2026年备考银行招聘之银行招聘综合知识模拟考试试题高频卷含答案.docx

2026年备考银行招聘之银行招聘综合知识模拟考试试题高频卷含答案

单选题（共150题）
1、资料：Job Responsibilities:
A.contacting repair personnel when needed
B.assisting with fire drills
C.maintaining inventory of office
D.typing reports, memos and correspondence

【答案】 B
2、打开Word文档一般是指（ ）。
A.把文档的内容从内存中读出并显示出来
B.把文档的内容从磁盘调人内存并显示出来
C.为打开的文档开设一个新的空的文档窗口
D.显乐并打印文档的内容

【答案】 B
3、 银行会计科目可分为( )。
A.表内科目和表外科目
B.资产负债共同科目
C.负债科目
D.资产负债科目

【答案】 A
4、在处理实际问题时，往往不能“一刀切”的主要原因是（　　）。
A.事物矛盾之间存在有机联系
B.事物矛盾具有特殊性
C.事物矛盾具有共同点
D.事物矛盾具有普遍性

【答案】 B
5、现代管理活动是一种具有广泛、复杂联系的社会活动，是一种多规律共同起作用的有机统一的活动，因此，在管理过程中应（ ）。
A.选择其中的一种方法
B.运用其中的几种方法
C.结合实际综合运用各种管理方法
D.运用所有管理方法

【答案】 C
6、Passage 3
A.The dollar has little respect in New England
B.Europeans begin to think more warmly of theU.S
C.Imported food is more expensive to the Americans
D.Some large American corporations make more profits

【答案】 A
7、在Excel电子表格中，要在单元格中强制换行，应执行的操作是（　　）。
A.按回车键
B.Alt+回车键
C.Ctr1+回车键
D.Shift+回车键

【答案】 B
8、Passage 1
A.It can accurately pinpoint a country's current economic problems
B.It can help to raise people's awareness of their economic well-being
C.It can diagnose the causes of a country's slowing pace of economic improvement
D.It can compare a country's economic conditions between different periods of time

【答案】 D
9、填入括号中最恰当的词语是（　　）。
A.再接再厉龙争虎斗
B.自力更生明争暗斗
C.自力更生龙争虎斗
D.再接再厉明争暗斗

【答案】 C
10、资料：Samsung’s Notebook 7 Spin is a stylish，versatile work machine with power to spare.The 2-in-1 notebook’s performance is impressive，and its versatile folding design is legitimately useful.Unfortunately，the system’s shallow keyboard and lackluster battery life curtail its productivity potential a bit.
A.To talk about Notebook 7’s weak points
B.To introduce other Samsung products
C.To discuss other notebooks in the market
D.To explain touch-screen apps

【答案】 C
11、资料：Procrastination comes in many disguises. We might resolve to tackle a task, but find endless reasons to defer it. We might prioritize things we can readily tick off our to-do list- answering emails, say- while leaving the big, complex stuff untouched for another day. We can look and feel busy. while artfully avoiding the tanks that really matter. And when we look at those rolling, long untouched items at the bottom of our to-do list, we can't help but feel a little disappointed in ourselves.
A.Concrete things are more attractive than the abstract things
B.The long term upside is easily dominated by short-term effort in our minds
C.We cannot avoid present bias in our brain
D.The brain can be trained to procrastinate often

【答案】 B
12、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing the hypothetical earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.By giving examples
B.By providing data
C.By raising questions
D.By making comparisons

【答案】 A
13、You can find it in our____brochure, along with some of our other models.
A.last
B.late
C.lately
D.latest

【答案】 D
14、下列属于货币政策工具的是（　　）。
A.法定存款准备金率
B.再贴现率
C.公开市场业务
D.税收

【答案】 D
15、There’s been a lot of contention in the last couple of weeks about the future______of the company.
A.direction
B.decision
C.condition
D.orentation

【答案】 A
16、资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.
A.$48.05
B.$48
C.$63.05
D.$64

【答案】 C
17、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.Dream is a confusing story which involves little logic thought
B.Dream involves events that always happen in real life
C.Dream is related to the dreamer's real life
D.Dream is an imaginary story which seems real while taking place

【答案】 B
18、一般来讲，在下列（ ）经济背景条件下证券市场呈上升走势最有利。
A.持续、稳定、高速的GDP增长
B.高通胀下的GDP增长
C.宏观调控下的GDP减速增长
D.转折性的GDP变动

【答案】 A
19、资料：The data a bank has stored on its servers is more valuable than the gold in its vaults. Banks enjoy a monopoly over data that has helped them get away with poor services and fend off competitors. In Europe, at least, that is all about to change with a new set of regulations, named PSD2.
A.Challenges facing European regulators
B.A new regulation in Europe that opens banks to competition
C.The solutions to the flawed banking system in Europe
D.A looming threat to customers' private bank data

【答案】 B
20、从行文方向来看，（　　）既可以下行，也可以上行和平行。
A.通知
B.公告
C.意见
D.报告

【答案】 C
21、下列哪家机构不属于我国成立的金融资产管理公司？（　　）
A.东方
B.信达
C.华融
D.均不符合题意

【答案】 D
22、 负债是指企业由于过去的交易或事项形成的（　　）。
A.现时义务
B.过去义务
C.将来义务
D.永久义务

【答案】 A
23、填入括号中最恰当的一项是（　　）。
A.发表，独树一帜
B.抒发，独出心裁
C.发表，别具一格
D.抒发，别有用心

【答案】 B
24、实验室有两瓶某物质溶液，甲瓶有100克溶液，浓度为5%，乙瓶有150克溶液，浓度为8%，从两瓶中取出相等的若干克溶液，交换倒入另一瓶，令此刻的甲乙瓶浓度相等，则取出的溶液是（　　）。
A.60
B.50
C.70
D.80

【答案】 A
25、 流动资产是指可以在（　　）变现或耗用的资产，包括现金和各种存款、短期投资、应收及预收款项、存货。
A.一年内
B.一年或超过一年的一个营业周期内
C.一个营业周期内
D.一年或超过一年的一个营业周期以上

【答案】 B
26、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.Preventing fraud
B.Providing help for making decisions
C.Improving the sense of responsibility of employees
D.Protecting assets

【答案】 C
27、They could give you a nationally____qualification and the experience you need to get the job.
A.recognized
B.viewed
C.regarded
D.realized

【答案】 A
28、资料：The hop flower has been used in beer-making at least since the eighth century. Traditionally it was a preservative, but it also imparts flavor. To some, the taste is bitter and unpalatable, and thus many brewers use only minimal amounts. But, depending on variety, growing conditions, and other factors, hops can impart a range of flavors that connoisseurs say rivals that of wine grapes. Starting in the nineteen-seventies, small brewers on the West Coast began dramatically upping the amount of hops in their brews. One of their most popular products was the India pale ale, or L.P.A., a brew that has been around since the late eighteenth century. The story goes that necessity drove the British to add large quantities of hops in order to preserve the beer they shipped to India, to quench the thirst of the Sahibs managing the Empire there.
A.The British produced large quantities of beer
B.The British found one of the most popular products called the India pale ale, or I.P.A
C.The British made Hop flower a necessity and shipped it in large quantities to India
D.The British added more hop flower in beer

【答案】 D
29、It is advisable that some warm clothing （ ） with you, as the weather can change quite suddenly in the mountainous area.
A.is taken
B.will be taken
C.be taken
D.has been taken

【答案】 C
30、我国横断山脉是具有国际意义生物多样性的关键地区，横亘（ ）。
A.湘、桂、黔
B.川、滇、藏
C.新、青、藏
D.闽、浙、赣

【答案】 B
31、当人静止地站在斜坡式电梯上随电梯一起向上运动时（手与电梯不接触），下列表述准确的是（　　）。
A.人不受摩擦力作用
B.人所受的摩擦力方向沿电梯面向下
C.人所受的摩擦力方向沿电梯面向上
D.人所受的摩擦力方向可能沿电梯向上，也可能向下

【答案】 C
32、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）
A.uneasy
B.awkward
C.furious
D.indifferent

【答案】 A
33、Passage3
A.the rules for dinner time are not strict
B.dinner is always at six in the evening
C.a family offers food only at four in the afternoon
D.people usually invite their guests to dinner later in the evening

【答案】 A
34、甲有一手表，委托乙保管，乙擅自将手表卖给丙，丙又赠与女友丁，丁戴上3天后在街头被戊抢走，戊后又遗失于街头，为庚拾得。根据《物权法》的规定，对该手表享有所有权的是（　　）。
A.甲
B.丙
C.丁
D.庚

【答案】 C
35、 下列会计基本假设中，( )是指企业会计确认、计量和报告的空间范围。
A.会计分期
B.会计主体
C.持续经营
D.货币计量

【答案】 B
36、下列说法不正确的是（ ）。
A.孔子是儒家创始人，核心是“仁”
B.庄子是道家代表，代表作是《道德经》
C.韩非是法家思想的集大成者
D.朱熹是理学的重要代表，著有《四书集注》

【答案】 B
37、债券本期收益率的计算公式是（ ）。
A.票面收益/市场价格
B.票面收益/债券面值
C.（出售价格－购买价格）/市场价格
D.（出售价格－购买价格）/债券面值

【答案】 A
38、商业银行经营的核心是（ ）。
A.扩大贷款规模
B.市场营销
C.增加资本金
D.提高收益

【答案】 B
39、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.E-government is on the increase and well funded
B.The investment on e-government is adequate
C.Government officials’ interest in e-government is declining
D.E-government is convenient and flexible

【答案】 D
40、近三十年的航海历程推动了作为商品的青花瓷的大量生产与外销，不仅促进技术创新，使青花瓷达到瓷器新工艺的顶峰，而且改变了中国瓷器发展的走向，带来了人们审美观念的更新。这也就意味着，如果没有郑和远航带来活跃的对外贸易，青花瓷也许会像在元代一样，只是中国瓷器的诸多品种之一，而不会成为主流，更不会成为中国瓷器的代表。由此可见，青花瓷崛起是郑和航海时代技术创新与文化交融的硕果，中外交往的繁盛在推动文明大交融的同时，也推动了生产技术与文化艺术的创新发展。
A.航海历程推动了青花瓷的发展
B.郑航下西洋使得青花瓷发展到鼎盛
C.中外交流的繁多也推动了科技和文化的创新
D.中外交往的增多推动了文明的大融合

【答案】 C
41、张先生认识赵，钱、孙、李、周五位女士。
A.赵
B.钱
C.孙
D.李

【答案】 D
42、There currently seems to be a large____between the number of people employed in service industries, and those employed in the primary sector.
A.different
B.differential
C.discrimination
D.discrepancy

【答案】 B
43、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem.
A.Confidence
B.Ability
C.Diligence
D.Willpowe

【答案】 D
44、资料：Your Company Logo and Contact Information
A.the transfer of key staff
B.an extensive survey of all employees
C.the help of Jamine Anson
D.some meeting with the staff of Plant Operations

【答案】 A
45、省、自治区、直辖市的设立、撤销、更名，须报（ ）审议决定。
A.全国人民代表大会
B.国务院
C.全国人大常委会
D.省级国家权力机关审议决定

【答案】 A
46、按照法律规定，职工累计工作已满1年不满10年的，可享受带薪年休假（　　）。
A.1天
B.5天
C.10天
D.15天

【答案】 B
47、The monitor has（ ）us of tomorrow’s meeting.
A.told
B.said
C.informed
D.reported

【答案】 C
48、资料：“I wouldn’t be here today if not for the generosity of strangers,” said Michael Moritz, while announcing a major donation to Oxford University. A former Time Magazine reporter, Mr. Moritz left journalism to become one of the most successful venture capitalists in Silicon Valley. Through Sequoia Capital, the firm he joined in 1986 and has led for many years, Mr. Moritz was an early investor in Google, Yahoo, PayPal and LinkedIn. His personal fortune is estimated at well over $1 billion. Oxford University announced last Wednesday that he and his wife, the novelist Harriet Heyman, donated ￡75 million, or $115 million, to fund a new scholarship program aimed at providing financial aid to students from low-income backgrounds. Behind the headlines about the size of the gift was a family story of immigration, education and a sense of obligation that transcended generations.
A.an independent journalist or reporter who sells news to websites
B.a person with an unnaturally strong interest in unpleasant things
C.a latest news item that released exclusively on the internet
D.an online link that directs people to the most heated issue

【答案】 B
49、企业溢价发行股票时，超过股票面值的部分计入（　　）。
A.盈余公积
B.实收资本
C.资本公积
D.留存收益

【答案】 C
50、上海证券交易所上市交易的某只股票，2009年末的每股税后利润为0. 2元，市场利率为 2.5%。
A.4
B.5
C.8
D.20

【答案】 C
51、And that quest has brought______benefits that improve our lives in countless ways.
A.tangible
B.displayed
C.conditional
D.proved

【答案】 A
52、在期权交易中，如果你预测某种股票的价格会上涨，则应（ ）。
A.买人看涨期权
B.卖出看涨期权
C.买人看跌期权
D.买入双重期权

【答案】 A
53、以下属于中国金融监管的对象有（ ）。
A.国有商业银行
B.农村信用合作社
C.信托投资机构
D.以上均是

【答案】 D
54、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.In recent years central banks adopt the method of lower interest rates and asset purchases to promote economic growth but now such ability of central banks have become increasingly weaker
B.Investors doubt that the yields will decline, because the bond prices of financial market are falling
C.In the first half of this year global financial markets are as changeable as the weather changes
D.The 10-year yields German and Japanese government bond have been moving up slowly through the summer

【答案】 B
55、中国农业银行于2010年7月15日和16日正式在上海和香港两地上市，至此，中国四大国有商业银行全部实现上市，中国金融改革开始新的一页。
A.1990 年 12 月
B.1991 年 7 月
C.1991 年 8 月
D.1991 年 12 月

【答案】 A
56、Renewable electricity generation is now on par with ______ of natural gas, which remained relatively stable in last years.
A.the one
B.which
C.that
D.what

【答案】 C
57、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one another’s hands for safety.
A.encouraged
B.pessimistic
C.depressed
D.hard to tell

【答案】 A
58、For the new country to survive,（ ）for its people to enjoy prosperity,new economic policies will be required.
A.to name a few
B.let alone
C.not to speak
D.let’s say

【答案】 B
59、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster