银行常用词汇.doc_咨信网zixin.com.cn

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account number 帐号　　depositor 存户　　pay-in slip 存款单　　a deposit form 存款单　　a banding machine 自动存取机　　to deposit 存款　　deposit receipt 存款收据　　private deposits 私人存款　　certificate of deposit 存单　　deposit book, passbook 存折　　credit card 信用卡　　principal 本金　　overdraft, overdraw 透支　　to counter sign 双签　　to endorse 背书　　endorser 背书人　　to cash 兑现　　to honor a cheque 兑付　　to dishonor a cheque 拒付　　to suspend payment 止付 cheque,check 支票　　cheque book 支票本　　order cheque 记名支票　　bearer cheque 不记名支票　　crossed cheque 横线支票　　blank cheque 空白支票　　rubber cheque 空头支票　　cheque stub, counterfoil 票根　　cash cheque 钞票支票　　traveler’s cheque 旅行支票　　cheque for transfer 转帐支票　　outstanding cheque 未付支票　　canceled cheque 已付支票　　forged cheque 伪支票　　Bandar’s note 庄票，银票　　banker 银行家　　president 行长　　savings bank 储蓄银行　　Chase Bank 大通银行　　Citibank 花旗银行　　Hongkong Shanghai Banking Corporation 汇丰银行　　Chartered Bank of India, Australia and China 麦加利银行　　Banque de I’IndoChine 东方汇理银行 central bank, national bank, banker’s bank 中央银行　　bank of issue, bank of circulation 发行币银行　　commercial bank 商业银行，储蓄信贷银行　　member bank, credit bank 储蓄信贷银行　　discount bank 贴现银行　　exchange bank 汇兑银行　　requesting bank 委托开证银行　　issuing bank, opening bank 开证银行　　advising bank, notifying bank 告知银行　　negotiation bank 议付银行　　confirming bank 保兑银行　　paying bank 付款银行　　associate banker of collection 代收银行　　consigned banker of collection 委托银行　　clearing bank 清算银行　　local bank 本地银行　　domestic bank 国内银行　　overseas bank 国外银行　　unincorporated bank 钱庄　　branch bank 银行分行　　trustee savings bank 信托储蓄银行　　trust company 信托公司　　financial trust 金融信托公司　　unit trust 信托投资公司　　trust institution 银行旳信托部　　credit department 银行旳信用部　　commercial credit company(discount company) 商业信贷公司（贴现公司）　　neighborhood savings bank, bank of deposit 街道储蓄所　　credit union 合伙银行　　credit bureau 商业兴信所　　self-service bank 无人银行　　land bank 土地银行　　construction bank 建设银行　　industrial and commercial bank 工商银行　　bank of communications 交通银行　　mutual savings bank 互助储蓄银行　　post office savings bank 邮局储蓄银行　　mortgage bank, building society 抵押银行　　industrial bank 实业银行　　home loan bank 家宅贷款银行　　reserve bank 准备银行　　chartered bank 特许银行　　corresponding bank 往来银行　　merchant bank, accepting bank 承兑银行 investment bank 投资银行　　import and export bank (EXIMBANK) 进出口银行　　joint venture bank 合资银行　　money shop, native bank 钱庄　　credit cooperatives 信用社　　clearing house 票据互换所　　public accounting 公共会计　　business accounting 商业会计　　cost accounting 成本会计　　depreciation accounting 折旧会计　　computerized accounting 电脑化会计　　general ledger 总帐　　subsidiary ledger 分户帐　　cash book 钞票出纳帐　　cash account 钞票帐　　journal, day-book 日记帐，流水帐　　bad debts 坏帐　　investment 投资　　surplus 结余　　idle capital 游资　　economic cycle 经济周期　　economic boom 经济繁华　　economic recession 经济衰退　　economic depression 经济萧条　　economic crisis 经济危机　　economic recovery 经济复苏　　inflation 通货膨胀　　deflation 通货收缩　　devaluation 货币贬值　　revaluation 货币增值　　international balance of payment 国际收支　　favourable balance 顺差　　adverse balance 逆差　　hard currency 硬通货　　soft currency 软通货　　international monetary system 国际货币制度　　the purchasing power of money 货币购买力　　money in circulation 货币流通量　　note issue 纸币发行量　　national budget 国家预算　　national gross product 国民生产总值　　public bond 公债　　stock, share 股票　　debenture 债券 treasury bill 国库券　　debt chain 债务链　　direct exchange 直接（对角）套汇　　indirect exchange 间接（三角）套汇　　cross rate, arbitrage rate 套汇汇率　　foreign currency (exchange) reserve 外汇储藏　　foreign exchange fluctuation 外汇波动　　foreign exchange crisis 外汇危机　　discount 贴现　　discount rate, bank rate 贴现率　　gold reserve 黄金储藏　　money (financial) market 金融市场　　stock exchange 股票交易所　　broker 经纪人　　commission 佣金　　bookkeeping 簿记　　bookkeeper 簿记员　　an application form 申请单　　bank statement 对帐单　　letter of credit 信用证　　strong room, vault 保险库　　equitable tax system 等价税则　　specimen signature 签字式样　　banking hours, business hours 营业时间　　银行英语口语－新开帐户　　What kind of account did you have in your mind? 　　你想开哪种帐户? 　　Do you like to open a current account? 　　你想开一种活期存款帐户吗? 　　A deposit or current account? 　　定期还是活期? 　　Please tell me how you would like to deposit your money. 　　请告诉我你想存何种户头? 　　There’s a service charge for the checking account but no charge for the savings. 　　支票户头要收服务费，钞票户头不收。　　Our minimum deposit for a savings account is 100 dollars. 　　我们储蓄存款旳最低存款额是100美圆。　　Five yuan is the minimum original deposit. 　　最低起存款额是5元。　　You can open a savings account at any time with an initial deposit of 50 dollars. 　　你可随时以50美圆旳起存额开立储蓄帐户。　　Even one yuan is all right. aa

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