实用英语专题：常用银行业表达词汇.doc

实用英语专题：常用银行业表达词汇存户 depositor 存款单 pay-in slip 存款单 a deposit form 自动存取机 a banding machine 存款 to deposit 存款收据 deposit receipt 私人存款 private deposits 存单 certificate of deposit 存折 deposit book, passbook 信用卡 credit card 本金 principal 透支 overdraft, overdraw 双签 to counter sign 兑现 to cash 兑付 to honor a cheque 拒付 to dishonor a cheque 止付 to suspend payment 支票 cheque/check 支票本 cheque book 记名支票 order cheque 不记名支票 bearer cheque 横线支票 crossed cheque 空白支票 blank cheque 空头支票 rubber cheque 票根 cheque stub/counterfoil 现金支票 cash cheque 旅行支票 travelers cheque 转帐支票 cheque for transfer 未付支票 outstanding cheque 已付支票 canceled cheque 伪支票 forged cheque 庄票/银票 Bandars note 行长 president 储蓄银行 savings bank 大通银行 Chase Bank 花旗银行 National City Bank of New York 汇丰银行 Hongkong Shanghai Banking Corporation 麦加利银行 Chartered Bank of India, Australia and China 中央银行 central bank/ national bank/bankers bank 发行币银行 bank of issue/bank of circulation 商业银行/储蓄信贷银行 commercial bank 储蓄信贷银行 member bank/credit bank 贴现银行 discount bank 汇兑银行 exchange bank 委托开证银行 requesting bank 开证银行 issuing bank, opening bank 通知银行 advising bank, notifying bank 议付银行 negotiation bank 保兑银行 confirming bank 付款银行 paying bank 代收银行 associate banker of collection 委托银行 consigned banker of collection 清算银行 clearing bank 本地银行 local bank 国内银行 domestic bank 国外银行 overseas bank 钱庄 unincorporated bank 银行分行 branch bank 信托储蓄银行 trustee savings bank 信托公司 trust company 金融信托公司 financial trust 信托投资公司 unit trust 银行的信托部 trust institution 银行的信用部 credit department 商业信贷公司/贴现公司 commercial credit company/discount company 街道储蓄所 neighborhood savings bank, bank of deposit 自助银行 self-service bank 建设银行 construction bank 工商银行 industrial and commercial bank 交通银行 bank of communications 互助储蓄银行 mutual savings bank 邮局储蓄银行 post office savings bank 抵押银行 mortgage bank, building society 实业银行 industrial bank 家宅贷款银行 home loan bank 准备银行 reserve bank 特许银行 chartered bank 往来银行 corresponding bank 承兑银行 merchant bank, accepting bank 投资银行 investment bank 合资银行 joint venture bank 钱庄 money shop, native bank 信用社 credit cooperatives 票据交换所 clearing house 公共会计 public accounting 商业会计 business accounting 成本会计 cost accounting 折旧会计 depreciation accounting 电脑化会计 computerized accounting 总帐 general ledger 分户帐 subsidiary ledger 现金出纳帐 cash book 现金帐 cash account附上利息 to draw interest/to bear interest/to allow interest 生息 to yield interest 生息3% to yield 3% 存款 to deposit in a bank/to put in a bank/to place on deposit/to make deposit 在银行存款 to have money in a bank/to have a bank account/to have money on deposit 向银行提款 to withdraw ones deposit from a bank 换取现金 to convert into money/to turn into cash/to realize 打折扣购买 to buy at a discount 打折扣出售 to sell at a discount 打折扣-让价 to reduce/to make a reduction 减价 to deduct/to make a deduction 回扣 to rebate 现金折扣 cash discount 货到付款/现金提货 cash on deliver (C.O.D。) 货到付现款 cash on arrival 即时付款 prompt cash 净价/最低价格付现 net cash 现金付款 ready cash 即期付款 spot cash/cash down/cash on the nail 凭单据付现款 cash against documents 凭提单付现款 cash against bills of lading 承兑交单 documents against acceptance (D/A) 付款交单 documents against payment (D/P) 追加信用证 additional credit|additional L/C 信用证金额 amount of credit 赊帐金额 credit balance 可撤消信用证 revocable L/C 不可撤消信用证 irrevocable L/C 保兑信用证 confirmed L/C 不保兑信用证 unconfirmed L/C 可转让信用证 assignable L/C|transferable L/C 银行信用证 bankers L/C 有追索权信用证 with recourse L/C 无追索权信用证 without recourse L/C 单一信用证 simple credit 无条件信用证 open credit/free credit 普通信用证 general letter of credit 旅行信用证 circular letter of credit 特别信用证 special letter of credit 信用证底帐 letter of credit ledger 信用证发行帐 letter of credit issued account 信用证金额 amount of credit 信用证余额/信用证结欠 credit balance 开立信用证 to open a credit 通过银行开立信用证 to establish a credit through a bank 电开信用证 to cable a credit 取消信用证 to cancel a credit 开出信用证 to issue a credit 在某银行开立信用证 to arrange a credit with a bank 修改信用证 to amend a credit 延展信用证有效期 to extend a credit 增加信用证面额 to increase a credit 寄出信用证 to send a credit 请发给信用证 to take out a credit 请入收款人的户号 account payee 请支付票款 advice to pay cheques 惠请通知该支票的经过 advise fate 金额有错误 accounts differ 签名有误|印鉴不符 signatures differ 保证付款 good for payment 请照会发票人 refer to drawee (R.D。) 无交易 no account 款额不足/存款不足 not sufficient (N.S。)/no sufficient funds (N.S.F。) 已无存款 no funds 需要出具拒绝证书 to be protested 没有通知 no advice 未受指示 no orders 禁止转让/不可转让 non-transferable/not transferable 已付款 received payment|payment received 上开价金已收到 value received|for value received 上开价金系经核算 value in account 上开金额与发票相同 value as per invoice 上开金额与通知书相符 value as per advice 无追索权 without recourse 有追索权/偿还请求权 right of recourse 请求偿还清单/清偿帐户 recourse account