order of these categories
B.Generalists are those who are neither productive nor effective
C.The frequency employees need to ask a co-worker for help completing a task is recorded as effectiveness
D.Productive workers are those who finish a task quickly

【答案】 B
48、剩余价值（).
A.在生产领域中产生，可以离开流通领域
B.在流通领域中产生，但不能离开生产领域
C.在生产领域中产生，通过流通领域来实现
D.既在流通领域中产生，也在生产领域中产生

【答案】 C
49、We appreciate your patience and hope to serve you in a timelier manner in the future. ____ , please contact our order department at 716-555-0160 with any questions .
A.instead
B.meanwhile
C.in contrast
D.besides

【答案】 D
50、银行内部管理人员根据银行所承担的风险计算的，银行需要保有的最低资本量称为（　　）。
A.实收资本
B.核心资本
C.监管资本
D.经济资本

【答案】 D
51、Highly emotional,lacking in self-confidence,he knocked about in____jobs as a young man before settling on the study of art.
A.various
B.overall
C.modified
D.peculiar

【答案】 A
52、It would be______exploring students' epistemic beliefs regarding course-related information located on the Internet.
A.worthwhile
B.worth
C.while
D.worthy

【答案】 A
53、Passage 4
A.Large imagination
B.Quick action
C.Great ambition
D.Great investment

【答案】 D
54、Each man and woman must sign ______ full names before entering the examination room.
A.his
B.her
C.their
D.one’s

【答案】 C
55、软件是（ ）。
A.所有程序的统称
B.所有技术文档资料的统称
C.所有保存在软盘上的程序的统称
D.所有程序及相关文档资料的统称

【答案】 D
56、商业银行经营的核心是（ ）。
A.扩大贷款规模
B.市场营销
C.增加资本金
D.提高收益

【答案】 B
57、Sometimes that stress is relieved______in the form of a large earthquake .
A.gradually
B.steadily
C.slowly
D.suddenly

【答案】 D
58、资料：Singapore Airlines plans to introduce inflight mobile phone and internet access in May this year,beginning with its flagship Airbus A380 fleet.
A.the telecoms system employed by Singapore Airlines on board each plane is the best of the breed
B.Singapore Airlines has a self-contained telecoms system which enables it to set high international roaming rates
C.the calls will be charged at international roaming rates which are normally high
D.it will be a privilege to a small

【答案】 B
59、He was determined that his children（　　）to the best school.
A.should go
B.went
C.ought to go
D.would