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2024年银行及保险高净值客户健康绿皮书.pdf

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1、?GREEN PAPER ON THE HEALTH OFCHINESE BANK&INSURANCE HNWIS IN 2024 2023.9-2024.8?INTRODUCTION?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?CONTENTS?1.1?1.2?1.3?2.1?2.2?06071013?373.1?3.2?3.3?3.4?3.5?3.6?3.7?3.8?3.9?4.1?4.2?4.3?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSU

2、RANCE HNWIS|2024?5.1?5.2?5.3?5.4?5.5?5.6?5.7?5.8?5.9?5.10?5.11?5.12?5.13?6.1?6.2?80?89?103?109442024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?IMPORTANT CONCLUSIONS06!?!?!?!?2.?!?1.?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS2024Chapter.01?2024?GREEN PAPER ON THE H

3、EALTH OF CHINESE BANK&INSURANCE HNWIS|2024?!#$%&()!*$+&#(?082024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?!#$%&()?*+?,-.!/012(%!?$?$3?4$?44?45?46?05?5$?5/?5?53?56?$/?09GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS2024Chapter.02?2024?GREEN PAPER ON THE HEALTH OF CHIN

4、ESE BANK&INSURANCE HNWIS|202416.99%?24.08%?24.97%?28.50%?5.45%?2.92%9.28%14.78%18.23%15.27%?9.70%10.27%9.30%7.71%2.53%?39.51%?60.49%?112024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?12GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS2024Chapter.03?2024?GREEN PAPER ON THE

5、 HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?142024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?17910342302015134223.20%9.46%?40.32%9.46%3.38%2.93%4.50%6.76%?444?1.82152024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?16264790179?023665103?-1-4142?-1-2930?1111720

6、?0-15-15?017513?11202042?1833136257444?3 15 27 36 73 7 26 60 93 104?162.25%9.24%19.59%29.05%39.86%?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?8%?16%?466,118?3?11,564?22?172024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?18?!#$%?179?2024?179?2024?GREEN PAPE

7、R ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?26.7%?28.7%?!?1,060,584?1?733,291?1?2022?192024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?63.7%?8.9%?35.9%?70.76%I?17.11%III?42.17%II?7.27%IV?103?93?90.29%?8?7.77%?2?1.94%?&#()%?(*#!%202024?GREEN PAPER ON THE HEALTH OF CHINESE

8、 BANK&INSURANCE HNWIS|2024?20%01?02?03?04?05?212024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?22?83.0%?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?232024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?91.2%?81.0%?!?357,161?6?74,986?7?2022?

9、242024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?99.6%?31.9%?86.7%?94.59%0-I?69.79%III?90.02%II?33.95%IV?42?40?1?2.38%?1?95.24%?2.38%?&#&%?&#()%252024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?!?262024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWI

10、S|2024?272024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?0.38%1?265?510?282024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?67.4%?66.9%?!?150,659?8?55,694?9?2022?292024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|202491.1%?19.4%?60.8%?30?28?2?93.33

11、%?6.67%?!+#!*%?*&#$&%302024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?78.1%?65.2%?!?73,656?16?23,991?17?2022?312024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|202493.3%?18.2%?75.1%?20?19?1?95.00%?5.00%?&#!%?&#()%322024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INS

12、URANCE HNWIS|2024?97.5%?71.1%?!?134,156?9?47,522?11?2022?332024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024100.0%?36.6%?100.0%?15?12?1?80.00%?6.67%?$!#$,%?2?13.33%?$#&%?342024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?21.7%?14.4%?!?367,657?4?316,544?2?2022?352

13、024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?37.3%?3.3%?13.0%?13?11?2?84.62%?15.38%?&#!%?36GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS2024Chapter.04?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|202463.01%59.64%52.62%51.32%47.98%45.31%39.39%37.86%

14、31.17%27.93%26.29%24.91%20.86%18.05%16.54%16.54%13.42%12.04%9.56%4.51%?382024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?69.61%63.01%60.50%52.93%51.50%?65.11%49.94%45.18%41.32%39.74%?392024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?#$%#&#(%)*+%,-*-%(.&%#+$%,*

15、(%&*(%.(#%&#%#(#%*&,%-)/-%*&/-%.&/*,%$/*)%.*?*%.$0*%+#0#%+.0*%+*0*%+#0*%-.0*%)$0*%*)0*%,.0*%*$0*%,+0*%,#0,%)#0,%$0,%)-0,%+&0402024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?31.13%45.54%59.82%70.62%78.73%?45.71%39.79%53.00%65.61%77.48%?36.91%44.07%51.28%56.35%58.46%?43.78%39.35%3

16、8.02%53.50%71.74%?1.65%7.68%23.76%53.57%82.85%?25.81%36.22%41.61%49.74%53.96%?32.32%40.81%50.21%40.55%27.40%?21.38%29.02%34.62%45.00%41.92%?19.15%24.78%28.52%36.65%33.09%?15.63%26.29%31.56%28.07%26.46%?13.96%22.33%25.34%29.41%28.77%?20.32%24.08%25.59%25.54%25.18%?2.04%4.53%10.51%22.55%39.07%?3.95%6.

17、02%10.86%19.07%34.14%?2.05%5.29%10.74%18.83%29.68%?24.95%20.45%15.21%14.93%15.19%?14.32%12.98%11.72%12.79%15.62%?5.15%7.48%10.59%13.83%15.74%?13.54%9.89%8.18%8.97%12.47%?3.53%5.24%7.49%2.93%3.27%?3441616789:;?ABCDEFGHIJKLMNHJOPQRSTUVDEFGHWXYWZ?412024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURAN

18、CE HNWIS|2024?62.31%?60.69%?57.62%?63.88%?62.62%?53.55%?65.45%?56.11%?51.73%?64.02%?51.96%?47.98%?62.71%?55.03%?54.30%?58.97%?53.04%?51.27%?81.91%?65.94%?64.64%422024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?43?32.93%27.89%37.86%32.23%?36.94%35.69%39.39%38.46%?59.72%50.82%63.01

19、%53.01%?11.69%11.31%13.42%13.44%?49.18%45.27%51.32%46.93%?29.48%25.41%31.17%26.90%?57.75%51.55%59.64%52.88%?43.72%37.96%45.31%39.12%?20.37%17.91%16.54%19.04%?52.27%47.08%52.62%47.46%?45.64%26.29%47.98%26.63%?25.80%22.57%26.29%22.73%?17.72%12.36%18.05%12.40%?4.85%4.88%4.51%4.66%?20.80%12.94%20.86%12.

20、64%?27.93%25.24%27.93%24.93%?9.53%11.19%9.56%10.74%?16.78%11.63%16.54%10.99%?13.10%10.58%12.04%9.58%?27.48%26.19%24.91%23.80%GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS2024Chapter.05?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?2.45?35%?40%?20%?452024?GREEN PAPER

21、 ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?6.95%10.64%17.71%24.24%34.48%1.24%2.06%6.44%16.11%33.93%?3.95%6.02%10.86%19.07%34.14%?46?25.77%21.43%19.29%15.21%16.03%15.29%11.22%17.37%14.80%12.55%11.71%10.94%10.25%8.54%?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?4761.54

22、%56.92%58.86%63.48%?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?40%?77%?482024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?49?24.79%36.63%39.80%36.26%30.77%18.27%22.39%31.23%50.05%49.06%21.38%29.02%34.62%45.00%41.92%?22.44%37.86%41.41%37.33%27.61%6.24%8.82%

23、14.82%24.82%29.51%13.96%22.33%25.34%29.41%28.77%?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?50?26.71%35.85%36.65%33.38%26.90%11.91%15.54%23.28%38.63%37.17%19.15%24.78%28.52%36.65%33.09%?8.68%9.29%11.40%12.96%13.32%14.45%12.49%16.46%18.76%19.64%11.87%11.07%14.29%16.30%16.82%?

24、2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?512024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?11.2%?36.5%32.2%49.2%?522024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?3.02%8.42%17.59%27.88%35.70%1.17%2.60%6.30%13.64%25.84%?2.05%5.29%10.7

25、4%18.83%29.68%?532024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?2.98%7.71%16.84%28.91%41.75%1.07%1.84%6.10%18.14%36.93%?542024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?13.3?1.1?2.6?36?0.03?15.3?18.9%36.0%40.8%59.7%62.0%70.7%600?,?552024?GREEN PAPER ON THE H

26、EALTH OF CHINESE BANK&INSURANCE HNWIS|2024?56?41.00%36.02%28.99%22.49%18.02%10.37%6.90%6.18%10.53%13.37%?25.70%21.71%15.79%15.97%16.17%17.56%24.37%19.57%14.79%14.30%14.58%15.87%?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?23.22%18.06%16.91%15.78%13.95%13.32%13.05%?572024?GREE

27、N PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?58?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?59?2.22%10.60%31.50%61.92%86.04%0.72%3.43%15.54%46.30%80.16%?!2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?56.61%67.08%73.34%73.62%67.26%19.05%24.3

28、6%37.04%46.46%52.83%?602024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?61?6.59%?260,597?BMI30kg/m217,178?15.16%27kg/m2 BMI30kg/m239,514?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?43.67%33.26%43.79%56.53%71.80%47.55%45.33%58.87%70.94%81.13%?466,118?3?11,56

29、4?22?99.9%?51.9%?98.2%?622024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?632024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?0.29%0.53%0.25%0.35%0.24%1.16%0.65%0.58%0.68%0.35%?642024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?652024?GREEN PAP

30、ER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?44.39%60.55%65.79%63.18%56.86%9.08%15.55%26.06%41.98%52.10%?662024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?672024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?47,522?134,156?50%83.3%?682024?GREEN PAPER ON

31、THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?31.13%45.54%59.82%70.62%78.73%?692024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?5?2?357,161?74,986?702024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?32.32%40.81%50.21%40.55%27.40%?712024?GREEN PAPER ON THE HEALT

32、H OF CHINESE BANK&INSURANCE HNWIS|2024?722024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?13.54%9.89%8.18%8.97%12.47%?732024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?742024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?8.74%7.47%8.91%13.21%20

33、.28%4.15%3.05%3.55%16.36%41.49%6.39%5.37%6.07%15.05%32.12%?752024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?762024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?!#$%&?!?!#$%&()*+,-./0772024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?28.41%90.

34、29%?93?67.37%100%?179?72.72%?40?103?179?42?95.24%782024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?82.66%11?82.66%19?36.30%12?69.65%28?84.62%?80.00%93.33%13?20?15?30?95.00%?!#$%&?51.32%?&#&?26.72%?79GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS2024Chapter.06?2024?GREE

35、N PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?!#$%27,664?10.59%812024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?822024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?832024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?!#$%5,547?2.17

36、%?48.00%?45.86%842024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?852024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?!?!?!?862024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?872024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024

37、?88GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS2024Chapter.07?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|202490?!#$%&()*+,-./012344566789:;?ABA:6=CD:=EF?EGHEFD8?8HCIFHJA8HK?1?106.1?73.3?2022?20%?31%?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|20249

38、1?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?!?!?!?91.8%82.4%57.0%10.8%100%?2?51.7?24.0?2022?922024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?11842424812157?3.57%73.53%22.90%?6,7766,746?6,77675,229?1,982869?1,9826,746!#$%&(?932024?GREEN PAPER ON THE HEAL

39、TH OF CHINESE BANK&INSURANCE HNWIS|2024?!?!?!?!#$%&()*+,-./012344566789:;?ABA:6=CD:!#$%&#()$)&*+#&,-)&.?4?36.8?31.7?2022?942024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?6?35.7?7.5?2022?952024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?962024?GREEN PAPER ON T

40、HE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?970.72%13.41%1.63%68.22%15.33%0.69%?25,016 467,550 56,860 2,379,251 534,783?23,949 APOE?APOE?APOE?APOE?APOE?APOE?2.96?4.54?26.13?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|202498?12345678?!*$-&./01234 54678794:;.?AB*CDEDFGHDF71G 34I3

41、4J491J 067J17981 H494178 KD3E DK?LFC47E43MJ 67J40J4N:OPQRSTU?AB*VWXYZO_abcde?fgdhijkl-mnop?AB*qYZOr?AB#qYZstuvwxyz|-mpRSTU?AB*qYZuvwxyp-uvwxyB2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|202499?80%?96%?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024100?13.52%11.

42、05%10.99%10.63%8.76%7.29%79.45%77.82%63.23%66.01%49.03%58.18%?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?36.0%?47.8%?33.9%?8.3%?!#$%&()*+,-./0123456789:;?78.4%()*1,658,541+*?75.9%,)*1,481,920+*77.2%?1012024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?102?G

43、REEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS2024Chapter.08?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?Hemodynamic Phenotypes of Hypertension Based on Cardiac Output and SystemicVascular Resistance?American Journal of Medicine?Relationship of Age With the Hemodyna

44、mic Parameters in Individuals With ElevatedBlood Pressure?Journal of the American Geriatrics Society?1042024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?Prevalence of BRCA1/BRCA2 pathogenic variation in Chinese Han population?Journal of Medical Genetics?BMJ?Deep learning algorithm

45、 using fundus photographs for 10-year risk assessment ofischemic cardiovascular diseases in China?Science Bulletin?1052024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?Artificial Intelligence for Screening of Multiple Retinal and Optic Nerve Diseases?JAMA Network Open?Healthy citie

46、s initiative in China:Progress,challenges,and the way forward?The Lancet Regional Health-Western Pacific?The Lancet?1062024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?Artificial Intelligence Model for Antiinterference Cataract Automatic Diagnosis:ADiagnostic Accuracy Study?Fronti

47、ers in Cell and Developmental Biology?9:;?ABC?DEFGHEI!JKLMNDEFGOEI!JKPQRSTURVEFKWXYIZVWXEF_abc?Development and validation of a deep learning algorithm based on fundusphotographs for estimating the CAIDE dementia risk score?Age and Ageing?9:;?ABCVYIGdEFeVYIfgEFeXhiYIeVjEF_ab?1072024?GREEN PAPER ON TH

48、E HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024?Retinal photograph-based deep learning system for detection of hyperthyroidism:amulticenter,diagnostic study?Journal of Big Data?Trends in the Prevalence of Common Retinal and Optic Nerve Diseases in China:AnArtificial Intelligence Based National Screening?Translational Vision Science&Technology?108GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS2024Chapter.09?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024110?2024?GREEN PAPER ON THE HEALTH OF CHINESE BANK&INSURANCE HNWIS|2024111?

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09、h*****x(¥1400+),10、c****e(¥1100+),
11、be*****ha(¥800+),12、13********8(¥800+)。
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