2025年银行招聘之银行招聘综合知识题库综合试卷B卷附答案.docx

2025年银行招聘之银行招聘综合知识题库综合试卷B卷附答案

单选题（共600题）
1、The WHO says there is currently no evidence of human-to-human ______ of the virus.
A.translation
B.transition
C.transmission
D.transaction

【答案】 C
2、The owl is a ____ bird which kills its prey with its claws.
A.aglow
B.predatory
C.cursory
D.petulant

【答案】 B
3、资料：A man looking for art for his new home has won a $1 million Picasso painting with a $138 raffle ticket. Jeffrey Gonano told the Pittsburgh Tribune-Review he's not sure he'll ever hang the masterpiece in his home in Wexford, in western Pennsylvania, given its value. The 25-year-old Gonano, who works for his family's fire sprinkler business, learned Wednesday that his ticket had won the Paris raffle. Organizers say nearly 50,000 tickets were sold worldwide, for 100 euros apiece, to benefit a Lebanese charity.
A.Gonano will break up with Spatoro
B.Gonano will sell the Picasso Painting
C.Gonano will move to France
D.Gonano will put the painting on display

【答案】 D
4、资料：What，if anything，do we gain by clinging to our antioxidant supplements？
A.It is good for muscle cramps
B.It is good for macular degeneration
C.It goes well with trauma
D.It makes human body stronger

【答案】 D
5、资料：Early Experiences
A.You should separate new and mature customers in testing your products
B.Approximate customers are equally valuable as real users
C.Salespeople have a lot of customer contact, so they have the same motivations as customers
D.Usability test aims to please the customers

【答案】 D
6、3月份，企业销售商品5万元，5月份收到款项。企业应该在何时确认收入？（　　）
A.3月
B.5月
C.3月到5月间均可
D.当年即可

【答案】 A
7、资料：We are pleased to invite you to attend the 14th Canadian Collaborative Mental Health Care Conference（14th CCMHCC） to be held on Thursday，June 27th and Friday，June 28th，2013.Montreal has been selected as the host city. This annual event will take place at the Delta Centre Vile Hotel，a downtown location within easy walking distance of the Old City. You will be charmed by the unique character of the city of Montreal，the metropolis of the province of Quebec. For those of you who wish to extend your stay，you can combine business and pleasure by attending the 34th International Jazz Festival of Montreal that will begin on Friday，June 28th and continue for the next 10 days.
A.strengthen
B.build
C.connect
D.decorate

【答案】 A
8、After the storm,the lake returned to its usual（　　）state.
A.flaccid
B.placid
C.lucid
D.Acid

【答案】 A
9、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.Bosses push employees to work by sending emails anytime
B.Employees are exhausted by the constant need to check emails
C.Companies mean to stress the workers out by sending emails
D.None of above

【答案】 B
10、被称为“古希腊三大悲剧作家”的是埃斯库罗斯、欧里庇得斯和（　　）。
A.亚瑟克勒斯
B.索福克勒斯
C.汤姆克勒斯
D.斯托克勒斯

【答案】 B
11、资料：Did your child's brain shrink last summer? Probably not, but it may have shifted into reverse, according to a study by Dr. Harris Cooper, professor of psychology at the University of Missouri-Columbia. The study found that when students return to school after a long summer vacation, they've lost one to three months worth of learning.
A.Because the community have the libraries
B.Because at home the parents will make kids reading more
C.Because in summer vacation kids have more time in reading
D.Because community and home give kids more opportunities to read

【答案】 D
12、In 2008 inflation was running _________about 4 percent; in 2009 it was 4.5 percent.
A.to
B.of
C.on
D.at

【答案】 D
13、中长期贷款，为了使借贷双方承担的利率风险较小，一般都倾向于选择（　　）。
A.浮动利率
B.固定利率
C.市场利率
D.复利

【答案】 A
14、对于价值较低或极易损坏的低值易耗品，应采用( ）进行摊销。
A.使用次数摊销法
B.分次摊销法
C.一次转销法
D.计划成本法

【答案】 C
15、资料：Dream is a story that a person watches or even takes part in during sleep. Dream events are imaginary, but they are related to real experiences and needs in the dreamer's life. They seem real while they are takingplace. Some dreams are pleasant, others are annoying, and still others are frightening. Everyone dreams, but some persons never recall dreaming. Others remember only a little about a dream they had just before awakening and nothing about earlier dreams. No one recalls all his dreams.
A.the sleeper’s own mind
B.the sleeper’s feeling
C.the sleeper’s imagination
D.the sleeper’s wishes

【答案】 A
16、下列关于经济资本和监管资本的说法中，错误的是（　　）。
A.账面资本是银行资本金的静态反映，反映了银行实际拥有的资本水平
B.经济资本在数额上与非预期损失相等
C.监管资本是监管当局规定的银行必须持有的与其业务总体风险水平相匹配的资本
D.监管资本是一种虚拟的、与银行风险的非预期损失额相等的资本

【答案】 D
17、According to some（　　）by some scholars,lung cancer is caused mainly by smoking.
A.rock
B.research
C.schedule
D.Rumor

【答案】 B
18、企业下列经济业务中，会影响其偿债能力的是（　　）。
A.企业向投资者分配股票股利
B.企业提前支付某供应商货款
C.企业用资本公积转增资本
D.企业用盈余公积弥补亏损

【答案】 B
19、He spent ages ______ for a pay increase，only to resign from his job soon after he’d received it.
A.observing
B.occurring
C.negotiating
D.securing

【答案】 C
20、Excuse me,when does FlightCZ3391takeoff?
A.look up
B.take away
C.give back
D.turn down

【答案】 A
21、资料：American Airlines CEO takes blame for maintenance errors, disrupted flights
A.is going to have a new chairman and CEO
B.only operates from Dalls/Fort Worth International Airport
C.is an airline that has 3000 MD-80 airplanes
D.is a company that is headquartered in Fort Worth, Dallas

【答案】 D
22、 甲公司应收乙公司贷款800万元。经磋商，双方同意按600万元结清该笔贷款，甲公司已经为该笔贷款累计提了100万元坏账准备。在债务重组日，该事项对甲公司和乙公司的影响分别为（　　）。
A.甲公司资本公积减少200万元，乙公司资本公积增加200万元
B.甲公司营业外支出增加100万元，乙公司资本公积增加200万元
C.甲公司营业外支出增加100万元.乙公司营业外收入增加200万元
D.甲公司营业外支出增加200万元，乙公司营业外收入增加200万元

【答案】 C
23、资料：Demystifying how social and human-like robots work is vital so that we can understand and shape how they will affect our future, Dr Hatice Gunes will tell the Hay Festival next week. (1)
A.it is not meaningful for robots to have the appearance of human
B.people who make the appearance of robots very human-like should be blamed
C.people need to pay more attention to the development of robots’functions
D.the appearance of robots has become more and more emotional

【答案】 C
24、资料： The poverty line is the minimum income that people need for an acceptable standard of living. People with incomes below the poverty line are considered poor. Economists study the causes of poverty in order to find solutions to the problem.
A.The growing national economy
B.The tax collections from the non-poor classes
C.More choices of selectable job vacancies
D.Goverrnment’s investments on the poor to improve their working skills

【答案】 B
25、资料：Good listening is much more than being silent while the other person talks. To the contrary, people perceive the best listeners to be those who periodically ask questions that promote discovery and insight. These questions gently challenge old assumptions, but do so in a constructive way. Sitting there silently nodding does not provide sure evidence that a person is listening, but asking a good question tells the speaker the listener has not only heard what was said, but that they comprehended it well enough to want additional information. Good listening was consistently seen as a two-way dialog, rather than a one-way “speaker versus hearer” interaction. The best conversations were active.
A.How to become a good collaborator
B.How to train your audience
C.What makes listening attractive?
D.What do good listeners do?

【答案】 D
26、在短期内，垄断厂商无法改变固定要素投入量，而是通过在既定的生产规模下通过对产量和价格的调整，来实现（　　）的利润最大化。
A.边际利润等于长期边际成本
B.边际利润等于长期平均成本
C.边际利润等于短期边际成本
D.边际利润等于短期平均成本

【答案】 C
27、 所有者权益是企业投资人对企业净资产的要求权，在数量上所有者权益等于（　　）。
A.全部资产扣除流动负债
B.全部资产扣除长期负债
C.全部资产加上流动负债
D.全部资产扣除全部负债

【答案】 D
28、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。
A.库存现金+商业银行在中央银行的存款
B.法定存款准备金率×库存现金
C.法定存款准备金率×存款总额
D.存款准备金-法定存款准备金

【答案】 C
29、货币供应量是一国在某时期内为社会经济运转服务的货币存量，它由包括中央银行在内的金融机构供应的存款货币和现金货币两部分构成。中央银行在公开市场上买卖有价证券，最直接影响（　　），从而影响货币供应量。
A.中央银行再贷款
B.商业银行法定准备金
C.中央银行再贴现
D.商业银行超额准备金

【答案】 D
30、Passage 4
A.Alex Goldberg,Founder of Young Inspirations
B.Young People Find a World of Opportunity
C.Kieran,Banbury School Pupil to Paris
D.Debates Help Youth with Their Grades

【答案】 B
31、The river is already ___its banks because of the excessive rainfall;and the city is threatened with a likely flood.
A.parallel to
B.level in
C.flat on
D.flush with

【答案】 D
32、人民法院对非诉案件的审査标准是（ ）。
A.被申请执行的具体行政行为是否违法
B.被申请执行的具体行政行为是否明显违法
C.被申请执行的具体行政行为是否会损害被执行人的合法权益
D.被申请执行的具体行政行为是否明显违法且损害被执行人的合法权益

【答案】 D
33、 孙某丈夫外出做买卖5年未归，也没有任何音讯，孙某欲改嫁，下面说法正确的是（　　）。
A.孙某丈夫视为死亡.孙某可以直接改嫁
B.孙某丈夫不论是生还是死。孙某均可以改嫁
C.孙某丈夫经人民法院宣告失踪后.孙某可以改嫁
D.孙某丈夫经人民法院宣告死亡后。孙某可以改嫁

【答案】 D
34、Passage 6
A.stupid
B.polite
C.considerate
D.annoying

【答案】 D
35、With great efforts and friends’ help，Xiao Hua finally found a______job.
A.luxurious
B.luminous
C.luminant
D.lucrative

【答案】 D
36、资料：Changing careers is becoming more popular. Not just because there are more career options available, but also out of necessity. As new industries arise, others die. It's up to you to figure out if your career is still going to be around in the next 5-10 years. Some studies say we could have as many as nine careers in our professional lifetime. Which begs the question: do you know what it takes to successfully change career lanes repeatedly?
A.You want to try something new
B.You want to make a difference and prove yourself
C.You need to make more money to buy a house
D.You need to relocate

【答案】 A
37、We’ll give every employee____for development.
A.room
B.house
C.employment
D.place

【答案】 A
38、资料：THOMAS WILSON
A.Provide support to the investment banking group VP
B.Answer telephone
C.Maintain calendars
D.Assist visitors

【答案】 D
39、Dream is a story that a person watches or even takes part in during sleep.Dream events are imaginary,but they are related to real experiences and needs in the dreamer’s life.
A.Dream is a confusing story which involves little logic thought
B.Dream involves events that always happen in real life
C.Dream is related to the dreamer's real life
D.Dream is an imaginary story which seems real while taking place

【答案】 B
40、资料：There's a good chance that spicy crunchy tuna roll you ordered for lunch doesn't actually contain any tuna at all.
A.Many sushi restaurants refuse to serve some fish because of the risk of fake fish
B.People have access to track the origins of fish sold in sushi shops
C.Most fish sold in sushi stores is mislabeled but new tech can help to fix the problem
D.Citizens in the US no longer trust the fish sold in sushi venues

【答案】 C
41、在计算机中表示数据的最小单位是（　　）。
A.位
B.字节
C.字
D.字长

【答案】 A
42、2013年9月7日，（ ）击败西班牙马德里和土耳其伊斯坦布尔，最终成为2020年夏 季奥林匹克运动会的举办城市。
A.巴西里约热内卢
B.美届芝加哥
C.日本东京
D.阿根廷布宜诺斯艾利斯

【答案】 C
43、PowerPoint2003的动画中，不能实现的功能为（）。
A.设置幻灯片的切换效果
B.设置同一文本框中不同段落的出现次序
C.设置对象出现的先后顺序
D.设置声音的循环播放

【答案】 B
44、彼得·德鲁克认为：“领导者的唯一定义就是其后面的追随者。一些人是思想家，一些人是预言家，这些人都很重要，而且也急需；但是没有追随者，就不会有领导者。”这句话说明（　　）。
A.领导的实质是组织成员的追随与服从
B.领导者需要权力
C.追随者比领导者更重要
D.领导只有一个定义，其余的定义是错误的

【答案】 A
45、资料：Seeking to end a stalemate in negotiations over her country’s withdrawal from the European Union, Prime Minister Theresa May of Britain offered Friday substantial payments to the bloc during a two-year transition period immediately after the country’s exit.
A.Britain has agreed to discuss the conditions of the exit before discussing the future trade ties
B.Theresa May has mapped out the blue print of the relations between Britain and EU
C.EU might not be satisfied with May’s Speech
D.Britain is fully prepared to withdraw from EU in an orderly way

【答案】 C
46、（　　）on her past mistakes,Jessie realized that she had trusted wrong people.
A.Reflecting
B.To reflect
C.Being reflected
D.Reflect

【答案】 A
47、在短期内，垄断厂商无法改变固定要素投入量，而是通过在既定的生产规模下通过对产量和价格的调整，来实现（　　）的利润最大化。
A.边际利润等于长期边际成本
B.边际利润等于长期平均成本
C.边际利润等于短期边际成本
D.边际利润等于短期平均成本

【答案】 C
48、His kingdom was still ___ ；the Danes far from subdued.
A.precarious
B.preferential
C.primal
D.prodigal

【答案】 A
49、 In the 20th century, women began living longer, ______ because pregnancy and child birth had become less dangerous.
A.immediately
B.directly
C.primarily
D.accordingly

【答案】 C
50、What’s corrosion？ It’s a chemical______in which metal is transformed into salt and oxides.
A.react
B.action
C.reaction
D.response

【答案】 C
51、资料：It's almost considered sacrilegious today to leave work at the end of your workday or（for shamel）on a Friday and simply not check your email until you return the office during normal working hours.
A.Bosses push employees to work by sending emails anytime
B.Employees are exhausted by the constant need to check emails
C.Companies mean to stress the workers out by sending emails
D.None of above

【答案】 B
52、I prefer to take a plane rather than______a train.
A.took
B.taken
C.takes
D.take

【答案】 D
53、Advertising is ______ into every aspect of our social life, and conveying cultural messages with the advantage of mass media.
A.to penetrate
B.penetrated
C.being penetrated
D.penetrating

【答案】 D
54、利率变动对宏观经济有重要影响，从消费者角度看，利率下降时，会（　　）。
A.抑制消费，增加储蓄
B.刺激消费，减少储蓄
C.刺激消费，刺激储蓄
D.抑制消费，抑制储蓄

【答案】 B
55、The computer’s mouse permit the computer operator______the cursor on the video display.
A.move
B.moving
C.to move
D.is moving

【答案】 C
56、材料一：为进一步支持实体经济发展，优化流动性结构，降低融资成本，中国人民银行决定下调金融机构存款准备金率1个百分点，其中，2019年1月15日和1月25日分别下调0.5个百分点。同时，2019年一季度到期的中期借贷便利（MLF）不再续做。这样安排能够基本对冲今年春节前由于现金投放造成的流动性波动，有利于金融机构继续加大对小微企业、民营企业支持力度。
A.再贷款
B.再贴现
C.消费者信用控制
D.道义劝告

【答案】 B
57、工厂有5条效率不同的生产线。某个生产项目如果任选3条生产线一起加工，最快需要6天整，最慢需要12天整；5条生产线一起加工，则需要5天整。问如果所有生产线的产能都扩大一倍，任选2条生产线一起加工最多需要多少天完成？（　　）
A.11
B.13
C.15
D.30

【答案】 C
58、以下属于中国金融监管的对象有（ ）。
A.国有商业银行
B.农村信用合作社
C.信托投资机构
D.以上均是

【答案】 D
59、Prior（　　）his departure,he addressed a letter to his daughter.
A.to
B.of
C.in
D.from

【答案】 A
60、On an annual （ ）, house prices in Scotland are now only 1% lower than they were a year ago, but they are 8% down in Northern Ireland.
A.plan
B.object
C.found
D.basis

【答案】 D
61、资料：Children back at school, nights slowly starting to draw in and the weather more changeable. The seasons are turning and after an eerily calm summer for financial markets, there's a whiff of uncertainty in the air. Bond yields are up from their lows, and the relentless migration of global capital towards any asset, anywhere, with some yield, is slowing.
A.In recent years central banks adopt the method of lower interest rates and asset purchases to promote economic growth but now such ability of central banks have become increasingly weaker
B.Investor