2023年银行招聘之银行招聘综合知识知识汇总大全.pdf

2023 年银行招聘之银行招聘综合知识知识汇总大全2023 年银行招聘之银行招聘综合知识知识汇总大全1、下列有关商业银行办理业务的规定正确的是（）。A.商业银行可以任意提高利率来吸收存款B.商业银行办理结算业务根据需要可以压单C.商业银行办理业务不能收取手续费D.商业银行不得在没有客户办理业务的时候自行缩短营业时间正确答案：D2、The smog is due（）invisible gases，mostly from automobile exhaust.A.fromB.toC.forD.with正确答案：B3、在 Word 的编辑状态下，打开了文档“myldoc”，把当前文档以“my2doc”为名进行“另存为”操作，则（）。A.当前文档是 my1.DocB.当前文档是 my2.docC.当前文档是 my1.doc 与 my2.docD.my1.doc 与 my2.doe 全部关闭正确答案：B4、资料：Do you want to see the world?Then plan to visit the Silver Poseidon Cruises Career Fair on Tuesday,November 15 from 9 a.m.to 4 p.m.or Wednesday.November 16 from 5 p.m.to 9 2023 年银行招聘之银行招聘综合知识知识汇总大全p.m.We are looking for food service,entertainers,and maintenances staff to work aboard our many vessels.Free travel is just the beginning when you work for Silver Poseidon Cruises.A.On a cruise shipB.In a factoryC.At a jewelry shopD.At an amusement park正确答案：A5、金融资产管理公司属于（）。A.银行机构B.非银行金融机构C.信托机构D.证券机构正确答案：B6、资料：A new Chinese-led international development bank announced its first four loans on Saturday,pledging to lend$509 million for projects to spread electric power in rural Bangladesh,upgrade living conditions in slums in Indonesia,and improve roads in Pakistan and Tajikistan.At the first of the annual general meetings of in institution,the Asian Infrastructure Investment Bank,the banks president,Jin Liqun,said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.A.The project will only improve road in Tajikistan by three miles but it will do great helpB.Local people welcome the projectsC.The Asian Infrastructure Investment Bank can start the projects quickly with the finance of 2023 年银行招聘之银行招聘综合知识知识汇总大全other institutionsD.The project in Bangladesh is also financed with other institutions正确答案：D7、当人静止地站在斜坡式电梯上随电梯一起向上运动时（手与电梯不接触），下列表述准确的是（）。A.人不受摩擦力作用B.人所受的摩擦力方向沿电梯面向下C.人所受的摩擦力方向沿电梯面向上D.人所受的摩擦力方向可能沿电梯向上，也可能向下正确答案：C8、The differences _the difficulty of understanding what is happening to the economy at present.A.suggestB.understateC.criticizeD.underline正确答案：D9、科斯定理通常受到（）的影响，使私人间无法达成协议。A.管制B.需求C.价格D.交易成本正确答案：D2023 年银行招聘之银行招聘综合知识知识汇总大全10、新中国成立以后，我国政府制定了“两弹一星”的战略决策，这一战略目标的实现是在（）。A.20 世纪 50 一 60 年代B.大跃进时期C.20 世纪 60-70 年代D.“文革”时期正确答案：C11、甲公司 2019 年 12 月 1 日购入生产设备一台，入账价格为 200000 元，采用年数总和法摊销，预计净残值5000 元，预计使用年限 5 年。2020 年 12 月 31 日，该生产设备的可收回金额为 120000 元，则 2020 年底，该设备的账面价值为（）。A.120000B.135000C.150000D.161000正确答案：A12、She is less _ on being a grandmother,now her daughter Caron is married.A.desirousB.eagerC.keenD.anxious正确答案：C13、下列各项中，既包含在 M0 中，又包含在 M1 中的是（）。A.流通中的现金B.农村存款2023 年银行招聘之银行招聘综合知识知识汇总大全C.企业单位活期存款D.城乡居民储蓄存款正确答案：A14、消费者对价格敏感，生产与销售成本低，竞争者易进入，商品差异性小的新产品定价，应采用（）。A.高价策略B.低价策略C.满意策略D.折扣策略正确答案：B15、资料：It seems simple enough.Take all the line-forming and paper-filling busy work of the government,and put it all up on the Internet.Now,in order to report a pot-hole,pay your property tax,complain to an official or cast a vote,just log on and hit a few buttons.Goodbye bureaucracy,hello e-cracy?A.To show that e-government will add new costsB.To show that the e-government is useless in some casesC.To show that physical stations are not functioning wellD.To show that the e-government will replace physical stations正确答案：A16、资料：Business,academic and civic leaders in Cambridge have warned that one of Britains major economic growth cities is under threat unless the government acts quickly to restore trust post-Brexit.A.Prosperity2023 年银行招聘之银行招聘综合知识知识汇总大全B.IncreaseC.DecreaseD.Bleakness正确答案：A17、资料：As a startup founder,my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives.Day after day,things inevitably come up that need to get handled ASAP.But Ive also learned that if you dont have a strategy for making time for those bigger ambitions and your truly lofty goals,theyll simply never get done.And that means you wont make the progress thats really going to move your business forward.A.When you are most focusedB.When there is no distractionsC.Late at nightD.Bright and early in the morning正确答案：A18、关于企业利润构成，下列表述不正确的是（）。A.企业的利润总额由营业利润、投资收益和营业外收入三部分组成B.营业成本=主营业务成本+其他业务成本C.利润总额=营业利润+营业外收入-营业外支出D.净利润=利润总额-所得税费用正确答案：A19、The program becomes unable to serve its purpose for its present audience,let（）the future audience.2023 年银行招聘之银行招聘综合知识知识汇总大全A.offB.downC.outD.alone正确答案：D20、下列机关中属于国家行政机关的是（）。A.国家审判机关B.司法行政机关C.人民政协D.企业人事部门正确答案：B21、Josh graduated with his masters degree in space studies and planetary sciences，but after years of working odd jobs and barely_，he decided to go back to get his teaching license。A.putting on the back burnerB.breaking new groundC.making ends meetD.proving his mettle正确答案：C22、I have a presentation this morning,and I need to prepare copies of the report for all the（）.A.engineersB.attendeesC.board of directors2023 年银行招聘之银行招聘综合知识知识汇总大全D.Faculties正确答案：B23、资料：“Our cars are for people who want something different.”A.It designs classic car modelsB.It produces hand-made carsC.It research and develop car-related technologiesD.It creates advertisements for the cars正确答案：B24、填入括号中最恰当的词语是（）。A.震撼延迟B.振奋推迟C.震撼推迟D.振奋延迟正确答案：B25、债券与股票的共同点是（）。A.B.C.D.正确答案：A26、Mum,would you please buy me an ipad A.would2023 年银行招聘之银行招聘综合知识知识汇总大全B.shallC.mayD.must正确答案：B27、一个国家对进口商品，除了征收正常进口税外还往往根据某种目的加征额外的进口税。这种加征的额外关税叫做进口附加税，其中包括（）。A.差价税B.反倾销税C.特惠税D.选择税正确答案：B28、获得第八届美国飞马奖的作品是贾平凹的一篇（）。A.长篇小说B.中篇小说C.短篇小说D.散文正确答案：A29、早期重商主义绝对禁止（）。A.货物外流B.资本外流C.货币外流D.资源外流正确答案：C2023 年银行招聘之银行招聘综合知识知识汇总大全30、科斯定理通常受到（）的影响，使私人间无法达成协议。A.管制B.需求C.价格D.交易成本正确答案：D31、关于同业拆借，以下叙述正确的是（）。A.拆借双方仅限于商业银行B.拆入资金只能用于发放流动资金贷款C.隔夜拆借一般不需要抵押D.拆借利率由中央银行预先规定正确答案：C32、下列哪项不属于 20 世纪的四大发明？（）A.计算机B.原子能C.打印机D.半导体正确答案：C33、资料：2014 has been a landmark year for Alibaba.Just last week,the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day.A few months back,Alibaba claimed the title of the worlds biggest IPO,raising US$25 Billion on the NYSE.Things will only get bigger for Alibaba.A.35 million2023 年银行招聘之银行招聘综合知识知识汇总大全B.45 millionC.780 millionD.80 million正确答案：A34、Passage 6A.show the good services offered in some web restaurantsB.criticize some restaurants for the poor servicesC.show the Internets ability to collect data on youD.prove the incredible power of the Internet to change your diet正确答案：C35、证券投资基金体现当事人之间的()A.产权关系B.债权关系C.保证关系正确答案：C36、资料：Early ExperiencesA.streamlined interfaceB.free of redundant functionalityC.Benefit the customersD.Satisfy all the need of the customers正确答案：D2023 年银行招聘之银行招聘综合知识知识汇总大全37、夏天干旱，甲、乙两家请人来挖井，阴天时，甲家挖井需要 8 天，乙家需要 10 天，晴天时，甲家工作效率下降 40%，乙家工作效率下降 20%，两家同时开工并同时挖好井，问甲家挖了几个晴天？（）A.2 天B.8 天C.10 天D.12 天正确答案：C38、在保险市场上，“道德风险”是指（）。A.保险公司不能区分低风险顾客和高风险顾客B.高风险顾客有激励提供错误信号使保险公司相信他是低风险顾客C.保险公司可能会根据种族、性别和年龄来断定哪些是高风险顾客D.顾客在购买保险后会改变自己的行为，即他在购买保险后的行为比之前更像一个高风险的顾客正确答案：D39、近年来，中国人民银行加强了对利率工具的运用。利率调整逐年频繁，利率调整方式更为灵活，调控机制日趋完善，利率作为重要的经济杠杆，在国家宏观调控体系中将发挥更加重要的作用。A.制定相关政策对各类利率结构和档次进行调整B.发放政府发行的中、长期国库券C.调整金融机构法定存贷款利率D.制定金融机构存贷利率的浮动范围正确答案：B40、Hows your tour around the North Lake Is it beautiful A.willB.would2023 年银行招聘之银行招聘综合知识知识汇总大全C.shouldD.Must正确答案：C41、资料：Imagine you went to a restaurant with your girlfriend,had a burger,paid with a credit card,and left.The next time you go there,the waiter or waitress,armed with your profile data,greets you with,“Hey Joe,how are you？Mary is over there in the seat you sat last time.Would you like to join her for dinner again？”Then you find out that your burger has been cooked and placed on the table.Forget the fact that you are with another date and are on a diet that doesnt include burgers.A.Alexa is named after an ancient hero in EgyptB.Alexa is installed in librariesC.Alexa can provide all the necessary information about historyD.Alexa can provide more data to marketers than a cookie正确答案：D42、资料：Bank CD is the instrument uniformly figuring in the investment options of most investors.Bank of India CDs are safe,FDIC insured&offer decent returns.There is no brokerage,no fees or hidden costs.However,the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD.Look at our Star CD plan below.A.more thanB.less thanC.the same as2023 年银行招聘之银行招聘综合知识知识汇总大全D.not comparable with正确答案：C43、根据劳动合同法的规定，下列表述正确的是（）。A.用人单位不得单方面解除劳动合同B.试用期不包含在劳动合同期限内C.劳动合同部分无效，不影响其他部分效力的，其他部分仍然有效D.发生劳动争议的，双方协商为争议解决的必经程序正确答案：C44、关于记账凭证账务处理程序，下列说法不正确的是（）。A.登记总分类账的工作量大B.适合规模大的单位C.简单明了，易于理解D.最基本的账务处理程序正确答案：B45、廉租住房建设贷款，贷款期限最长不超过（）年。A.2B.3C.5D.8正确答案：C46、资料：欧洲的经济学家 Mr.T 首先跟你谈了欧洲的一些优势，以及一些好的企业。请根据下列资料回答问题2023 年银行招聘之银行招聘综合知识知识汇总大全A.Zumo does not need to change its brand nameB.Zumospa only produces sports drinksC.Zumo is available in Europe and North AmericaD.Spanish identity is not suitable for Zumo to tap into global market正确答案：D47、资料：The market is a concept.If you are growing tomatoes in your backyard for sale you are producing for the market.You might sell some to your neighbor and some to the local manager of the supermarket.But in either case,you are producing for the market.Your efforts are being directed by the market.If people stop buying tomatoes,you will stop producing them.A.seriousB.trueC.importantD.real正确答案：D48、资料：Some companies are more creative in their use of history than others.HSBCs History Wall,a striking art installation at the banks London headquarters,is made up of 3,743 images drawn from the banks archives and arranged in chronological order.A.He is the sole author of“Authenticity”B.He encourages firms to look for typical events from archivesC.He loves the cobalt-blue glassed of Ritz-Carlton hotel very muchD.He also believes that younger firms can use history as well正确答案：B2023 年银行招聘之银行招聘综合知识知识汇总大全49、Thank you for your recent order.Although most of your items have _ shipped,the Full-Spectrum Desk Lamp（model B07）is temporarily out of stock.A.everB.oftenC.lastlyD.already正确答案：D50、资料：Western business visitors are often deadline-driven and unwilling to slow down to the Chinese pace when discussing business.But in China the pace can be fast and slow simultaneously.A.UnbiasedB.Slightly criticalC.Fully supportiveD.Paradoxical正确答案：B51、中国农业银行于 2010 年 7 月 15 日和 16 日正式在上海和香港两地上市，至此，中国四大国有商业银行全部实现上市，中国金融改革开始新的一页。A.1990 年 12 月B.1991 年 7 月C.1991 年 8 月D.1991 年 12 月正确答案：A2023 年银行招聘之银行招聘综合知识知识汇总大全52、Passage 8A.to help a wound to dryB.to covers a rough surfaceC.damages some of the small side branchesD.allows too many branches to grow in the middle正确答案：B53、资料：Keeping the Zeal of a Startup as You ScaleA.startup company that maintains its original quality in the process of scaling upB.An insurgent company that turned into an incumbent companyC.An insurgent company that managed to make steady profitsD.startup company that succeeded in scaling up正确答案：A54、同时同地，一根长 1 米的标杆的影长 0.6 米，一名修理工要爬至 48 米高的电视塔上修理设备，他竖直方向爬行的速度为 0.4 米/秒，则此人的影子移动的速度为（）米每秒。A.0.56B.0.24C.0.48D.0.36正确答案：B55、某商业银行正在进行合同法知识大赛，其中涉及借款合同，根据你对合同法的理解，下列关于借款合同的说法中正确的是（）。A.订立借款合同时，贷款人不得要求借款人提供担保，除非借款人自愿提供担保B.借款人不得在还款期限届满之前向贷款人申请展期，即使贷款人同意，也不可以展期2023 年银行招聘之银行招聘综合知识知识汇总大全C.贷款人未按照约定的日期、数额提供借款，造成借款人损失的，应当赔偿损失，借款人未按照约定的日期、数额收取借款的，应当按照约定的日期、数额支付利息D.借款人没有按照约定的借款用途使用借款的，贷款人可以停止发放借款，但不可以解除合同正确答案：C56、下列会计科目中，不属于资产类的是（）。A.累计折旧B.应收账款C.预收账款D.预付账款正确答案：C57、It was because she was too inexperienced_she didnt know how to deal with thesituation.A.so thatB.thatC.that is whyD.so正确答案：B58、Life magazine chose Oprah_the wife of the president as“Americas Most Powerful woman”.A.aboveB.overC.beyondD.beside正确答案：B2023 年银行招聘之银行招聘综合知识知识汇总大全59、资料：Keeping the Zeal of a Startup as You ScaleA.startup company that maintains its original quality in the process of scaling upB.An insurgent company that turned into an incumbent companyC.An insurgent company that managed to make steady profitsD.startup company that succeeded in scaling up正确答案：A60、下列地区中，太阳能资源最丰富的是（）。A.海南岛B.山东半岛C.青藏高原D.云贵高原正确答案：C61、My major and working experience _this position.A.provide me the qualification forB.support me qualified withC.make me qualified forD.qualified myself with正确答案：C62、下列说法不正确的是（）。A.舞低杨柳楼心月柳永B.两情若是久长时秦观C.此情无计可消除李清照2023 年银行招聘之银行招聘综合知识知识汇总大全D.可惜流年、忧愁风雨辛弃疾正确答案：A63、银行机构财务监管的内容不包括（）。A.收入的来源与结构B.支出的去向与结构C.资产的来源与结构D.收益的真实状况正确答案：C64、资料：Up to 80 per cent of the worlds middle classes will live in developing countries by 2030 thanks to surprising recent gains in poverty reduction,according to a United Nations report published on Thursday.A.the economic development of China is importantB.the role of some developing countries is significant for poverty reductionC.14 countries are developing faster than ChinaD.it is crucial to make a clear goal first正确答案：B65、获得第八届美国飞马奖的作品是贾平凹的一篇（）。A.长篇小说B.中篇小说C.短篇小说D.散文正确答案：A2023 年银行招聘之银行招聘综合知识知识汇总大全66、His kingdom was still _；the Danes far from subdued.A.precariousB.preferentialC.primalD.prodigal正确答案：A67、下列属于可再生资源的是（）。A.波浪能B.煤炭C.石油D.天然气正确答案：A68、资料：According to our research,Best Buy in China was perceived as being too expensive,with many of their products priced higher than in local markets.Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more,like at the Apple stores,if they are buying something they cannot get elsewhere.A.Localize their product selectionB.Better understand the evolving Chinese consumer preferencesC.Be aware of the importance of location choiceD.All above正确答案：D2023 年银行招聘之银行招聘综合知识知识汇总大全69、It was about 100 years ago_this beautiful clock was madeA.NeitherB.sinceC.thenD.when正确答案：A70、The chipmunk（金花鼠）builds its nest in either an underground burrow_.A.in a hollow limbB.or a hollow limbC.builds in a hollow limbD.by a hollow limb正确答案：B71、资料：As a startup founder,my daily tasks include everything from long-term strategic planning to approving team outings and company culture initiatives.Day after day,things inevitably come up that need to get handled ASAP.But lve also learned that if you dont have a strategy for making time for those bigger ambitions and your truly lofty goals,theyll simply never get done.And that means you wont make the progress thats really going to move your business forward.A.The author may like about the administration systemB.The author may teach the readers to make a timetableC.The author may put forward another suggestionD.The author may discuss the office environments正确答案：C2023 年银行招聘之银行招聘综合知识知识汇总大全72、说法不正确的是（）。A.鲁迅是中国现代文学的奠基人B.郭沫若的女神是现代文学史上第一篇白话文C.田汉是中国现代戏剧的奠基人D.巴金是现代家族小说的开拓者正确答案：B73、I knew almost everyone I needed to know no matter whether they _goodness or badness.A.provedB.boastedC.hidD.exhibited正确答案：D74、金融市场最主要的基本功能是（）。A.融通货币资金B.优化资源配置C.风险分散D.定价功能正确答案：A75、下列指标中不属于银行管理结构指标的为（）。A.资产结构B.贷款结构C.客户结构2023 年银行招聘之银行招聘综合知识知识汇总大全D.人员结构正确答案：D76、对银行机构流动性监管内容不包括（）。A.流动性负债大于自有资本B.资产负债期限匹配C.流动性应保持在适度水平D.银行资产变化情况正确答案：A77、资料：Most young people enjoy some form of physical activity.It may be walking,cycling or swimming,or in winter,skating or skiing.It may be a game of some forms,football,hockey,golf,or tennis.It may be mountaineering.A.it is an Olympic eventB.teams compete against each otherC.mountaineers depend on each other while climbingD.there are 5 climber