2020-2025年银行招聘之银行招聘综合知识题库检测试卷B卷附答案.docx

2020-2025年银行招聘之银行招聘综合知识题库检测试卷B卷附答案

单选题（共360题）
1、Compared（　　）circuits built from separate components IC’s are very much smaller,lighter,cheaper and more reliable.
A.of
B.with
C.to
D.for

【答案】 B
2、资料：According to our research, Best Buy in China was perceived as being too expensive, with many of their products priced higher than in local markets. Why buy a Sony DVD player or Nokia phone at Best Buy when you can pay less for the exact same product at a local store？Consumers will only be willing to pay more, like at the Apple stores, if they are buying something they cannot get elsewhere.
A.Chinese market needs more regulations
B.Western retailers cannot succeed in Chinese market
C.In China owing a car does not necessarily mean efficient travel
D.To start a successful business, a better understanding of consumer preference is important

【答案】 B
3、资料：（二）
A.The loans are expected to help seniors stay in their homes
B.The loans are driving all seniors out of their homes
C.The reverse mortgage only welcomes seniors
D.Any senior can apply for reverse mortgages

【答案】 A
4、Passage 5
A.Definite
B.Dubious
C.Serious
D.Negative

【答案】 B
5、资料：It seems simple enough. Take all the line-forming and paper-filling busy work of the government, and put it all up on the Internet. Now, in order to report a pot-hole, pay your property tax, complain to an official or cast a vote, just log on and hit a few buttons. Goodbye bureaucracy, hello e-cracy?
A.To show that e-government will add new costs
B.To show that the e-government is useless in some cases
C.To show that physical stations are not functioning well
D.To show that the e-government will replace physical stations

【答案】 A
6、商业性金融机构是按照现代企业制度改造和组建起来的，以营利为目的的银行和非银行金融机构，它们承担了全部商业性金融业务。中华人民共和国的商业性金融机构不包括（　　）。
A.期货市场
B.证券机构
C.银行业金融机构
D.保险机构

【答案】 A
7、能量守恒与转化定律又称为热力学第（）定律。
A.—
B.二
C.三
D.四

【答案】 A
8、人民银行规定的贷记卡透支年利率是（　　）。
A.10%
B.15%
C.18%
D.20%

【答案】 C
9、资料：When we see well，we do not think about our eyes very often. It is only when we cannot see perfectly that we realize how important our eyes are.
A.feel pain
B.imagine
C.are affected with
D.experience

【答案】 A
10、以下不属于金融衍生品的是（　　）。
A.股票
B.远期
C.期货
D.期权

【答案】 A
11、在Word中，使用（　　）菜单中的相应命令，可以方便地输入特殊符号、当前日期时间等内容。
A.“文件”
B.“工具”
C.“格式”
D.“插入”

【答案】 D
12、In Western Australia，there are around 450 aircraft maintenance engineers，most of______work in the Perth metropolitan area.
A.them
B.whom
C.which
D.they

【答案】 B
13、资料：Why is Salt Bad for You?
A.give up cigarettes and alcohol
B.reduce his food intake and salt consumption
C.give up alcohol and reduce his salt consumption
D.give up cigarettes and reduce his food intake

【答案】 B
14、资料：Actually, any sale is a gift until you get paid. But exporters are especially concerned, since their buyers might be 10,000 miles away！
A.Descriptive Composition
B.Expositive Composition
C.Narrative Composition
D.Argumentative Composition

【答案】 B
15、下列诗句描述的节日与其他三项不同的是（　　）。
A.两情若是久长时，又岂在朝朝暮暮
B.尘世难逢开口笑，菊花须插满头归
C.不见穿针妇，空怀故国楼
D.天阶夜色凉如水，卧看牵牛织女星

【答案】 B
16、商业性金融机构是按照现代企业制度改造和组建起来的，以营利为目的的银行和非银行金融机构，它们承担了全部商业性金融业务。中华人民共和国的商业性金融机构不包括（　　）。
A.期货市场
B.证券机构
C.银行业金融机构
D.保险机构

【答案】 A
17、掠夺交易是指以强制手段为基础、一方强迫另一力的利益转移（包括其承载物的转移）。下列不属于掠夺交易的是（ ）。
A.甲有一幅非常珍贵的古名画，乙知道后千方再计想得到，就请甲的领导出面，用一幅现代名画将乙的那幅画换到手
B.张某摆了一个杂货摊点，一天，有一人来买塑料面盆，她拿出一元钱塞给张说：“我知道你卖三元一只，我们是邻居，就一元卖给我吧。”说完就拿走了面盆
C.小李家正搞装潢，谁知预算失误，少买了几平米某名牌木地板，急需补上，经销商谎称木地板涨价，必须加价，最终小李以三倍的价格买回所需地板
D.小王和小章是两位集邮爱好者，他们常常交换邮品，虽然有时用以交换的邮品价格悬殊，但双方都非常乐意，毫无怨言

【答案】 D
18、An entrepreneur’s product or service must sound ______ and marketable, enough to convince people to become investors.
A.sustainable
B.feasible
C.probable
D.eligible

【答案】 B
19、At the meeting, the manager talked ______about the need for better attendance and punctuality.
A.briefly
B.briefing
C.shortly
D.shorts

【答案】 A
20、根据《个人外汇管理办法》的规定，下列说法不正确的是（ ）。
A.外汇账户按主体类别区分为境内个人外汇账户和境外个人外汇账户
B.外汇账户按账户性质区分为外汇结算账户、资本项目账户及外汇储蓄账户
C.结算账户用于转账汇款等资金清算支付
D.储蓄账户可用于外汇存取与转账

【答案】 D
21、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.The innovative potential of clinical operations is yet to be realized
B.Collaborative care should be viewed from a strategic perspective
C.Clinical operations shouldn’t conform to postmodern societal model
D.None of the above

【答案】 B
22、下面（　　）不是计算机局域网的主要特点。
A.地理范围有限
B.数据传输频率高
C.通信延迟时间较低。可靠性较好
D.构建比较复杂

【答案】 D
23、The Internet is extensively utilized by students for______information to undertake their course-related tasks and assignments.
A.maintaining
B.evaluating
C.retaining
D.retrieving

【答案】 D
24、下列说法不正确的是（ ）。
A.鲁迅是中国现代文学的奠基人
B.郭沫若的《女神》是现代文学史上第一篇白话文
C.田汉是中国现代戏剧的奠基人
D.巴金是现代家族小说的开拓者

【答案】 B
25、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one another’s hands for safety.
A.Teenagers should follow the popularity wave
B.Teenagers can follow their hearts and do whatever they want to
C.Following the popularity wave is necessary
D.The real popularity mainly relies on the social development

【答案】 B
26、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.the sleeper’s own mind
B.the sleeper’s feeling
C.the sleeper’s imagination
D.the sleeper’s wishes

【答案】 A
27、Passage 9
A.the reader’s expectations agree with what is said in the text
B.the reader has trouble understanding what the author says
C.the reader asks questions and gets answers
D.the reader understands a text very well

【答案】 B
28、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.be well organized
B.be well funded
C.be less redundant
D.be less corrupted

【答案】 C
29、根据《个人外汇管理办法》的规定，下列说法不正确的是（ ）。
A.外汇账户按主体类别区分为境内个人外汇账户和境外个人外汇账户
B.外汇账户按账户性质区分为外汇结算账户、资本项目账户及外汇储蓄账户
C.结算账户用于转账汇款等资金清算支付
D.储蓄账户可用于外汇存取与转账

【答案】 D
30、In sub-Saharan Africa today, for instance, gross investment____for roughly of national income.
A.estimates
B.accounts
C.constitutes
D.makes

【答案】 B
31、下列有关中国近代史上重要历史人物与其所做出的贡献，搭配不正确的是（　　）
A.左宗棠一收复新疆
B.林则徐一虎门销烟
C.李鸿章一辛亥革命
D.冯子材一镇南关大捷

【答案】 C
32、在下列字符中，其ASCII码值最小的一个是（　　）。
A.控制符
B.9
C.A
D.a

【答案】 A
33、MUN, which ___ Model United Nations, is a conference that provides students all over the world with the opportunity to experience what it’s like to be in the United Nations.
A.stand by
B.stands for
C.stand up
D.stand out

【答案】 B
34、资料：Asked to name their favorite city, many Americans would select San Francisco which began as a small Spanish outpost located on a magnificent bay. The town was little more than a village serving ranchers when the United States took possession of it in 1846 during the war with Mexico.
A.attractive lifestyle, good seafood, desirable weather
B.tourist attraction extreme seasons, cable cars
C.wagon trains, gold mining, good climate
D.cable cars, pleasant climate, flat terrain

【答案】 A
35、下列语句排序最为通畅的一项是（　　）。
A.（5）（1）（3）（2）（4）
B.（3）（2）（5）（1）（4）
C.（3）（5）（1）（4）（2）
D.（5）（2）（3）（4）（1）

【答案】 B
36、在“资源管理器”窗口中，用户若要选定多个连续的文件或文件夹，须在鼠标单击操作之前按下（ ）键。
A.Ctrl
B.Shift
C.Alt
D.Tab

【答案】 B
37、需求量和价格之所以呈反方向变化，是因为（　　）。
A.替代效应和收入效应同时作用
B.替代效应
C.补偿效应
D.收入效应

【答案】 A
38、关于维生素，下列说法正确的是（　　）。
A.缺乏维C可致佝偻病
B.维A有助于视力和免疫力
C.维E有助于凝血并强健骨骼
D.维D促进骨骼生长和重构，防止败血病

【答案】 B
39、下列文种中．行文方向固定的是（　　）。
A.批复
B.意见
C.函
D.纪要

【答案】 A
40、资料：It’s almost considered sacrilegious today to leave work at the end of your workday or（for shame！）on a Friday and simply not check your work email again until you return the office during normal working hours。
A.Because they never know what kind of work requests will be asked off hours
B.Because they are required by the company to answer emails off hours
C.Because smart phones and tablets keep us connected all the time
D.None of above

【答案】 A
41、工厂有5条效率不同的生产线。某个生产项目如果任选3条生产线一起加工，最快需要6天整，最慢需要12天整；5条生产线一起加工，则需要5天整。问如果所有生产线的产能都扩大一倍，任选2条生产线一起加工最多需要多少天完成？（　　）
A.11
B.13
C.15
D.30

【答案】 C
42、第二次世界大战全面爆发的标志性事件是（　　）。
A.1939年9月1日德国突袭波兰
B.1937年7月7日日本制造卢沟桥事变
C.1941年12月8日日本突袭珍珠港
D.1941年6月22日德国突袭原苏联

【答案】 A
43、___ for computing ballistics tables for WW2, the ENIAC was the first device that could actually process information electronically.
A.Designed
B.Designing
C.To design
D.Design

【答案】 A
44、This documentary is particularly compelling:______with previously unseen footage and interviews with Houston's closest confidants.
A.deplete
B.depleted
C.replete
D.repleted

【答案】 D
45、 银行会计年度是指( )。
A.公历上年2月1日至本年12月31日
B.公历1月1日至12月20日
C.公历上年12月31日至本年12月31日
D.公历1月1日至12月31日

【答案】 D
46、The students expected there ______ more reviewing classes before the final exam.
A.being
B.have been
C.is
D.to be

【答案】 D
47、资料：之后，经济学家Mr.W谈了谈对中国的一些看法，请根据下列资料回答问题。
A.he German-based corruption watchdog is probably a committee which makes sure that companies do not act illegally or irresponsibly
B.Bribery, nepotism, gift giving, and kickbacks are illegal in the commercial activities
C.Westerners are more critical about Guan xi in business
D.All of above

【答案】 D
48、We have experience in loading data ___ several A/C-manufacturers such as Boeing,Airbus,British Aerospace,Fokker,De Havilland and ATR.
A.in
B.to
C.beside
D.from

【答案】 B
49、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.is going to have a new chairman and CEO
B.only operates from Dalls/Fort Worth International Airport
C.is an airline that has 3000 MD-80 airplanes
D.is a company that is headquartered in Fort Worth, Dallas

【答案】 D
50、在货币资金借贷中，还款违约属于金融风险中的（　　）。
A.流动性风险
B.市场风险
C.操作风险
D.信用风险

【答案】 D
51、The government has to try every means to______the rate of inflation.
A.bring back
B.bring down
C.bring forth
D.bring about

【答案】 B
52、宏观经济指标是体现经济情况的一种方式，下列指标中属于金融指标的是（　　）。
A.货币供应量
B.消费物价指数
C.国民生产总值
D.社会消费品零售总额

【答案】 A
53、Each man and woman must sign ______ full names before entering the examination room.
A.his
B.her
C.their
D.one’s

【答案】 C
54、资料：Being financially secure in retirement just doesn't happen magically. It takes lots of planning, time and savings.
A.How to find a good financial professional
B.The importance of retirement plans
C.The scary facts about retirement
D.How to make correct retirement plans

【答案】 D
55、____ you return after the rental counter closes for the evening, place your vehicle’s keys in the night return slot.
A.Because of
B.As a consequence
C.In the event that
D.Prior to

【答案】 C
56、Mr.Gonzalesr who has been a（　　）member of the country club for over 25 year,has recently been appointed president.
A.first
B.valued
C.strong
D.durable

【答案】 B
57、Our price is ______ as compared with that in the international market.
A.reasonable
B.accountable
C.perfect
D.affordable

【答案】 A
58、A公司于10月20日向B公司发出一项要约，欲向其购买材料一批，第二天因为发生安全事故公司停产，便想反悔，10月23日发出撤回通知。要约于10月26日到达B公司。27 日，B公司正在组织讨论是否应该接受这个要约的时候，撤回通知到达。则（ ）。
A.要约有效，撤回通知后于要约到达，未被撤回
B.要约有效，要约未被撤销
C.要约无效，要约已被撤回
D.要约生效，要约已被撤销

【答案】 D
59、Because of such factors, engineers have worked on increasing the efficiency of elevators, resorting to double-decker cars to service and to transfer systems that ______ express and local elevators.
A.explore
B.enforce
C.deploy
D.strengthen

【答案】 D
60、甲乙在银行存款共9600元，如果两人取走各自存款的40%，然后甲再从存款中转账120元给乙，这时两人存款数相等。那么甲的原存款为多少元？
A.3500
B.3900
C.4200
D.5000

【答案】 D
61、I have to admit that， although I still find him rather arrogant， he has gone up ______ my estimation recently.
A.to
B.in
C.for
D.at

【答案】 B
62、政府的公共支出（ ）。
A.只能用于提供公共产品
B.只能用于提供部分混合产品
C.主要用于提供公共产品和私人产品
D.主要用于提供公共产品和混合产品

【答案】 D
63、计算机病毒是指（）。
A.带细菌的磁盘
B.已损坏的磁盘
C.具有破坏性的特制程序
D.被破坏的程序

【答案】 C
64、资料：This exhibition brings together outstanding works from the earliest times to the present in a thematic arrangement that is fresh and unique.
A.the theme that brings together works
B.arrangement focusing on some periods in history
C.different sections
D.famous artists joint together

【答案】 D
65、Any equipment that does not arrive in perfect ____ may be returned to MQZ Electronics free of charge.
A.development
B.situation
C.problem
D.condition

【答案】 D
66、When asked（　　）they needed most,children said they wanted more love and care.
A.what
B.why
C.whom
D.which

【答案】 A
67、It was no____that his car was seen near the bank when the robbery happened
A.coincidence
B.convention
C.certainty
D.complication

【答案】 A
68、中办、国办近日印发（　　），要求合理有序引导群众就地过年。
A.《关于做好人民群众就地过年服务保障工作的通知》
B.《关于做好人民群众回家过年服务保障工作的通知》
C.《关于做好人民群众幸福过年服务保障工作的通知》
D.《关于做好人民群众安全过年服务保障工作的通知》

【答案】 A
69、中国人相互见面和离别时，最常见的礼仪是（　　）。
A.微笑
B.拥抱
C.握手
D.挥手

【答案】 C
70、资料：Poor health is not only damaging to employees, it is detrimental to businesses." Corporations pay a heavy cost for stress-related illnesses, such as hypertension, gastrointestinal problems, and substance abuse." says Rubin.
A.Devastating
B.Deleterious
C.Harmful
D