2023-2024银行招聘之银行招聘综合知识考点专题训练.pdf

2023-2024 银行招聘之银行招聘综合知识考点专题训练2023-2024 银行招聘之银行招聘综合知识考点专题训练1、资料：Good listening is much more than being silent while the other person talks.To the contrary,people perceive the best listeners to be those who periodically ask questions that promote discovery and insight.These questions gently challenge old assumptions,but do so in a constructive way.Sitting there silently nodding does not provide sure evidence that a person is listening,but asking a good question tells the speaker the listener has not only heard what was said,but that they comprehended it well enough to want additional information.Good listening was consistently seen as a two-way dialog,rather than a one-way“speaker versus hearer”interaction.The best conversations were active.A.Use logicB.Disagree with the speakerC.ResponseD.Be silent正确答案：D2、下列历史事件时间排序正确的一组是（）。A.司马迁修史记文景之治王莽篡汉B.杯酒释兵权岳飞抗金王安石变法C.齐桓公称霸商鞅变法秦统一天下D.玄武门之变黄巢起义安史之乱正确答案：C3、资料：Asked to name their favorite city,many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay.The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war 2023-2024 银行招聘之银行招聘综合知识考点专题训练with Mexico.A.attractive lifestyle,good seafood,desirable weatherB.tourist attraction extreme seasons,cable carsC.wagon trains,gold mining,good climateD.cable cars,pleasant climate,flat terrain正确答案：A4、鱼在游泳时，会产生沿着身体从头到尾的波浪状运动，增加这种波动的频率，就会提高其行进的速度。一股来说，鱼尾摆动的频率在 0.1 赫兹到 20 赫兹之间，而目前大多数模仿该种游泳风格的机器鱼，尾摆频率都很低，小于 2 赫兹，不仅游动速度慢，每秒仅能行进四分之一到一个自身体长，而且很耗能。此次，由美国弗吉尼亚大学生物工程研究实验室朱建忠教授领导的研究团队，以游泳速度快而闻名的黄鳍金枪鱼和大西洋鲭鱼为原型，开发出一种新型机器鱼。机器鱼体长 254.3 毫米、宽 49.2 毫米、高 67.8 毫米，由头部组件、中央致动组件和尾鳞组件 3 部分组成，其尾摆频率能够达到 15 赫兹，此时其每秒可行进 4 个体长的距离，也就是 1 米。该机器鱼的能量效率表现也很优异，当游泳速度为每秒 0.4 米时，二个 10 瓦时电池组可支持其续航 9.1 公里；当游泳速度为每秒 1 米时，一个 10 瓦时电池组可支持其续航 4.2 公里。研究人员表示，生物学研究可以激发高性能机器人的设计和开发，而黄鳍金枪鱼、大西洋鲭鱼等鲭科类就是研究水下高性能运动行为的理想群体，他们希望通过观察和模仿这些鱼类的运动模式，将其生物特征结合到机器人平台中，以优化仿生型水下航行器的性能，并最终实现超越。A.黄鳍金枪鱼和大西洋鲭鱼的游泳速度快于一般其他鱼类B.朱建忠教授及其团队新开发出的机器鱼续航里程 4.2-9.1 公里C.鱼在游泳，波浪状运动的频率和行进的速度成正比D.朱健忠教授及其团队新开发出的机器鱼体长 0.25 米左右正确答案：B2023-2024 银行招聘之银行招聘综合知识考点专题训练5、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future,Dr Hatice Gunes will tell the Hay Festival next week.(1)A.NeutralB.PositiveC.NegativeD.Critical正确答案：B6、The program becomes unable to serve its purpose for its present audience,let（）the future audience.A.offB.downC.outD.alone正确答案：D7、资料：For nearly a century,Hilton Worldwide has offered business and leisure travelers the finest in accommodations,service,amenities and value.A.A policy announcementB.A recruitment adC.A proposalD.A business license正确答案：B2023-2024 银行招聘之银行招聘综合知识考点专题训练8、资料：Procrastination comes in many disguises.We might resolve to tackle a task,but find endless reasons to defer it.We might prioritize things we can readily tick off our to-do list-answering emails,say-while leaving the big,complex stuff untouched for another day.We can look and feel busy.while artfully avoiding the tanks that really matter.And when we look at those rolling,long untouched items at the bottom of our to-do list,we cant help but feel a little disappointed in ourselves.A.We prioritize the to-do list and finish the task in timeB.We prioritize and only do things that can be done easily and quicklyC.We look busy but avoid the task that really mattersD.We find endless reasons to defer a task正确答案：A9、2020 年 4 月 28 日电，中国证监会已经派驻调查组进驻瑞幸咖啡多日，这是证券法修改之后证监会首次实施（）的案件，意味着我国证券执法进入了新的历史阶段，开启了证券监管新时代。A.事后监管权B.境外管理权C.冻结查封权D.长臂管辖权正确答案：D10、需求量和价格之所以呈反方向变化，是因为（）。A.替代效应和收入效应同时作用B.替代效应C.补偿效应2023-2024 银行招聘之银行招聘综合知识考点专题训练D.收入效应正确答案：A11、资料：Poor health is not only damaging to employees,it is detrimental to businesses.Corporations pay a heavy cost for stress-related illnesses,such as hypertension,gastrointestinal problems,and substance abuse.says Rubin.A.In companies where good health is promoted,employees are more likely to be loyal and productiveB.Offering seminars,starting competitions and offering discount on gym memberships will be costly,so companies should not pay much attention to these activitiesC.Exercise plays an important role of building a strong bodyD.Chronic stress in the workplace might be harmful to the companys interest正确答案：B12、避险过当负刑事责任，但应当（）处罚。A.从轻B.减轻C.免除D.减轻或者免除正确答案：D13、资料：How did Tencent take WeChat so far ahead of its rivals?The answer lies partly in the peculiarities of the local market.Unlike most Westerners,many Chinese possessed multiple mobile devices,and they quickly took to an app that offered then an easy way to integrate them all into a single digital identity.In America messaging apps had a potent competitor in the form of basic mobile-phone plans,which bundied in SMS messaging.But text messages were costly 2023-2024 银行招聘之银行招聘综合知识考点专题训练in China,so consumers eagerly adopted free messaging app.And e-mail never took off on the mainland the way it has around the world,mainly because the internet came late;that left an opening for messaging apps.A.Users are increasing to form groupsB.It caused people to send money in random amountsC.The gift-giving process became an exciting gameD.It changed the way Chinese people send each other gifts正确答案：D14、发生地震时，某大型超市内发生了骚乱，下列人员中，所处位置相对安全的是（）。A.自动电梯上B.奶粉货架旁C.承重柱旁D.收银台旁正确答案：C15、Facing the board of directors,he didnt deny（）breaking the agreement.A.himB.itsC.hisD.It正确答案：C16、It was the training（）Sam had at school（）made him an excellent runner.A.what;whatB.that;that2023-2024 银行招聘之银行招聘综合知识考点专题训练C.what;thatD.that;which正确答案：B17、The local area network also connects to a wide area network that allow a message _ across the country or to other countries.A.sendB.sendingC.to be sentD.is sent正确答案：C18、资料：Anything that affects the smooth flow of information is known as noise.This might be,for example,the language used,an in appropriate use of technology or the different levels of skill and knowledge of the sender and receiver.For example,every day in the press and on TV,consumers are bombarded with often confusing or contradictory information about the health benefits or risks associated with different foods.Consumers may not have enough understanding or information to judge between conflicting messages.It is therefore not surprising that many people do not hear these messages and switch off.A.because they may not have enough understanding or informationB.because the messages are spread on newspapersC.because they care more about health risks associated with different foodsD.not mentioned正确答案：A2023-2024 银行招聘之银行招聘综合知识考点专题训练19、自然人甲、乙、丙共同出资设立了 A 公司。根据公司法，下列组织机构中必须设立的是（）。A.股东会B.董事会C.职工代表大会D.监事会正确答案：A20、目前市售的 USB Flash Disk(俗称优盘)是一种（）。A.输出设备B.输人设备C.存储设备D.显示设备正确答案：C21、下列属于货币政策工具的是（）。A.法定存款准备金率B.再贴现率C.公开市场业务D.税收正确答案：D22、日前，据路透社报道，美国财政部于 2013 年 4 月 12 日向国会提交的最新一期国际爱 济和汇率报告指出，尽管人民币汇价目前仍然被明显低估，但美国政府仍无意将中国这一全海 第二大经济列入（）名单。A.金融动荡国B.货币保护国C.汇率操纵国2023-2024 银行招聘之银行招聘综合知识考点专题训练D.贸易协定国正确答案：C23、Over the next few years,some management positions in the company will be（）removed.A.graduationB.graduateC.graduallyD.gradual正确答案：C24、在 Exce1 中，将 3、4 两行选定，然后进行插入行操作，下列表述正确的是（）。A.在行号 2 和 3 之间插入两个空行B.在行号 3 和 4 之间插入两个空行C.在行号 4 和 5 之间插入两个空行D.在行号 3 和 4 之间插入一个空行正确答案：A25、资料：Candle Light College LimitedA.DegreeB.Computer knowledgeC.Related work experienceD.Flexible working hours正确答案：C26、新中国成立后，（）是人民银行大一统银行体系中的外汇业务的工作部门，是在人民银行领导下的经过中央人民政府政务院特许的外汇专业银行。2023-2024 银行招聘之银行招聘综合知识考点专题训练A.中国工商锒行B.中国银行 D.中国农业银行C.中国建设银行D.中国农业银行正确答案：B27、资料：Changing careers is becoming more popular.Not just because there are more career options available,but also out of necessity.As new industries arise,others die.Its up to you to figure out if your career is still going to be around in the next 5-10 years.Some studies say we could have as many as nine careers in our professional lifetime.Which begs the question:do you know what it takes to successfully change career lanes repeatedly?A.To build a marketing campaign by creating a better resumeB.To give the logic and passion behind your career changeC.To make sure everyone knows about your intention of changing careerD.To have more conversations and connections within your new career path正确答案：D28、Luo Jingyu,19,has four years of experience of running business.He is also a freshman in the arts department of Hubei University.A.abcdB.abdcC.bacdD.cbad正确答案：B2023-2024 银行招聘之银行招聘综合知识考点专题训练29、某班有 50 人，其中有 42 人会打乒乓球，40 人会打篮球，38 人会打排球，35 人会打羽毛球，则这个班至少有多少人这四项球类都会打？（）A.2B.3C.4D.5正确答案：D30、消费者的最优消费组合选择必须满足（）。A.边际替代率等于价格之比B.边际替代率高于价格之比C.边际替代率小于价格之比D.与边际替代率和价格之比无关正确答案：A31、下列选项中 2008 年 1 月 1 日起实施的全国年节及纪念日放假办法新增加的国家法定节日不包括（）。A.重阳节B.清明节C.中秋节D.端午节正确答案：A32、2020 年 4 月 14 日，国际货币基金组织（IMF）发布最新一期世界经济展望报告称，受新冠肺炎疫情冲击，2020 年全球经济预计萎缩 3%，为（）以来最严重的经济衰退。A.二战时期2023-2024 银行招聘之银行招聘综合知识考点专题训练B.20 世纪 30 年代大萧条C.21 世纪初世界经济危机D.1987 年黑色星期一正确答案：B33、一国的国内生产总值大于国民生产总值，则该国公民从国外取得的收入（）外国公民从该国取得的收入。A.大于B.小于C.等于D.不能确定正确答案：B34、I had just posted the letter when I remembered that hadnt（）the cheque。A.imposedB.enclosedC.involvedD.contained正确答案：B35、When asked（）they needed most,children said they wanted more love and care.A.whatB.whyC.whomD.which正确答案：A2023-2024 银行招聘之银行招聘综合知识考点专题训练36、一次化妆舞会中，男士戴着蓝色的帽子，女士戴着红色的帽子。每个男士看见的蓝色帽子比红色帽子的2 倍还多 6 个，每位女士看见的蓝色帽子是所见红色帽子的 3 倍。那么房间里一共有（）人。A.37B.27C.39D.29正确答案：A37、资料：Children back at school,nights slowly starting to draw in and the weather more changeable.The seasons are turning and after an eerily calm summer for financial markets,theres a whiff of uncertainty in the air.Bond yields are up from their lows,and the relentless migration of global capital towards any asset,anywhere,with some yield,is slowing.A.fallingB.pushingC.keepingD.changing正确答案：A38、填入括号中最恰当的词语是（）。A.再接再厉龙争虎斗B.自力更生明争暗斗C.自力更生龙争虎斗D.再接再厉明争暗斗正确答案：C2023-2024 银行招聘之银行招聘综合知识考点专题训练39、资料：HS ensures there is a clear career path for any employee,from any background.Three key levels in Harrods are the sales employee,department managers and senior managers.At each level,employees can benefit from the development programs in order to build a career.A.the sales employees,department managers and senior managersB.the sales employees,sales assistants and department managersC.the senior managers,department managers and sales employeesD.not mentioned正确答案：A40、某班级组织春游，班干讨论后规定获得贫困助学金的同学交 25 元的活动费，其他同学交 50 元的活动费，班上共有 60 名同学，最后共收取春游费 2700 元，该班有（）名同学获得贫困助学金。A.10B.12C.14D.16正确答案：B41、Passage 1A.The economic growth is turning betterB.The world economic growth is plungingC.The IMFs forecasts on world economy sometimes are too optimisticD.The economic growth of the emerging world remains the same正确答案：C42、列宁说过“没有革命的理论，就不会有革命的运动”。这句话的哲学含义是（）。A.哲学对经济、政治有着决定性的作用2023-2024 银行招聘之银行招聘综合知识考点专题训练B.哲学是社会变革的先导C.哲学指引人们追求美好的未来D.哲学反映了时代的任务和要求正确答案：B43、中央银行降低再贴现率的结果是银行准备金（）。A.增加B.减少C.不变D.皆有可能正确答案：A44、在下列固定资产中，不属于企业资产，不计折旧的是（）。A.季节性停用的房屋B.经营方式租入的固定资产C.融资租入的设备D.经营方式租出的设备正确答案：B45、Many English boys go to boarding school at the age of seven.They usually（）quickly and are very happy.A.get alongB.carry onC.bring upD.settle down正确答案：D2023-2024 银行招聘之银行招聘综合知识考点专题训练46、We need to get necessary funds so that a complete（）of the facility can be done.A.renovationB.renovateC.renovatedD.renovates正确答案：A47、资料：MemoA.At Wayland BooksB.At Greenhouse PublishingC.At Senyth PublishersD.At Brownback Guides正确答案：B48、封神演义中提到一种神奇的动物叫“四不像”，现实中，这种动物是（）。A.角马B.麋鹿C.驯鹿D.鸭嘴兽正确答案：B49、主营业务利润率属于哪种财务比率（）。A.结构比率B.效率比率C.相关比率2023-2024 银行招聘之银行招聘综合知识考点专题训练D.利润比率正确答案：D50、审计人员对有关人员进行书面或口头询问以获取审计证据的方法是()。A.函证B.查询C.分析性复核D.检查正确答案：B51、In 2008 inflation was running _about 4 percent;in 2009 it was 4.5 percent.A.toB.ofC.onD.at正确答案：D52、小明认为：由于今年气温比去年同期要高，因此今年的蚊虫要比去年更多。A.高温天气有利于蚊虫繁殖B.今年的蚊虫格外多C.去年的蚊虫并不多D.高温天气容易导致食物腐烂正确答案：A53、The chewable substance called chicle（糖胶）had_until Thomas Adams added licorice and sold it as gumballs.2023-2024 银行招聘之银行招聘综合知识考点专题训练A.hardly flavoredB.any flavor hardlyC.flavor hardly noneD.hardly any flavor正确答案：D54、资料：You can not go forward by going backward.Take the current debate about trade and globalization,for instance,while the impulse to erect trade barriers is understandable given the pain experienced in recent years,it is not the way to create lasting growth and shared prosperity.A.Blocked flow of trade and investmentB.Loss of economic valueC.Declining worker mobilityD.Distressing job losses正确答案：D55、Passage 2A.Third parties will have to buy fraud insuranceB.Regulators have come up with promising solutionsC.Banksdefense against cyber attacks is strongD.Third parties will check clientsdata monthly正确答案：B56、“乐以天下忧以天下，然而不王者，未之有也”与下列哪一观点是同一学派（）A.刑过不避大臣，赏善不遗匹夫B.天之道，损有余而补不足，人之道，则不然，损不足以奉有余2023-2024 银行招聘之银行招聘综合知识考点专题训练C.域民不以封疆之界，固国不以山溪之险，威天下以后某不利D.其用战也胜、久则钝兵挫锐、攻城则倔、久暴师则国用不足正确答案：C57、某企业对以外币结算的款项减少业务的核算，以前都按原入账时的汇率作为账面汇率，但 从本年初起，经董事会同意，改按加权平均法并已在会计报告中加以说明。对于上述会计 方法的重要变动，如企业不再作出任何调整，注册会计师应出具（）。A.无保留意见审计报告B.保留意见审计报告C.否定意见审计报告D.无法表示意见审计报告正确答案：A58、公文区别于其他类别文章的主要之处是（）。A.公文形成的主体是国家机关及其他社会组织B.公文形成的条件是行使职权和实施管理C.公文是具有法定效用与规范格式的文件D.公文是办理公务的重要工具之一正确答案：C59、Dont bother your father tonight-hes got a lot（）his mind.A.onB.toC.inD.around正确答案：A2023-2024 银行招聘之银行招聘综合知识考点专题训练60、吊销违法者的经营许可证是()。A.行政命令B.行政处罚C.行政处分D.行政强制执行正确答案：B61、资料：Directions:There is 1 passage in this part.The passage is followed by some questions or unfinished statements.For each of them there are four choices,You should decide on the best choice.A.They have concerns of the security and convenience of FaceIDB.They don t believe iPhone X s FaceID can successfully unlock a phone every timeC.They have doubts of its technique to overcome variable lighting and subtle change of the users faceD.They are mainly worried about the smartphone s accuracy正确答案：B62、某民政局工作人员冯某利用职务便利挪用救济金 2 万元进行营利活动。冯某的行为构成何种犯罪?（）A.挪用特定款物罪B.挪用公款罪C.职务侵占罪D.挪用资金罪正确答案：B2023-2024 银行招聘之银行招聘综合知识考点专题训练63、资料：It is September of 1998,Im sitting in a windowless office room inside the Office of the Independent Counsel underneath humming fluorescent lights.Im listening to the sound of my voice on surreptitiously taped phone calls that a supposed friend had made the year before.For the past eight months,the mysterious content of these tapes has hung like the Sword of Damocles over my head.A few days later,the Star Report is released to Congress,and all of those tapes and transcripts,those stolen words,form a part of it.That people can read the transcripts is horrific enough,but a few weeks later,the audio tapes are aired on TV,and significant portions made available online.The pubic humiliation was excruciating.(1)A.The environment in which the technology enhances shamingB.The humiliation that is more intensely felt than it should beC.The price we have to pay as the victims of mistakesD.The impact of peoples suicide on families and the society正确答案：A64、Fewer than 14000 people perished in US airline accidents between the _ of public aviation and the yar 2000.A.endB.startC.middleD.terminal正确答案：B65、资料：The personal computer was a revolution in information technology that spawned a$50 billion hardware business,with another$30 billion in software and peripherals（eg.mouse,keyboard,printer,etc.）by 1991.During its short 15 years,the industry evolved through 2023-2024 银行招聘之银行招聘综合知识考点专题训练three successiv