2025年银行招聘之银行招聘综合知识综合检测试卷B卷含答案.docx

2025年银行招聘之银行招聘综合知识综合检测试卷B卷含答案

单选题（共800题）
1、资料：Google and Uber have grabbed most of the attention regarding the advent of self-driving cars, but on Sunday, Lyft threw down the ultimate challenge: A majority of autonomous vehicles for Lyft within a mere five years.
A.arrange them neatly
B.present clearly
C.design correctly
D.suggest properly

【答案】 B
2、It was no____that his car was seen near the bank when the robbery happened
A.coincidence
B.convention
C.certainty
D.complication

【答案】 A
3、 审计证据的相关性和可靠性即为审计证据的( )。
A.适当性
B.充分性
C.正确性
D.可信性

【答案】 A
4、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.It tells you what to produce
B.It tells you how to grow tomatoes
C.It provides you with everything you need
D.It helps you save money

【答案】 A
5、Thank you for snatching time from your tight schedule to give my paper ______ consideration.
A.confidential
B.due
C.permanent
D.instinctive

【答案】 B
6、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.0
B.1
C.2
D.3

【答案】 C
7、关于债券收益率的说法错误的是（ ）。
A.易被赎回的债券的名义收益率比较高
B.享受税收优惠的债券的收益率比较低
C.流动性低的债券收益率较高
D.违约风险髙的债券收益率比较低

【答案】 D
8、吊销违法者的经营许可证是( )。
A.行政命令
B.行政处罚
C.行政处分
D.行政强制执行

【答案】 B
9、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.Alibaba would open chain stores after entering into Australia
B.Alibaba has established cooperation with Australia Post
C.Alibaba’s world-record of selling US$9.3 Billion worth of goods in 24 hours on Singles Day has helped its initial public offering
D.After entering into Australia, Alibaba will try to expand to the U.S

【答案】 B
10、2012年GDP增速目标为（ ）；全年CPI控制在4%。
A.7. 5%
B.7. 8%
C.7.6%
D.8%

【答案】 A
11、商品内在的使用价值和价值的矛盾，其完备的外在表现形式是（ ）。
A.商品与商品的对立
B.具体劳动与抽象劳动的对立
C.私人劳动与社会劳动的对立
D.商品与货币的对立

【答案】 D
12、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business. But in China the pace can be fast and slow simultaneously.
A.Chinese businessmen look for ways to combine different options
B.Chinese businessmen have stronger sense of national pride
C.Chinese businessmen have their own pace doing business
D.Chinese businessmen treasure close relationship

【答案】 B
13、Susan made（　　）clear to me that she wished to make a new life for herself.
A.That
B.this
C.it
D.her

【答案】 C
14、通常我们讲的国际间的货币可兑换指的是（　　）。
A.经常项目可兑换
B.资本项目可兑换
C.金融项目可兑换
D.平衡账户可兑换

【答案】 A
15、下列经济事项中，不属于国际货币基金组织会员国国际储备构成内容的是（　　）。
A.货币性黄金
B.直接投资收益
C.外汇储备
D.特别提款权

【答案】 B
16、2012年GDP增速目标为（ ）；全年CPI控制在4%。
A.7. 5%
B.7. 8%
C.7.6%
D.8%

【答案】 A
17、商业银行的经营是指对其所开展的各项业务活动的（ ）。
A.组织和控制
B.组织和营销
C.控制和监督
D.计划和组织

【答案】 B
18、The teacher tried to____the trouble makers by pairing them with a well behaved partner.
A.break off
B.break down
C.break in
D.break up

【答案】 D
19、在对某公司存货实施抽查程序时，注册会计师下列做法正确的是（ ）。
A.尽量将难以盘点或隐蔽性较大的存货纳入抽査范围
B.事先就拟抽取测试的存货项目与该公司沟通，以提高存货监盘的效率
C.从存货盘点记录中选取项目追查至存货实物，以测试盘点记录的完整性
D.如果盘点记录与存货实物存在差异，要求该公司更正盘点记录

【答案】 A
20、Hurricane Katrina passed in my own surroundings and
A.involved
B.entailed
C.panicked
D.panic

【答案】 A
21、资料：之后，经济学家Mr.V发表了关于一些新名词的感悟，请根据下列资料回答问题。
A.Globalization is a business strategy that means doing everything the same everywhere
B.Globalization is a shift in traditional patterns of international production, investment, and trade
C.Globalization is interconnections between different interests of business and society
D.Globalization is the absence of borders and barriers to trade between nations

【答案】 C
22、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.He bought it for his new home
B.He received it from Picasso's family
C.He won the French lottery
D.He got it from a charity organization

【答案】 C
23、Passage 4
A.a form of gambling
B.a way of making money quickly
C.useful and necessary
D.old-fashioned

【答案】 C
24、Henry found it difficult to get his British jokes（　　）to Chinese audience.
A.across
B.deal
C.over
D.down

【答案】 A
25、资料：Zhang Qiaoli uses her spare bedroom for storing her stock of ladies’ fashion-wear and photo shoots. She is one of more than five million small online stores operating across China, some from small apartments or even college dormitories. She buys dresses and accessories wholesale; at prices under $5, using the website Taobao, she sells them on as the Kitty Lover at prices under $10.
A.She sells dresses and accessories on Taobao
B.She buys goods at higher prices and manages to sell large number of them
C.She purchases goods at wholesale and sell them online at higher prices
D.She makes profits by selling dresses and accessories at retail stores

【答案】 C
26、( )的指标越高，则流动性越差。
A.资产流动性比例
B.备付金比例
C.中长期贷款比例
D.国债占总资产比例

【答案】 C
27、In terms of viewpoints and attitudes, authors may not state ______ that they are neutral, negative, positive or objective.
A.exceptionally
B.empirically
C.explicitly
D.extravagantly

【答案】 C
28、In the experiment , the researcher placed a rat in a maze, ___ it was presented with different smells to see if it can resist the distraction and get to the exit.
A.what
B.that
C.where
D.which

【答案】 C
29、上层建筑是推动还是阻碍社会的发展决定于（　　）。
A.它所服务的经济基础的性质
B.它是否同自己的经济基础相适合
C.它本身的各个组成部分是否协调
D.它是否有利于公有制的巩固和发展

【答案】 A
30、在双本位制的货币体系下，（　　）两种货币按法定比价流通，在一定程度上克服了平行本位制下混乱局面。
A.金锡
B.银铜
C.金铜
D.金银

【答案】 D
31、水平标尺出现在word工作区的（　　）。
A.左侧
B.顶部
C.右侧
D.底部

【答案】 B
32、20世纪60年代以后，在大公司生产和经营多元化的发展过程中，投资银行被确立为( )的重要对象。
A.合伙人制
B.混合公司制
C.信贷公司制
D.股份所有制

【答案】 B
33、 甲贩运假烟，驾车路过某检查站时，被工商执法部门拦住检查。检查人员乙正登车检查时，甲突然发动汽车夺路而逃。乙抓住汽车车门的把手不放，甲为摆脱乙，在疾驶时突然急刹车．导致乙头部着地身亡。甲对乙死亡的心理态度属于下列哪一选项?（　　）
A.直接故意
B.间接故意
C.过于自信的过失
D.疏忽大意的过失

【答案】 B
34、4月10日，中国银行在境外成功发行38亿美元等值第五期（　　）主题债券。此次发行包括美元、欧元、澳元，人民币和港币5个币种，共计8个债券品种，发行主体包括中国银行香港分行、澳门分行，悉尼分行、卢森堡分行、法兰克福分行。债券将在香港联合交易所挂牌上市，部分品种还将在中欧国际交易所、法兰克福证券交易所和卢森堡证券交易所上市。
A.亚欧大陆
B.全球一体化
C.中欧友好
D.一带一路

【答案】 D
35、营业利润不包括以下哪项内容？（　　）
A.营业外收入
B.营业收入
C.投资收益
D.其他业务收入

【答案】 A
36、资料：We never thought we'd say this, but we'd welcome back some chilly weather.
A.Temperatures in the U.S. fell into negative territory
B.People welcomed cool breezes in the U.S
C.Harsh winter struck in some cities of the U.S
D.Arctic air hit the U.S. for a few times

【答案】 C
37、属于典型的负外部性例子的是（ ）。
A.汽车尾气
B.海上灯塔
C.企业对资源的配置
D.义务教育

【答案】 A
38、Passage 2
A.The major causes of traffic accidents and car thefts
B.The relationship between human and technology
C.The shortcomings of digital devices we use
D.The human unawareness of technical problems

【答案】 B
39、 企业会计核算必须符合国家的统一规定，这是为了满足（　　）要求。
A.一贯性原则
B.重要性原则
C.可比性原则
D.客观性原则

【答案】 C
40、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Challenges facing European regulators
B.A new regulation in Europe that opens banks to competition
C.The solutions to the flawed banking system in Europe
D.A looming threat to customers' private bank data

【答案】 B
41、统计指标按其所反映的内容或其数值表现形式，可以分为总量指标、相对指标和（　　）。
A.比例指标
B.比率指标
C.平均指标
D.变异指标

【答案】 C
42、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.harmonize
B.comply
C.integrate
D.conform

【答案】 A
43、资料：packing tips
A.Rush out to the baggage carousel
B.Use a grey suitcase
C.Head to the Lost & Found
D.Mark with a brightly colored string

【答案】 D
44、 同业拆借业务中，拆入银行拆人资金时应借记的科目是（　　）。
A.存放同业款项
B.同业存放款项
C.同业拆入
D.存放中央银行款项

【答案】 D
45、We'll be very careful and keep what you've told us strictly（ ）。
A.rigorous
B.private
C.confidential
D.mysterious

【答案】 C
46、Passage 2
A.How rich and poor regions can share responsibility in curbing global warming
B.How human and economic losses from climate change can be reduced
C.How emissions of heat-trapping gases can be reduced on a global scale
D.How rich countries can better help poor regions reduce climate hazards

【答案】 D
47、In modern clinical practice, doctors personally assess patients in order to ______, treat, and prevent disease using clinical judgment.
A.remedy
B.diagnose
C.infect
D.judge

【答案】 B
48、TCP／IP体系结构中的TCP和IP所提供的服务分别为（　　）。
A.链路层服务和网络层服务
B.网络层服务和运输层服务
C.运输层服务和应用层服务
D.运输层服务和网络层服务

【答案】 D
49、Education about consumption taxes is more likely to boost growth，______the growth effects of income and capital taxes are ambiguous。
A.if
B.when
C.while
D.for

【答案】 C
50、 我国刑法对于空间效力的规定，采取的是（　　）。
A.属地原则
B.属人原则
C.保护原则
D.以属地原则为主，兼采属人原则、保护原则和普遍原则

【答案】 D
51、甲在2016年1月1日当着两个儿子的面立了一份口头遗嘱，2016年2月18日，大儿子为稳妥起见，将遗嘱内容以书面形式记录下来，后因大儿子不孝，老人欲将所有财产都留给小儿子，于2016年7月9日重新以书面的形式更改了遗嘱内容。试问，甲去世后，哪份遗嘱可以生效（　　）
A.口头遗嘱
B.2016年7月9日立的遗嘱
C.2016年2月18日立的书面遗嘱
D.以上都无效，按法律规定继承

【答案】 B
52、In the heart of Patagonia area, glaciers rise in the midst of mountain capes and alpine meadows, close enough to hike right up to and （ ）.
A.touched
B.touch
C.touching
D.being touched

【答案】 B
53、It was essential that the application forms ___ back before the deadline.
A.would be sent
B.were sent
C.be sent
D.must be sent

【答案】 C
54、Would you like _____music?
A.to listen to
B.to listening
C.listening
D.listening to

【答案】 A
55、下列关于经济资本和监管资本的说法中，错误的是（　　）。
A.账面资本是银行资本金的静态反映，反映了银行实际拥有的资本水平
B.经济资本在数额上与非预期损失相等
C.监管资本是监管当局规定的银行必须持有的与其业务总体风险水平相匹配的资本
D.监管资本是一种虚拟的、与银行风险的非预期损失额相等的资本

【答案】 D
56、下列是美国作家的是（　　）。
A.歌德
B.马克?吐温
C.福楼拜
D.巴尔扎克

【答案】 B
57、Her speech was ______,that is to say, we ______ her speech.
A.impressive;were impressing by
B.impressed;were impressed at
C.impressive;were impressed with
D.impressing;were impressing at

【答案】 C
58、马克思主义政治经济学研究的出发点是（　　）。
A.生产力
B.生产关系
C.物质资料生产活动
D.经济规律

【答案】 C
59、资料：最后，大家谈论了中国在绿色经济方面做出的杰出贡献，请根据下列资料回答问题。
A.One with much wealth
B.One with high professional level
C.One with high social status
D.One with high reputation in academia

【答案】 B
60、利率市场化是市场主体自行决定利率的过程，任何单一市场主体都不能单方面决定利率，那么，在这种制度下，利率的变动将（　　）。
A.随市场资金供求状况而变化
B.随中央银行的基准利率变化而变化
C.随市场货币流动性大小而变化
D.随货币的汇率变动而变化

【答案】 A
61、资料：Memo
A.Your Best Fitness Plan
B.Green Eats
C.The Olymplan’s Cookbook
D.The Pharaoh’s Lives

【答案】 B
62、Exce1中的基本操作单位是（　　）。
A.工作表
B.单元格
C.工作簿
D.工作组

【答案】 B
63、下列四个不同数字表示的数中，数值最大的是（　　）。
A.二进制数11011101
B.八进制数334
C.十进制数219
D.十六进制数DA

【答案】 A
64、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.internal accounting controls
B.internal financial controls
C.administrative controls
D.external controls

【答案】 C
65、下列销售预测方法中，属于定性分析法的是（　　）。
A.指数平滑法
B.加权平均法
C.德尔菲法
D.回归直线法

【答案】 C
66、资料：Anything that affects the smooth flow of information is known as noise. This might be, for example, the language used,an in appropriate use of technology or the different levels of skill and knowledge of the sender and receiver. For example, every day in the press and on TV, consumers are bombarded with often confusing or contradictory information about the health benefits or risks associated with different foods. Consumers may not have enough understanding or information to judge between conflicting messages. It is therefore not surprising that many people do not hear these messages and switch off.
A.positive press articles
B.the different levels of skill and knowledge of the sender and receiver
C.the language used
D.an inappropriate use of technology

【答案】 A
67、根据《个人外汇管理办法》的规定，下列说法不正确的是（ ）。
A.外汇账户按主体类别区分为境内个人外汇账户和境外个人外汇账户
B.外汇账户按账户性质区分为外汇结算账户、资本项目账户及外汇储蓄账户
C.结算账户用于转账汇款等资金清算支付
D.储蓄账户可用于外汇存取与转账

【答案】 D
68、______workers are often rewarded with higher salaries and other benefits.
A.Conscience
B.Consciousness
C.Conscientious
D.Conscious

【答案】 C
69、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.Discuss the advantage of technology
B.Advertising business software
C.Teach business owners how to stay competitive
D.Teach business owners how to manage emails and calendars

【答案】 C
70、某单位组织130名员工去参观自然博物馆，某运输公司有两种车辆可供选择：
A.525
B.530
C.545
D.585

【答案】 A
71、Early Americans simply did not sport hunt in those days.It is hard to make a sport ___ something you did every day.
A.into
B.out of
C.by
D.with

【答案】 B
72、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.to correct the misunderstanding of antioxidant supplement
B.to encourage readers to taken more vitamine
C.to encourage readers to do more physical exercise
D.to inform athletes of the benefits of trauma

【答案】 A
73、国家主席习近平6日致电（　　），向非洲国家和人民表示热烈祝贺，习近平祝愿非洲国家和人民在联合自强、发展进步的道路上不断取得更大成就。
A.第32届非洲联盟峰会
B.第34届非洲联盟峰会
C.第34届中非联盟峰会
D.第35届非洲联盟峰会

【答案】 B
74、 现金清查中，发现现金短缺500元，经研究决定由出纳人员赔偿300元，余款报损。则批准处理后的会计分录为（　　）。
A.借：库存现金500贷：待处理财产损溢500