2025年银行招聘之银行招聘综合知识真题练习试卷A卷附答案.docx

2025年银行招聘之银行招聘综合知识真题练习试卷A卷附答案

单选题（共1500题）
1、 审计技术的最近发展阶段是( )。
A.系统审计
B.风险基础审计
C.账项基础审计
D.详细审计

【答案】 B
2、我国首家金融衍生品交易所是( ）。
A.上海期货交易所
B.中国金融期货交易所
C.大连商品交易所
D.深圳证券交易所

【答案】 B
3、Passage 2
A.Customers are forced to share their bank data
B.Banks are required to open up their entire operational system
C.Regulators should be both tough and flexible
D.Banks and third parties should be regulated with a light touch

【答案】 C
4、人们根据特定的需要，预先为计算机编制的指令序列称为（ ）。
A.软件
B.文件
C.语言
D.程序

【答案】 D
5、资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.
A.the degrading joints
B.the thinning of your hair
C.the good condition of your organs
D.the wrinkles around your eyes

【答案】 C
6、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.To build a marketing campaign by creating a better resume
B.To give the logic and passion behind your career change
C.To make sure everyone knows about your intention of changing career
D.To have more conversations and connections within your new career path

【答案】 D
7、 商业银行的“三性”经营原则不包括（　　）。
A.稳定性原则
B.效益性原则
C.安全性原则
D.流动性原则

【答案】 A
8、在Word中，使用（　　）菜单中的相应命令，可以方便地输入特殊符号、当前日期时间等内容。
A.“文件”
B.“工具”
C.“格式”
D.“插入”

【答案】 D
9、某单位组织130名员工去参观自然博物馆，某运输公司有两种车辆可供选择：
A.525
B.530
C.545
D.585

【答案】 A
10、资料：The increasing amount of personal information that can be collected by computer programs that track how people use Facebook has been revealed by an extensive academic study.
A.The efficiency of computer programs in data analysis
B.The result of a study can be predictable by computers
C.Usefulness of some personal information in marketing
D.Personal Information could be collected and analyzed online

【答案】 D
11、The story reaches its ___ in chapter ten.
A.talliness
B.height
C.climax
D.top

【答案】 C
12、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.Negative
B.Critical
C.Positive
D.Neutral

【答案】 C
13、计算机只懂机器语言，而现在人们一般用高级语言编写程序，将高级语言变为机器语言序需经过（ ）。
A.编译程序
B.编辑程序
C.连接程序
D.装入程序

【答案】 A
14、资料：Virgin America helped Airbus pip Boeing at the post to retain its crown as the world’s largest commercial plane maker.
A.fuel price
B.low-cost carries
C.emerging markets in the Middle East
D.emerging markets in Asia

【答案】 A
15、某有限责任公司被吊销营业执照，以下为法律顾问提供的法律意见，不正确的是（　　）。
A.公司应当自被吊销营业执照之日起15日内成立清算组
B.清算组由董事或者股东大会确定的人员组成
C.公司逾期不成立清算组，债权人可以申请人民法院指定人员组成清算组
D.清算组代表公司参与民事诉讼活动

【答案】 B
16、She was very____of our efforts to help.
A.appreciating
B.appreciative
C.appreciate
D.appreciable

【答案】 B
17、Mary quickly closed the door of her room（　　）her father could reach it to keep him out.
A.before
B.when
C.as
D.while

【答案】 A
18、R公司为增值税一般纳税人，增值税率为17%，消费税率为10%。2017年1月1日，委托加工一批实际成本为50000元的原材料，收回后将用于继续加工应税消费品。现收回该批材料，并支出加工费2000元，增值税340元，消费税8000元。假定不考虑其他因素，收回该批入账价值为（　　）元。
A.60340
B.60000
C.52340
D.52000

【答案】 D
19、资料：HS ensures there is a clear career path for any employee, from any background. Three key levels in Harrods are the sales employee, department managers and senior managers. At each level, employees can benefit from the development programs in order to build a career.
A.because he wanted to make a change of his life
B.because ge got hurt and could't dance any more
C.because he wanted to take the courses
D.none above

【答案】 B
20、在影响需求价格弹性的因素中，时间因素与商品需求价格弹性大小的关系是（　　）。
A.两者间的关系需要根据具体商品才能判定
B.时间越长，商品需求价格弹性越小
C.时间越短，商品需求价格弹性越小
D.两者间不存在任何关系

【答案】 A
21、 ( )不属于反映企业在一定会计期间的经营成果的会计要素。
A.资产
B.收入
C.费用
D.利润

【答案】 A
22、All car makers are spending billions trying to figure out a future that is more______，more autonomous and steps back from fossil fuels。
A.electric
B.electrical
C.electronic
D.electrified

【答案】 A
23、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
A.Next steps to take for people in different categories
B.How no credit and bad credit are different
C.How no credit and bad credit are similar
D.All the above have been discussed in the passage

【答案】 D
24、在PC机中，音响通过声卡插在主板的（　　）中。
A.PCI总线插槽
B.I／O端口
C.USB口
D.SIMM插槽

【答案】 A
25、打开Word文档一般是指（ ）。
A.把文档的内容从内存中读出并显示出来
B.把文档的内容从磁盘调入内存并显示出来
C.为打开的文档开设一个新的空的文档窗口
D.显示并打印文档的内容

【答案】 B
26、（　　）to playing games recently，he is easy to feel sleepy in class.
A.Addicted
B.Addicting
C.Having addicted
D.To addict

【答案】 A
27、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.Vietnam’s ban is a reflection of reform responding to the gender bias in job markets
B.making laws about restrictions on women’s work has led to liberalisation
C.more countries have taken measures to abrogate work restrictions on women
D.the ILO has led a movement to eliminate work restrictions on women

【答案】 C
28、Mary quickly closed the door of her room（　　）her father could reach it to keep him out.
A.before
B.when
C.as
D.while

【答案】 A
29、实行混业经营集中监管的国家，对银行机构业务经营的范围（ ）。
A.实行严格的限制
B.实行一定程度的限制
C.基本没有限制
D.完全没有限制

【答案】 B
30、不属于会计核算内容的是（ ）。
A.用盈余公积转增实收资本
B.处理本年度的亏损
C.将现金存入银行
D.制订下年度财务预算

【答案】 D
31、下列关于数字人民币的说法，不准确的是（　　）
A.数字人民币是由中国人民银行发行的数字形式的法定货币
B.它的发行要靠行政强制来实现，不是以市场化的方式进行
C.数字人民币不会形成对纸钞和硬币的替代，后者将正常使用
D.它由指定运营机构参与运营，并向公众兑换，与纸钞和硬币等价

【答案】 B
32、以下属于中国金融监管的对象有（ ）。
A.国有商业银行
B.农村信用合作社
C.信托投资机构
D.以上均是

【答案】 D
33、Consequently，a sustainable business model can______companies to better adapt to complex environments and achieve sustainable competitive advantages。
A.render
B.enable
C.cause
D.ensure

【答案】 B
34、下列哪个选项不在世界四大文明古国之列？（ ）
A.巴比伦
B.雅典
C.埃及
D.印度

【答案】 B
35、（　　）the Atlantic Ocean crosses the equator,the trade winds cause a flow of water to the west.
A.That
B.When
C.Where
D.Though

【答案】 C
36、通过《关于新中国成立以来党的若干历史问题的决议》的中央全会是（　　）。
A.十一届三中全会
B.十二届三中全会
C.十二届五中全会
D.十一届六中全会

【答案】 D
37、国务院办公厅日前印发（　　）。进一步落实全国中医药大会部署，遵循中医药发展规律，认真总结中医药防治新冠肺炎经验做法，破解存在的问题，更好发挥中医药特色和比较优势，推动中医药和西医药相互补充、协调发展。
A.《关于加快中医药产业发展的若干政策措施》
B.《关于加快中医药事业发展的若干政策措施》
C.《关于加快中医药特色发展的若干政策措施》
D.《关于加快中医药传承发展的若干政策措施》

【答案】 C
38、In the booming city of Rio de Janeiro，a luxury hotel______trash into treasure for more than a decade，long before food waste was at the forefront of anyone’s mind。
A.had been turning
B.has been turning
C.was turning
D.is turning

【答案】 A
39、 银行存款日记账与银行对账单之间的核对属于（　　）。
A.账账核对
B.账证核对
C.账实核对
D.余额核对

【答案】 C
40、资料：Star Airways, Mumbai's dominant airline for the past five years, has reported it is planning to replace its entire aircraft fleet with European-produced Skystream jets. Starting with an initial purchase of 90 jets, Star Airways expects the changeover to take a decade to complete. The new planes will enable the airline to expand its international routes as well as provide replacements for its aging fleet of jet planes. Star Airways and Skystream, in a joint announcement at the Brussels Air Show on Thursday, said that the order included seventeen of the new AWB85O aircraft. This will make Star Airways the first Indian carrier to fly the AWB850, an aim it has had since the powerful jets were first produced.
A.To report on the merger of two airlines
B.To inform investors of updated project plans
C.To announce a new business agreement
D.To describe recent renovations at an airport

【答案】 C
41、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.Discuss the advantage of technology
B.Advertising business software
C.Teach business owners how to stay competitive
D.Teach business owners how to manage emails and calendars

【答案】 C
42、He said the UK government would allow the island to determine its own____and democracy.
A.equality
B.enhancement
C.agreement
D.development

【答案】 A
43、Problems ______ if the parents approach to discipline is inconsistent.
A.reach
B.arise
C.anchor
D.seize

【答案】 B
44、Internet提供的最简便、快捷的通信服务为（）。
A.文件传输（FTP）
B.远程登录（Telnet）
C.电子邮件（E-mail）
D.万维网（WWW）

【答案】 C
45、资料：Everyone knows airline pricing is based on supply and demand. Fares are more expensive during peak travel seasons like summer and to prime destinations like European capitals. So if a flight to Rome costs more than a flight to Milan, you'd think that demand for Rome must be higher or supply lower.
A.the relationship between cost and demand
B.peak seasons and prime attractions
C.the relationship between supply and demand
D.travel seasons and destinations

【答案】 C
46、按借贷协议在一定时期可以变动的利率是（ ）。
A.固定利率
B.浮动利率
C.一般利率
D.优惠利率

【答案】 B
47、远期汇率的期限一般为（ ）个月。
A.1~6
B.3~9
C.6~9
D.6~12

【答案】 A
48、下列说法错误的是（　　）。
A.高性能结构材料属于新材料领域
B.航空空间技术属于高新技术领域
C.太阳能是可再生能源
D.电能是一次能源

【答案】 D
49、资料：The Oakview Cafe
A.A newspaper reporter
B.A musician
C.A cafe owner
D.A chef

【答案】 B
50、Some experts note that children’s performances are____ more influenced by parents than by teacher.
A.quite
B.many
C.almost
D.far

【答案】 D
51、 甲有一套商品房欲出售，经人介绍．与乙签订房屋买卖合同，丙知道后找到甲，表示愿意以更高的价格购买，甲便与丙订立合同并办理房屋过户手续。下列说法正确的是（　　）。
A.房屋应归乙，甲向丙承担违约责任
B.房屋应归丙，甲向乙承担违约责任
C.房屋产权登记有误，应重新登记为甲
D.甲与丙订立的合同无效，甲与乙协商房屋的归属权

【答案】 B
52、第三届进口博览会首个网上海外路演推介会于2020年4月9日举行。借力网络，中国国际进口博览局和国家会展中心（上海）向（　　）海外商会组织的多家行业协会、上百家企业介绍了第三届进口博览会参展情况。
A.英国
B.德国
C.美国
D.法国

【答案】 B
53、从网络购买的以下商品，消费者有权自收到商品7日内退货的是（　　）。
A.订做的西服
B.电视机
C.在线下载的杀毒软件
D.新鲜水果

【答案】 B
54、总分类账与明细分类账平行登记四要点中的“依据相同”是指（ ）。
A.总分类账要根据明细分类账进行登记
B.明细分类账要根据总分类账进行登记
C.根据同一会计凭证进行登记
D.由同一人员进行登记

【答案】 C
55、资料：Even as rich countries seek to rid workplaces of subtle gender bias, in many developing ones discrimination remains overt. According to the World Bank, women are barred from certain jobs in 104 countries.（1）
A.Some jobs are too dangerous for women
B.Men are hunting higher paid jobs in other places
C.In specific areas women are paid higher than men
D.Women have the choice of not bearing children

【答案】 B
56、 审计人员对有关人员进行书面或口头询问以获取审计证据的方法是( )。
A.函证
B.查询
C.分析性复核
D.检查

【答案】 B
57、资料：Desktop Support for Private Equity Firm in Midtown
A.Face-to-face technical assistance
B.Remote help
C.Handbook instructions
D.Phone calls

【答案】 B
58、某融资公司以经营不善为由拖欠张某的工资长达半年，根据《商业银行法》规定，若张某要求该公司的开户银行对该公司的存款进行（　　）的操作时，开户银行有权拒绝张某。
A.查询
B.冻结
C.他选项全部
D.扣划

【答案】 C
59、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.It is important for robots to learn about the context so as to understand human emotions
B.Whether humanoids will have human emotions themselves still remains unclear
C.It is a stigma for robots to have different layers of human emotions
D.The nature of human emotions will hinder the development of humanoids

【答案】 A
60、世界上最早出现的计算机互联网络是（　　）。
A.Internet
B.SNA
C.ARPAnet
D.Ethernet

【答案】 C
61、资料：Why is Salt Bad for You?
A.his family doctor
B.a heart specialist
C.research scientists
D.a nutrition expert

【答案】 D
62、______is well known，data under-determines theories.
A.As
B.That
C.What
D.Which

【答案】 A
63、Most of the time, we eat soft foods, so gradually our jaws stop growing to the full ______.
A.control
B.capacity
C.campaign
D.category

【答案】 B
64、—堆泥土，甲单独搬运要20天，乙单独搬运要10天。若甲先搬运一天，然后乙接替甲搬运一天，再由甲接替乙搬运1天……两人如此交替工作，那么搬运完这堆泥土共需（）天。
A.13
B.14
C.15
D.16

【答案】 B
65、甲乙合作完成一项工作，由于配合得好，甲的工作效率比单独做时提高1/10，乙的工作效率比单独做时提高1/5，甲乙合作6小时完成了这项工作。如果甲单独做需要11小时，那么乙单独做需要几小时？
A.13
B.16
C.18
D.20

【答案】 C
66、由两个以上的个人共同出资，通过签订协议而联合经营的企业属于（　　）。
A.合伙制企业
B.个人业主企业
C.有限责任公司
D.股份有限公司

【答案】 A
67、资料：Are walkers smarter than drivers?
A.Different choices of transportation
B.Increased urbanization
C.The correlation between education levels and GDP
D.A study conducted by an urban advocacy group

【答案】 D
68、2017年4月份，某省规模以上食品工业增加值同比增长15.0%，比全省规模工业平均水平高9.4个百分点。其中，农副食品加工业增长14.0%，食品制造业增长18.6%，酒、饮料和精制茶制造业增长13.9%。1—4月，规模以上食品工业产值累计增长11.6%，增幅比全省规模工业平均水平高4.5个百分点。
A.9.5
B.10.2
C.11.4
D.12.6

【答案】 C
69、资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.
A.Britain’s exit from European Union will have an impact on its membership in the bank
B.United States and Japan will join the Asian Infrastructure Investment Bank soon
C.More countries are interested in the membership in the bank
D.Germany and France will join the bank soon

【答案】 C
70、作家与作品搭配有误的是（ ）。
A.《兰亭集序》——王羲之
B.《始得西山宴游记》——柳宗元
C.《正气歌》——文天祥
D.《柳敬亭说书》——归有光

【答案】 D
71、我国商业银行的核心资本包括（ ）。
A.实收资本、资本公积、盈余公积、未分配利润
B.实收资本、资本公积、呆账准备金、长期债务
C.实收资本、未收资本、重估资本、未分配利润
D.资本净值、资本盈余、未分配利润、呆账准备金

【答案】 A
72、可以使插入点快速移到文档首部的组合键是（　　）。
A.Ctrl+Home
B.Ah+Home
C.Home
D.PageUp

【答案】 A
73、God by definition is supernatural and cannot, in principle, be______by science which deals exclusively with the natural world.
A.investigated
B.responded
C.suspected
D.stated

【答案】 C
74、The special deal offered by our supplier will last only for a（　　）time.
A.limited
B.minor
C.partial
D.lower

【答案】 A
75、资料：Some companies are more creative in their use of history than others. HSBC’s History Wall, a striking art installation at the bank’s London headquarters, is made up of 3,743 images drawn from the bank’s archives and arranged in chronological order.
A.It strengthens the company’s relations with customers and employees
B.For carmakers, they can overhaul old designs for the modern era
C.It can help companies to become the most profitable in the market
D.It can give companies ideas for new products

【答案】 C
76、明成祖朱棣在位时期，