实用英语专题：常用银行业表达词汇.doc

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实用英语专题：常用银行业表达词汇存户 depositor 　　存款单 pay-in slip 　　存款单 a deposit form 　　自动存取机 a banding machine 　　存款 to deposit 　　存款收据 deposit receipt 　　私人存款 private deposits 　　存单 certificate of deposit 　　存折 deposit book, passbook 　　信用卡 credit card 　　本金 principal 　　透支 overdraft, overdraw 　　双签 to counter sign 　　兑现 to cash 　　兑付 to honor a cheque 　　拒付 to dishonor a cheque 　　止付 to suspend payment 　　支票 cheque/check 　　支票本 cheque book 　　记名支票 order cheque 　　不记名支票 bearer cheque 　　横线支票 crossed cheque 　　空白支票 blank cheque 　　空头支票 rubber cheque 　　票根 cheque stub/counterfoil 　　现金支票 cash cheque 　　旅行支票 traveler's cheque 　　转帐支票 cheque for transfer 　　未付支票 outstanding cheque 　　已付支票 canceled cheque 　　伪支票 forged cheque 　　庄票/银票 Bandar's note 　　行长 president 　　储蓄银行 savings bank 　　大通银行 Chase Bank 　　花旗银行 National City Bank of New York 　　汇丰银行 Hongkong Shanghai Banking Corporation 　　麦加利银行 Chartered Bank of India, Australia and China 　　中央银行 central bank/ national bank/banker's bank 　　发行币银行 bank of issue/bank of circulation 　　商业银行/储蓄信贷银行 commercial bank 　　储蓄信贷银行 member bank/credit bank 　　贴现银行 discount bank 　　汇兑银行 exchange bank 　　委托开证银行 requesting bank 　　开证银行 issuing bank, opening bank 　　通知银行 advising bank, notifying bank 　　议付银行 negotiation bank 　　保兑银行 confirming bank 　　付款银行 paying bank 　　代收银行 associate banker of collection 　　委托银行 consigned banker of collection 　　清算银行 clearing bank 　　本地银行 local bank 　　国内银行 domestic bank 　　国外银行 overseas bank 　　钱庄 unincorporated bank 　　银行分行 branch bank 　　信托储蓄银行 trustee savings bank 　　信托公司 trust company 　　金融信托公司 financial trust 　　信托投资公司 unit trust 　　银行的信托部 trust institution 　　银行的信用部 credit department 　　商业信贷公司/贴现公司 commercial credit company/discount company 　　街道储蓄所 neighborhood savings bank, bank of deposit 　　自助银行 self-service bank 　　建设银行 construction bank 　　工商银行 industrial and commercial bank 　　交通银行 bank of communications 　　互助储蓄银行 mutual savings bank 　　邮局储蓄银行 post office savings bank 　　抵押银行 mortgage bank, building society 　　实业银行 industrial bank 　　家宅贷款银行 home loan bank 　　准备银行 reserve bank 　　特许银行 chartered bank 　　往来银行 corresponding bank 　　承兑银行 merchant bank, accepting bank 　　投资银行 investment bank 　　合资银行 joint venture bank 　　钱庄 money shop, native bank 　　信用社 credit cooperatives 　　票据交换所 clearing house 　　公共会计 public accounting 　　商业会计 business accounting 　　成本会计 cost accounting 　　折旧会计 depreciation accounting 　　电脑化会计 computerized accounting 　　总帐 general ledger 　　分户帐 subsidiary ledger 　　现金出纳帐 cash book 　　现金帐 cash account 附上利息 to draw interest/to bear interest/to allow interest 　　生息 to yield interest 　　生息3% to yield 3% 　　存款 to deposit in a bank/to put in a bank/to place on deposit/to make deposit 　　在银行存款 to have money in a bank/to have a bank account/to have money on deposit 　　向银行提款 to withdraw one's deposit from a bank 　　换取现金 to convert into money/to turn into cash/to realize 　　打折扣购买 to buy at a discount 　　打折扣出售 to sell at a discount 　　打折扣-让价 to reduce/to make a reduction 　　减价 to deduct/to make a deduction 　　回扣 to rebate 　　现金折扣 cash discount 　　货到付款/现金提货 cash on deliver (C.O.D。) 　　货到付现款 cash on arrival 　　即时付款 prompt cash 　　净价/最低价格付现 net cash 　　现金付款 ready cash 　　即期付款 spot cash/cash down/cash on the nail 　　凭单据付现款 cash against documents 　　凭提单付现款 cash against bills of lading 　　承兑交单 documents against acceptance (D/A) 　　付款交单 documents against payment (D/P) 　　追加信用证 additional credit||additional L/C 　　信用证金额 amount of credit 　　赊帐金额 credit balance 　　可撤消信用证 revocable L/C 　　不可撤消信用证 irrevocable L/C 　　保兑信用证 confirmed L/C 　　不保兑信用证 unconfirmed L/C 　　可转让信用证 assignable L/C||transferable L/C 　　银行信用证 banker's L/C 　　有追索权信用证 with recourse L/C 　　无追索权信用证 without recourse L/C 　　单一信用证 simple credit 　　无条件信用证 open credit/free credit 　　普通信用证 general letter of credit 　　旅行信用证 circular letter of credit 　　特别信用证 special letter of credit 　　信用证底帐 letter of credit ledger 　　信用证发行帐 letter of credit issued account 　　信用证金额 amount of credit 　　信用证余额/信用证结欠 credit balance 　　开立信用证 to open a credit 　　通过银行开立信用证 to establish a credit through a bank 　　电开信用证 to cable a credit 　　取消信用证 to cancel a credit 　　开出信用证 to issue a credit 　　在某银行开立信用证 to arrange a credit with a bank 　　修改信用证 to amend a credit 　　延展信用证有效期 to extend a credit 　　增加信用证面额 to increase a credit 　　寄出信用证 to send a credit 　　请发给信用证 to take out a credit 　　请入收款人的户号 account payee 　　请支付票款 advice to pay cheques 　　惠请通知该支票的经过 advise fate 　　金额有错误 accounts differ 　　签名有误|印鉴不符 signatures differ 　　保证付款 good for payment 　　请照会发票人 refer to drawee (R.D。) 　　无交易 no account 　　款额不足/存款不足 not sufficient (N.S。)/no sufficient funds (N.S.F。) 　　已无存款 no funds 　　需要出具拒绝证书 to be protested 　　没有通知 no advice 　　未受指示 no orders 　　禁止转让/不可转让 non-transferable/not transferable 　　已付款 received payment||payment received 　　上开价金已收到 value received||for value received 　　上开价金系经核算 value in account 　　上开金额与发票相同 value as per invoice 　　上开金额与通知书相符 value as per advice 　　无追索权 without recourse 　　有追索权/偿还请求权 right of recourse 　　请求偿还清单/清偿帐户 recourse account

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