2025年银行招聘之银行招聘综合知识综合练习试卷B卷附答案.docx

2025年银行招聘之银行招聘综合知识综合练习试卷B卷附答案

单选题（共1500题）
1、Buck never allowed himself to be bullied into doing anything that went against his ______.
A.sense
B.principles
C.priest
D.victim

【答案】 B
2、The smog is due（ ）invisible gases，mostly from automobile exhaust.
A.from
B.to
C.for
D.with

【答案】 B
3、 银行存款日记账是根据（　　）逐日逐笔登记的。
A.银行存款收、付款凭证
B.转账凭证
C.库存现金收款凭证
D.银行对账单

【答案】 A
4、（ ）会增加失业。
A.退休工人的数量增加
B.退休劳动力队伍的人数增加
C.离开学校找工作的人数增加
D.离开工作上学的人数增加

【答案】 C
5、资料：Britain is facing a “crisis of fatherlessness” in which almost half of all children born today will not be living with both parents by the time they are 15, the new chief executive of the thinktank founded by Iain Duncan Smith has warned.
A.tend to overlook the importance of parenting
B.help to prevent children from committing a crime
C.are not indispensable in the growth of their children
D.improve kids’development of cognitive skills

【答案】 C
6、—Could you take a message for Mr Brown?
A.may see;isn’t
B.see;won’t be
C.will see;isn’t
D.will be seeing;won’t be

【答案】 D
7、李克强主持召开国务院党组会议，学习贯彻习近平总书记在（　　）的重要讲话精神，部署强化政府系统全面从严治党，推动经济社会持续健康发展。
A.十九届中央检法会议
B.十九届五中全会
C.十九届人民代表大会
D.十九届中央纪委五次全会

【答案】 D
8、The seaside draws a lot of attention here every summer.Warm sunshine and soft sands make（　　）it is.
A.what
B.which
C.how
D.where

【答案】 A
9、下列反映资源配置的两种方式的经济范畴是（　　）。
A.产品经济和商品经济
B.商品经济和市场经济
C.市场经济和计划经济
D.计划经济和产品经济

【答案】 C
10、资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.
A.To have a credit-builder loan
B.To acquire secured credit cards（which require a security deposit） or college student credit cards
C.To acquire a credit card
D.All of above

【答案】 D
11、 ( )假设是指在可以预见的将来，企业将会按当前的规模和状态继续经营下去。不会停业，也不会大规模削减业务。
A.会计主体
B.会计分期
C.货币计量
D.持续经营

【答案】 D
12、____their regular daytime job, many people do extra work in the evening.
A.Between
B.Beside
C.Besides
D.By

【答案】 C
13、Computer cannot remember who has used it;it simply does what（　　）.
A.it is told
B.it was told
C.it has told
D.it told

【答案】 A
14、The words used by the speaker may stir up unfavorable reactions in the listener ______ interfere with his comprehension.
A.who
B.as
C.which
D.what

【答案】 C
15、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.0.75%
B.0.5%
C.0.25%
D.1%

【答案】 C
16、企业支付的产品广告费，应通过（ ）账簿反映。
A.序时
B.备查
C.数量金额
D.分类

【答案】 B
17、需求量和价格之所以呈反方向变化，是因为（　　）。
A.替代效应和收入效应同时作用
B.替代效应
C.补偿效应
D.收入效应

【答案】 A
18、No student（　　）go out of school for snacks during the break without the teacher’s permission.
A.will
B.must
C.shall
D.may

【答案】 C
19、资料：Why is Salt Bad for You?
A.his family doctor
B.a heart specialist
C.research scientists
D.a nutrition expert

【答案】 D
20、新文化运动兴起的标志是（)。
A.李大钊发表《庶民的胜利》
B.“兼容并包”方针的提出
C.陈独秀在上海创办《新青年》
D.鲁迅发表《狂人日记》

【答案】 C
21、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.the usefulness of the FAA regulations for airlines
B.whether the FAA standard is being taken away
C.whether FAA is enforcing its regulations too strictly
D.the total number of flights American Airlines

【答案】 C
22、某国的货币量发行情况如下：现金货币5000亿元，活期存款2500亿元，活期存款以外的其他存款为2000亿元，短期信用工具为1500亿元，其中同期短期国债发行量为50亿元，试问该国M1货币量为（）亿元。
A.5000
B.7500
C.10000
D.50

【答案】 B
23、国家通过调节利率高低可以影响经济活动。一般认为，利息增加带来的经济影响是（　　）。
A.刺激需求，生产扩大，经济活动水平上升
B.货币供给增加，将引起适度的通货膨胀
C.货币供给减少，对生产的影响不能确定
D.抑制需求，缓解通货膨胀

【答案】 D
24、All（　　）is a continuous supply of fuel oil.
A.what is needed
B.that is needed
C.the thing needed
D.for their needs

【答案】 B
25、资料：As a business owner， it is vital that you understand and use advanced technologies. Technology can help increase business efficiency and even expand operations.
A.审讯
B.检验
C.麻烦
D.试用

【答案】 D
26、材料二：2018年上半年，我国经常账户逆差1801亿元，资本和金融账户顺差4247亿元，其中，非储备性质的金融账户顺差7451亿元，储备资产增加3192亿元。
A.货物和服务
B.直接投资
C.经常转移
D.收益

【答案】 B
27、Passage 4
A.such risks are very expensive
B.such risks cannot be estimated precisely
C.such risks are too high
D.the premiums would be too high

【答案】 B
28、公共物品消费的性质是（ ）。
A.非竞争性和非排他性
B.非竞争性和排他性
C.竞争性和非排他性
D.竞争性和排他性

【答案】 A
29、We need to get necessary funds so that a complete（　　）of the facility can be done.
A.renovation
B.renovate
C.renovated
D.renovates

【答案】 A
30、资料：Italy's next government, a coalition between the populistFive Star Movement and the far-right Northern League, is giving investors plenty to worry about. Leaked plans, hastily abandoned, suggested it might want to leave the euro or ask the European Central Bank to forgive €250bn（$292bn） of Italian debt. But less attention has been paid to what it might mean for Italian banks, and in particular for their biggest burden: non-performing loans（NPLs）. Over €185bn of NPLs were outstanding at the end of 2017, the most for any country in the European Union. （1）
A.The total loans of Italy were about €1667bn in the year of 2017
B.The proportion of the NPLs in total loans of Greece is the highest among all
C.Greece had much more total loans than that of Spain in spite of lower NPLs
D.France had most total loans in the list of about €4350bn in 2017

【答案】 C
31、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.American Airlines is trying to meet the FAA regulations
B.American Airlines is canceling 570 flights today
C.American Airlines is blaming its CEO Gerard Arpey
D.American Airlines is making internal inspections

【答案】 A
32、变化基本上与总体经济活动的转变同步的宏观经济指标是（ ）。
A.先行性指标
B.同步性指标
C.滞后性指标
D.趋同性指标

【答案】 B
33、以下不是网络操作系统的是（ ）。
A.UNIX
B.Linux
C.Windows 2000
D.DOS

【答案】 D
34、资料：When a consumer finds that an item she or he bought is faulty or in some other way does not live up to the manufacturer's claims， the first step is to present the warranty， or any other records which might help. at the store of purchase. In most cases，this action will produce results. However， if it does not， there are various means the consumer may use to gain satisfaction A simple and common method used by many consumers is to complain directly to the store manager. In general， the “higher up” his or her complaint， the faster he or she can expect it to be settled. In such a case， it is usually settled in the consumer's favor， assuming he or she has a just claim.
A.Demonstrate the problem specifically
B.Do it politely but firmly
C.Do it in person
D.Make general statements first

【答案】 D
35、下来关于“服务业营业税改征增值税”的说法正确的是（ ）。
A.服务业营业税改征增值税是指根据服务业的营业税修改增值税
B.改革只针对服务行业
C.服务业营业税改征增值税是指对服务业由征收营业税改为征收增值税
D.试点行业的总体税负略有增加

【答案】 C
36、以利率或价格为标的，旨在发现银行间市场的实际利率水平、商业银行对利率的预期。 这是指（ ）。
A.数量招标
B.价格招标
C.拍卖
D.竞价交易

【答案】 B
37、When a company discontinues and disposes of an operation，the action is considered：（ ）.
A.a cumulative effect of a change in an accounting principle
B.a prior period adjustment
C.an extraordinary item
D.separately and shown net of taxes on the income statement

【答案】 C
38、某商场节日促销期间，为了吸引人气将某商品统一标价，售价在标价基础上打八折，平均下来，每件商品亏损4元，已知该商品的标价是成本的1.2倍，则在促销期间，1059元最多能购买（　　）件这种商品。
A.13
B.11
C.12
D.10

【答案】 B
39、下列不属于禁止债权转让的情形的是（　　）。
A.根据合同性质不得转让
B.依照法律规定不得转让
C.按照当事人约定不得转让
D.依照债权人要求不得转让

【答案】 D
40、紧缩性货币政策的运用会导致（　　）。
A.减少货币供给量，降低利率
B.增加货币供给量，提高利率
C.减少货币供给量，提高利率
D.增加货币供给量，降低利率

【答案】 C
41、资料：Stress is a common factor in life. Children experience stress from school, new social situations and simply growing up. Adults feel the stress of working, paying bills, raising kids and maintaining households. Seniors also feel stress, even though some may have retired, raised their children and paid off their homes. Certain amounts of stress are a part of life for people of all ages.
A.Affect
B.Improve
C.Intensify
D.Worsen

【答案】 D
42、I hear many parents saying that their teenage children are rebellion.I wish it were so.At your age you ought to be growing away from your parents.You should be learning to stand on your own two feet.But take a good look at the present rebellion.It seems that teenagers are all taking the same way of showing that they degree with their parents.Instead of striking out bravely on their own,most of them are trying to seize at one another’s hands for safety.
A.are not sure of themselves
B.have much difficulty in understanding each other
C.dare not do things
D.are very much afraid of getting lost

【答案】 A
43、______ATA-100, each page is identified by a three element number and a page number.
A.According with
B.In accordance with
C.To
D.In according to

【答案】 B
44、—Why didn't you join us last night?
A.watched
B.would watch
C.was watching
D.had watched

【答案】 C
45、大额可转让定期存单最早产生于美国。美国的《Q条例》规定商业银行对活期存款不能支 付利息，定期存款不能突破一定限额。20世纪60年代，美国市场利率上涨，高于《Q条例》规 定的上限，资金从商业银行流入金融市场。为了吸引客户，商业银行推出可转让大额定期存 单。购买存单的客户随时可以将存单在市场上变现出售。
A.收益风险高
B.流动性差
C.容易造成通货膨胀
D.收益率低

【答案】 B
46、针对社会关切，20日提请全国人大常委会会议审议的教育法修正草案拟进一步明确（　　）相关行为的法律责任。
A.校园安全
B.冒名顶替入学
C.校园暴力
D.未成年人保护

【答案】 B
47、公文区别于其他类别文章的主要之处是（　　）。
A.公文形成的主体是国家机关及其他社会组织
B.公文形成的条件是行使职权和实施管理
C.公文是具有法定效用与规范格式的文件
D.公文是办理公务的重要工具之一

【答案】 C
48、小王开车上班，原计划按均速50千米/小时的速度可准时到单位，由于堵车，在行驶到2/3的路程时，他发现之前均速只有40千米/小时，如果他不想上班迟到，余下的路程他至少要达到均速（　　）千米/小时。
A.60
B.80
C.100
D.120

【答案】 B
49、资料：The business announced that revenues had grown by 10.2 percent year-on-year to RMB 18.264 billion （$2.748billion）. However, profit fell to RMB 2.866 billion （$431.3 billion）, a 17.4 percent decrease from the same period in 2015.
A.Baidu has gained more popularity this year
B.Baidu has invested in an experiment on cancer
C.Baidu is expected to undergo a big change
D.Baidu has conducted several high-profile advertising campaigns this year

【答案】 C
50、要求每个管理工作者必须从思想上明确：自己负责控制的对象是一个整体的动态系统，而不是一个个孤立分割的部分，应该从整体着眼对待部分，使部分服从整体。同时还应明确自己的位置，为更大的整体效益服务。这是（ ）。
A.人本原理
B.系统原理
C.动态原理
D.效益原理

【答案】 B
51、Authorities gave them a few hours to ______ their belongings before it was detonated later that morning.
A.retrieve
B.release
C.reassure
D.revive

【答案】 A
52、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。
A.常备借贷便利
B.中期借贷便利
C.抵押补充贷款
D.中央银行贷款

【答案】 D
53、Fewer than 14000 people perished in US airline accidents between the ___ of public aviation and the yar 2000.
A.end
B.start
C.middle
D.terminal

【答案】 B
54、2013年2月18日，《国务院办公厅关于印发国民旅游休闲纲要（2013—2020年）的通知》发布，《纲要》明确提出到（ ）年职工带薪休假制度基本得到落实的目标。
A.2014
B.2015
C.2016
D.2020

【答案】 D
55、The title page identifies the airplane model in airline ______ the manual was prepared.
A.to
B.for
C.which
D.for which

【答案】 D
56、The river is already ___its banks because of the excessive rainfall;and the city is threatened with a likely flood.
A.parallel to
B.level in
C.flat on
D.flush with

【答案】 D
57、资料：To：Sherry Linton
A.Michal Jackson
B.Many joy
C.A kind of greeting
D.The initials of Melanie Jury

【答案】 D
58、减少所得税的财政政策，对利率的影响（　　），对消费的影响（　　）对投资的影响（　　），对GDP的影响（　　）。
A.上升，增加，减少，增加
B.上升，减少，减少，增加
C.下降，增加，减少，增加
D.上升，增加，减少，减少

【答案】 A
59、Is not fair that you come home after a bad day at work and（　　）your wife and children.
A.take it out on
B.take on it with
C.take out on
D.take out it on

【答案】 A
60、Today，China’s massive industrialization and_____for cars have made it dependent on oil imported from the Middle East and Africa .
A.nostalgia
B.substitution
C.mania
D.anecdote

【答案】 C
61、下列行业中最接近于完全竞争模式的是（　　）。
A.飞机制造业
B.烟草业
C.日用小商品制造业
D.汽车制造业

【答案】 C
62、下列行为中，正确的是（　　）。
A.体育课扭伤踝部，应立即帮助揉搓，防止淤血
B.笔记本电脑起火时，应首先选用二氧化碳灭火器
C.野炊时，可以食用野外生长的颜色灰暗的类似牛肝菌的蘑菇
D.洗澡时，电热水器的电源应保持畅通

【答案】 B
63、There is an increasing（　　）to make movies describing violence.
A.strength
B.direction
C.tradition
D.Trend

【答案】 D
64、资料：Are walkers smarter than drivers?
A.They put forward proposals for using public transportation rather than private cars
B.They realize their parents' dream of moving to cities
C.Their workforce leads to cities with higher GDP and educational levels
D.They contribute to cities' educational industry

【答案】 C
65、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.reasonable
B.untrue
C.terrible
D.fair

【答案】 B
66、资料：New York and London may rule the roost, but other financial hubs in America and Europe have managed to carve out useful specialist niches for themselves. Chicago, for instance, has consolidated its position as the world’s derivatives center, and Houston, the largest city in Texas, is home to America’s biggest energy firms and has spawned an active cluster of energy traders and hedge funds.
A.New York
B.London
C.Chicago
D.Frankfurt

【答案】 C
67、 长期债券投资是指银行购人（　）不能变现或不准备随时变现的债券投资；其他长期债权投资是指除长期债券投资以外的长期债权投资。
A.1年内(不含1年)
B.1年内(含1年)
C.2年内(不含1年)
D.2年内(含1年)

【答案】 A
68、Meanwhile, you can collect special stickers that either open up secrets or launch____powerful attacks.
A.devastatingly
B.consequently
C.merely
D.surprisingly

【答案】 A
69、资料：Taikong City was founded by the dormuns about 50 AD.Its name is derived from a Cethic worldwhich means the piece of the bold one.After they invaded Bliton in 43 AD the Dormons built a bridge across the Themas River.They later decided it was an excellent place to built a port.The water was deep enough for ocean going ships but it was far enough inland to be safe from other raiders.Around 50 AD Dormons merchants built a town by the bridge.So Taikong City was born.
A.established
B.improved
C.exceed
D.promoted

【答案】 A
70、新中国成立以后，我国政府制定了“两弹一星”的战略决策，这一战略目标的实现是在（　　）。
A.20世纪50一60年代
B.大跃进时期
C.20世纪60-70年代
D.“文革”时期

【答案】 C
71、票据交易价格主要取决于（ ）。
A.市场利率
B.票面利率
C.票面价值
D.到期价格

【答案】 A
72、资料：Earlier this month, presidents Barack Obama of the US and Xi Jinping of China made an important symbolic gesture when they committed their countries, the two largest greenhouse gas emitters, to the Paris climate agreement. It was the clearest signal yet to investors worldwide that they need to think about the implications of global warming for their portfolios.
A.BlackRock is philanthropic fund that cares about climate change
B.Investors can take the opportunities brought by climate change
C.The threat brought by climate change still needs scientific evidence
D.What investors think of the climate change is very important

【答案】 B
73、能将高级语言源程序转换成目标程序的是（　　）。
A.编译程序
B.解释程序
C.调试程序
D.编辑程序

【答案】 A
74、—Why are you standing there,Maggie?
A.b