2022-2025年银行招聘之银行招聘综合知识题库及答案.docx

2022-2025年银行招聘之银行招聘综合知识题库及精品答案

单选题（共800题）
1、大气中的臭氧层能够保护地球上的生物，这主要是因为臭氧层可以（ ）。
A.释放出大量氧气
B.滤除大量紫外线
C.屏蔽太阳的辐射
D.吸收大量二氧化碳

【答案】 B
2、资料：A high-precision NASA radar instrument left a NASA airport in Southern California for Iceland on January 28 to create detailed maps of how glaciers move in the dead of winter. This will help scientists around the world better understand some of the most basic processes involved in melting glaciers, which are major contributors to rising sea levels.
A.Freeze easily
B.Move quickly
C.Long-lasting
D.Extremely cold

【答案】 C
3、Passage 1
A.introduce a new course to students
B.help students learn about investment
C.teach how to apply for a credit card
D.encourage students’personal savings

【答案】 B
4、It would be______exploring students' epistemic beliefs regarding course-related information located on the Internet.
A.worthwhile
B.worth
C.while
D.worthy

【答案】 A
5、A ______ criminal must have the benefit of the ______ until we’re certain he's guilty.
A.suspected;doubt
B.doubted;suspect
C.doubted;doubt
D.suspected;suspect

【答案】 A
6、2019年1月21日电，国家统计局21日对外公布，经初步核算，2018年全年我国国内生产总值（GDP）为900309亿元，经济总量首次站上（　　）的历史新台阶，稳居世界第二位。
A.80万亿元
B.90万亿元
C.100万亿元
D.110万亿元

【答案】 B
7、我国现阶段的货币政策采用（　　）公式来考量M2增速是否适宜。
A.M2增速=GDP增速+CPI+1%
B.M2增速=GDP增速+CPI+2%
C.M2=GDP增速+CPI
D.M2=GDP增速+CPI+1%至2%

【答案】 C
8、下列说法不正确的是（ ）。
A.孔子是儒家创始人，核心是“仁”
B.庄子是道家代表，代表作是《道德经》
C.韩非是法家思想的集大成者
D.朱熹是理学的重要代表，著有《四书集注》

【答案】 B
9、At the meeting, the manager talked ______about the need for better attendance and punctuality.
A.briefly
B.briefing
C.shortly
D.shorts

【答案】 A
10、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing（投资）the hypothetical（虚拟的）earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.By giving examples
B.By providing data
C.By raising questions
D.By making comparisons

【答案】 A
11、下列有关中国近代史上重要历史人物与其所做出的贡献，搭配不正确的是（　　）
A.左宗棠一收复新疆
B.林则徐一虎门销烟
C.李鸿章一辛亥革命
D.冯子材一镇南关大捷

【答案】 C
12、在因特网上，一台计算机可以作为另一台主机的远程终端，使用该主机的资源，该项服务称为（　　）。
A.Telnet
B.BBS
C.FTP
D.WWW

【答案】 A
13、Passage 4
A.Alex Goldberg,Founder of Young Inspirations
B.Young People Find a World of Opportunity
C.Kieran,Banbury School Pupil to Paris
D.Debates Help Youth with Their Grades

【答案】 B
14、Two years ago,Rupert Murdoch’s daughter,Elisabeth,spoke of the“unsettling dearth of integrity across so many of our institutions”.Integrity had collapsed,she argued,because of a collective acceptance that the only"sorting mechanism"in society should be profit and the market.But"it's us,human beings,we the people who create the society we want,not profit".
A.the consequences of the current sorting mechanism
B.Companies’financial loss due to immoral practices
C.governmental ineffectiveness on moral issues
D.the wide misuse of integrity among institutions

【答案】 A
15、小王是一名应届毕业生，成功入职A公司与A公司签订劳动合同，约定适用期为1个月且约定月工资为6000元。若A公司所在地的最低月工资标准为3000元，则按照《劳动法》的规定，小王在试用期的月工资应不低于（　　）。
A.6000元
B.5400元
C.4800元
D.3600元

【答案】 C
16、资料：“I wouldn’t be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated ￡75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.
A.How education can change a person’s life
B.Oxford University welcomes the generosity of strangers
C.An immigration family’s story of success
D.large amount of private donation from an Oxford graduate

【答案】 B
17、下列各项中，符合会计要素收入定义的是（ ）。
A.出售材料收入
B.出售无形资产净收益
C.出售固定资产净收益
D.向购货方收取的增值税销项税额

【答案】 A
18、It's such a __ to do the shopping everyday.He is tired of it.
A.duty
B.task
C.chore
D.work

【答案】 C
19、美国历史上首位华裔驻华大使是（ ）。
A.赵小兰
B.张之香
C.骆家辉
D.朱棣文

【答案】 C
20、This documentary is particularly compelling:______with previously unseen footage and interviews with Houston's closest confidants.
A.deplete
B.depleted
C.replete
D.repleted

【答案】 D
21、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.
A.Stress is experienced by everyone
B.Stress is common and can be detected
C.Stress cannot be prevented
D.Stress is everywhere and hard to deal with

【答案】 B
22、下列哪一职位，不属于国务院的组成人员？（　　）
A.国务院副总理
B.国务委员
C.国务院副秘书长
D.审计长

【答案】 C
23、6×10×11×26-5×12×13×22=（　　）。
A.0
B.2
C.1
D.3

【答案】 A
24、下来关于“服务业营业税改征增值税”的说法正确的是（ ）。
A.服务业营业税改征增值税是指根据服务业的营业税修改增值税
B.改革只针对服务行业
C.服务业营业税改征增值税是指对服务业由征收营业税改为征收增值税
D.试点行业的总体税负略有增加

【答案】 C
25、Passage 1
A.It is widely used to compare the economic growth across countries
B.It revolutionizes the way of measuring ordinary people's livelihood
C.It focuses on people's consumption rather than their average income
D.It is a more comprehensive measure of people's economic well-being

【答案】 D
26、The boy wanted to play football in the street，but his father told him______.
A.not to
B.not
C.not to do
D.don’t

【答案】 A
27、下列产品中，能够计入当年GDP的是（　　）。
A.中央政府对地方政府的转移支付
B.某人花100万美元在美国买的一栋新房
C.企业从国外购买的一台服务器
D.某企业当年生产没有卖掉的20万元产品

【答案】 D
28、资料：What if you were told there was a way you may strengthen your cognitive skills and heighten your intelligence, and all you had to do was was learn to strike up basic conversations in another language?
A.It helps people stay focused
B.It memorizes a sequence of directions
C.It’s a command system
D.It directs the attention processes

【答案】 B
29、The（　　）behind the yellow tape is prohibited to anyone without a press pass.
A.positing
B.scenery
C.exterior
D.area

【答案】 D
30、在LM曲线的凯恩斯区域，（　　）。
A.货币政策有效
B.财政政策有效
C.财政政策无效
D.财政政策和货币政策同样无效

【答案】 B
31、Tony stops him with news that a plane has ______ over the Mojave Desert.
A.blown off
B.blown in
C.blown down
D.blown up

【答案】 D
32、“物华天宝，龙光射牛斗之墟”出自（ ）。
A.张若虚《春江花月夜》
B.苏轼《赤壁赋》
C.江淹《别赋》
D.王勃《滕王阁序》

【答案】 D
33、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.Remained optimistic
B.Remained steady
C.Successfully avoided deep trouble
D.Ran very fast

【答案】 C
34、 小王出差回来报销差旅费2 700元，原借3 000元，交回多余现金300元。应编制（　　）。
A.收款凭证
B.转账凭证
C.一张收款凭证一张付款凭证
D.一张收款凭证一张转账凭证

【答案】 D
35、《封神演义》中提到一种神奇的动物叫“四不像”，现实中，这种动物是（　　）。
A.角马
B.麋鹿
C.驯鹿
D.鸭嘴兽

【答案】 B
36、资料：（四）
A.Approach to financial education
B.Americans' financial skills
C.Reform on financial education
D.Lessons of financial crisis

【答案】 A
37、资料：What attracts customers? Obviously the quality of a product does, but visual images contribute a great deal. It is not only the image provided by the packaging that counts but the whole corporate identity of the company.
A.The corporate identity
B.Quality of the product
C.Packaging images
D.All of above

【答案】 D
38、下面有关计算机的叙述中，正确的是（　　）。
A.计算机的主机只包括CPU
B.计算机程序必须装载到内存中才能执行
C.计算机必须具有硬盘才能工作
D.计算机键盘上字母键的排列方式是随机的

【答案】 B
39、总需求函数可以表示为：Y=AD（P），以下关于总需求曲线向右下方倾斜的原因，说法不正确的是（　　）。
A.当价格总水平上升时人们持有财富的实际价值升高，人们会变的非常富有，从而增加消费
B.在既定收入的前提下，价格总水平提高使个人持有的财富可以购买的消费品数量下降，从而消费减少
C.由于当价格水平上升的时候，出口会下降，进口增加，导致了净出口下滑
D.随着价格总水平提高，利息率上升，而利息率上升会使得投资减少，即价格水平提高使投资支出减少

【答案】 A
40、民法调整（ ）的人身关系和财产关系。
A.平等主体的公民之间、法人之间、公民和法人之间
B.法人之间
C.公民和法人之间
D.公民之间、法人之间、公民和法人之间

【答案】 A
41、下列关于我国“四大名窟”的说法，错误的是（　　）
A.四大名窟都是以中国佛教文化为特色的
B.四大名窟都位于我国南北分界线以北
C.四大名窟均始建于魏晋南北时期
D.四大名窟分布于我国四个不同省份

【答案】 D
42、商鞅变法的措施中对秦国建立中央集权制度影响最大的是（ ）。
A.废井田、开阡陌
B.废除特权
C.奖励耕战
D.建立县制

【答案】 D
43、按照光的波长，从长到短排序正确的一项是（　　）。
A.红外光、紫外光、可见光
B.紫外光、可见光、红外光
C.可见光、红外光、紫外光
D.红外光、可见光、紫外光

【答案】 D
44、Susan made（　　）clear to me that she wished to make a new life for herself.
A.That
B.this
C.it
D.her

【答案】 C
45、Experiments of this kind（　　）in both the U.S and Europe well before the WWII.
A.have been conducted
B.have conducted
C.had conducted
D.had been conducted

【答案】 D
46、下列经济行为中属于间接融资的是（　　）。
A.公司之间的货币借贷
B.国家发行公债
C.商品赊销
D.银行发放贷款

【答案】 D
47、人民币汇率形成机制改革坚持主动性、可控性、渐进性的原则，2005年7月21日，人民币 汇率形成机制改革启动，开始实行以市场供求为基础、参考一篮子货币政策进行调节、有管理 的浮动汇率制度。自汇率形成机制改革以来，人民币汇率弹性逐步扩大，并形成双向波动的格 局，呈现稳中有升的态势。
A.货币局制
B.传统的盯住汇率制
C.事先不公开汇率目标的管理浮动
D.单独浮动

【答案】 A
48、某公司测算，若采用银行业务集中法，增设收账中心，可使公司应收账款平均余额由现在的800万元减至600万元，每年增加相关费用15万元。该公司年综合资金成本率为10%， 则（）。
A.该公司应采用银行业务集中法
B.该公司不应采用银行业务集中法
C.不应采用银行业务集中法而应采用邮政信箱法
D.无法确定

【答案】 A
49、我国现行货币统计制度将货币供应划分为三个层次，其中M2代表（　　）。
A.广义货币供应量
B.狭义货币供应量
C.流通中的现金
D.储蓄状态的货币

【答案】 A
50、资料：“I wouldn’t be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated ￡75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.
A.showed how scholarship changed his family members’ life
B.gave him the motive to study hard to be successful
C.illustrated that his family emphasized on education very much
D.proved that immigration family can also make great achievements

【答案】 A
51、The FIFA World Cup soccer championship in Russia is the most costly ever held。Now，experts question whether there will be a good______for the Russian taxpayer。
A.response
B.refund
C.return
D.report

【答案】 C
52、绩效评价中运用的评价标准属于比较法的是（　　）。
A.等级择一法
B.行为锚定量表法
C.排序法
D.行为对照表法

【答案】 C
53、2019年是人民币国际化启动十周年。十年来，中国银行充分发挥全球化和综合化优势，深度参与全球人民币清算体系建设，助力人民币国际化发展。截至目前，中行在（　　）个国家和地区担任人民币清算行，在全球26家授权人民币清算行中占有12席，继续保持同业第一。
A.10
B.12
C.20
D.30

【答案】 B
54、在Word中，想用新名字保存文件应（　　）。
A.执行“文件”→“另存为”命令
B.执行“文件”→“保存”命令
C.单击工具栏的“保存”按钮
D.复制文件到新命名的文件中

【答案】 A
55、 银行汇票持票人未在代理付款行开户的，原持票人需要一次或分次转账支付的，应由其填制支款凭证，并交验本人身份证件。其会计分录为( )。
A.借：存放联行款项(联行往账) 　　贷：应解汇款一一持票人户
B.借：应解汇款一一原持票人户 　　贷：现金
C.借：应解汇款一一原持票人户 　　贷：××科目一一××户
D.借：现金 　　贷：应解汇款一一持票人户

【答案】 C
56、中断处理时，要求保留现场的原因是（ ）。
A.为了保证不丢失数据
B.为了保证原程序完整
C.为了中断结束时返回原程序执行
D.中断处理时需要使用现场中的数据

【答案】 C
57、下列说法不正确的是（ ）。
A.舞低杨柳楼心月—柳永
B.两情若是久长时—秦观
C.此情无计可消除—李清照
D.可惜流年、忧愁风雨—辛弃疾

【答案】 A
58、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.
A.Changing schools may cause children’s stress
B.Seniors would feel stress of paying mortgage
C.Grown-ups would get stress from raising kids
D.Loss of a friend may be the source of stress for seniors

【答案】 B
59、Passage2
A.The waves would move him backwards
B.The water would choke him
C.He would immediately sink to the bottom
D.He would be exhausted or unconscious

【答案】 D
60、下列选项中，不合法的十六进制数是（　　）。
A.H1023
B.10111
C.A120
D.777

【答案】 A
61、现实的资本主义市场机制在很多场合不能导致资源的有效配置，这种情况被称为“市场失灵”，以下不属于市场失灵情况的是（ ）。
A.垄断
B.外部影响
C.完全信息
D.公共物品

【答案】 C
62、下列不属于通信三要素的是（　　）。
A.信源
B.信宿
C.信道
D.电信

【答案】 D
63、God by definition is supernatural and cannot, in principle, be______by science which deals exclusively with the natural world.
A.investigated
B.responded
C.suspected
D.stated

【答案】 C
64、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.harmonize
B.comply
C.integrate
D.conform

【答案】 A
65、Passage 6
A.stupid
B.polite
C.considerate
D.annoying

【答案】 D
66、资料：We all know that lack of sleep affects our memory along with other cognitive abilities. Sitting in the office sleep deprives it’s difficult to remember your own name, let along the ever-lengthening to-do list.
A.Creation of false memories
B.Memory deprivation
C.Crime being created
D.Different details shown

【答案】 A
67、（　　）on her past mistakes,Jessie realized that she had trusted wrong people.
A.Reflecting
B.To reflect
C.Being reflected
D.Reflect

【答案】 A
68、Passage 10
A.simplify routine matters
B.absorb user attention
C.better interpersonal relations
D.increase work efficiency

【答案】 B
69、—Why are you standing there,Maggie?
A.be hind
B.in front of
C.be side
D.next to

【答案】 B
70、Store layout and merchandise presentation, as well as______,help shoppers find items more quickly.
A.to have appropriate signs
B.appropriate signs are necessary
C.with appropriate signs
D.appropriate signs

【答案】 D
71、Buck never allowed himself to be bullied into doing anything that went against his ______.
A.sense
B.principles
C.priest
D.victim

【答案】 B
72、Passage2
A.who has not been instructed how to use a life preserver
B.who has a little experience in using a life preserver
C.who uses a life preser