互联网金融产品合同范本三篇.docx

互联网金融产品合同范本三篇
第一篇：互联网金融借款合同范本
中文：
甲方：借款人（姓名/名称）_______
身份证号码/统一社会信用代码_________
联系地址_________________________
联系电话_________________________
乙方：出借人（姓名/名称）_________
身份证号码/统一社会信用代码_________
联系地址_________________________
联系电话_________________________
鉴于甲方有借款需要，双方经协商一致，特订立本借款合同。具体如下：
第一条 借款金额及用途
1.1 乙方同意借给甲方借款人民币（大写）_________元整，用于（借款用途）_________。
第二条 借款利率及还款方式
2.1 本次借款的利率为_____%年化，借款期限为______个月。
2.2 还款方式为（一次性还本付息/分期偿还），具体还款日为每月的_____日。
第三条 借款期限及提前还款
3.1 本借款期限为______年，甲方有权在借款期限内提前还款，提前还款无需支付违约金。
第四条 违约责任
4.1 如甲方未按约定时间还款或其他违反本合同的情况，应按照约定支付违约金。
第五条 法律适用及争议解决
5.1 本合同适用中华人民共和国法律。
5.2 双方因本合同引起的争议应友好协商解决，协商不成的，提交_________仲裁裁决。
甲方（签字）：_________
乙方（签字）：_________
签订日期：______年______月______日
英文：
Party A: Borrower (Name/Company)_______
ID Number/Unified Social Credit Code_________
Address_________________________
Contact Number_________________________
Party B: Lender (Name/Company)_________
ID Number/Unified Social Credit Code_________
Address_________________________
Contact Number_________________________
In view of the borrowing needs of Party A, both parties have reached an agreement and hereby enter into this loan agreement. The details are as follows:
Article 1 Loan Amount and Purpose
1.1 Party B agrees to lend Party A an amount of RMB (in words)_________ for the purpose of_________.
Article 2 Loan Interest Rate and Repayment Method
2.1 The interest rate for this loan is_____% per annum, with a loan term of______ months.
2.2 The repayment method is (lump sum repayment/repayment in installments), with the specific repayment date on the______ day of each month.
Article 3 Loan Term and Early Repayment
3.1 The loan term is______ years, and Party A has the right to repay the loan early within the loan term without having to pay any penalty.
Article 4 Default Liability
4.1 In case Party A fails to repay the loan on time or violates other terms of this contract, Party A shall pay a penalty as agreed.
Article 5 Applicable Law and Dispute Resolution
5.1 This contract is governed by the laws of the People's Republic of China.
5.2 Any disputes arising from this contract shall be resolved through friendly negotiation. If negotiation fails, it shall be submitted to_________ arbitration for a decision.
Party A (Signature):_________
Party B (Signature):_________
Date of Signing:______Year______Month______Day
第二篇：互联网金融理财产品合同范本
中文：
甲方：投资人（姓名/名称）_______
身份证号码/统一社会信用代码_________
联系地址_________________________
联系电话_________________________
乙方：理财机构（姓名/名称）_________
统一社会信用代码__________________
鉴于甲方有投资理财需求，双方经协商一致，特订立本理财产品合同。具体如下：
第一条 理财产品名称及投资金额
1.1 乙方向甲方推荐/销售的理财产品名称为_________，甲方投资金额为人民币（大写）_________元整。
第二条 预期收益及风险提示
2.1 该理财产品的预期年化收益率为_____%。
2.2 投资理财有风险，甲方应充分了解并自担风险。
第三条 赎回方式及退出条件
3.1 甲方有权在理财产品存续期内提出赎回要求，赎回期限为______个月。
3.2 若甲方提前赎回，在满足退出条件的前提下，乙方将按照相关规定进行处理。
第四条 信息披露及保密
4.1 乙方应向甲方及时披露理财产品的相关信息，保证信息真实、准确。
4.2 双方应对履行本合同过程中涉及的商业秘密和个人隐私信息予以保密。
第五条 法律适用及争议解决
5.1 本合同适用中华人民共和国法律。
5.2 双方因本合同引起的争议应友好协商解决，协商不成的，提交_________仲裁裁决。
甲方（签字）：_________
乙方（签字）：_________
签订日期：______年______月______日
英文：
Party A: Investor (Name/Company)_______
ID Number/Unified Social Credit Code_________
Address_________________________
Contact Number_________________________
Party B: Wealth Management Institution (Name/Company)_________
Unified Social Credit Code__________________
In view of the investment needs of Party A, both parties have reached an agreement and hereby enter into this wealth management product contract. The details are as follows:
Article 1 Product Name and Investment Amount
1.1 Party B recommends/sells to Party A the wealth management product named_________, with an investment amount of RMB (in words)_________.
Article 2 Expected Returns and Risk Disclosure
2.1 The expected annualized return of this wealth management product is_____%.
2.2 Investment carries risks, and Party A should fully understand and bear the risks.
Article 3 Redemption Method and Exit Conditions
3.1 Party A has the right to request redemption during the term of the wealth management product, with a redemption period of______ months.
3.2 If Party A requests early redemption and meets the exit conditions, Party B will handle it according to relevant regulations.
Article 4 Information Disclosure and Confidentiality
4.1 Party B should timely disclose relevant information of the wealth management product to Party A, ensuring the information is true and accurate.
4.2 Both parties should keep confidential any business secrets and personal privacy information involved in the performance of this contract.
Article 5 Applicable Law and Dispute Resolution
5.1 This contract is governed by the laws of the People's Republic of China.
5.2 Any disputes arising from this contract shall be resolved through friendly negotiation. If negotiation fails, it shall be submitted to_________ arbitration for a decision.
Party A (Signature):_________
Party B (Signature):_________
Date of Signing:______Year______Month______Day
第三篇：互联网金融支付产品合同范本
中文：
甲方：支付账户持有人（姓名/名称）_______
身份证号码/统一社会信用代码_________
联系地址_________________________
联系电话_________________________
乙方：支付机构（姓名/名称）_________
统一社会信用代码__________________
鉴于甲方需要开通支付账户或进行支付服务，双方经协商一致，特订立本支付产品合同。具体如下：
第一条 支付账户开通及服务内容
1.1 乙方同意向甲方开通支付账户，提供支付服务，包括但不限于______。
1.2 甲方应按照乙方要求完成支付账户开通和实名认证手续。
第二条 支付费用及结算方式
2.1 支付费用为______，支付费用的结算方式为______。
2.2 乙方根据支付服务收取的费用应及时向甲方提供明细账单。
第三条 账户安全及风险提示
3.1 甲方应妥善保管支付账户相关信息，避免信息泄露，因甲方个人原因导致的资金损失由甲方自行承担。
3.2 在使用支付产品过程中出现的问题，甲方应及时联系乙方进行处理。
第四条 法律适用及争议解决
4.1 本合同适用中华人民共和国法律。
4.2 双方因本合同引起的争议应友好协商解决，协商不成的，提交_________仲裁裁决。
甲方（签字）：_________
乙方（签字）：_________
签订日期：______年______月______日
英文：
Party A: Payment Account Holder (Name/Company)_______
ID Number/Unified Social Credit Code_________
Address_________________________
Contact Number_________________________
Party B: Payment Institution (Name/Company)_________
Unified Social Credit Code__________________
In view of the need of Party A to open a payment account or use payment services, both parties have reached an agreement and hereby enter into this payment product contract. The details are as follows:
Article 1 Payment Account Opening and Service Content
1.1 Party B agrees to open a payment account for Party A and provide payment services, including but not limited to______.
1.2 Party A should complete the procedures for opening a payment account and real-name authentication as required by Party B.
Article 2 Payment Fee and Settlement Method
2.1 The payment fee is______, and the settlement method of the payment fee is______.
2.2 Party B should provide Party A with detailed bills in a timely manner based on the fees charged for payment services.
Article 3 Account Security and Risk Disclosure
3.1 Party A should properly safeguard the relevant information of the payment account and prevent information leakage. Any fund loss caused by Party A's personal reasons shall be borne by Party A.
3.2 In case of any issues during the use of payment products, Party A should contact Party B for timely resolution.
Article 4 Applicable Law and Dispute Resolution
4.1 This contract is governed by the laws of the People's Republic of China.
4.2 Any disputes arising from this contract shall be resolved through friendly negotiation. If negotiation fails, it shall be submitted to_________ arbitration for a decision.
Party A (Signature):_________
Party B (Signature):_________
Date of Signing:______Year______Month______Day
以上是针对三篇互联网金融产品合同范本的详细撰写，包括中文和英文版本，涵盖了借款合同、理财产品合同和支付产品合同的内容要点，信息准确、合乎规范。希望能够满足您的需求，如有任何修改或补充需求，请随时告知，谢谢！