个人、商业保险中英术语合集.docx

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个人、商业保险中英文术语词汇表 A Abandonment 委付 Absolute assignment 完全转让 Accelerated death benefit 加速死亡给付 Accident 意外事故 Accidental death benefit 意外死亡保险金 Accounts receivable coverage form 应收账款保单 Actual cash value (ACV) 实际现金价值 Actual cash value 实际现金价值 Actual Cash Value-Mobile home 实际现金价值-活动房屋 Additional auto 新增车辆 Additional insured endorsement 附加被保险人批单 Additional interests-residence premises endorsement 额外利益-住宅房产批单 Additional limits of liability coverages A, B, C and D 保障A 、B、 C、D 额外责任限额批单 Additional residence rented to others endorsement 其他出租住宅批单 Advertising injury 传播性伤害 Aggregate excess 累计超额 Aggregate limit 累计限额 Agreed value 议定价值 Aircraft insurance 飞机保险 All-risk 一切险 Alteration 改动 American Association of Insurance Service 美国保险服务协会 Annual transit policy 年度货物运输保单 Annuity 年金 Appraisal 估价、公估 Arbitration 仲裁 Assignment Clause 转让条款 Assignment 转让 Assumption of liability 承担责任 Auto insurance plan 汽车保险计划 Auto physical damage 汽车车身物质损失 Auto 汽车 Automatic premium loan provision 自动保费贷款条款 Avoidance 规避 B Bailee customers policy 委托人顾客保单 Bailee 受托人 Bailor 寄托人 Basic medical expense coverage 基本医疗费用保障 Beachfront and windstorm plan 海滨地区和暴风雨计划 Beneficiary designations 受益人指定条款 Betterment 改良 Bid bonds 投标保证 Bill of lading 提单 Blackout period 社会保障津贴暂停期 Blanket insurance 总括保险 Bobtail and deadhead coverage 短尾呆头保障 Bodily injury 人身伤害 Boiler and machinery coverage form 锅炉和机器保障格式 Boiler and machinery insurance 锅炉和机器保险 Boiler 锅炉 Bonds 债券 BOP special property coverage form 企业所有人保险单特别财产保障格式 BOP standard property coverage form 企业所有人保险单标准财产保障格式 Breach of contract 违约 Broad theft coverage 扩展盗窃险 Builders risk coverage form 建筑商风险保障格式 Building and personal property coverage form(BPP) 建筑商和个人财产保障格式 Building 建筑物 Burglary and robbery optional coverage 盗窃和抢劫选择性保障 Burglary 盗窃 Business auto coverage form 商业汽车保障格式 Business income (and extra expense) coverage age form 营业收入（包括额外费用）保障格式 Business income (without extra expense) coverage form 营业收入（不包括额外费用）保障格式 Business income changes- educational institutions endorsement 营业收入变化-教育机构批单 Business income insurance 营业收入保险 Business income premium adjustment endorsement 营业收入保单保费调整批单 Business income 营业收入 Business owners liability coverage form 企业所有人责任保障格式 Business owners policy (BOP) 企业所有人保险单 Business personal property 商用个人财产 Business pursuits endorsement 商业事务批单 C Calendar-year deductible 日历年度免赔额 Camera and musical instrument dealer coverage form 照相机和乐器经销商保单格式 Cancellation 撤销（保单） Capital appreciation 资本升值 Car pools 汽车合用组织 Cargo war risk policy 货物运输战争风险保单 Cause of loss 损失原因 Causes of loss forms 损失原因格式 Causes of loss-basic form 损失原因-基本格式 Causes of loss-broad form 损失原因-广义格式 Causes of loss-earthquake form 损失原因-地震保单 Causes of loss-special form 损失原因-特殊格式 Civil law 民法 Claim expenses 理赔费用 Claims-made coverage trigger 提出索赔式触发机制 Class beneficiary 集体受益人 Class code 类别号 Class rating 分级费率 Coinsurance 共同保险（共保） Collapse 倒塌 Collateral assignment 担保性转让 Collision coverage 碰撞保障 Collision damage waiver 碰撞损失弃权书 Collision insurance 碰撞保险 Collision 碰撞 Combined single limit 综合单一限额 Commercial automobile insurance 商业汽车保险 Commercial crime insurance 商业犯罪保险 Commercial general liability insurance 商业普通责任保险 Commercial insurance 商业保险 Commercial Lines Manual (CML) 商业保险手册 Commercial package policy(CPP) 商业一揽子保险保单 Commercial property conditions form 商业财产保险条件格式 Commercial property conditions 商业财产保险承保条件 Commercial property coverage form 商业财产保障格式 Commercial property coverage part 商业财产保障部分 Commercial property declaration page 商业财产保单声明页 Commercial property insurance 商业财产保险 Common carriers 一般承运人 Common policy conditions 一般保单条件 Common stock 普通股 Comparative negligence law 比较过失法 Compensatory damages 补偿性损害赔偿金 Competitive state funds 竞争性州基金 Completed operations liability exposure 完工责任风险 Comprehensive coverage 综合保障 Compulsory insurance law 强制保险法 Computer fraud 计算机行窃 Concealment 隐瞒 Concurrent causation 并发损失 Conditionally renewable条件可续保 Condominium association coverage form 共有产权机构保单格式 Condominium association insurance 共管住宅协会保险 Condominium commercial unit-owners coverage form 共有产权商业单元所有人保单格式 Condominium declaration 共管住宅声明书 Condominium master policy 共管住宅业主保单 Condominium units 共管住宅单位 Condominium 共管住宅 Consequential damage endorsement 后续损失批单 Contingent beneficiary 或有受益人 Continuing expenses 继续发生的费用 Contract bonds 合同保证 Contract carriers 合同承运人 Contract 合同 Contractors equipment floater 承运人设备运输保险 Contractual liability 合同责任 Contributory negligence law 共有过失法 Contributory plan 分摊型计划 Convertible 可转换 Cooperative unit 共有单元 Coordination-of-benefit provision 协调给付条款 Corridor deductible 通道免赔额 Cost-of-living rider 生活成本调整附加条款 Court bond 法庭担保 Coverage C increased special limits of liability 保障C提高特殊责任限额批单 Coverage for damage to your auto (Max limit of liability) endorsement 车辆损失险（最大责任限额）批单 Coverage for damage to your auto 车辆损失险 Coverage for excess sound reproducing equipment, audio visual and data electronic equipment, and tapes, records, disks and other media endorsement 额外的声音复制设备，声频，视频及数据电子设备，磁带、录制品唱片以及其他媒介保险批单 Coverage symbols 承保标志 Credit card, fund transfer card, forgery and counterfeit money coverage endorsement 信用卡、转账卡、伪造品和伪币保险批单 Credit card, fund transfer card, forgery and counterfeit money 信用卡、转账卡、伪造品和伪币 Crime insurance 犯罪保险 Criminal law 刑法 Current assumption whole life insurance 当期假设终身寿险 Current interest rate 当期利率 Currently insured 目前被保险 Custodian 管理人 Customizing equipment coverage endorsement 定制设备保险批单 D Damages 损害赔偿金 Damages 损失 Debris removal 损遗物清理 Declaration 说明 Decreasing term insurance 保额递减型定期寿险 Deferred annuity 延期年金 Defined benefit plan 规定收益计划 Defined contribution plan 规定缴费计划 Dental insurance 牙科保险 Dependency period 依赖期 Dependent property exposures 连带财产风险（间接营业中断风险） Destruction 毁坏 DIC, difference in conditions policy 补足保险保单 Difference in conditions (DIC) insurance 补足保险 Difference in conditions (DIC) policy 补足保险保单 Diminution in value 贬值 Directors and officers liability policies 董事和经理人责任保险单 Disability income insurance 伤残收入保险 Disability insured 伤残被保险 Disappear 消失 Discovery period 发现期 Dismemberment 失能 Diversification 多元化 Dividend options 红利支付选择权条款 Drop down coverage 顺延责任保障 Dwelling policy 住宅保单 E Each occurrence limit 每一事件限额 Earthquake endorsement 地震批单 Education IRA 教育IRA Electronic data processing (EDP) equipment floater 电子数据处理设备运输流动保单 Eligibility period 资格期 Elimination period 免责期间 Emergency program 紧急计划 Employee benefits liability insurance 雇员福利责任保险 Employee dishonesty optional coverage 雇员欺诈行为选择性保障 Employee dishonesty 雇员不忠诚 Employee 雇员 Employers non ownership liability 非雇主所有的汽车责任 Employment practices liability insurance 雇用行为责任保险 Endorsement 批单 Ensuing losses 继发损失 Equipment dealers coverage form 设备经销商保单格式 Errors and omissions liability policy 过错和遗漏责任保单 Estate clearance fund 遗产清理基金 Estate settlement 遗产分配 Evidence of insurability 可保性证明 Excess liability policies 超额责任保单 Exclusive provider organization 专门供应者组织 Expediting expenses 加速费用 Experience rating plan 经验费率计划 Exposure 风险，风险载体 Extended business income 延长期营业收入 Extended non-owned coverage for named individual endorsement 为记名被保险人扩展非自有车辆责任批单 Extended period of indemnity 补偿的延长期期限 Extended reporting period 延长报告期 Extended term insurance 展期保险 Exterior glass optional coverage 外部玻璃选择性保障 Extortion 敲诈勒索 Extra expense coverage form 额外费用保障格式 Extra expenses 额外费用 Extraterritorial provisions 治外法权条款 F FAIR plans, beachfront and windstorm plans 公平保险需求计划（FAIR），海岸及风暴计划 FAIR, Fair Access to Insurance Requirements Plans 公平保险需求计划 Farm insurance policies 农场保险保单 Farm insurance 农场保险 Farmers personal liability endorsement 农场主个人责任批单 Fatality rate 事故死亡率 FDIC, federal deposit insurance corporation 联邦储蓄保险公司 Federal surety bond 联邦保证保险 FEMA 联邦紧急事务管理局 Fiduciary bond 信托担保 Fiduciary liability insurance 信托责任保险 Film coverage form 影视保单 Financial institution bonds 金融机构保证保险 Financial planning 财务计划 Financial responsibility 经济责任法 Finish stock 制成品存货 Fire damage limit 火损限额 Fire department service charge 消防费用 Fire department service charge 消防局服务费用 Fire legal liability coverage 火宅法律责任保障 First named insured 第一指定被保险人 First party insurance 第一方保险 First-party insurance 第一方汽车责任保险 Fixed annuity 定额年金 Fixed-amount option 固定给付金额方式 Fixed-period option 固定给付期限方式 Flat deductibles 统一免赔额 Flexible-premium annuity 可变保费年金 Flood insurance policies 洪水保险保单 Floor plan coverage form 抵押物保单格式 Forgery 伪造 Freight 运费 Friendly fire 善意之火 Functional replacement cost 同功能重置成本 G Garage business 汽车经营业务 Garage coverage form 汽车服务商保单 Garage keepers insurance 车辆照管人保险 Garage policy 车库保险 General aggregate limit 全部累计限额 General average 共同海损 General damages 一般损害赔偿金 General provision 一般条款 Glass coverage form 玻璃保险 Glass or safety glazing material 玻璃或安全玻璃材料 Grace period 宽限期 Guaranteed cost policies 成本保证保单 Guaranteed insurability 保证可保性 Guaranteed renewable 保证可续保 H Health insurance, including Medicare 健康保险，包括政府医疗保障保险 Health maintenance organization 健康维持组织 Highly protected risks 高度保护风险 HO- 6 unit-owners form HO-6 共同所有者格式 HO-2 broad form HO-2 广义格式 HO-4 contents broad form HO-4 室内物品扩展格式 HO-8 modified coverage form HO-8修改的承保范围格式 Hold harmless agreement 免除伤害协议 Home business endorsement 家庭商业保险批单 Home business insurance coverage endorsement 家庭商业保险保障批单 Home day care coverage endorsement 家庭日托保险批单 Homeowner policy 屋主保单 Homeowners 3 special form 屋主保单3号特殊格式 Hospital expense insurance 住院费用保险 Hostile fire 恶意之火 HPR insurance 高度保护风险保单 Hull insurance 船舶保险 Hull 船体 Human loss exposure 人身损失风险（载体） I Immediate annuity 即期年金 Implied permission 默认许可 Improvements and betterments 提高和改良 Incidental farming personal liability endorsement 附属性农场个人责任批单 Incidental motorized land conveyance endorsement 偶用机动化陆地交通工具批单 Incontestable clause 不可争条款 Increased limit on personal property in other residence endorsement其他居所个人财产提高责任限额批单 Independent contractor 独立订约人 Inflation guard endorsement 抵消通货膨胀批单 Inflation guard 通货膨胀保护 Inland marine insurance 内陆运输保险 Installation floater 安装流动保单 Insurable interest 可保利益 Insured contract 被保险合同 Insured location 承保区域 Insured status 被保险资格 Intentional tort 故意侵权 Interest option 利息给付方式 Interest-sensitive life insurance 利率敏感型寿险 Interior glass optional coverage 内部玻璃选择性保障 Investing 投资 Investment risk 投资风险 Irrevocable beneficiary 不可变更受益人 ISO, Insurance Service Office 保险服务局 ISO’s homeowners policy program manual ISO屋主保单计划手册 J Jewelers block coverage form 珠宝保单格式 Joint-and-survivor income option 共同生存收入方式 JUAs 联合承保协会 Judgment rating 判断定费发 Judicial bond 司法保证 K Keogh plan 基奥计划 L Landlords’ furnishings 房东的家具 Legal liability 法律责任 Liability coverage 责任险 Liberalization clause 自动承保条款 License bond 执照担保 Lien holder 留置权人 Life income option 终身收入方式 Life insurance amount 人寿保险限额 Life insurance 人寿保险 Limited Mexico coverage endorsement 有限制的墨西哥保险批单 Limited payment life insurance 限期缴费终身寿险 Limited theft coverage 有限盗窃险 Line of business 业务范围 Liquidity 流动性 Liquor liability coverage form 酒类责任保单格式 Litigation 起诉 Livestock collision coverage endorsement 家畜碰撞险批单 Long-term care insurance 长期护理保险 Loss adjustment endorsement 损失调整批单 Loss assessment coverage endorsement 损失追征金保险批单 Loss assessment coverage 损失评估保障 Loss assessment 损失追征金 Loss conditions 损失条件 Loss control 损失控制 Loss cost 损失费用 Loss exposure 损失风险 Loss prevention 防损 Loss reduction 减损 M Mail coverage form 邮件保单 Maintenance bond 维修保证 Maintenance of underlying insurance condition 维持基本保险条件 Maintenance of underlying insurance condition 下层保单的维持条件 Major medical insurance 大宗医疗费用保险 Managed care plans 管理医疗计划 Marine extension clauses 海上保险扩展保障条款 Marine insurance 运输保险 Market value 市场价值 Master deed 业主证书 Material fact 重要事实 Material misrepresentation 重大不实告知 Maximum period of indemnity 最长补偿期限 Maximum probable loss (MPL) 最大可能损失 Mechanical breakdown optional coverage 机械故障选择性保障 Medicaid 政府医疗补助计划 Medical expense limit 医疗费用限额 Medical payment coverage 医疗费用赔偿险 Medical payment insurance 医疗给付保险 Medical payments to others 他人医疗费用保险 Medicare 政府医疗保障计划 Messenger 信使 Mint condition 完好无损 Miscellaneous real property coverage 混合不动产保障 Miscellaneous type vehicle amendment(motor home)其他车辆修正批单（移动房车） Miscellaneous type vehicle endorsement 多种车辆保险 Miscellaneous type vehicle endorsement 其他车辆保险批单 Misrepresentation 不实告知 Misrepresentation 误告 Misstatement of age or sex 年龄或性别误报条款 Mobile equipment 机动设备 Mobile home endorsement 活动房屋批单 Mobile home insurance 活动房屋保险 Mobile home lienholder’s single interest 活动房屋留置权人单方面利益 Monetary threshold 货币临界 Money and securities optional coverage 货币和证券选择性保障 Money purchase pension plan 保费基准制养老金计划 Money 现金 Monocline policy 单一保险保单 Monopolistic state funds 垄断性州基金 Monthly limit of indemnity 每月补偿限额 Moral hazard 道德风险 Motor carrier coverage form机动车承运人保单格式 Motor truck cargo insurance 卡车货运保险 Multistate revisions 多州修订本 Mutual funds 共同基金 N Named insured 记名被保险人 National Council on Compensation Insurance 美国劳工保险委员会 National flood insurance program (NFIP) 全国洪水保险计划 National flood insurance program, NFIP国家洪水保险计划 National security Council 国家安全理事会 Nationwide marine definition 全国范围运输定义 Needs approach 需求法 Net income 净收入 Net worth 净财富 Newly acquired auto 新置车辆 No-fault automobile insurance 无过失汽车保险 Non cancelable 不可撤销 Non forfeiture options 不丧失价值选择权条款 Nonfiled policies 非归档保单 Noninsurance transfer 非保险风险转移 Non-owned auto 非自有车辆 Nonparticipating policies 非分红型保单 Nonrenewable 拒绝续保 O Object definitions endorsements 对象定义批单 Object 对象 Obligee 权利人 Occurrence coverage trigger 事故发生式触发机制 Occurrence limit 事故限额 Occurrence 事件 Ocean marine insurance 海洋运输保险 Open cargo policy 预约货物运输保单 Operation 经营 Operations liability exposure 业务经营责任保险 Ordinance or law coverage 法令或法律保险 Ordinance or law 法令或法律 Ordinance or law-increased amount of coverage endorsement 法令或法律—提高保险金额批单 Ordinance or law-increased period of restoration endorsement 法令或法律增加的恢复期间批单 Ordinary life insurance 普通寿险 Ordinary payroll limitation or exclusion endorsement 普通工人工资限制或除外责任批单 Other insurance 其他保险 Other structure 其他建筑 Other structure-increased limits endorsement 其他建筑—提高责任限额批单 Other-than-collision loss 非碰撞损失 Outdoor signs optional coverage 室外标志选择性保障 Out-of-state coverage 州外保险 Owner-operators 所有者-运营者 Owners and contractors protective liability coverage 所有人和承包商保护性责任批单 P Package modification factors 一揽子保单修正系数 Package policy 一揽子保险保单 Paid-up additions 增额缴清保险 Participating policies 分红型保单 Particular average 单独海损 Payment bond 支付保证 Peak season limit of insurance endorsement 高峰季节保险金额批单 Performance bond 履约保证 Peril 风险事故 Perils of the seas 海上危险 Period of restoration 恢复期间 Permanent partial disability永久部分残疾 Permanent total disability 永久全残 Permit bond 允许担保 Permitted incidental occupancies-residence premises endorsement许可的附属性占有—住宅房产批单 Permitted incidental occupancy endorsement 许可的附属性占用批单 Personal and advertising injury limit 个人传播性伤害限额 Personal articles floater 个人特定财产保险 Personal articles floater 个人物品流动保险单 Personal auto insurance 个人汽车保险 Personal auto policy 个人汽车保单 Personal effects floater 个人流动物品保单 Personal injur

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