2020-2025年银行招聘之银行招聘综合知识全真模拟考试试卷B卷含答案.docx

2020-2025年银行招聘之银行招聘综合知识全真模拟考试试卷B卷含答案

单选题（共360题）
1、资料：It's so common to hear people say， “I’m stressed out，” almost as a badge of honor， as if this is a symptom only of our fast-paced modern life. But in her book， “Exhaustion： A History，”Anna Katharina Schaffner writes that the syndrome of mental exhaustion has existed almost since the beginning of human history.
A.praise
B.sarcasm
C.arixiety
D.anger

【答案】 B
2、以动产作为抵押的，办理动产抵押时，向抵押人住所地的（ ）办理抵押登记。
A.工商行政管理部门
B.证券登记结算机构
C.信贷征信机构
D.财政管理部门

【答案】 A
3、Passage 8
A.The rules are good for lenders while bad for borrowers
B.The rules will help baby boomer seniors to save money
C.The rules will help consumers better understand reverse mortgage
D.The rules will be stricter for consumers

【答案】 C
4、下列各项，不影响企业利润表中“营业利润”的项目有（ ）。
A.主营业务收入
B.营业外收入
C.投资收益
D.资产减值损失

【答案】 B
5、 根据《中华人民共和国行政处罚法》的规定，对于违法行为轻微并及时纠正，没有造成危害后果的当事人，应当（　　）。
A.从轻处罚
B.减轻处罚
C.免予处罚
D.从重处罚

【答案】 C
6、2020年4月6日电，世界卫生组织5日发布第七十六期新冠肺炎疫情报告。报告认为，目前中国已从疫情遏制阶段进入（　　），中国经验正在帮助其他国家的抗疫行动。
A.拉锯阶段
B.缓解阶段
C.攻坚阶段
D.决胜阶段

【答案】 B
7、Excuse me,when does FlightCZ3391takeoff?
A.look up
B.take away
C.give back
D.turn down

【答案】 A
8、资料：China's Fosun has offered to buy almost 17 percent of Millennium BCP, Portugal's largest listed bank, and potentially lift its stake to 30 percent, following a having in its share price in the year to date.
A.?197.3 million
B.?240.7 million
C.?438 million
D.?43.4 million

【答案】 C
9、资料：Native ads - or ads that take on the look and feel of the content surrounding them - are taking over digital advertising.
A.a business history book
B.a textbook about advertisement
C.a business report website
D.an introduction of a novel

【答案】 C
10、Passage2
A.The waves would move him backwards
B.The water would choke him
C.He would immediately sink to the bottom
D.He would be exhausted or unconscious

【答案】 D
11、夏日雷雨过后，人们会感到空气特别清新，其主要原因是（ ）。
A.雷雨过后，空气湿度增加
B.雷雨过程中雷电导致空气中的臭氧分子增加
C.雷雨过程中空气中的灰尘随雨水降落到地面
D.雷雨过程中气温快速下降

【答案】 B
12、We will support any opportunity for the railways____back into public ownership.
A.be bought
B.to be bought
C.buying
D.be buying

【答案】 B
13、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.The Buddhist painting in insignificant
B.The Picasso painting is extremely precious
C.She dislikes the Picasso Painting
D.She will explore more art galleries by herself

【答案】 B
14、For instance, a death certificate allows the person’s ______ to be distributed to heirs.
A.property
B.poverty
C.prestige
D.dignity

【答案】 A
15、资料：The market is a concept. If you are growing tomatoes in your backyard for sale you are producing for the market. You might sell some to your neighbor and some to the local manager of the supermarket. But in either case, you are producing for the market. Your efforts are being directed by the market. If people stop buying tomatoes, you will stop producing them.
A.Selling and Buying
B.What Is the Market?
C.Everything You Do Is Producing for the Market
D.What the Market Can Do for You?

【答案】 B
16、资料：No matter how carefully you pick the members on your team,you may still end up with a negative employee.These workers don’t necessarily fall into the category of “toxic,”but they’re just kind of a drag with their cynical, pessimistic worldview.If you ‘re dealing with a negative employee,here are 3 steps to take.
A.If your manager is supportive ,you might feel more positive
B.Negative employees are devastating to the company
C.Raising salaries will make employees feel positive
D.Promotions means a great deal to the employees

【答案】 B
17、巴塞尔协议III中，净稳定融资比例主要用于度量长期内银行解决资金错配的能力，该比例为（　　）。
A.银行可用稳定资金来源/业务所需的稳定资金来源≧50%
B.银行可用稳定资金来源/业务所需的稳定资金来源≧100%
C.银行可用稳定资金来源/业务所需的稳定资金来源≧150%
D.银行可用稳定资金来源/业务所需的稳定资金来源≧200%

【答案】 B
18、与零售业相比较，批发业具有自身的特点，以下表述不正确的是（　　）。
A.批发业基本属于资本密集型行业
B.服务项目相对较少
C.平均每笔交易量少，交易次数频繁
D.批发业的商圈比较大

【答案】 C
19、下列关于自然失业率的说法中，错误的是（　　）。
A.经济波动会导致自然失业率的变动
B.失业津贴延长会降低自然失业率
C.就职率升高会降低自然失业率
D.自然失业率与部门转移正相关

【答案】 B
20、资料：（一）
A.a form of gambling
B.a way of making money quickly
C.useful and necessary
D.old-fashioned

【答案】 C
21、A ____________of the subject's structure and its relationship to other subjects should be acquired before the literature is approached.
A.grip
B.grasp
C.grab
D.snatch

【答案】 B
22、6×10×11×26-5×12×13×22=（　　）。
A.0
B.2
C.1
D.3

【答案】 A
23、下列科学家中属于美国科学家的是（　　）。
A.西门子
B.诺贝尔
C.爱迪生
D.马可尼

【答案】 C
24、资料：From: Peter Manx [e-mail]
A.business relationship with ISB International
B.Assistance with an advertising campaign
C.Revisions of a company brochure
D.Technical support for Better Training staff

【答案】 A
25、2.3，4.8，8.24，16.51，32.89，（　　）
A.64.138
B.64.136
C.128.138
D.128.136

【答案】 A
26、M2又称为广义货币供给量，是判断宏观信用松紧环境的常用指标，在各国有不同的统计口径。根据中国人民银行的规定，以下不属于M2的是（　　）。
A.活期存款
B.流通中现金
C.银行准备金
D.定期存款

【答案】 C
27、 下列选项中，反映当天全部业务活动情况并轧平当天全部账务的重要工具是（　　）。
A.科目日结单
B.日计表
C.总账
D.余额表

【答案】 B
28、1，9，35，91，189，（　　）
A.361
B.341
C.321
D.302

【答案】 B
29、目前我国票据贴现业务的主要票据是（ ）。
A.支票
B.银行本票
C.商业承兑汇票
D.银行承兑汇票

【答案】 D
30、This documentary is particularly compelling:______with previously unseen footage and interviews with Houston's closest confidants.
A.deplete
B.depleted
C.replete
D.repleted

【答案】 D
31、一个国家对进口商品，除了征收正常进口税外．还往往根据某种目的加征额外的进口税。这种加征的额外关税叫做进口附加税，其中包括（　　）。
A.差价税
B.反倾销税
C.特惠税
D.选择税

【答案】 B
32、个人贷款还款方式不包括（　　）。
A.等额本息还款法
B.差额等息还款法
C.等额本金还款法
D.按月还息、到期一次性还本还款法

【答案】 B
33、Passage 2
A.close hit
B.heavy loss
C.narrow escape
D.big mistake

【答案】 C
34、 （　）是指本网点通过计算机网络向外传送到其他银行网点的各种结算账务。
A.全国往来
B.省辖往来
C.县辖往来
D.银行往账

【答案】 D
35、 ( )主管全国的会计工作。
A.中国人民银行总行
B.国务院
C.国务院财政部门
D.全国人民代表大会

【答案】 C
36、Passage 9
A.learn to use different approaches in reading different texts
B.make our reading process more conscious
C.pay more attention to the content of a text
D.take a critical attitude towards the author’s ideas

【答案】 A
37、以下哪一项属于资本证券？（　　）
A.基金
B.支票
C.汇票
D.提单

【答案】 A
38、_____often occurs because we lack self confidence and doubt our abilities .
A.Indecisiveness
B.Interference
C.Procrastination
D.Carelessness

【答案】 A
39、资料：Many people think of internal control as a means of safeguarding cash and preventing fraud. Although internal control is an important factor in protecting assets and preventing fraud, this is only a part of its roles. Remember that business decisions are based on accounting data and the system of internal control provides assurance of the dependability of the accounting data used in making decisions.
A.internal accounting controls
B.internal financial controls
C.administrative controls
D.external controls

【答案】 C
40、During her junior year of high school,Diane Ray's teacher handed her a worksheet and instructed the 17-year-old to map out her future financial life.Ray pretended to buy a car,rent an apartment,and apply for a credit card.Then,she and her classmates played the"stock market game",investing（投资）the hypothetical（虚拟的）earnings from their hypothetical jobs in the market in the disastrous fall of 2008."Our pretend investments crashed,"Ray says,still frightened."We got to know how it felt to lose money."
A.ways to teach students to earn money
B.how Diane Ray learns to value money
C.the push to teach personal finance in school
D.how students choose a proper financial class

【答案】 C
41、资料：International Federation for Scientific Research
A.A laboratory director
B.A conference organizer
C.A computer engineer
D.A science professor

【答案】 D
42、不属于投行业务特征的是（　　）。
A.专业性
B.审慎性
C.广泛性
D.创新性

【答案】 B
43、A（n） ___ five years ago, Pangkor boasted sweet-singing birds. Now the jungle is being cut down.
A.just
B.mere
C.only
D.simple

【答案】 B
44、 债权人向债务人表示同意延期履行拖欠的债务，这将在法律上引起（　　）。
A.诉讼时效的开始
B.诉讼时效的中止
C.诉讼时效的中断
D.诉讼时效的延长

【答案】 C
45、The program becomes unable to serve its purpose for its present audience,let（　　）the future audience.
A.off
B.down
C.out
D.alone

【答案】 D
46、资料：之后，经济学家Mr.X展望了中欧之间的商业机遇，请根据下列资料回答问题。
A.Go to sourcing sites-contact prospective suppliers-attend sourcing fairs-order
B.Go to sourcing sites-visit factories-test samples-attend sourcing fairs-order
C.Go to sourcing sites-contact prospective suppliers-state demands-test samples-order
D.Go to sourcing sites-visit factories-state demands-test samples-order

【答案】 C
47、资料：Gone are the days of “one-size-fits-all” employee benefits programs and here come newly designed and fully customized voluntary benefits. Voluntary benefits are on longer looked at as just a few “extras”, and are now becoming part of a comprehensive benefits package. Lot's take a look at how voluntary benefits have become more customized to meet the requirements of a more particular health care consumer.
A.incur less cost by the company to offer benefit programs
B.cover many of the gaps that traditional health benefits do not cover
C.help employees who are dealing with tough personal and career matters
D.encourage employees to stay with their companies for longer periods of time

【答案】 B
48、资料：Imagine you went to a restaurant with your girlfriend, had a burger, paid with a credit card, and left. The next time you go there, the waiter or waitress, armed with your profile data, greets you with, “Hey Joe, how are you？ Mary is over there in the seat you sat last time. Would you like to join her for dinner again？” Then you find out that your burger has been cooked and placed on the table. Forget the fact that you are with another date and are on a diet that doesn’t include burgers.
A.show the good services offered in some web restaurants
B.criticize some restaurants for the poor services
C.show the Internet’s ability to collect data on you
D.prove the incredible power of the Internet to change your diet

【答案】 C
49、一般而言，金融资产的流动性与风险性、收益性之间的关系存在（ ）。
A.正相关
B.负相关
C.不相关
D.不确定关系

【答案】 B
50、Try to make your report as____as possible: only give us the facts, and not your opinions.
A.subjective
B.objectionable
C.subjected
D.objective

【答案】 D
51、对于财产清査结果的处理，国家会计制度和单位内部会计控制制度都有规定和要求，下列各项中，未作明确规定的是（ ）。
A.分析产生差异的原因和性质，提出处理建议
B.积极处理多余积压财产，清理往来款项
C.落实经济责任，表彰先进
D.及时调整账簿记录，保证账实相符

【答案】 C
52、货币流通规律是（　　）。
A.关于流通中所需货币量的规律
B.关于货币本质的规律
C.关于通货膨胀的规律
D.关于通货紧缩的规律

【答案】 A
53、我国第一部诗歌总集是（　　）。
A.《淮南子》
B.《山海经》
C.《离骚》
D.《诗经》

【答案】 D
54、如果本国货币升值，则（　　）。
A.直接标价法汇率数值减小
B.直接标价法汇率数值增大
C.汇率变化方向不确定
D.间接标价法汇率数值减小

【答案】 A
55、 向人民银行发行库提取现金时，现金提回后，管库员清点核对现金无误后，填制( )一式两联，一联留存，一联交出纳人员。
A.现金出库票
B.现金入库票
C.银行存款入库票
D.银行存款出库票

【答案】 B
56、物价上涨率和失业率是成（　　）。
A.有联系但不确定
B.正相关
C.负相关
D.无相关

【答案】 C
57、 企业在遭受自然灾害后，对其受损的财物物资进行的清查，属于（　　）。
A.局部清查和定期清查
B.全面清查和定期清查
C.局部清查和不定期清查
D.全面清查和不定期清查

【答案】 C
58、在发挥金融中介作用的过程中，下列符合投资银行运作方式的有（ )。
A.资金供需双方是金融工具的借贷而不是买卖
B.资金供需双方是资金借贷而不是金融工具的买卖
C.在媒介过程中只发生资金供需双方之间的一次金融合约关系
D.在资金媒介过程中发生资金供需双方的两次金融合约关系

【答案】 C
59、Your selection will arrive in seven to ten days and will be followed by（　　）deliveries every six weeks.
A.additional
B.momentary
C.mutual
D.thorough

【答案】 A
60、It is important to know what colors look good（　　）your skin before you buy clothes.
A.for
B.upon
C.against
D.with

【答案】 C
61、国资委19日公布，2020年，中央企业累计实现净利润1.4万亿元，同比增长（　　），近八成中央企业净利润同比正增长。
A.2.1%
B.0.1%
C.3.2%
D.1.6%

【答案】 A
62、在LM曲线的凯恩斯区域，（　　）。
A.货币政策有效
B.财政政策有效
C.财政政策无效
D.财政政策和货币政策同样无效

【答案】 B
63、E—mai1邮件本质是（　　）。
A.一个文件
B.一份传真
C.一个电话
D.一个网页

【答案】 A
64、资料：Global business travel topped $1.2 trillion and is expected to reach $1.6 trillion by 2020, according to new research by the Global Business Travel Association（GBTA）, an association representing the interests of corporate travel managers. What’s more China has now surpassed the U.S. as the largest business travel market in the world, ringing up $291 billion last year.
A.US market alone amounted to $291 billion last year
B.GBTA stands for travelers’ interest
C.US used to be largest single market in the industry
D.Global business travel is stagnant

【答案】 C
65、甲将半年前购买的一只股票卖出，卖出时依规定被征收了交易额的0.05个税点的税，已知卖出时这只股票较购买时价格上涨了20%，交易后，甲发现赚了15.4万元，那么，甲购买时花了多少万元？（　　）
A.110
B.80
C.100
D.50

【答案】 A
66、资料：2014 has been a landmark year for Alibaba. Just last week, the Chinese e-commerce juggernaut set a world-record selling US$9.3 Billion worth of goods in 24 hours on Singles Day. A few months back, Alibaba claimed the title of the world's biggest IPO, raising US$25 Billion on the NYSE. Things will only get bigger for Alibaba.
A.It announced that they would import more Australian products into China
B.It announced that they would promote the trade between China and Australia
C.It announced that they would introduce more Australian products to Chinese online consumers
D.It announced that they would bring more Chinese goods into the Australian market

【答案】 C
67、阅读下列短文，从短文后各题所给的四个选项中，选出可以填人空白处的最佳选项。
A.stated
B.remarked
C.said
D.told

【答案】 C
68、在凯恩斯的几个持币动机理论中，他认为下列哪项（　　）对利率最为敏感。
A.投机动机
B.预防动机
C.交易动机
D.无私动机

【答案】 A
69、下列各项不是戏剧的是（　　）。
A.《蝶恋花》
B.《桃花扇》
C.《窦娥冤》
D.《西厢记》

【答案】 A
70、白令海峡是（　　）和（　　）的分界线。
A.非洲欧洲
B.亚洲美洲
C.美洲南极洲
D.非洲南极洲

【答案】 B
71、下列各项不是列夫?托尔斯泰的作品的是（　　）。
A.《战争与和平》
B.《复活》
C.《安娜?卡列尼娜》
D.《包法利夫人》

【答案】 D
72、The______of their years of education was 10.96 with a minimum of 7 and a maximum of 17.
A.mean
B.median
C.mode
D.average

【答案】 B
73、资料：The personal computer was a revolution in information technology that spawned a $50 billion hardware business, with another $30 billion in software and peripherals （eg. mouse, keyboard, printer, etc.） by 1991. During its short 15 years, the industry evolved through three successive periods. During its first 5 to 6 years, it was characterized by explosive growth and multiple, small competitors vying for a piece of the market. From 1981 to 1985, the industry became a battle for standards and retail shelf space. The third era was one of increasing fragmentation. From 1986 through 1991-1992, new manufacturers from around the world grabbed from the industry leaders as new channels of distribution emerged and product innovation as well as revenue growth slowed.
A.The small companies experienced a harsh life
B.People preferred PCs of big brands
C.The big companies didn’t earn as much as they did in the pas