2020-2025年银行招聘之银行招聘综合知识考前冲刺模拟试卷A卷含答案.docx

2020-2025年银行招聘之银行招聘综合知识考前冲刺模拟试卷A卷含答案

单选题（共360题）
1、As ___, I think business English is more practical than other courses.
A.an International Business student major
B.an International Business major
C.a International Business student major
D.an International Business major student

【答案】 D
2、If English means endless new words，difficult grammar and sometimes strange pronunciation，you are wrong.Haven’t you noticed that you have become smarter since you started to learn a language
A.introduce a new course to students
B.help students learn about investment
C.teach how to apply for a credit card
D.encourage students’personal savings

【答案】 B
3、Will you please tell me ___ right now?
A.what time be
B.what time is it
C.what is the time
D.what time it is

【答案】 D
4、资料：Star Airways, Mumbai's dominant airline for the past five years, has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets. Starting with an initial purchase of 90 jets, Star Airways expects the changeover to take a decade to complete. The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes. Star Airways and Skystream, in a joint announcement at the Brussels Air Show on Thursday, said that the order included seventeen of the new AWB85O aircraft. This will make Star Airways the first Indian carrier to fly the AWB850, an aim it has had since the powerful jets were first produced.
A.To report on the merger of two airlines
B.To inform investors of updated project plans
C.To announce a new business agreement
D.To describe recent renovations at an airport

【答案】 C
5、If you____the trigger of a gun really hard and really fast, it doesn't fire any faster or harder than if you just squeezed it gently.
A.condense
B.squeeze
C.obtain
D.lost

【答案】 B
6、We'll be very careful and keep what you've told us strictly（ ）。
A.rigorous
B.private
C.confidential
D.mysterious

【答案】 C
7、资料：From Coins to Credit Banking Throughout the Ages is a concise history of banks and the banking industry from ancient times to the present. James Gallagher, who has made a career of covering financial news for several newspapers, has done a careful job of investigating his subject. Although he presents the facts carefully, Mr. Gallagher has made what could have been a dry book into one that is interesting and enjoyable. By telling amusing anecdotes about historical figures, he makes them come alive. Even people who are not particularly attracted to the subject matter will find this book engrossing.
A.It is very long
B.It is entertaining
C.It describes people from the past
D.It is well researched

【答案】 A
8、认识的本质是主体对（ ）。
A.客体的选择和建构
B.客观事物的直观反映
C.人的心灵活动的内省
D.客体的能动反映

【答案】 D
9、The poor man’s clothes are as ___ as a scarecrow’s.
A.rampant
B.ragged
C.regale
D.remiss

【答案】 B
10、 ( )是指由企业过去的交易或者事项形成的，由企业拥有或者控制的，预期会给企业带来经济利益的资源。
A.资产
B.负债
C.所有者权益
D.收入

【答案】 A
11、We G20 members must（　　）follow the underlying historical trend so as to chart the course for the future.
A.closed
B.closing
C.closely
D.close

【答案】 C
12、Passage 2
A.How rich and poor regions can share responsibility in curbing global warming
B.How human and economic losses from climate change can be reduced
C.How emissions of heat-trapping gases can be reduced on a global scale
D.How rich countries can better help poor regions reduce climate hazards

【答案】 D
13、资料：Most young people enjoy some form of physical activity. It may be walking, cycling or swimming, or in winter, skating or skiing. It may be a game of some forms, football, hockey, golf, or tennis. It may be mountaineering.
A.it is an Olympic event
B.teams compete against each other
C.mountaineers depend on each other while climbing
D.there are 5 climbers on each team

【答案】 C
14、资料：packing tips
A.Papers
B.Cash
C.Plastic bottle
D.Clothes

【答案】 B
15、马克思列宁主义、毛泽东思想、邓小平理论和“三个代表”重要思想共同的精髓是（ ）
A.从群众中来，到群众中去的群众路线
B.实事求是的思想路线
C.具体问题具体分析的方法论原则
D.革命性和实践性相统一的理论特征

【答案】 B
16、货币转化为资本的决定性前提是（　　）。
A.资本家集中大量货币
B.劳动力成为商品
C.生产资料成为商品
D.消费资料成为商品

【答案】 B
17、Because of such factors, engineers have worked on increasing the efficiency of elevators, resorting to double-decker cars to service and to transfer systems that ______ express and local elevators.
A.explore
B.enforce
C.deploy
D.strengthen

【答案】 D
18、填入括号中最恰当的词语是（　　）。
A.演习多少
B.演练多少
C.演习稍微
D.演练稍微

【答案】 D
19、We should think long term and take____measures.
A.primitive
B.productive
C.permissive
D.proactive

【答案】 D
20、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.India
B.Tajikistan
C.Pakistan
D.Bangladesh

【答案】 A
21、范某以10万元从某商店购入标注为缅甸翡翠手镯一个，好友李某见后拿来欣赏，不慎将手镯打碎。经鉴定，手镯为赝品，市场价值为10元，该商店系知假卖假。下列范某请求中合法的是（　　）。
A.要求该商店赔偿20万元
B.要求该商店赔偿10万元
C.要求李某赔偿10万元
D.要求李某赔偿10元

【答案】 D
22、Airlines are already increasing their price on the____that fuel prices are going to rise.
A.consumption
B.destruction
C.assumption
D.presumption

【答案】 C
23、2012年1月8日，中国人民银行工作会议在北京闭幕，会议上透露出的信息显示，（ ）仍是金融宏观调控的首要任务。
A.稳定物价总水平
B.抑制投资
C.降低金融风险
D.控制货币供应量

【答案】 A
24、资料：Taikong City was founded by the dormuns about 50 AD.Its name is derived from a Cethic worldwhich means the piece of the bold one.After they invaded Bliton in 43 AD the Dormons built a bridge across the Themas River.They later decided it was an excellent place to built a port.The water was deep enough for ocean going ships but it was far enough inland to be safe from other raiders.Around 50 AD Dormons merchants built a town by the bridge.So Taikong City was born.
A.established
B.improved
C.exceed
D.promoted

【答案】 A
25、我国人民币汇率采取的标价方法是（ ）。
A.直接标价法
B.间接标价法
C.美元标价法
D.双向标价法

【答案】 A
26、我国农村推广多种形式的承包责任制之所以促进了生产力发展，在于它遵循了（　　）。
A.生产关系适合生产力状况的规律
B.上层建筑适合经济基础的规律
C.社会存在决定社会意识的规律
D.阶级斗争推动阶级社会发展的规律

【答案】 A
27、作家与作品搭配有误的是（ ）。
A.《兰亭集序》——王羲之
B.《始得西山宴游记》——柳宗元
C.《正气歌》——文天祥
D.《柳敬亭说书》——归有光

【答案】 D
28、I knew almost everyone I needed to know no matter whether they ______goodness or badness.
A.proved
B.boasted
C.hid
D.exhibited

【答案】 D
29、资料：Samsung’s Notebook 7 Spin is a stylish，versatile work machine with power to spare.The 2-in-1 notebook’s performance is impressive，and its versatile folding design is legitimately useful.Unfortunately，the system’s shallow keyboard and lackluster battery life curtail its productivity potential a bit.
A.In a magazine about electronic products
B.In Samsung’s stores
C.In a newspaper
D.In an advertisement

【答案】 A
30、用汇编语言或高级语言编写的程序称为（ ）。
A.用户程序
B.源程序
C.系统程序
D.汇编程序

【答案】 B
31、资料：The Oakview Cafe
A.Purchase tickets for an event
B.View a full dinner menu
C.Listen to samples of music
D.Read reviews of a performance

【答案】 B
32、1984年之前我国的中央银行制度类型属于（　　）。
A.复合式
B.单一式
C.二元式
D.准中央银行

【答案】 A
33、按照目前近代物理研究的最新成果，物质的最小的构成单位是( ）。
A.质子
B.中子
C.纳米
D.夸克

【答案】 D
34、下列（ ）只能当作输入设备。
A.扫描仪
B.打印机
C.读卡机
D.磁带机

【答案】 A
35、某企业2019年的总资产周转次数为1次，假设资产由流动资产和固定资产组成；流动资产周转次数为3次，如果一年按360天计算，则该企业固定资产周转天数为（　　）天。
A.360
B.240
C.120
D.860

【答案】 B
36、资料：Early Experiences
A.To determine whether the product is user-friendly
B.To see if the process is simple enough for users to understand
C.To learn about users' perspective
D.To cancel a process or navigate to a specific function or location

【答案】 D
37、资料：In the United States of America, banks are categorized into the federally-chartered bank which received their charter from the Office of the Comptroller of the Currency（OCC）; these are referred to as “National Banks”; and also the states-chartered banks which receive their charter from the superintendent to as “State Banks”. Banks are allowed to register either with the federal or the state authority. Let us now look at the organizational structure of Commercial Banks, which include unit banking, group banking and branch banking.
A.FRA
B.Laws of states
C.Fed
D.OCC

【答案】 C
38、下列关于公司债券的说法中，错误的项是（　　）。
A.公司债券募集办法中应当载明公司净资产额
B.它是一种有价证券
C.有记名债券也有无记名债券
D.公司均以电子券方式发行公司债券

【答案】 D
39、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.9.5
B.10.2
C.11.4
D.12.6

【答案】 C
40、Serena often has a long discussion with ______ colleagues about sales figure forecast for Q1 FY 2014.
A.herself
B.hers
C.her
D.she

【答案】 C
41、对于财产清査结果的处理，国家会计制度和单位内部会计控制制度都有规定和要求，下列各项中，未作明确规定的是（ ）。
A.分析产生差异的原因和性质，提出处理建议
B.积极处理多余积压财产，清理往来款项
C.落实经济责任，表彰先进
D.及时调整账簿记录，保证账实相符

【答案】 C
42、Passage 6
A.a dramatic reduction of its scale
B.its wrongly-directed implementation
C.the government’s reluctance to back it
D.an unreasonable price for enrollment

【答案】 D
43、资料：It’s easy to trace the evolution of the automobile.At most，we’re only talking about a few centuries of technological development，and most of the plans，prototypes and models are still around. With just a little research，you can easily trace the latest model electric hybrid back to its steam-powered ancestors.
A.how technological development over a few centuries developed
B.how the plans，prototypes and models of electric hybrid developed
C.how to trace family tree is much the same way astracing electric hybrid
D.why humanity’s evolutionary progression is even more difficult

【答案】 D
44、 银行的基本凭证有：现金付出传票、( )、转账借方传票、转账贷方传票、特种转账借方传票、特种转账贷方传票、表外科目借方传票、表外等。
A.现金支票
B.现金收入传票
C.转账支票
D.进账单

【答案】 B
45、4辆车运送货物，每辆车可运16次；7辆车运送，每辆车只能运10次。设增加的车辆数与运送减少的次数成正比，且每车次运送货物相等，运送货物总量最多是多少车次？（　　）
A.72
B.74
C.64
D.68

【答案】 A
46、资料：Memo
A.To assign a task
B.To introduce a client
C.To announce a publishing merger
D.To change the tie of a meeting

【答案】 A
47、关于奥肯定律，下列说法正确的是（　　）。
A.奥肯定律是由英国经济学家奥肯提出来的
B.奥肯定律衡量的是物价变动率和失业率之间的相关关系
C.当实际GDP增长相对于潜在GDP增长上升1%，失业率下降大约1%
D.当实际GDP增长相对于潜在GDP增长上升2%，失业率下降大约1%

【答案】 D
48、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.9.5
B.10.2
C.11.4
D.12.6

【答案】 C
49、 2012年10月8日，顺达公司从二级市场上以1050万元(含已宣告但尚未发放的现金股利50万元)进行公司的股权投资，另发生交易费用10万元，顺达公司将其划分为交易性金融资产。2012年12月31日，交易性金融资产的公允价值为1300万元，假定不考虑其他因素，则2012年12月31日顺达公司应就该笔交易性金融资产确定的公允价值变动损益为（　　）万元。
A.300
B.250
C.240
D.290

【答案】 A
50、We have launched a campaign called Together Science Can，which brings together people from absolutely around the world to______for those things that we care about。
A.stand by
B.stand up
C.stand on
D.stand against

【答案】 B
51、The company's profits are（　　）to hit their peak in the next quarter mainly due to the release of its new line of clothing.
A.forecast
B.forecasting
C.to forecast
D.will forecast

【答案】 A
52、资料：The increasing amount of personal information that can be collected by computer programs that track how people use Facebook has been revealed by an extensive academic study.
A.The efficiency of computer programs in data analysis
B.The result of a study can be predictable by computers
C.Usefulness of some personal information in marketing
D.Personal Information could be collected and analyzed online

【答案】 D
53、最集中最概括地反映社会经济活动总成果的指标是（ ）。
A.经济增长率
B.财政收入总额
C.社会总供给和总需求
D.出口总额

【答案】 C
54、行政强制法是一部规范行政强制的设定和实施，保障和监督行政机关依法履行职责，维护公共利益和社会秩序，保护公民、法人合法权益的重要法律。行政机关实施行政强制措施应当遵守的规定中不包括（　　）。
A.现场笔录时，当事人拒绝签名的，在笔录中予以注明
B.出示执法身份证件
C.由一名行政执法人员实施
D.当事人不到场的，邀请见证人到场

【答案】 C
55、一位专家表示，如果疫情发生在一个中小城市，而不是这样的核心城市，当地政府不会如此紧张，担心引发城市的舆论危机和社会危机，也就会降低控制舆论的风险，从而采取有效措施来处理。同时，各方面对于中小城市的各种资源供给也会充裕，而且各种救助措施也会针对较少的人口而更为简洁和有效。
A.大城市的管理难度比中小城市更大，特别是在暴发疫情的时候
B.建议改变过去发展核心城市的策略，鼓励中小城市发展
C.比起大城市，中小城市暴发疫情后的防控工作会更为简单有效
D.疫情发生在中小城市的话，当地政府就不会紧张

【答案】 C
56、资料：（一）
A.only a small proportion of the insured suffer loss
B.everyone at some time suffers loss
C.nearly everyone suffers loss
D.only insured people suffer loss

【答案】 A
57、 关于股票和公司债券的公开行为，以下说法正确的是（　　）。
A.股票发行实行核准制，公司债券实行审批制
B.股票和公司债券均实行审批制
C.股票和公司债券均实行核准制
D.股票发行实行审批制，公司债券发行实行核准制

【答案】 C
58、对英镑和美元而言，如果英镑的汇率上升，意味着美元的汇率将（ ）。
A.上升
B.下降
C.不变
D.两者之间没有关系

【答案】 B
59、根据国现行宪法规定,我国实行由（ ）负责保障宪法实施的体制。
A.司法机关
B.立法机关
C.专门机关
D.行政机关

【答案】 B
60、 甲为自己投保一份人寿险，指定其妻为受益人。甲有一子4步，甲母50岁且自己单独生活。某日，甲因交通事故身亡。该份保险的保险金依法应如何处理?（　　）
A.应作为遗产由甲妻、甲子、甲母共同继承
B.应作为遗产由甲妻一人继承
C.应作为遗产由甲妻、甲子继承
D.应全部支付给甲妻

【答案】 D
61、资料：Acknowledging that so-called cloud computing will blur the distinctions between computers and networks, about two dozen big information technology companies plan to announce a new standards-setting group for computer networking. The group, to be called the Open Networking Foundation, hopes to help standardize a set of technologies pioneered at Stanford and the University of California, Berkeley, and meant to make small and large networks programmable in much the same way that individual computers are.
A.It deviates from the traditional Internet
B.It is meant to help with the storing and processing of information on computers
C.It is an initiative of Nick McKeown and his colleagues
D.It will trigger new innovations in the field of cloud computing

【答案】 C
62、资料：Economic performance is improving in most of the world's leading economies but is still short of a self-sustaining upswing, the Organization for Economic Cooperation and Development said on Wednesday.
A.More efforts will be needed to ensure a sustained economic growth
B.Investment from the government contributes most to the world economy
C.The market is pessimistic on the world economy
D.The world economy is growing rapidly and steadily

【答案】 A
63、 宏观调控法的调整方法中，强行控制方法的施行主体是（　　）。
A.政府或其授权的机关
B.司法机关
C.立法机关
D.执法机关

【答案】 A
64、Passage 2
A.Americans prefer to address each other formally
B.Newly arrived students often get lost in the city
C.Host families come from educated backgrounds
D.Students will depend on the host family to settle in

【答案】 D
65、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with an